RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 178,340 financial institution locations in 19,477 markets across the United States as of 3/29/2017.

Sort by Product  / State

Puerto Rico

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.230.350.050.330.650.1510
6 Mo CD - $10k0.320.600.070.470.850.2515
1 Yr CD - $10k0.631.300.100.781.260.4515
18 Mo CD - $10k0.781.350.100.881.100.659
2 Yr CD - $10k0.831.500.101.011.500.6518
30 Mo CD - $10k0.801.150.25    
3 Yr CD - $10k0.851.210.351.221.610.8037
4 Yr CD - $10k0.831.090.351.481.761.0565
5 Yr CD - $10k1.161.500.501.742.071.2058
1 Mo CD - $100k0.150.150.15    
2 Mo CD - $100k0.200.200.20    
3 Mo CD - $100k0.300.300.300.300.300.300
6 Mo CD - $100k0.450.450.450.530.850.308
1 Yr CD - $100k1.301.301.300.751.260.45-55
2 Yr CD - $100k1.501.501.500.991.460.70-51
3 Yr CD - $100k1.001.001.001.251.610.8025
Interest Checking - $5k0.100.200.030.130.200.054
Liquid IRA Account0.200.200.200.501.210.2330
Money Market - $2.5k0.230.400.050.140.200.05-9
Money Market - $10k0.280.400.150.160.230.05-12
Money Market - $25k0.360.500.200.210.250.10-15
Money Market - $50k0.430.500.300.230.300.10-20
Money Market - $100k0.711.150.400.270.350.15-45
Money Market - $250k0.741.150.500.280.350.15-46
Regular Savings - $1k0.140.250.010.120.300.05-2
New Car - 36 Mo5.737.494.252.062.601.49-367
New Car - 48 Mo5.777.494.502.242.601.89-353
New Car - 60 Mo5.817.494.752.392.991.89-342
New Car - 72 Mo6.097.494.953.063.502.74-303
Used Car - 36 Mo7.147.946.252.543.241.89-459
Used Car - 48 Mo7.147.946.252.643.241.89-449
Used Car - 60 Mo7.147.946.252.893.491.89-424
Used Car - 72 Mo7.057.946.253.573.613.50-348
New Boat - 60 Mo6.117.494.956.076.894.99-4
Rewards Credit Card12.6619.999.7510.0010.908.99-265
Credit Card Platinum13.2419.999.959.5110.248.90-373
Credit Card Classic13.9022.999.9512.7412.7412.74-116
Home Equity - LOC4.504.504.503.944.253.75-56
Home Equity - 5 Yr   4.144.493.74 
Home Equity - 10 Yr   4.835.244.24 
Home Equity - 15 Yr   5.165.744.49 
15 Yr Fixed3.4313.6252.8753.7433.6352.97031
20 Yr Fixed4.0773.8753.8754.1134.1103.4254
30 Yr Fixed4.1484.1253.6254.2404.2573.6269
1 Yr ARM3.5504.1032.750 
3/1 ARM4.0704.0004.0003.8673.9563.250-20
5/1 ARM4.1954.1254.1253.8253.7913.500-37
7/1 ARM4.3214.2504.2503.8993.8323.592-42
New RV - 60 Mo5.807.494.955.666.244.99-14
Unsecured - 36 Mo7.958.756.998.149.994.7519
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.