Best auto loan rates in San Diego-Carlsbad, CA

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Miramar FCU auto loan rates best of 86 lenders in San Diego Area

Ken Wanek - Datatrac @KenWanek
For the 15th consecutive week, Miramar Federal Credit Union (Miramar FCU) has the lowest rate on a 60-month new car loan. Their current rate of 1.49% is the best 60-month term as of July 22nd, 2014, based on Datatrac's analysis of 86 banks and credit unions in San Diego Area. If a shorter term for a lower rate is ideal, Western Federal Credit Union has a 36-month term at 0.99%. Wells Fargo & Company (Wells Fargo), the third-largest bank in San Diego Area with $1.3 trillion in assets, has the lowest rate of any bank on a 60-month new car loan at 2.28%. They also have a 72-month term at 2.27%. More...

Found 233 auto loan rates in San Diego-Carlsbad, CA

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CompanyRateNoteTypeInquire

5500 Campanile Dr
San Diego, CA 92182
1  Credit Union Learn More

500 Sea World Dr
San Diego, CA 92109
1  Credit Union Learn More

16399 W Bernardo Dr
San Diego, CA 92127
1  Credit Union Learn More

9797 Aero Dr
San Diego, CA 92123
1  Credit Union Learn More

13161 Black Mountain Rd
San Diego, CA 92129
1  Credit Union Learn More

15180 Innovation Dr Bldg RC2
San Diego, CA 92128
1  Credit Union Learn More

5901 Priestly Dr
Carlsbad, CA 92008
1  Bank Holding Company

12730 High Bluff Dr
San Diego, CA 92130
1  Bank Holding Company Learn More

8867 Cuyamaca St
Santee, CA 92071
1  Bank Holding Company

10075 Carroll Canyon Rd
San Diego, CA 92131
1  Credit Union

Low, High and Average auto loan rates for San Diego Area

The average auto loan rate in San Diego Area is 3.57% for a 60-month new car loan, 3.40% for a 48-month new car loan and 3.43% for a 72-month used car loan. Rates for this week ranged from a low of 0.99% on a 36-month to a high of 11.74% on a 60-month. San Diego Area auto loan rates rose one basis point (100 bps = 1.0%) last month. They are up two bps since last year.

San Diego Area 60 Mo New Car Loan Rates
12 months ending July 22nd, 2014

Biggest Rate Changers in San Diego Area

Overall, the rate change trend was constant as of Tuesday, July 22nd. Of the 239 rates included in Datatrac's research in San Diego Area, 5% of all auto loan rates had a minor downtick, 3% had a minor uptick, and 92% remained constant over the last week. The 60-month auto loan from Kinecta Federal Credit Union decreased by 10 bps this week to 2.24%, which was the largest drop of any rate. Bank of America Corporation (Bank of America), a large bank in San Diego Area with $1.6 trillion in assets and 71 branches, had the largest increase on 48-month auto loan rates, up 10 bps from last week to 2.49%.

San Diego Area Rate Changes
Week ending July 22nd, 2014

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Datatrac takes the guesswork out of shopping for your next auto loan. We are an independent, unbiased research company that has been comparing banking products for over 25 years. Our database of 1,285,509,571 deposit and loan rates is updated daily with the most current rates for nearly every bank and credit union in America, including those right in your backyard. We look at each bank's rates, fees and all the fine print to make sure we are comparing apples to apples. Then we do the math. We compute the savings to help you make the best decision.  We stay with you until you find a loan that saves you money.


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1 Datatrac's comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution. There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and may be subject to your credit rating and other factors. Please contact the institution directly with any questions regarding their current rates and terms.

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