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Earn up to 185% more with a Discover Bank certificate of deposit1

Discover Bank's rate for a 1 year certificate of deposit (CD) at $100,000 beats the National average by up to 185% and is eligible for a Datatrac Great Rate Award and earning you as much as $585 over the life of the deposit.

Datatrac Great Rate Award
Certified to save you money
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Discover Bank - 1 Yr CD - $100k 0.90% APR2
National Market Average - 1 Yr CD - $100k 0.32% APR2

About Datatrac

Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 241,819 financial institutions locations in America. Datatrac Great Rate Awards certify that deposit and loan rates outperform the market average for comparable products.

  1. $585 is the difference between the amount earned in interest between Discover Bank's rate at 0.90% APR compared to 0.32% APR for the National market average over the life of a 1 year certificate of deposit (CD) at $100,000 over 12 months.
  2. APY=Annual Percentage Yield. Datatrac’s comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution.  There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and are subject to your credit rating and other factors. Please contact Discover Bank directly with any questions regarding their current rates and terms.