RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 194,418 financial institution locations in 19,504 markets across the United States as of 2/20/2018.

Sort by Product  / State

New York

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.251.600.010.361.360.0511
6 Mo CD - $10k0.381.700.010.501.410.1011
1 Yr CD - $10k0.692.000.010.792.020.1010
18 Mo CD - $10k0.792.000.050.992.040.1520
2 Yr CD - $10k0.912.300.031.052.120.1614
30 Mo CD - $10k0.832.350.031.262.360.1643
3 Yr CD - $10k1.092.550.051.282.330.2219
4 Yr CD - $10k1.212.600.101.512.530.3630
5 Yr CD - $10k1.462.800.101.793.050.5533
1 Mo CD - $100k0.120.350.010.210.500.059
2 Mo CD - $100k0.110.300.010.300.600.1519
3 Mo CD - $100k0.241.600.010.330.700.059
6 Mo CD - $100k0.361.700.010.501.300.1014
1 Yr CD - $100k0.651.800.010.831.870.1519
2 Yr CD - $100k0.882.120.031.102.020.3022
3 Yr CD - $100k0.992.280.031.332.250.4533
Interest Checking - $5k0.111.000.010.121.000.011
Liquid IRA Account0.260.920.010.333.150.036
Money Market - $2.5k0.161.250.010.241.310.017
Money Market - $10k0.211.250.010.291.310.018
Money Market - $25k0.261.550.010.341.310.038
Money Market - $50k0.311.550.010.421.310.0311
Money Market - $100k0.351.550.010.481.410.0314
Money Market - $250k0.371.550.010.501.750.0313
Regular Savings - $1k0.161.500.010.161.360.010
New Car - 36 Mo4.598.742.372.654.201.70-194
New Car - 48 Mo4.689.252.372.824.501.70-186
New Car - 60 Mo4.789.752.492.954.501.70-184
New Car - 72 Mo4.258.742.493.324.501.99-93
Used Car - 36 Mo5.259.502.493.064.751.70-219
Used Car - 48 Mo5.299.502.753.214.751.97-209
Used Car - 60 Mo5.019.752.753.304.751.97-171
Used Car - 72 Mo4.216.492.993.685.591.99-53
New Boat - 60 Mo7.1612.004.005.518.992.74-165
Rewards Credit Card13.8417.248.2410.8015.247.50-304
Credit Card Platinum12.0124.9910.159.5012.506.25-251
Credit Card Classic13.5617.4010.2411.0816.906.95-248
Home Equity - LOC5.138.294.004.525.953.50-62
Home Equity - 5 Yr4.837.793.254.277.742.88-56
Home Equity - 10 Yr5.218.193.744.697.743.58-52
Home Equity - 15 Yr5.297.203.995.177.743.83-12
15 Yr Fixed3.9965.3753.2503.9714.7403.125-3
20 Yr Fixed4.2445.7501.0004.2805.1403.5004
30 Yr Fixed4.4287.0003.7404.4115.0003.750-2
1 Yr ARM3.3376.0002.0003.3635.0002.2503
3/1 ARM3.5385.3751.0003.5234.8752.000-1
5/1 ARM3.6705.4902.5003.6144.5002.375-6
7/1 ARM3.8625.7502.8753.8344.6252.625-3
New RV - 60 Mo7.2612.004.005.598.992.74-167
Unsecured - 36 Mo10.0417.752.508.8718.004.99-117
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.