RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 178,340 financial institution locations in 19,477 markets across the United States as of 3/29/2017.

Sort by Product  / State

New Mexico

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.090.400.010.290.640.1020
6 Mo CD - $10k0.170.500.010.390.850.0722
1 Yr CD - $10k0.300.750.050.571.260.0827
18 Mo CD - $10k0.351.100.050.741.350.1239
2 Yr CD - $10k0.460.950.100.891.460.1543
30 Mo CD - $10k0.511.100.100.901.350.1539
3 Yr CD - $10k0.631.500.121.161.620.2553
4 Yr CD - $10k0.721.350.151.361.890.4864
5 Yr CD - $10k0.942.000.151.652.750.7571
1 Mo CD - $100k0.090.300.03    
2 Mo CD - $100k0.090.300.03    
3 Mo CD - $100k0.100.400.010.310.550.1021
6 Mo CD - $100k0.170.500.010.470.850.2031
1 Yr CD - $100k0.310.750.050.721.260.3541
2 Yr CD - $100k0.490.950.101.031.660.4554
3 Yr CD - $100k0.661.550.121.331.760.6067
Interest Checking - $5k0.060.500.010.100.350.015
Liquid IRA Account0.210.650.030.320.650.0511
Money Market - $2.5k0.060.200.010.180.400.0512
Money Market - $10k0.090.450.010.220.450.0513
Money Market - $25k0.100.450.010.270.550.0517
Money Market - $50k0.120.450.010.310.650.0520
Money Market - $100k0.140.500.020.370.750.1523
Money Market - $250k0.150.500.020.380.850.1523
Regular Savings - $1k0.080.260.010.130.350.015
New Car - 36 Mo4.668.992.302.464.251.49-220
New Car - 48 Mo4.788.992.302.654.251.74-213
New Car - 60 Mo4.858.992.442.744.251.99-211
New Car - 72 Mo4.656.992.552.984.252.29-167
Used Car - 36 Mo5.419.252.642.654.251.49-276
Used Car - 48 Mo5.469.252.642.854.251.74-261
Used Car - 60 Mo4.687.502.642.984.252.24-170
Used Car - 72 Mo4.264.883.393.284.892.49-98
New Boat - 60 Mo6.5510.583.995.398.003.99-116
Rewards Credit Card13.4017.909.999.4612.966.75-394
Credit Card Platinum11.2515.908.499.2811.966.25-197
Credit Card Classic10.7313.008.1511.0015.405.7427
Home Equity - LOC5.258.293.754.777.003.38-49
Home Equity - 5 Yr5.245.953.504.826.503.74-43
Home Equity - 10 Yr5.747.644.405.297.003.99-45
Home Equity - 15 Yr6.097.894.745.507.754.49-60
15 Yr Fixed3.6314.1253.0003.8024.9103.12517
20 Yr Fixed4.0744.2503.5004.2724.5003.75020
30 Yr Fixed4.2354.3753.6254.4804.7503.87524
1 Yr ARM4.4464.3754.3752.6503.0002.000-180
3/1 ARM3.3943.8753.0003.3614.1251.875-3
5/1 ARM3.4643.8752.9723.5154.2502.6255
7/1 ARM3.7414.1253.1253.8174.6253.0008
New RV - 60 Mo6.5510.583.995.328.003.99-123
Unsecured - 36 Mo10.6215.997.029.4213.906.99-120
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.