RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 190,151 financial institution locations in 19,498 markets across the United States as of 11/23/2017.

Sort by Product  / State

New York

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.211.000.010.301.360.059
6 Mo CD - $10k0.341.300.010.472.270.1014
1 Yr CD - $10k0.621.650.010.711.920.109
18 Mo CD - $10k0.721.800.030.891.970.1517
2 Yr CD - $10k0.842.120.030.992.070.1614
30 Mo CD - $10k0.792.150.031.152.170.1636
3 Yr CD - $10k1.012.250.031.242.330.2223
4 Yr CD - $10k1.152.350.101.442.530.3630
5 Yr CD - $10k1.392.500.031.743.050.4034
1 Mo CD - $100k0.120.350.010.210.500.059
2 Mo CD - $100k0.110.300.010.300.600.1519
3 Mo CD - $100k0.190.750.010.301.000.0511
6 Mo CD - $100k0.311.300.010.471.000.1016
1 Yr CD - $100k0.571.620.010.721.610.1516
2 Yr CD - $100k0.792.120.030.981.820.3019
3 Yr CD - $100k0.902.030.031.292.000.4539
Interest Checking - $5k0.111.000.010.121.000.011
Liquid IRA Account0.250.920.010.303.150.015
Money Market - $2.5k0.161.250.010.201.310.014
Money Market - $10k0.201.250.010.231.310.013
Money Market - $25k0.251.250.010.291.310.034
Money Market - $50k0.301.250.010.371.310.037
Money Market - $100k0.331.250.010.441.310.0311
Money Market - $250k0.361.260.010.451.310.039
Regular Savings - $1k0.151.300.010.161.250.011
New Car - 36 Mo4.608.742.372.583.991.49-202
New Car - 48 Mo4.719.252.372.764.501.70-196
New Car - 60 Mo4.839.752.492.894.501.70-194
New Car - 72 Mo4.218.742.493.264.591.99-96
Used Car - 36 Mo5.279.502.493.055.001.70-222
Used Car - 48 Mo5.339.502.753.174.751.97-216
Used Car - 60 Mo5.049.992.753.284.751.97-176
Used Car - 72 Mo4.186.492.993.645.291.99-53
New Boat - 60 Mo7.1612.004.005.449.102.34-172
Rewards Credit Card13.7016.998.2410.6214.997.50-308
Credit Card Platinum11.8424.999.749.3612.256.25-248
Credit Card Classic13.5317.4010.2410.9016.906.95-263
Home Equity - LOC5.058.294.004.325.703.25-73
Home Equity - 5 Yr4.869.243.254.257.242.79-62
Home Equity - 10 Yr5.259.243.744.657.243.18-60
Home Equity - 15 Yr5.339.243.995.137.243.43-20
15 Yr Fixed3.7395.3753.0003.6174.7402.950-12
20 Yr Fixed4.0755.5003.5004.0005.1403.375-8
30 Yr Fixed4.2437.0003.6254.1434.3753.625-10
1 Yr ARM3.1345.0002.0003.2214.5002.2509
3/1 ARM3.4965.2402.5003.3384.3751.875-16
5/1 ARM3.5575.5002.5003.4074.5002.375-15
7/1 ARM3.7405.5002.8753.6334.6002.625-11
New RV - 60 Mo7.1612.004.005.509.102.34-166
Unsecured - 36 Mo10.0417.752.508.9618.004.90-108
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.