RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 186,963 financial institution locations in 19,493 markets across the United States as of 9/23/2017.

Sort by Product  / State

North Carolina

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.120.500.010.270.700.0515
6 Mo CD - $10k0.211.250.010.421.000.0521
1 Yr CD - $10k0.371.400.040.681.400.1031
18 Mo CD - $10k0.411.500.040.721.400.1531
2 Yr CD - $10k0.471.700.050.881.560.1541
30 Mo CD - $10k0.421.260.070.941.560.2052
3 Yr CD - $10k0.651.800.121.111.900.2045
4 Yr CD - $10k0.752.000.151.412.150.3565
5 Yr CD - $10k0.942.300.201.652.350.7072
1 Mo CD - $100k0.080.500.010.050.050.05-3
2 Mo CD - $100k0.090.500.01    
3 Mo CD - $100k0.120.500.010.300.650.0518
6 Mo CD - $100k0.221.250.010.541.000.2231
1 Yr CD - $100k0.381.400.050.881.410.2550
2 Yr CD - $100k0.481.700.091.131.610.4166
3 Yr CD - $100k0.641.850.121.311.820.5167
Interest Checking - $5k0.060.250.010.120.500.056
Liquid IRA Account0.130.850.010.581.700.0545
Money Market - $2.5k0.090.850.010.311.270.0122
Money Market - $10k0.150.900.010.331.270.0118
Money Market - $25k0.170.900.010.361.270.0519
Money Market - $50k0.200.900.010.391.270.0518
Money Market - $100k0.240.900.010.411.270.0517
Money Market - $250k0.270.900.010.421.270.0516
Regular Savings - $1k0.111.400.010.191.250.029
New Car - 36 Mo3.887.002.092.483.641.49-140
New Car - 48 Mo4.027.002.302.603.641.79-142
New Car - 60 Mo4.107.002.442.683.791.90-142
New Car - 72 Mo4.006.002.553.054.251.95-95
Used Car - 36 Mo4.407.252.443.055.251.79-135
Used Car - 48 Mo4.437.252.443.105.251.79-133
Used Car - 60 Mo4.286.252.543.195.251.90-109
Used Car - 72 Mo4.296.382.993.555.291.99-75
New Boat - 60 Mo6.0410.753.505.7010.502.09-33
Rewards Credit Card13.6118.159.9910.3714.996.90-324
Credit Card Platinum11.6816.158.998.7010.355.75-298
Credit Card Classic13.8418.0010.2410.2912.908.35-355
Home Equity - LOC4.848.003.504.616.003.75-23
Home Equity - 5 Yr5.047.253.504.736.772.99-31
Home Equity - 10 Yr5.187.033.755.206.773.252
Home Equity - 15 Yr5.397.103.755.627.753.2522
15 Yr Fixed3.6215.7502.8753.6284.5002.8751
20 Yr Fixed3.9864.5003.5003.9605.0003.375-3
30 Yr Fixed4.1264.8753.6254.1695.3753.5004
1 Yr ARM3.5424.3402.0003.2914.0352.500-25
3/1 ARM3.5154.7503.0003.4134.5001.875-10
5/1 ARM3.5875.5002.9723.4514.6252.500-14
7/1 ARM3.6684.5003.0003.6935.1252.7502
New RV - 60 Mo5.8410.603.505.7410.502.09-10
Unsecured - 36 Mo9.9018.006.009.5318.006.49-37
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.