RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 194,418 financial institution locations in 19,504 markets across the United States as of 2/20/2018.

Sort by Product  / State

New Mexico

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.140.500.010.310.600.1017
6 Mo CD - $10k0.230.750.010.491.300.1025
1 Yr CD - $10k0.361.000.050.801.870.2544
18 Mo CD - $10k0.390.800.051.052.000.5066
2 Yr CD - $10k0.561.200.101.132.020.3557
30 Mo CD - $10k0.581.200.101.181.660.6560
3 Yr CD - $10k0.691.400.201.332.070.5064
4 Yr CD - $10k0.841.500.251.512.170.7568
5 Yr CD - $10k1.072.010.351.803.001.0073
1 Mo CD - $100k0.100.350.03    
2 Mo CD - $100k0.110.350.03    
3 Mo CD - $100k0.120.450.010.430.700.2031
6 Mo CD - $100k0.200.600.010.631.300.3043
1 Yr CD - $100k0.330.800.051.011.870.5568
2 Yr CD - $100k0.581.160.101.312.020.6573
3 Yr CD - $100k0.651.400.201.482.070.8584
Interest Checking - $5k0.060.500.010.110.350.015
Liquid IRA Account0.210.650.030.330.650.0511
Money Market - $2.5k0.070.300.010.180.600.0511
Money Market - $10k0.100.450.030.230.650.0512
Money Market - $25k0.120.450.010.280.700.0516
Money Market - $50k0.140.450.030.330.750.0519
Money Market - $100k0.160.550.010.400.850.1523
Money Market - $250k0.170.550.020.420.900.1525
Regular Savings - $1k0.090.260.010.130.350.015
New Car - 36 Mo4.628.992.302.634.251.95-199
New Car - 48 Mo4.718.992.302.874.252.24-184
New Car - 60 Mo4.778.992.453.014.252.49-177
New Car - 72 Mo4.687.002.553.204.252.74-148
Used Car - 36 Mo5.279.252.892.834.251.95-244
Used Car - 48 Mo5.359.253.143.074.292.24-228
Used Car - 60 Mo4.577.503.143.234.292.70-134
Used Car - 72 Mo4.304.883.393.495.592.74-80
New Boat - 60 Mo6.3110.583.995.678.004.25-64
Rewards Credit Card13.1117.246.009.5913.246.90-353
Credit Card Platinum11.9216.409.249.6011.967.00-232
Credit Card Classic10.7514.247.6511.1415.996.2439
Home Equity - LOC5.808.694.255.036.024.25-77
Home Equity - 5 Yr5.546.254.755.106.504.49-44
Home Equity - 10 Yr6.358.664.755.516.884.50-84
Home Equity - 15 Yr6.598.874.755.707.004.75-89
15 Yr Fixed3.8854.2953.3754.1354.9103.37525
20 Yr Fixed4.0044.3841.0004.4694.6253.87547
30 Yr Fixed4.3014.5823.7404.6474.8754.00035
1 Yr ARM4.4594.3754.3753.0293.7502.000-143
3/1 ARM3.0913.8751.0003.5374.2502.00045
5/1 ARM3.7524.5572.9723.8444.3752.7509
7/1 ARM4.0394.6253.1254.3514.6253.62531
New RV - 60 Mo6.4710.583.995.618.003.99-86
Unsecured - 36 Mo10.6515.995.999.4911.907.39-116
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.