Save up to $169 with a Umpqua Bank credit card1
Umpqua Bank's rate for a
$5,000 credit card beats the John Day, OR average
by up to
11%
and is eligible for a Datatrac Great Rate Award and saving you as much as $169 over 3 years on a Rewards Credit Card.
Select Type
Umpqua Bank - Rewards Credit Card
8.75% APR2
John Day, OR Market Average - Rewards Credit Card
9.87% APR2
About Datatrac
Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 348,846 financial institutions locations in America. Datatrac Great Rate Awards certify that deposit and loan rates outperform the market average for comparable products. www.datatrac.net
- $169 is the difference between the amount paid in interest between Umpqua Bank's rate at 8.75% APR compared to 9.87% APR for the John Day, OR market average based upon a $5,000 average daily balance over 36 months.
- APR=Annual Percentage Rate. Datatrac’s comprehensive, unbiased research and analysis is updated each
business day and is conducted independent of any financial institution. There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and are subject to your credit rating and other factors. Please contact Umpqua Bank directly with any questions regarding their current rates and terms.
©2026 Datatrac Corporation. All Rights reserved.