RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 190,151 financial institution locations in 19,498 markets across the United States as of 11/23/2017.

Sort by Product  / State

Illinois

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.161.130.010.240.600.028
6 Mo CD - $10k0.252.000.010.341.000.029
1 Yr CD - $10k0.421.710.010.571.500.0214
18 Mo CD - $10k0.621.750.050.721.500.059
2 Yr CD - $10k0.642.000.050.821.650.0517
30 Mo CD - $10k0.742.150.050.871.830.1014
3 Yr CD - $10k0.852.250.051.062.250.1021
4 Yr CD - $10k1.042.350.101.372.450.1033
5 Yr CD - $10k1.362.500.251.582.500.1022
1 Mo CD - $100k0.140.800.010.030.030.03-11
2 Mo CD - $100k0.130.800.01    
3 Mo CD - $100k0.181.000.010.290.650.0511
3 Mo CD - $250k   0.300.300.30 
6 Mo CD - $100k0.251.050.010.441.000.1519
6 Mo CD - $250k   0.580.750.40 
1 Yr CD - $100k0.421.550.010.721.500.2030
1 Yr CD - $250k   0.680.900.45 
2 Yr CD - $100k0.591.600.051.021.650.4043
2 Yr CD - $250k   1.001.100.90 
3 Yr CD - $100k0.811.820.051.221.820.6541
3 Yr CD - $250k   1.381.451.30 
Interest Checking - $5k0.091.250.010.130.800.014
Liquid IRA Account0.251.410.010.342.020.028
Money Market - $2.5k0.111.270.010.171.270.017
Money Market - $10k0.151.270.010.221.270.017
Money Market - $25k0.191.270.010.291.270.0210
Money Market - $50k0.221.270.010.331.270.0211
Money Market - $100k0.261.270.010.381.270.0512
Money Market - $250k0.281.350.010.401.300.0512
Regular Savings - $1k0.121.000.010.151.260.013
New Car - 36 Mo4.237.501.992.545.991.49-169
New Car - 48 Mo4.367.751.992.686.491.49-168
New Car - 60 Mo4.508.001.992.796.991.49-172
New Car - 72 Mo4.428.002.543.227.491.49-120
Used Car - 36 Mo4.748.501.992.765.991.49-198
Used Car - 48 Mo4.868.751.992.896.491.99-197
Used Car - 60 Mo4.768.501.993.006.991.99-176
Used Car - 72 Mo4.237.002.903.497.491.99-74
New Boat - 60 Mo5.6210.592.354.669.251.90-96
Rewards Credit Card13.3416.995.0010.8114.247.90-253
Credit Card Platinum10.9116.155.009.7413.446.99-118
Credit Card Classic12.6219.995.0012.2118.001.00-41
Home Equity - LOC4.987.783.494.427.003.50-55
Home Equity - 5 Yr5.218.903.754.787.242.49-44
Home Equity - 10 Yr5.617.254.135.428.492.99-18
Home Equity - 15 Yr5.958.254.255.877.492.99-8
15 Yr Fixed3.5345.0003.0003.5225.2503.000-1
20 Yr Fixed3.9135.8753.3753.9145.5003.3750
30 Yr Fixed4.1226.5003.7004.1365.7503.6251
1 Yr ARM3.7686.0002.0003.2014.0001.000-57
3/1 ARM3.6925.2502.6253.2584.1251.000-43
5/1 ARM3.7455.7002.6253.5534.6251.000-19
7/1 ARM3.7795.0003.0003.6525.0001.000-13
New RV - 60 Mo5.6110.592.354.559.251.90-106
Unsecured - 36 Mo9.5816.004.999.0613.494.24-52
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.