Best auto loan rates in Cincinnati, OH-KY-IN

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Delta Community CU auto loan rate beats 135 Cincinnati Metro lenders

Ken Wanek - Datatrac @KenWanek
When compared to 135 lenders in Cincinnati Metro (Cincinnati-Middletown, OH-KY-IN) based on Datatrac's analysis, Delta Community Credit Union (Delta Community CU) has the lowest rate on a 60-month new car loan. As of August 18th, 2014, their 60-month rate is available at 1.75%. If a shorter term for a lower rate is ideal, Western Federal Credit Union has the best overall rate at 0.99% for a 36-month term. PNC Financial Services Group, the fourth-largest bank with 85 branches in Cincinnati Metro, is offering one of the best rates of any bank on a 60-month new car loan at 2.49%. Commonwealth Bancshares, Incorporated (Commonwealth), a mid-sized bank with two branches in Cincinnati Metro, has a 36-month term at 2.24%. More...

Found 232 auto loan rates in Cincinnati, OH-KY-IN

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CompanyRateNoteType

101 Clarence F Warner Dr
Monroe, OH 45050
1  Bank Holding Company

25 Atlantic Ave
Erlanger, KY 41018
1  Credit Union

1160 E Main St
Lebanon, OH 45036
1  Commercial Bank

1111 Saint Gregory St
Cincinnati, OH 45202
1  Bank Holding Company

1700 Declaration Dr
Independence, KY 41051
1 90% FINANCINGBank Holding Company

2850 Turkeyfoot Rd
Crestview Hills, KY 41017
1  Bank Holding Company

7072 Harrison Ave
Cincinnati, OH 45247
1  Bank Holding Company

525 Vine St
Cincinnati, OH 45202
1  Credit Union

3425 Valley Plaza Pkwy
Fort Wright, KY 41017
1  Bank Holding Company

9450 Seward Rd
Fairfield, OH 45014
1  Credit Union

Low, High and Average auto loan rates for Cincinnati Metro

The average auto loan rate in Cincinnati Metro is 3.76% for a 60-month new car loan, 4.03% for a 72-month new car loan and 3.66% for a 48-month new car loan. Rates for this week ranged from a low of 0.99% on a 36-month to a high of 7.49% on a 72-month. Cincinnati Metro auto loan rates rose one basis point (100 bps = 1.0%) last month. They are up four bps since last year.

Cincinnati Metro 60 Mo New Car Loan Rates
12 months ending August 18th, 2014

Biggest Rate Changers in Cincinnati Metro

Overall, the rate change trend was unchanged as of Monday, August 18th. Of the 232 rates included in Datatrac's analysis in Cincinnati Metro, 2% of all auto loan rates had a modest decrease, 2% had nominal movement upward, and 96% remained constant last week. The biggest drop in rates this week was the JPMorgan Chase 60-month auto loan, which decreased by 10 bps to 2.94%. JPMorgan Chase is a large bank with assets of $2.1 trillion and 37 locations. JPMorgan Chase also had the largest increase on 60-month auto loan rates, up 10 bps from last week to 3.44%.

Cincinnati Metro Rate Changes
Week ending August 18th, 2014

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1 Datatrac's comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution. There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and may be subject to your credit rating and other factors. Please contact the institution directly with any questions regarding their current rates and terms.

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