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Save up to $561 with a First-Citizens Bank & Trust Company credit card1

First-Citizens Bank & Trust Company's rate for a $5,000 credit card beats the National average by up to 24% and is eligible for a Datatrac Great Rate Award and saving you as much as $486 over 3 years on a Credit Card Platinum.

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First-Citizens Bank & Trust Company - Credit Card Platinum 9.49% APR2
National Market Average - Credit Card Platinum 13.23% APR2

About Datatrac

Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 229,980 financial institutions locations in America. Datatrac Great Rate Awards certify that deposit and loan rates outperform the market average for comparable products.

  1. $561 is the difference between the amount paid in interest between First-Citizens Bank & Trust Company's rate at 9.49% APR compared to 13.23% APR for the National market average based upon a $5,000 average daily balance over 36 months.
  2. APR=Annual Percentage Rate. Datatrac’s comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution.  There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and are subject to your credit rating and other factors. Please contact First-Citizens Bank & Trust Company directly with any questions regarding their current rates and terms.