RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 178,340 financial institution locations in 19,477 markets across the United States as of 3/29/2017.

Sort by Product  / State

Arizona

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.140.790.010.261.000.0512
6 Mo CD - $10k0.220.880.010.260.650.054
1 Yr CD - $10k0.421.400.010.441.160.102
18 Mo CD - $10k0.461.400.050.721.510.1726
2 Yr CD - $10k0.601.400.050.731.450.2014
30 Mo CD - $10k0.531.250.050.961.510.2543
3 Yr CD - $10k0.711.450.051.011.660.3029
4 Yr CD - $10k0.851.650.101.261.800.5941
5 Yr CD - $10k1.032.000.151.512.750.7549
1 Mo CD - $100k0.100.300.010.200.200.2010
2 Mo CD - $100k0.100.300.010.200.200.2010
3 Mo CD - $100k0.170.790.010.330.550.1516
6 Mo CD - $100k0.250.880.010.360.800.1011
6 Mo CD - $250k   0.800.800.80 
1 Yr CD - $100k0.511.400.010.611.160.1510
1 Yr CD - $250k   1.061.061.06 
2 Yr CD - $100k0.671.400.050.961.550.5029
2 Yr CD - $250k   1.361.361.36 
3 Yr CD - $100k0.781.450.051.281.870.7550
3 Yr CD - $250k   1.871.871.87 
Interest Checking - $5k0.070.500.010.110.650.014
Liquid IRA Account0.130.650.010.331.400.0420
Money Market - $2.5k0.080.300.010.110.400.033
Money Market - $10k0.100.300.010.130.450.033
Money Market - $25k0.130.720.010.160.500.043
Money Market - $50k0.160.720.010.190.600.043
Money Market - $100k0.200.800.010.240.600.054
Money Market - $250k0.220.950.010.270.800.055
Regular Savings - $1k0.090.500.010.121.000.013
New Car - 36 Mo4.318.992.302.613.751.79-171
New Car - 48 Mo4.398.992.302.713.991.89-168
New Car - 60 Mo4.568.992.442.784.241.90-178
New Car - 72 Mo4.366.992.553.094.741.90-127
Used Car - 36 Mo4.749.252.642.824.501.90-192
Used Car - 48 Mo4.789.252.642.893.991.90-189
Used Car - 60 Mo4.387.502.642.974.241.90-141
Used Car - 72 Mo4.576.753.343.344.891.90-124
New Boat - 60 Mo6.1510.582.905.559.251.99-60
Rewards Credit Card13.3017.906.7510.0512.747.75-326
Credit Card Platinum11.2515.908.499.2012.756.45-205
Credit Card Classic11.5014.889.7412.9218.458.40143
Home Equity - LOC5.188.503.754.806.253.75-39
Home Equity - 5 Yr5.567.503.505.316.944.00-25
Home Equity - 10 Yr5.947.904.255.647.074.50-30
Home Equity - 15 Yr6.218.364.255.837.074.50-37
15 Yr Fixed3.7024.1253.0003.7724.0003.0007
20 Yr Fixed4.1434.2503.5004.2964.5003.49015
30 Yr Fixed4.2954.5003.7404.4724.8753.75018
1 Yr ARM3.2153.6672.500 
3/1 ARM3.5154.0002.5003.1854.0001.875-33
5/1 ARM3.4493.7502.8753.7094.3752.62526
7/1 ARM3.6293.8753.0003.9414.5002.87531
New RV - 60 Mo6.3710.582.905.539.751.99-84
Unsecured - 36 Mo8.8614.963.9010.3214.905.90145
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.