RateDex

Rates based upon a survey of 299,386 financial institution locations in 19,713 markets across the United States as of 4/16/2024. Source: Datatrac

        

Product Winner
(bp = basis points, Winner = medal)
Auto
Auto
New Auto - 36 Mo7.17%6.24%medalCredit Unions by 93 bp
New Auto - 48 Mo7.22%6.37%medalCredit Unions by 85 bp
New Auto - 60 Mo7.29%6.49%medalCredit Unions by 80 bp
New Auto - 72 Mo7.39%6.76%medalCredit Unions by 62 bp
Used Auto - 36 Mo7.48%6.45%medalCredit Unions by 102 bp
Used Auto - 48 Mo7.50%6.58%medalCredit Unions by 92 bp
Used Auto - 60 Mo7.54%6.70%medalCredit Unions by 84 bp
Used Auto - 72 Mo7.57%6.98%medalCredit Unions by 59 bp
Boat
Boat
New Boat-60 Mo8.30%7.95%medalCredit Unions by 34 bp
Credit Card
Credit Card
Rewards Credit Card18.57%14.31%medalCredit Unions by 426 bp
Credit Card Classic16.76%13.32%medalCredit Unions by 344 bp
Credit Card Platinum17.66%12.73%medalCredit Unions by 493 bp
Home Equity
Home Equity
Home Equity - LOC 80%9.02%8.47%medalCredit Unions by 55 bp
Home Equity - 5 Yr 80%8.06%7.22%medalCredit Unions by 84 bp
Home Equity - 10 Yr 80%8.20%7.60%medalCredit Unions by 61 bp
Home Equity - 15 Yr 80%8.36%7.90%medalCredit Unions by 46 bp
Mortgage
Mortgage
30 Yr Fixed7.25%7.14%medalCredit Unions by 11 bp
20 Yr Fixed7.24%6.93%medalCredit Unions by 31 bp
15 Yr Fixed6.76%6.68%medalCredit Unions by 8 bp
7 Yr ARM7.76%7.10%medalCredit Unions by 66 bp
5 Yr ARM7.94%6.71%medalCredit Unions by 123 bp
Motorhome
Motorhome
New Motorhome-60 Mo8.34%7.96%medalCredit Unions by 38 bp
Unsecured
Unsecured
Unsecured - 36 Mo11.28%10.95%medalCredit Unions by 33 bp
CD
CD
3 Mo CD - $10k1.18%2.00%medalCredit Unions by 82 bp
6 Mo CD - $10k1.59%2.95%medalCredit Unions by 135 bp
1 Yr CD - $10k1.69%3.41%medalCredit Unions by 173 bp
18 Mo CD - $10k1.45%3.26%medalCredit Unions by 181 bp
2 Yr CD - $10k1.47%3.07%medalCredit Unions by 161 bp
30 Mo CD - $10k1.13%2.99%medalCredit Unions by 186 bp
3 Yr CD - $10k1.39%2.94%medalCredit Unions by 155 bp
4 Yr CD - $10k1.33%2.93%medalCredit Unions by 160 bp
5 Yr CD - $10k1.39%3.00%medalCredit Unions by 161 bp
3 Mo CD - $100k1.25%2.06%medalCredit Unions by 81 bp
6 Mo CD - $100k1.64%2.99%medalCredit Unions by 134 bp
1 Yr CD - $100k1.76%3.47%medalCredit Unions by 171 bp
2 Yr CD - $100k1.53%3.12%medalCredit Unions by 159 bp
3 Yr CD - $100k1.43%2.99%medalCredit Unions by 156 bp
Checking
Checking
Basic Checking 0.15%0.22%medalCredit Unions by 7 bp
IRA
IRA
IRA - Liquid - $10k0.42%0.69%medalCredit Unions by 28 bp
Money Market
Money Market
Money Market - $2.5k0.44%0.80%medalCredit Unions by 36 bp
Money Market - $10k0.51%0.90%medalCredit Unions by 39 bp
Money Market - $25k0.62%1.06%medalCredit Unions by 44 bp
Money Market - $50k0.71%1.21%medalCredit Unions by 50 bp
Money Market - $100k0.90%1.45%medalCredit Unions by 55 bp
Money Market - $250k1.00%1.60%medalCredit Unions by 60 bp
Savings
Savings
Regular Savings0.21%medal0.20%Banks by 2 bp

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* Represents the difference in the average rate between banks and credit unions.