RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 181,123 financial institution locations in 19,482 markets across the United States as of 5/28/2017.

Sort by Product  / State

Rhode Island

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.140.300.010.340.500.1520
6 Mo CD - $10k0.190.500.010.430.700.2024
1 Yr CD - $10k0.411.350.050.601.250.2519
18 Mo CD - $10k0.511.350.030.721.400.4521
2 Yr CD - $10k0.681.400.030.951.550.6527
30 Mo CD - $10k0.601.350.030.821.260.6521
3 Yr CD - $10k0.761.750.031.061.650.7530
4 Yr CD - $10k1.001.750.101.251.801.0025
5 Yr CD - $10k1.342.500.031.562.001.2522
1 Mo CD - $100k0.070.150.01    
2 Mo CD - $100k0.030.050.01    
3 Mo CD - $100k0.090.200.010.550.550.5547
6 Mo CD - $100k0.140.250.010.730.750.7059
1 Yr CD - $100k0.361.350.051.201.301.1084
2 Yr CD - $100k0.531.400.051.511.601.4198
3 Yr CD - $100k0.651.250.101.681.701.66103
Interest Checking - $5k0.090.750.010.150.350.056
Liquid IRA Account0.281.080.030.320.500.054
Money Market - $2.5k0.070.100.010.180.400.0511
Money Market - $10k0.120.350.010.210.450.0510
Money Market - $25k0.130.350.010.260.500.1013
Money Market - $50k0.160.350.010.320.550.1516
Money Market - $100k0.170.400.010.360.650.2019
Money Market - $250k0.170.400.010.360.650.2019
Regular Savings - $1k0.070.300.010.130.250.056
New Car - 36 Mo4.438.242.492.905.451.99-152
New Car - 48 Mo4.588.242.493.055.452.39-152
New Car - 60 Mo4.808.242.493.055.452.39-175
New Car - 72 Mo4.705.753.543.565.452.69-114
Used Car - 36 Mo5.418.742.843.545.451.99-187
Used Car - 48 Mo5.739.752.843.655.452.49-208
Used Car - 60 Mo4.645.502.843.655.452.49-98
Used Car - 72 Mo   4.585.452.99 
New Boat - 60 Mo8.0810.005.007.059.504.64-103
Rewards Credit Card13.1814.9912.7411.3912.748.99-179
Credit Card Platinum10.9912.9910.7410.2410.748.74-75
Credit Card Classic11.7411.7411.74    
Home Equity - LOC4.957.304.003.964.753.50-100
Home Equity - 5 Yr4.387.013.124.264.743.75-12
Home Equity - 10 Yr4.877.033.504.425.043.88-45
Home Equity - 15 Yr5.467.104.254.675.344.13-79
15 Yr Fixed3.5143.8752.8753.4313.5003.000-8
20 Yr Fixed3.9194.0003.6253.9223.8753.7500
30 Yr Fixed4.0724.2503.5004.1354.2503.6256
1 Yr ARM2.9383.2502.3752.9792.8752.8754
3/1 ARM3.1803.6252.5002.7303.0001.875-45
5/1 ARM3.2393.3752.7503.1943.3752.625-4
7/1 ARM3.4673.6253.0003.4393.6253.000-3
New RV - 60 Mo8.7912.507.247.789.504.64-101
Unsecured - 36 Mo10.8415.916.9911.7515.006.9991
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.