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Save up to $514 with a PenFed Credit Union auto loan1

Datatrac just searched 1 banking locations in Enfield, ME and found that PenFed Credit Union's rate for a $30,000 auto loan beats the Enfield, ME average by up to 16% earning a Datatrac Great Rate Award and saving you as much as $1,182 over the life of the loan.

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PenFed Credit Union - New Auto - 36 Mo 5.44% APR3
Enfield, ME Market Average - New Auto - 36 Mo 6.49% APR2

Rates & Disclosures

Pentagon Federal Credit Union (PenFed) is America's second-largest federal credit union, serving 2.9 million members worldwide with nearly?$35 billion?in assets. PenFed offers market-leading certificates, checking and savings, credit cards, personal loans, mortgages, auto loans, student loans, and a wide range of other financial services, always with members' interests in mind. 

About Datatrac

Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 302,931 financial institutions locations in America. Datatrac Great Rate Awards certify that deposit and loan rates outperform the market average for comparable products.

New Auto Loans: Loan rate applicable to new vehicles only. New vehicles are where you are the original owner and the untitled vehicle is model year 2023 or newer with less than 7501 miles. Up to 125% financing is available in the U.S. Up to 110% financing is available in Puerto Rico and Virgin Islands. Vehicle weight and mileage restrictions apply.

Minimum loan amount is $15,000 for 61-72 month term. Minimum loan amount $20,000 for 73-84 month term. Rate also depends on term.

Loan Payment Example: A $20,000 new auto loan financed at 5.59% APR would amount to 60 monthly payments of approximately $384.47 each.

Used Auto Loans: Maximum used car loan advance will be determined by PenFed using a JD Power value. Financing is available up to the JD Power valuation plus tags, title, taxes and extended warranties not to exceed 125% in the U.S. Up to 110% financing is available in Puerto Rico and Virgin Islands. Some restrictions apply. Call 1-800-247-5626 for details.

For the 84 month loan term, eligible used vehicles must have model years as new as or newer than the current calendar year minus five years and less than 60,000 miles. 

Rate depends on term. Vehicle weight and mileage restrictions apply. 

  1. $514 is the difference between the amount paid in interest between PenFed Credit Union's rate at 5.44% APR compared to 6.49% APR for the Enfield, ME market average over the life of a $30,000 auto loan over 36 months.
  2. APR=Annual Percentage Rate. Datatrac’s comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution.  There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and are subject to your credit rating and other factors. Please contact PenFed Credit Union directly with any questions regarding their current rates and terms.
  3. PenFed is federally insured by the NCUA and is an Equal Housing Lender.