|
|
|
Current as of 7/18/2002 |
|
USA |
Product
Credit
Unions Banks
Variance |
| |
Hi |
Avg |
Low |
|
|
|
Hi |
Avg |
Low |
|
Average |
| NEW CAR-60MO |
|
9.4 |
6.32 |
3.99 |
|
|
|
13 |
7.52 |
4.79 |
|
|
-120
|
|
|
| HOME EQ-LOC 80% |
|
10.5 |
5.63 |
0.99 |
|
|
|
9 |
5.22 |
1.79 |
|
|
41
|
|
|
| REG SAVINGS |
|
3.82 |
1.57 |
0.16 |
|
|
|
3.55 |
1.07 |
0.05 |
|
|
50
|
|
|
| NEW CAR-48MO |
|
8.9 |
6.21 |
3.99 |
|
|
|
12.25 |
7.44 |
4.79 |
|
|
-123
|
|
|
| 36M CAR-2YR OLD |
|
11.25 |
6.5 |
3.9 |
|
|
|
13 |
8.11 |
4.5 |
|
|
-161
|
|
|
| 48M CAR-2YR OLD |
|
11.25 |
6.59 |
3.99 |
|
|
|
12.5 |
8.15 |
5.25 |
|
|
-156
|
|
|
| 30DAY CD-JUMBO |
|
2.53 |
2.05 |
1.51 |
|
|
|
3.04 |
1.53 |
1.01 |
|
|
52
|
|
|
| 60DAY CD-JUMBO |
|
2.53 |
2.08 |
1.51 |
|
|
|
3.1 |
1.56 |
1.01 |
|
|
52
|
|
|
| 90DAY CD-JUMBO |
|
2.78 |
2.27 |
1.61 |
|
|
|
3.12 |
1.68 |
1 |
|
|
59
|
|
|
| 180DAY CD-JUMBO |
|
3.14 |
2.48 |
1.81 |
|
|
|
3.22 |
1.84 |
1.12 |
|
|
64
|
|
|
| 1YR CD-JUMBO |
|
3.61 |
2.9 |
2.28 |
|
|
|
3.25 |
2.22 |
1.25 |
|
|
68
|
|
|
| 1YR ARM |
|
8 |
4.98 |
3.25 |
|
|
|
7.13 |
4.89 |
2.95 |
|
|
9
|
|
|
| 3/1YR ARM |
|
7 |
5.46 |
4.25 |
|
|
|
8.13 |
5.45 |
4.25 |
|
|
1
|
|
|
| 5/1YR ARM |
|
7.5 |
5.91 |
4.75 |
|
|
|
8.25 |
5.86 |
5 |
|
|
5
|
|
|
| 15YR FIX |
|
8.5 |
6.22 |
5.63 |
|
|
|
8.5 |
6.11 |
5.38 |
|
|
11
|
|
|
| 30YR FIX |
|
7.75 |
6.62 |
5.92 |
|
|
|
8 |
6.62 |
6 |
|
|
| CREDITCRD-CLASC |
|
17.9 |
12.59 |
6.75 |
|
|
|
23.99 |
13.39 |
5.5 |
|
|
-80
|
|
|
| CREDITCRD-GOLD |
|
15.9 |
10.98 |
5.75 |
|
|
|
19.99 |
11.96 |
5.5 |
|
|
-98
|
|
|
| INTEREST DDA |
|
3.82 |
0.95 |
0.05 |
|
|
|
3.5 |
0.72 |
0.02 |
|
|
23
|
|
|
| MONEY MARKET |
|
3.55 |
1.81 |
0.25 |
|
|
|
3.25 |
1.18 |
0.05 |
|
|
63
|
|
|
| 3 MO CD |
|
3.45 |
2.08 |
1 |
|
|
|
3.56 |
1.71 |
0.25 |
|
|
37
|
|
|
| 6 MO CD |
|
3.75 |
2.38 |
1 |
|
|
|
3.75 |
1.96 |
0.25 |
|
|
42
|
|
|
| 1 YR CD |
|
4.06 |
2.74 |
1.25 |
|
|
|
3.75 |
2.33 |
0.36 |
|
|
41
|
|
|
| 2 YR CD |
|
5 |
3.35 |
1.5 |
|
|
|
4.34 |
3.04 |
1.06 |
|
|
31
|
|
|
| 3 YR CD |
|
8.5 |
3.87 |
1.6 |
|
|
|
5 |
3.58 |
1.25 |
|
|
29
|
|
|
| 4 YR CD |
|
5.35 |
4.22 |
1.7 |
|
|
|
5.25 |
3.91 |
1.25 |
|
|
31
|
|
|
| 5 YR CD |
|
6 |
4.62 |
2 |
|
|
|
5.5 |
4.3 |
1.25 |
|
|
32
|
|
|
|
|
