RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 190,151 financial institution locations in 19,498 markets across the United States as of 11/23/2017.

Sort by Product  / State

Michigan

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.150.900.010.240.750.029
6 Mo CD - $10k0.241.000.010.351.050.0212
1 Yr CD - $10k0.441.500.010.601.410.0516
18 Mo CD - $10k0.571.750.030.791.810.1022
2 Yr CD - $10k0.631.750.030.871.750.1025
30 Mo CD - $10k0.601.650.030.982.020.1038
3 Yr CD - $10k0.861.850.031.111.860.1524
4 Yr CD - $10k1.022.150.101.362.000.2034
5 Yr CD - $10k1.252.300.031.642.270.5038
1 Mo CD - $100k0.160.750.01    
2 Mo CD - $100k0.180.750.01    
3 Mo CD - $100k0.180.900.010.340.650.0516
6 Mo CD - $100k0.241.000.010.410.800.0517
1 Yr CD - $100k0.471.500.010.841.350.0537
2 Yr CD - $100k0.631.650.030.931.500.2530
3 Yr CD - $100k0.851.850.031.221.800.2537
Interest Checking - $5k0.070.600.010.110.250.014
Liquid IRA Account0.261.510.030.392.250.0213
Money Market - $2.5k0.080.750.010.170.680.028
Money Market - $10k0.110.750.010.200.790.029
Money Market - $25k0.150.750.010.250.900.0210
Money Market - $50k0.190.800.010.300.900.0211
Money Market - $100k0.240.850.010.341.000.0310
Money Market - $250k0.261.000.010.361.000.0310
Regular Savings - $1k0.091.120.010.121.260.013
New Car - 36 Mo3.686.022.492.607.991.89-108
New Car - 48 Mo3.735.952.492.707.991.89-103
New Car - 60 Mo3.785.922.492.787.991.89-100
New Car - 72 Mo3.744.952.753.168.241.89-58
Used Car - 36 Mo4.046.402.582.737.991.89-131
Used Car - 48 Mo4.096.292.582.827.991.89-127
Used Car - 60 Mo4.016.252.582.907.991.89-111
Used Car - 72 Mo4.014.762.783.338.242.24-68
New Boat - 60 Mo5.5410.602.754.147.991.99-141
Rewards Credit Card13.7816.9910.9910.4516.997.25-333
Credit Card Platinum11.2716.159.999.6214.995.99-165
Credit Card Classic11.9015.008.9012.3516.905.9945
Home Equity - LOC4.867.383.994.547.003.25-32
Home Equity - 5 Yr4.996.503.044.546.702.95-45
Home Equity - 10 Yr5.316.993.905.027.503.74-28
Home Equity - 15 Yr5.647.244.865.377.753.75-27
15 Yr Fixed3.6113.8753.2503.6004.1503.125-1
20 Yr Fixed3.9754.2503.5003.9504.2503.375-2
30 Yr Fixed4.1524.3753.7404.1494.5003.7500
1 Yr ARM3.8214.6252.0003.6154.5002.750-21
3/1 ARM3.7165.2503.0003.8894.7502.62517
5/1 ARM3.9006.0002.8753.7664.8752.500-13
7/1 ARM3.9125.7503.1253.8625.3752.875-5
New RV - 60 Mo5.6210.602.754.147.991.99-148
Unsecured - 36 Mo10.5918.965.008.9516.004.49-164
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.