RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 183,762 financial institution locations in 19,483 markets across the United States as of 7/24/2017.

Sort by Product  / State

Arkansas

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.171.120.010.280.500.1011
6 Mo CD - $10k0.271.230.010.440.850.1517
1 Yr CD - $10k0.451.370.050.671.160.2522
18 Mo CD - $10k0.531.540.050.561.100.204
2 Yr CD - $10k0.631.630.100.901.460.3027
30 Mo CD - $10k0.601.320.100.781.250.5018
3 Yr CD - $10k0.841.990.121.071.710.4024
4 Yr CD - $10k0.972.040.151.301.750.6534
5 Yr CD - $10k1.152.250.151.712.171.2056
1 Mo CD - $100k0.140.500.01    
2 Mo CD - $100k0.120.400.01    
3 Mo CD - $100k0.191.120.010.240.400.014
6 Mo CD - $100k0.291.230.010.470.950.2018
1 Yr CD - $100k0.431.370.050.691.410.2526
2 Yr CD - $100k0.641.590.100.881.710.4024
3 Yr CD - $100k0.831.900.121.091.960.4026
Interest Checking - $5k0.130.500.010.090.200.03-4
Liquid IRA Account0.221.000.010.350.800.1013
Money Market - $2.5k0.150.500.010.210.500.056
Money Market - $10k0.190.650.010.290.500.1010
Money Market - $25k0.220.800.010.330.500.1510
Money Market - $50k0.260.800.010.380.500.2012
Money Market - $100k0.321.000.010.430.650.2011
Money Market - $250k0.331.150.010.470.750.2513
Regular Savings - $1k0.150.650.010.150.350.010
New Car - 36 Mo4.628.501.992.613.491.49-200
New Car - 48 Mo4.698.501.992.783.491.99-191
New Car - 60 Mo4.778.501.992.883.491.99-190
New Car - 72 Mo4.628.501.993.184.242.49-144
Used Car - 36 Mo5.028.502.252.743.741.49-228
Used Car - 48 Mo5.088.502.992.913.741.99-217
Used Car - 60 Mo4.778.502.993.003.741.99-177
Used Car - 72 Mo4.568.502.993.404.242.95-116
New Boat - 60 Mo5.9510.581.995.188.392.95-77
Rewards Credit Card12.2818.158.9910.8612.909.00-142
Credit Card Platinum11.5816.158.257.839.745.74-375
Credit Card Classic14.0920.158.499.4815.995.74-461
Home Equity - LOC5.218.184.004.496.003.75-72
Home Equity - 5 Yr5.056.593.634.545.753.25-51
Home Equity - 10 Yr5.786.994.854.995.753.25-80
Home Equity - 15 Yr6.417.595.135.196.503.25-122
15 Yr Fixed3.5994.5003.0003.5853.8753.250-1
20 Yr Fixed3.9554.3753.3754.0004.0003.6254
30 Yr Fixed4.1584.5003.6254.1914.2503.8753
1 Yr ARM5.1055.4504.2503.3803.2503.125-173
3/1 ARM4.0706.2502.8753.5714.1252.900-50
5/1 ARM3.9336.4502.6253.7674.5003.150-17
7/1 ARM3.7526.0752.7503.9285.0003.47518
New RV - 60 Mo5.8910.581.995.048.392.95-85
Unsecured - 36 Mo8.0513.953.998.4610.655.2441
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.