RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 181,123 financial institution locations in 19,482 markets across the United States as of 5/28/2017.

Sort by Product  / State

Kentucky

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.160.700.010.220.500.056
6 Mo CD - $10k0.240.900.010.420.850.1018
1 Yr CD - $10k0.421.150.010.701.310.2328
18 Mo CD - $10k0.511.400.050.811.400.2030
2 Yr CD - $10k0.631.500.051.001.550.3037
30 Mo CD - $10k0.651.510.051.101.600.8044
3 Yr CD - $10k0.821.800.051.221.760.5540
4 Yr CD - $10k1.001.690.101.501.970.6550
5 Yr CD - $10k1.222.100.251.862.530.9964
1 Mo CD - $100k0.110.300.010.030.030.03-8
2 Mo CD - $100k0.080.250.01    
3 Mo CD - $100k0.120.400.010.230.550.0511
6 Mo CD - $100k0.210.550.010.450.850.1323
1 Yr CD - $100k0.421.000.050.771.550.2335
2 Yr CD - $100k0.631.250.101.001.600.4137
3 Yr CD - $100k0.881.770.151.181.760.6030
Interest Checking - $5k0.080.300.010.130.500.015
Liquid IRA Account0.240.800.010.401.510.0516
Money Market - $2.5k0.100.500.010.180.500.058
Money Market - $10k0.141.000.010.240.500.1010
Money Market - $25k0.171.000.010.320.550.1015
Money Market - $50k0.200.900.010.400.800.1021
Money Market - $100k0.221.000.010.440.800.1521
Money Market - $250k0.251.000.010.450.800.1520
Regular Savings - $1k0.110.450.010.120.500.051
New Car - 36 Mo4.336.912.402.643.991.29-169
New Car - 48 Mo4.397.132.402.794.241.50-160
New Car - 60 Mo4.497.352.402.924.491.50-157
New Car - 72 Mo4.697.602.793.374.991.95-132
Used Car - 36 Mo4.797.662.403.066.491.50-173
Used Car - 48 Mo4.827.772.403.176.491.50-165
Used Car - 60 Mo4.828.102.403.256.491.50-157
Used Car - 72 Mo4.536.753.143.635.492.49-91
New Boat - 60 Mo6.339.753.494.817.241.98-152
Rewards Credit Card13.0816.749.2010.1512.746.90-294
Credit Card Platinum11.3415.749.909.2511.405.74-209
Credit Card Classic14.0018.009.9610.2318.005.74-377
Home Equity - LOC4.507.253.504.116.252.99-39
Home Equity - 5 Yr5.076.503.504.547.492.99-52
Home Equity - 10 Yr5.637.504.255.127.493.99-51
Home Equity - 15 Yr5.897.504.505.487.493.99-41
15 Yr Fixed3.5985.5303.0003.5263.9902.833-7
20 Yr Fixed4.0084.5003.3754.0324.1253.3152
30 Yr Fixed4.2185.2503.6254.1594.2503.421-6
1 Yr ARM3.6335.5001.8753.5053.7503.000-13
3/1 ARM3.8835.8752.4903.1834.2501.875-70
5/1 ARM3.8816.2502.5003.5994.6252.625-28
7/1 ARM3.9145.0002.6253.6564.7502.875-26
New RV - 60 Mo6.369.753.494.797.551.98-157
Unsecured - 36 Mo9.5418.965.258.4311.405.24-110
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.