RateDex

Rates based upon a survey of 287,541 financial institution locations in 19,663 markets across the United States as of 6/4/2023. Source: Datatrac

        

Product Winner
(bp = basis points, Winner = medal)
Auto
Auto
New Car - 36 Mo6.30%5.63%medalCredit Unions by 67 bp
New Car - 48 Mo6.35%5.75%medalCredit Unions by 60 bp
New Car - 60 Mo6.43%5.88%medalCredit Unions by 55 bp
New Car - 72 Mo6.59%6.17%medalCredit Unions by 43 bp
Used Car - 36 Mo6.63%5.82%medalCredit Unions by 82 bp
Used Car - 48 Mo6.68%5.94%medalCredit Unions by 73 bp
Used Car - 60 Mo6.70%6.07%medalCredit Unions by 63 bp
Used Car - 72 Mo6.68%6.37%medalCredit Unions by 31 bp
Boat
Boat
New Boat - 60 Mo7.43%7.25%medalCredit Unions by 18 bp
Credit Card
Credit Card
Rewards Credit Card18.11%13.67%medalCredit Unions by 444 bp
Credit Card Classic15.76%12.82%medalCredit Unions by 294 bp
Credit Card Platinum17.61%12.29%medalCredit Unions by 532 bp
Home Equity
Home Equity
Home Equity - LOC8.51%7.93%medalCredit Unions by 58 bp
Home Equity - 5 Yr7.34%6.56%medalCredit Unions by 78 bp
Home Equity - 10 Yr7.52%6.95%medalCredit Unions by 57 bp
Home Equity - 15 Yr7.74%7.23%medalCredit Unions by 51 bp
Mortgage
Mortgage
3/1 ARM0%5.62%
5/1 ARM7.61%5.95%medalCredit Unions by 166 bp
7/1 ARM7.16%5.94%medalCredit Unions by 122 bp
15 Yr Fixed6.26%6.04%medalCredit Unions by 23 bp
20 Yr Fixed6.60%6.54%medalCredit Unions by 6 bp
30 Yr Fixed6.74%6.68%medalCredit Unions by 6 bp
Rv
Rv
New RV - 60 Mo7.47%7.27%medalCredit Unions by 20 bp
Unsecured
Unsecured
Unsecured - 36 Mo10.50%10.32%medalCredit Unions by 18 bp
CD
CD
3 Mo CD - $10k0.78%1.35%medalCredit Unions by 57 bp
6 Mo CD - $10k1.09%2.06%medalCredit Unions by 97 bp
1 Yr CD - $10k1.40%2.71%medalCredit Unions by 130 bp
18 Mo CD - $10k1.28%2.76%medalCredit Unions by 148 bp
2 Yr CD - $10k1.29%2.73%medalCredit Unions by 144 bp
30 Mo CD - $10k1.07%2.74%medalCredit Unions by 167 bp
3 Yr CD - $10k1.26%2.67%medalCredit Unions by 141 bp
4 Yr CD - $10k1.24%2.71%medalCredit Unions by 147 bp
5 Yr CD - $10k1.30%2.83%medalCredit Unions by 153 bp
1 Mo CD - $100k0.38%0.79%medalCredit Unions by 40 bp
2 Mo CD - $100k0.13%1.37%medalCredit Unions by 125 bp
3 Mo CD - $100k0.84%1.38%medalCredit Unions by 54 bp
6 Mo CD - $100k1.14%2.09%medalCredit Unions by 95 bp
1 Yr CD - $100k1.47%2.75%medalCredit Unions by 128 bp
2 Yr CD - $100k1.35%2.78%medalCredit Unions by 143 bp
3 Yr CD - $100k1.29%2.72%medalCredit Unions by 143 bp
Checking
Checking
Interest Checking - $5k0.12%0.20%medalCredit Unions by 7 bp
Ira
Ira
Liquid IRA Account0.35%0.60%medalCredit Unions by 25 bp
Money Market
Money Market
Money Market - $2.5k0.37%0.65%medalCredit Unions by 27 bp
Money Market - $10k0.44%0.73%medalCredit Unions by 29 bp
Money Market - $25k0.53%0.86%medalCredit Unions by 32 bp
Money Market - $50k0.62%0.97%medalCredit Unions by 35 bp
Money Market - $100k0.75%1.16%medalCredit Unions by 41 bp
Money Market - $250k0.83%1.26%medalCredit Unions by 43 bp
Savings
Savings
Regular Savings - $1k0.19%medal0.18%Banks by 1 bp

Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2023 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.