Products & Services
DATATRAC FACT:
Datatrac monitors over 20,000 financial institutions with over 35 million rates, fees
and specials updated annually.
RateIntelligence Reports
Designed to be meeting-ready for your pricing committee, RateIntelligence Reports are competitive rate shops customized to your specific needs. You specify the institutions,
products and day to receive the report. Rates, fees, and specials for any mix of retail and/or commercial product offerings (deposits, consumer loans, mortgage, etc) can be
included in your report. Select from our
list of our products or add other products if needed. Graphs identifying changes
and benchmarking you against your competitors are included. All research is backed by Datatrac's exclusive
100% Accuracy Guarantee.
Numerous printer and download friendly report formats are available in Adobe PDF and Microsoft Excel. Formats to match your specifications are also available. For a custom proposal
click here or call a Research Consultant at 800-257-7101 extension 4.
RateAlerts
Be the most informed person in the room. Dont let your competition make a move without you knowing. RateAlerts are a daily email alerting you to the latest rate changes and newly launched specials for local banks and credit unions in your market. RateAlerts also include the latest money rates and articles from the leading trade publications in the financial industry.
Click here for FREE
RateAlerts in your local market.
RateDex Pro (www.ratedexpro.com)
Access real-time, local interest rates and specials anytime in less than one
minute. With over 19,000 institutions in 175 local U.S. markets, RateDex Pro gives
you the competitive advantage of on-demand access to the data you need via the
industry’s largest online interest rate database. Click here or call 800-257-7101
extension 4 to ask about a free one-week access to RateDex Pro. No obligation. All
research is backed by Datatrac’s exclusive
100% Accuracy Guarantee.
RateDex Web Applets
Keep your web site up to date with the most current local or national rates with
RateDex. Customize your own RateDex to show current and/or historical
statewide and/or national interest rate data. Your RateDex will even match
your website’s look & feel. For a custom proposal,
click here or call a
Research Consultant at 800-257-7101 extension 4.
Confirm historical trends combining rate data with
financial call report data (FDIC and NCUA) dating back
as far as 1997 for retail banking product (deposits,
loans, mortgage, credit card, jumbo CD, etc.) Historical
data is available for specific institutions and/or markets
including nationwide, statewide and 175 local U.S.
Compare your fees against your local competition. Over 70 fee categories monitored. If there are fees or product
features you want monitored that are not on the list please
click here or call a Research Consultants at 800-257-7201 extension 4.
Special, in-depth research is periodically conducted on various topics related to financial services. A few of these
studies are listed below. Please
click here or contact a
Research Consultant at 800-257-7201 extension 4 for more information.
All reports below are for 2006-2007 calendar years.
Each report can be customized to benchmark yourself against the institutions tracked.
You may also add specific competitors to your report.
Online / Web Banking—Over 200 financial institutions documenting website features and functionality including bill
payment, online demos and promotions, customer service features, fees, online statements and more.
Branch Management—Best practices, retention strategies and profit techniques
in growing branch operations from selected top 20 institutions nationwide.
Includes bank and credit union data.

Workplace Banking—Learn how the nation’s top 50 institutions manage
workplace banking: Loan discounts, ATM surcharge rebates, equity trading
discounts, fees and other strategies and ideas.
Payroll Cards Study—Over 75 institutions compared including cardholder fees,
web tools and promotions and specials.
Purchase / Procurement Cards— Commercial practices revealed on over 75 to
financial companies comparing best practices in expense management and
consolidation, streamlining purchasing process, flexibility in billing and
payment, fees, specials and other vital business requirements.
ATM/Debit Cards—Over 250 institutions nationwide including top banks and
credit unions comparing fees & surcharges, gold and platinum programs,
reward/mileage programs, employee options and much more.
Business Fees & Earnings Credits—Proprietary products, tiers and services
revealed for the nations top 50 banks including commercial checking fees for
large, middle-market and small businesses, ECR rates and account balance
requirements
Why Minorities Select a Financial Institution—Increase your knowledge and marketshare of African-American,
Hispanic, Asian and other minority by understanding how choosing a financial institution varies by ethnicity. Survey
data completed by more than 1,000 consumers is broken out by ethnicity, age, census region, marital status,
income and employment status.
Health Savings Accounts (HSA)—Over 50 institutions offering HSAs are compared including minimum balance
requirements, interest rates, maintenance fees, application/set-up fees and more.
Relationship Account Study—Includes over 250 financial institutions including major banks and credit unions.
Detailed pricing information, account features, discounts and special rates and other features are covered.
Private Banking Study—A study of the top 20 banks and brokerage firms on how they manage customers with $1
million to $10 million in investible assets. Includes trust account fees, investment services, preferred deposit and
loan rates and other private banking services.
Merchant Card Service—A study of over 100 financial companies including service and transaction fees, electronic
transaction fees, smart cards and other valuable research.
Have a unique research question? We can answer it. Our Specialty Research Reports are custom designed with
you to meet your specifications. Examples include:
- "It’s IRA season, what are my competitors’ rates?"
- "What are our competitors charging for SBA backed business loans?"
- "What is the average earnings credit and monthly business checking fee in our market?"
- "How are money market rates tiered in my market?"
- "How do my competitors segment their checking products?"
- "We’re starting an indirect lending department. What are competitors charging?"
For a custom research proposal,
click here or call a Research Consultant at 800-257-7101 extension 4.