RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 178,340 financial institution locations in 19,477 markets across the United States as of 3/29/2017.

Sort by Product  / State

Alabama

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.150.610.010.361.260.1021
6 Mo CD - $10k0.251.000.010.451.510.2020
1 Yr CD - $10k0.431.230.050.671.750.3024
18 Mo CD - $10k0.481.230.050.831.790.3536
2 Yr CD - $10k0.621.550.100.911.830.3030
30 Mo CD - $10k0.631.250.101.081.870.6545
3 Yr CD - $10k0.791.800.151.131.920.4034
4 Yr CD - $10k0.901.660.251.351.760.8546
5 Yr CD - $10k1.112.020.301.572.150.5046
1 Mo CD - $100k0.120.500.010.350.600.1023
2 Mo CD - $100k0.120.300.010.380.600.1526
3 Mo CD - $100k0.160.610.010.350.700.1019
6 Mo CD - $100k0.261.000.010.500.800.2024
1 Yr CD - $100k0.461.230.050.761.160.4530
2 Yr CD - $100k0.621.550.101.031.550.6541
3 Yr CD - $100k0.801.800.151.271.650.7547
Interest Checking - $5k0.110.500.010.180.500.058
Liquid IRA Account0.180.650.010.451.510.0627
Money Market - $2.5k0.140.500.010.250.600.0512
Money Market - $10k0.171.260.010.290.600.0512
Money Market - $25k0.201.260.010.320.600.0512
Money Market - $50k0.241.260.010.380.800.0514
Money Market - $100k0.281.260.010.430.850.0515
Money Market - $250k0.301.260.010.440.850.0514
Regular Savings - $1k0.151.050.010.241.000.0510
New Car - 36 Mo4.589.001.742.193.001.30-238
New Car - 48 Mo4.649.002.092.363.501.74-228
New Car - 60 Mo4.729.502.342.553.751.74-218
New Car - 72 Mo4.387.502.742.964.001.99-142
Used Car - 36 Mo5.3612.002.492.474.501.30-289
Used Car - 48 Mo5.4012.002.592.614.501.74-279
Used Car - 60 Mo5.1412.002.692.794.501.74-235
Used Car - 72 Mo4.316.502.953.244.892.24-107
New Boat - 60 Mo5.8210.582.694.066.991.99-175
Rewards Credit Card12.2117.906.759.7412.256.49-246
Credit Card Platinum11.7315.906.659.2013.255.50-253
Credit Card Classic12.5518.008.5010.8116.805.25-174
Home Equity - LOC4.627.133.254.085.502.75-53
Home Equity - 5 Yr5.416.754.004.967.252.49-44
Home Equity - 10 Yr5.727.204.005.357.253.24-38
Home Equity - 15 Yr6.257.185.134.826.253.75-143
15 Yr Fixed3.6705.2502.7503.6964.4503.0003
20 Yr Fixed4.0574.5003.3754.1144.2503.7506
30 Yr Fixed4.2515.0003.5004.2434.3753.750-1
1 Yr ARM3.2023.8502.2503.0583.5002.250-14
3/1 ARM3.4074.6702.8753.1033.6251.875-30
5/1 ARM3.6595.2502.7003.3273.8752.625-33
7/1 ARM3.8355.0002.8753.6554.0002.875-18
New RV - 60 Mo5.8310.582.694.187.501.99-164
Unsecured - 36 Mo9.0615.995.259.1118.005.906
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.