RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 178,340 financial institution locations in 19,477 markets across the United States as of 3/29/2017.

Sort by Product  / State

District of Columbia

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.130.400.010.443.010.0130
6 Mo CD - $10k0.200.500.010.450.880.0525
1 Yr CD - $10k0.421.200.050.751.450.1533
18 Mo CD - $10k0.391.160.050.781.810.1539
2 Yr CD - $10k0.531.300.100.951.550.3043
30 Mo CD - $10k0.451.250.101.031.400.3558
3 Yr CD - $10k0.651.460.101.211.680.2556
4 Yr CD - $10k0.801.830.151.431.870.5563
5 Yr CD - $10k1.062.170.151.762.280.3571
1 Mo CD - $100k0.070.250.010.110.200.024
2 Mo CD - $100k0.070.250.01    
3 Mo CD - $100k0.120.350.010.553.010.0143
6 Mo CD - $100k0.190.500.010.490.850.0830
1 Yr CD - $100k0.401.200.050.871.450.1847
2 Yr CD - $100k0.511.300.101.051.550.3054
3 Yr CD - $100k0.631.460.101.301.680.2568
Interest Checking - $5k0.060.200.010.100.350.034
Liquid IRA Account0.110.300.020.451.250.0734
Money Market - $2.5k0.100.250.010.200.600.0111
Money Market - $10k0.130.350.030.240.600.0311
Money Market - $25k0.160.370.020.280.650.0512
Money Market - $50k0.190.400.030.330.700.0815
Money Market - $100k0.220.400.030.370.700.0815
Money Market - $250k0.261.000.030.380.700.0812
Regular Savings - $1k0.080.250.010.130.310.014
New Car - 36 Mo4.036.502.442.024.001.24-201
New Car - 48 Mo4.056.502.442.284.501.45-177
New Car - 60 Mo4.066.502.442.445.001.45-162
New Car - 72 Mo4.357.502.742.864.501.49-149
Used Car - 36 Mo4.737.252.642.324.501.45-241
Used Car - 48 Mo4.757.252.642.514.501.49-224
Used Car - 60 Mo3.856.752.642.765.001.49-109
Used Car - 72 Mo4.054.993.443.174.891.49-88
New Boat - 60 Mo7.1610.594.345.048.951.99-213
Rewards Credit Card12.9617.9010.499.9912.656.24-297
Credit Card Platinum12.7924.998.659.3514.407.50-345
Credit Card Classic11.0813.999.7512.0717.997.55100
Home Equity - LOC5.257.673.253.894.502.75-136
Home Equity - 5 Yr5.388.923.884.345.751.99-104
Home Equity - 10 Yr5.928.924.595.015.824.24-91
Home Equity - 15 Yr6.508.925.095.466.494.49-105
15 Yr Fixed3.7723.8753.1253.7484.3753.116-2
20 Yr Fixed4.1024.2503.5004.2684.6253.37517
30 Yr Fixed4.2554.4803.6254.3624.8753.76111
1 Yr ARM3.1674.2502.2503.1454.1032.000-2
3/1 ARM3.5444.5003.0003.4844.0001.875-6
5/1 ARM3.6654.7502.9723.4743.8752.625-19
7/1 ARM3.7053.8753.0003.7574.3753.0005
New RV - 60 Mo7.2110.595.345.188.951.99-203
Unsecured - 36 Mo10.4314.005.508.1810.905.15-225
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.