RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 190,151 financial institution locations in 19,498 markets across the United States as of 11/23/2017.

Sort by Product  / State

North Dakota

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.160.750.010.200.550.053
6 Mo CD - $10k0.291.260.010.330.750.154
1 Yr CD - $10k0.451.350.050.621.350.2017
18 Mo CD - $10k0.521.400.050.861.500.4534
2 Yr CD - $10k0.671.610.160.881.650.4521
30 Mo CD - $10k0.631.500.151.162.050.7054
3 Yr CD - $10k0.941.840.201.131.850.7019
4 Yr CD - $10k1.201.960.251.402.351.0020
5 Yr CD - $10k1.542.170.351.802.501.2627
1 Mo CD - $100k0.200.350.05    
2 Mo CD - $100k0.200.350.05    
3 Mo CD - $100k0.360.750.050.200.200.20-16
6 Mo CD - $100k0.500.950.050.250.250.25-25
1 Yr CD - $100k0.711.300.100.700.700.70-1
2 Yr CD - $100k0.931.500.200.950.950.952
3 Yr CD - $100k1.131.650.301.301.301.3018
Interest Checking - $5k0.070.350.010.100.150.013
Liquid IRA Account0.531.750.030.481.200.05-6
Money Market - $2.5k0.100.400.010.100.200.02-1
Money Market - $10k0.130.450.010.150.250.032
Money Market - $25k0.150.450.020.220.900.047
Money Market - $50k0.180.500.020.251.000.047
Money Market - $100k0.231.050.030.321.250.069
Money Market - $250k0.251.050.030.351.300.0810
Regular Savings - $1k0.080.400.010.090.200.011
New Car - 36 Mo4.346.002.302.944.252.15-140
New Car - 48 Mo4.436.002.653.164.252.15-126
New Car - 60 Mo4.526.252.653.174.252.15-135
New Car - 72 Mo4.606.062.853.524.252.15-108
Used Car - 36 Mo4.456.902.302.964.502.15-149
Used Car - 48 Mo4.546.902.653.194.502.15-135
Used Car - 60 Mo4.617.002.653.053.502.15-156
Used Car - 72 Mo4.276.062.853.394.002.15-89
New Boat - 60 Mo5.2210.602.993.594.992.59-163
Rewards Credit Card13.0816.999.9010.3614.906.90-271
Credit Card Platinum11.6116.158.909.289.908.65-234
Credit Card Classic13.9114.999.9011.3213.909.24-259
Home Equity - LOC5.137.133.754.434.753.99-71
Home Equity - 5 Yr4.666.493.253.564.242.99-110
Home Equity - 10 Yr5.127.244.254.064.992.99-107
Home Equity - 15 Yr5.527.004.254.415.492.99-111
15 Yr Fixed3.5023.7503.0003.7063.9903.37520
20 Yr Fixed3.9304.1253.2504.0074.2403.6258
30 Yr Fixed4.1094.5003.6254.2104.3753.87510
1 Yr ARM3.0783.0003.000 
3/1 ARM3.1653.2503.0002.7922.8752.500-37
5/1 ARM3.4263.8752.7503.4273.8753.0000
7/1 ARM3.6604.1253.0003.6374.0003.250-2
New RV - 60 Mo5.2510.602.993.594.992.59-166
Unsecured - 36 Mo8.1913.214.008.509.507.0030
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.