RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 183,762 financial institution locations in 19,483 markets across the United States as of 7/24/2017.

Sort by Product  / State

Alaska

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.110.250.010.381.280.1527
6 Mo CD - $10k0.140.300.010.471.430.2533
1 Yr CD - $10k0.250.550.050.731.570.3048
18 Mo CD - $10k0.260.550.051.021.700.6576
2 Yr CD - $10k0.410.750.151.251.900.8084
30 Mo CD - $10k0.310.750.151.231.400.9092
3 Yr CD - $10k0.560.950.201.492.071.0593
4 Yr CD - $10k0.601.060.201.762.291.36116
5 Yr CD - $10k0.801.260.251.992.501.66118
1 Mo CD - $100k0.130.200.100.170.200.154
2 Mo CD - $100k0.140.200.100.180.200.154
3 Mo CD - $100k0.150.350.010.230.300.158
6 Mo CD - $100k0.170.400.010.380.450.3020
1 Yr CD - $100k0.270.650.050.680.900.5041
2 Yr CD - $100k0.450.850.161.161.450.8071
3 Yr CD - $100k0.601.050.201.401.801.0580
Interest Checking - $5k0.050.150.010.090.250.053
Liquid IRA Account0.090.140.030.281.000.1019
Money Market - $2.5k0.070.100.010.140.250.107
Money Market - $10k0.070.100.010.220.500.1115
Money Market - $25k0.100.150.010.260.600.1517
Money Market - $50k0.100.150.020.330.750.2123
Money Market - $100k0.110.150.060.350.750.2124
Money Market - $250k0.100.200.010.350.750.2125
Regular Savings - $1k0.060.100.010.150.500.109
New Car - 36 Mo3.213.592.862.753.251.99-47
New Car - 48 Mo3.233.592.862.763.311.99-47
New Car - 60 Mo3.243.592.862.893.371.99-35
New Car - 72 Mo3.283.592.863.013.571.99-28
Used Car - 36 Mo3.594.722.942.753.251.99-84
Used Car - 48 Mo3.604.722.942.763.311.99-85
Used Car - 60 Mo3.754.672.992.893.371.99-86
Used Car - 72 Mo3.253.502.992.933.491.99-32
New Boat - 60 Mo6.1910.604.494.966.253.74-123
Rewards Credit Card14.5318.1512.999.7010.508.90-483
Credit Card Platinum12.2816.1510.999.879.999.75-241
Credit Card Classic13.9013.9013.9013.6214.2512.99-28
Home Equity - LOC5.707.754.254.605.004.25-110
Home Equity - 5 Yr6.086.495.756.527.505.1744
Home Equity - 10 Yr6.386.756.006.357.505.26-2
Home Equity - 15 Yr7.087.087.086.267.255.49-82
15 Yr Fixed3.5203.6253.2503.3663.8752.875-15
20 Yr Fixed3.9054.1253.5003.8254.0003.500-8
30 Yr Fixed4.1424.3754.0004.0474.5003.625-10
1 Yr ARM3.6923.6253.625 
3/1 ARM3.7863.7503.6253.1913.1253.125-60
5/1 ARM3.5543.8753.0003.8885.3753.00033
7/1 ARM3.8854.5003.1254.3255.3753.62544
New RV - 60 Mo6.2010.603.994.806.252.84-140
Unsecured - 36 Mo9.459.919.0011.1414.957.40169
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.