National Market Average - New Car - 72 Mo
Atlanta Postal Credit Union - New Car - 72 Mo
APCU, chartered in 1925, is Georgia's oldest credit union. APCU is among the largest credit unions in the nation.
Our founders, whose primary goal was to provide affordable financial services to fellow employees and their families, founded APCU. Like thousands of other credit unions around the world, APCU is a member-owned, not-for-profit financial cooperative, founded on the premise that working people need a safe and sound place to save and borrow money. Our guiding principles are unique: only people who are credit union members can borrow here, loans should be for prudent and productive purposes, and a person's character and desire to repay a loan are considered as important as a person's income.
From an initial investment of $2,505 in 1925, APCU's assets have grown to over $2 billion and membership is now in excess of 106,000 members. Members nationwide enjoy a full complement of financial products and services designed to save them money.
All this is what makes the credit union so different from other financial institutions—the commitment to meeting the needs of our members. APCU brings members together to improve their way of life. Quite simply, we are people helping people.
Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 167,744 financial institutions locations in America. Datatrac Great Rate Awards certify that deposit and loan rates outperform the market average for comparable products. www.datatrac.net
- $1,477 is the difference between the amount paid in interest between Atlanta Postal Credit Union's rate at 1.95% APR compared to 3.79% APR for the National market average over the life of a $25,000 auto loan over 72 months.
- Datatrac’s comprehensive, unbiased research and analysis is updated each
business day and is conducted independent of any financial institution. There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and are subject to your credit rating and other factors. Please contact Atlanta Postal Credit Union directly with any questions regarding their current rates and terms.
- Loan rates are quoted as Annual Percentage Rates and are subject to change without notice. APCU’s 1.75% APR is the advertised rate and is based on a new or used auto loan, 2009 model year or newer. Rate example: If your standard rate on 60-month loan is 1.75% APR, your payment would be $17.42 per $1,000 borrowed. 84 months financing is available on some vehicle loans. 120 months financing is available on recreational vehicle loans in the amount of $35,000 or more. Call for details. Rates can vary based on the age of the vehicle and terms of the loan. Your actual rate is based upon your credit history. Ask for details. Financing up to NADA retail value of the vehicle is available. Rates shown are the lowest available for the listed term as of September 30, 2013. All loans are subject to approval of credit and membership qualifications apply. Offer expires December 31, 2013.
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