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Save up to $331 with a PenFed Credit Union credit card1

Datatrac just searched 129,029 banking locations in the United States and found that PenFed Credit Union's rate for a $5,000 credit card beats the National average by up to 10% earning a Datatrac Great Rate Award and saving you as much as $205 over 3 years on a Rewards Credit Card.

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A rewards credit card with PenFed Credit Union is 16% lower and saves $331 in interest compared to the National Market Average.
PenFed Credit Union - Rewards Credit Card 11.99% APR2
National Market Average - Rewards Credit Card 14.19% APR2

About Datatrac

Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 227,039 financial institutions locations in America. Datatrac Great Rate Awards certify that deposit and loan rates outperform the market average for comparable products.

  1. $331 is the difference between the amount paid in interest between PenFed Credit Union's rate at 11.99% APR compared to 14.19% APR for the National market average based upon a $5,000 average daily balance over 36 months.
  2. APR=Annual Percentage Rate. Datatrac’s comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution.  There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and are subject to your credit rating and other factors. Please contact PenFed Credit Union directly with any questions regarding their current rates and terms.