RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 181,123 financial institution locations in 19,482 markets across the United States as of 5/28/2017.

Sort by Product  / State

Puerto Rico

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.230.350.050.330.650.1510
6 Mo CD - $10k0.330.600.070.470.850.2514
1 Yr CD - $10k0.641.300.150.791.310.4515
18 Mo CD - $10k0.711.350.200.881.100.6517
2 Yr CD - $10k0.941.500.201.021.510.658
30 Mo CD - $10k0.801.150.25    
3 Yr CD - $10k0.891.210.351.251.760.8036
4 Yr CD - $10k0.831.090.351.491.811.0566
5 Yr CD - $10k1.191.500.501.752.121.2056
1 Mo CD - $100k0.150.150.15    
2 Mo CD - $100k0.200.200.20    
3 Mo CD - $100k0.300.300.300.300.300.300
6 Mo CD - $100k0.450.450.450.530.850.308
1 Yr CD - $100k1.301.301.300.771.310.45-53
2 Yr CD - $100k1.501.501.501.001.510.70-50
3 Yr CD - $100k1.001.001.001.301.760.8030
Interest Checking - $5k0.090.200.010.130.200.054
Liquid IRA Account0.200.200.200.511.260.2331
Money Market - $2.5k0.230.400.050.140.200.05-9
Money Market - $10k0.280.400.150.160.230.05-12
Money Market - $25k0.360.500.200.210.250.10-15
Money Market - $50k0.430.500.300.230.300.10-20
Money Market - $100k0.711.150.400.270.350.15-45
Money Market - $250k0.741.150.500.280.350.15-46
Regular Savings - $1k0.140.250.010.120.300.05-2
New Car - 36 Mo5.567.494.252.062.601.49-349
New Car - 48 Mo5.607.494.502.242.601.89-335
New Car - 60 Mo5.647.494.752.442.991.89-320
New Car - 72 Mo5.887.494.953.123.502.89-276
Used Car - 36 Mo7.147.946.252.543.241.89-459
Used Car - 48 Mo7.147.946.252.693.241.89-444
Used Car - 60 Mo7.147.946.252.943.491.89-419
Used Car - 72 Mo6.867.946.253.573.613.50-329
New Boat - 60 Mo5.857.494.955.536.894.09-32
Rewards Credit Card12.8019.999.9510.1510.908.99-265
Credit Card Platinum13.1919.999.959.6310.248.90-356
Credit Card Classic13.7423.249.9512.7412.7412.74-100
Home Equity - LOC4.504.504.504.064.503.75-44
Home Equity - 5 Yr   4.394.494.20 
Home Equity - 10 Yr   4.995.244.74 
Home Equity - 15 Yr   5.335.744.99 
15 Yr Fixed3.2733.5002.6253.4243.3262.97015
20 Yr Fixed3.9983.8753.5003.8533.8123.425-14
30 Yr Fixed4.1054.1253.5004.0734.0113.626-3
1 Yr ARM3.4544.0492.750 
3/1 ARM4.0694.0004.0003.7603.8743.250-31
5/1 ARM4.1954.1254.1253.6943.6953.375-50
7/1 ARM4.3204.2504.2503.7223.6623.500-60
New RV - 60 Mo5.807.494.955.126.154.09-68
Unsecured - 36 Mo8.038.756.998.149.994.7511
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.