Best auto loan rates in Cincinnati, OH-KY-IN


Delta Community CU auto loan rate beats 136 Cincinnati Metro lenders

Ken Wanek - Datatrac @KenWanek
Delta Community Credit Union (Delta Community CU) has the lowest rate on a 60-month new car loan at 1.75%. Datatrac determined they have the best rate based on analysis of 136 metro lenders as of August 29th, 2014. To get a better rate at a lower term, Western Federal Credit Union 36-month term at 0.99%. PNC Financial Services Group, with $294.5 billion in assets and 85 branches in Cincinnati Metro, is offering one of the best rates of any bank on a 60-month new car loan at 2.49%. Commonwealth Bancshares, Incorporated (Commonwealth), a mid-sized bank in Cincinnati Metro with $879.4 million in assets, has a 48-month term at 2.24%. More...

Found 233 auto loan rates in Cincinnati, OH-KY-IN

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101 Clarence F Warner Dr
Monroe, OH 45050
1  Bank Holding Company

25 Atlantic Ave
Erlanger, KY 41018
1  Credit Union

2850 Turkeyfoot Rd
Crestview Hills, KY 41017
1  Bank Holding Company

7072 Harrison Ave
Cincinnati, OH 45247
1  Bank Holding Company
1  Credit Union

5050 Kingsley Dr
Cincinnati, OH 45227
1  Bank Holding Company

160 Barnwood Dr
Edgewood, KY 41017
1 80% FINANCINGBank Holding Company
1 80% FINANCINGBank Holding Company

303 Broadway St
Cincinnati, OH 45202
1  Bank Holding Company

3450 Valley Plaza Pkwy
Fort Wright, KY 41017
1  Credit Union

Low, High and Average auto loan rates for Cincinnati Metro

The average auto loan rate in Cincinnati Metro is 3.73% for a 60-month new car loan, 3.63% for a 48-month new car loan and 3.55% for a 36-month new car loan. Rates for this week ranged from a low of 0.99% on a 36-month to a high of 7.49% on a 72-month. Cincinnati Metro auto loan rates dropped last month, down three basis points (100 bps = 1.0%). They are down one bps since last year.

Cincinnati Metro 60 Mo New Car Loan Rates
12 months ending August 29th, 2014

Biggest Rate Changers in Cincinnati Metro

Overall, the rate change trend remained the same as of Friday, August 29th. Of the 233 rates included in Datatrac's analysis in Cincinnati Metro, 8% of all auto loan rates had a slight downtick, 6% had a modest increase, and 86% remained constant over the last seven days. The 72-month auto loan from MainSource Financial Group decreased by 174 bps this week to 2.49%, which was the biggest drop of any rate. With assets of $3.0 billion and three locations, MainSource Financial Group is a large bank. JPMorgan Chase, also a large bank in Cincinnati Metro with $2.1 trillion in assets and 37 branches, had the largest increase on 60-month auto loan rates, up 10 bps from last week to 3.44%.

Cincinnati Metro Rate Changes
Week ending August 29th, 2014

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1 Datatrac's comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution. There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and may be subject to your credit rating and other factors. Please contact the institution directly with any questions regarding their current rates and terms.

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