RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 190,151 financial institution locations in 19,498 markets across the United States as of 11/23/2017.

Sort by Product  / State

New Hampshire

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.160.450.010.260.550.1010
6 Mo CD - $10k0.230.550.010.370.650.2515
1 Yr CD - $10k0.431.250.050.671.010.4024
18 Mo CD - $10k0.561.600.030.891.750.5033
2 Yr CD - $10k0.691.760.031.041.800.6535
30 Mo CD - $10k0.842.220.031.472.050.9163
3 Yr CD - $10k0.952.120.031.322.000.8537
4 Yr CD - $10k1.052.100.101.492.101.0043
5 Yr CD - $10k1.322.270.031.852.251.2153
1 Mo CD - $100k0.180.300.05    
2 Mo CD - $100k0.230.300.10    
3 Mo CD - $100k0.240.450.050.200.200.20-4
6 Mo CD - $100k0.290.550.050.290.400.250
1 Yr CD - $100k0.521.250.100.671.000.4015
2 Yr CD - $100k0.651.250.200.921.200.7028
3 Yr CD - $100k0.901.750.301.221.300.9032
Interest Checking - $5k0.060.650.010.080.150.012
Liquid IRA Account0.160.700.020.380.750.1022
Money Market - $2.5k0.080.650.010.180.550.0510
Money Market - $10k0.141.110.010.280.650.1014
Money Market - $25k0.161.110.010.330.750.1517
Money Market - $50k0.201.110.010.390.850.1519
Money Market - $100k0.241.110.010.460.900.2522
Money Market - $250k0.271.110.010.490.900.2523
Regular Savings - $1k0.060.200.010.150.400.059
New Car - 36 Mo4.839.002.502.885.991.74-195
New Car - 48 Mo4.939.002.752.986.492.24-195
New Car - 60 Mo5.119.002.793.096.992.24-202
New Car - 72 Mo5.158.533.503.757.493.04-140
Used Car - 36 Mo5.7810.003.092.925.992.24-286
Used Car - 48 Mo5.7510.003.093.006.492.24-275
Used Car - 60 Mo5.6110.003.093.116.992.24-250
Used Car - 72 Mo6.538.535.303.807.493.04-274
New Boat - 60 Mo7.5713.255.005.397.402.99-218
Rewards Credit Card13.0416.9910.7412.3916.997.90-66
Credit Card Platinum11.1012.999.999.9710.997.90-113
Credit Card Classic12.4913.9910.9911.6912.9911.15-80
Home Equity - LOC4.877.594.004.204.863.75-68
Home Equity - 5 Yr4.447.012.994.115.092.99-33
Home Equity - 10 Yr4.907.033.634.845.993.49-6
Home Equity - 15 Yr5.277.103.885.406.493.9913
15 Yr Fixed3.5593.7502.8753.6023.6253.1254
20 Yr Fixed3.9524.3753.3573.9664.0003.6251
30 Yr Fixed4.1124.6253.5004.2204.3753.87511
1 Yr ARM2.9513.5002.6252.9513.6251.9900
3/1 ARM3.4144.8752.5002.8633.6252.250-55
5/1 ARM3.4374.2502.5003.3203.8752.500-12
7/1 ARM3.6604.3752.8753.5554.0002.875-10
New RV - 60 Mo7.6113.255.005.508.102.99-212
Unsecured - 36 Mo11.5316.666.499.3311.996.99-220
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.