RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 181,123 financial institution locations in 19,482 markets across the United States as of 5/28/2017.

Sort by Product  / State

Iowa

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.190.770.010.250.400.156
6 Mo CD - $10k0.310.990.010.420.800.1511
1 Yr CD - $10k0.501.500.040.681.150.2718
18 Mo CD - $10k0.621.500.050.851.250.5023
2 Yr CD - $10k0.711.500.100.991.600.4028
30 Mo CD - $10k0.801.770.101.091.660.7529
3 Yr CD - $10k0.981.750.121.201.800.4522
4 Yr CD - $10k1.132.000.151.392.300.6526
5 Yr CD - $10k1.433.000.151.662.350.8523
1 Mo CD - $100k0.110.500.010.220.250.1511
2 Mo CD - $100k0.090.200.010.250.250.2516
3 Mo CD - $100k0.200.770.010.260.400.156
6 Mo CD - $100k0.310.990.010.450.850.1514
1 Yr CD - $100k0.531.500.050.711.110.4019
2 Yr CD - $100k0.661.400.101.061.600.5039
3 Yr CD - $100k0.961.650.121.201.760.7025
Interest Checking - $5k0.090.650.010.120.400.013
Liquid IRA Account0.633.290.010.472.500.10-16
Money Market - $2.5k0.131.000.010.180.450.055
Money Market - $10k0.161.020.010.280.750.0711
Money Market - $25k0.191.020.010.360.800.0916
Money Market - $50k0.231.020.010.430.900.0920
Money Market - $100k0.291.050.010.531.160.0925
Money Market - $250k0.321.050.010.591.260.0927
Regular Savings - $1k0.120.560.010.151.000.033
New Car - 36 Mo4.187.752.242.945.001.79-125
New Car - 48 Mo4.288.252.243.005.001.89-128
New Car - 60 Mo4.378.502.243.205.251.99-117
New Car - 72 Mo4.356.752.243.645.891.99-71
Used Car - 36 Mo4.438.252.243.216.001.89-122
Used Car - 48 Mo4.528.502.243.326.241.89-120
Used Car - 60 Mo4.578.752.243.576.741.99-101
Used Car - 72 Mo4.456.752.243.395.891.99-106
New Boat - 60 Mo5.6610.592.995.057.492.99-61
Rewards Credit Card12.6917.906.2410.7512.998.74-194
Credit Card Platinum10.8215.906.009.5310.748.20-129
Credit Card Classic13.2116.509.4511.0316.998.50-218
Home Equity - LOC4.677.633.504.275.003.49-40
Home Equity - 5 Yr4.937.503.204.075.992.49-86
Home Equity - 10 Yr5.277.253.844.846.252.99-42
Home Equity - 15 Yr6.138.254.505.717.992.99-42
15 Yr Fixed3.4923.8752.8753.3353.6252.750-16
20 Yr Fixed3.8984.3753.3753.7894.0003.500-11
30 Yr Fixed4.0954.5003.7404.0034.3003.625-9
1 Yr ARM3.4594.7502.2503.3533.3753.250-11
3/1 ARM3.9135.0002.7503.5564.1253.250-36
5/1 ARM3.8625.5002.7503.5584.2502.875-30
7/1 ARM3.7415.0003.0003.8654.5003.25012
New RV - 60 Mo5.9014.502.994.908.502.99-101
Unsecured - 36 Mo10.2118.504.999.6814.006.25-53
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.