San Diego area Market Average - New Car - 72 Mo
California Coast Credit Union - New Car - 72 Mo
About California Coast Credit Union
Established by a handful of San Diego teachers in 1929, California Coast now proudly serves 135,000 members in San Diego and Riverside counties and is $2 billion strong. Members have access wherever they live, work or travel through online and mobile banking, over 20 local branches, a shared branch network of 60 area locations and 30,000 surcharge-free CO-OP ATMs nationwide. As a not-for-profit financial institution, California Coast embraces the credit union philosophy of “people helping people” and serves in its members’ best interest every day. For more information, please visit calcoastcu.org or call (877) 495-1600.
Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 176,848 financial institutions locations in America. Datatrac Great Rate Awards certify that deposit and loan rates outperform the market average for comparable products. www.datatrac.net
‡TERMS AND CONDITIONS: To take advantage of this offer you must apply for membership and live or work in San Diego or Riverside counties. Before the loan can be funded, membership needs to be established with a one-time $5 membership fee and a savings account.
APR = Annual Percentage Rate. Advertised rates are for 2014 and newer vehicles. Additional rates and terms available for model years 2012 and older. Loan discounts cannot be combined. Discount programs are not eligible to reduce final rate lower than "floor rate" of 1.88% APR. For 3 years (36 months) at 1.48% APR estimated monthly payment is $28.42 per $1,000 borrowed. For 4 years (48 months) at 1.78% APR estimated monthly payment is $21.60 per $1,000 borrowed. For 5 1/2 years (66 months) at 1.88% APR estimated monthly payment is $15.97 per $1,000 borrowed. For 6 years and 3 months (75 months) at 1.98% APR estimated monthly payment is $14.19 per $1,000 borrowed. Limited time offer. Refinances of existing California Coast auto loans are not eligible. Maximum Term: Offer good for all 2014 or newer model years up to 5 1/2 years (66 months). Terms of 6 years and 3 months (75 months) require a minimum loan amount of $12,000. Terms of 7 years (84 months) on loan amounts of $25,000 and above. Rates and terms are based on credit history, subject to credit approval and subject to change. Other restrictions apply. Up to 110% financing available based on credit worthiness and model year. New: Manufacturer's Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB) plus license fees and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC) and is subject to approval. A valid driver license and current insurance information are required at time of financing.
- $1,145 is the difference between the amount paid in interest between California Coast Credit Union's rate at 1.98% APR compared to 3.41% APR for the San Diego area market average over the life of a $25,000 auto loan over 72 months.
- Datatrac’s comprehensive, unbiased research and analysis is updated each
business day and is conducted independent of any financial institution. There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and are subject to your credit rating and other factors. Please contact California Coast Credit Union directly with any questions regarding their current rates and terms.
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