Best auto loan rates in Cincinnati, OH-KY-IN

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Delta Community CU auto loan rate best of 135 Cincinnati Metro lenders

Ken Wanek - Datatrac @KenWanek
Delta Community Credit Union (Delta Community CU) has the best rate on a 60-month new car loan out of 135 lenders. Based on the analysis conducted by Datatrac as of July 21st, 2014, they are offering a 60-month rate at 1.75%. If taking on a shorter term for a better rate is an option, Western Federal Credit Union has a 36-month term at 0.99%. PNC Financial Services Group, with $294.5 billion in assets and 85 locations in Cincinnati Metro, has one of the best rates of any bank on a 60-month new car loan at 2.49%. Commonwealth Bancshares, Incorporated (Commonwealth), a mid-sized bank in Cincinnati Metro with $879.4 million in assets, is offering a 48-month term at 2.24%. More...

Found 232 auto loan rates in Cincinnati, OH-KY-IN

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CompanyRateNoteType

101 Clarence F Warner Dr
Monroe, OH 45050
1  Bank Holding Company

25 Atlantic Ave
Erlanger, KY 41018
1  Credit Union

1160 E Main St
Lebanon, OH 45036
1  Commercial Bank

1111 Saint Gregory St
Cincinnati, OH 45202
1  Bank Holding Company

1700 Declaration Dr
Independence, KY 41051
1 90% FINANCINGBank Holding Company

2850 Turkeyfoot Rd
Crestview Hills, KY 41017
1  Bank Holding Company

7072 Harrison Ave
Cincinnati, OH 45247
1  Bank Holding Company

525 Vine St
Cincinnati, OH 45202
1  Credit Union

3425 Valley Plaza Pkwy
Fort Wright, KY 41017
1  Bank Holding Company

9450 Seward Rd
Fairfield, OH 45014
1  Credit Union

Low, High and Average auto loan rates for Cincinnati Metro

The average auto loan rate in Cincinnati Metro is 3.75% for a 60-month new car loan, 3.83% for a 36-month used car loan and 3.64% for a 48-month new car loan. Rates for this week ranged from a low of 0.99% on a 36-month to a high of 7.49% on a 72-month. Cincinnati Metro auto loan rates went up three basis points (100 bps = 1.0%) last month. They are up 21 bps since last year.

Cincinnati Metro 60 Mo New Car Loan Rates
12 months ending July 21st, 2014

Biggest Rate Changers in Cincinnati Metro

Overall, the rate change trend was unchanged as of Monday, July 21st. Of the 232 rates included in Datatrac's analysis in Cincinnati Metro, 13% of all auto loan rates went up, 5% had nominal movement downward, and 82% did not change over the last seven days. The biggest drop in rates this week was the JPMorgan Chase 36-month auto loan, which decreased by five bps to 2.83%. With assets of $2.1 trillion and 37 locations, JPMorgan Chase is a large bank. First Financial Bank, also a large bank in Cincinnati Metro with $6.9 billion in assets and 41 branches, had the largest increase on 60-month auto loan rates, up 51 bps from last week to 5.19%.

Cincinnati Metro Rate Changes
Week ending July 21st, 2014

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Datatrac takes the guesswork out of shopping for your next auto loan. We are an independent, unbiased research company that has been comparing banking products for over 25 years. Our database of 1,285,509,571 deposit and loan rates is updated daily with the most current rates for nearly every bank and credit union in America, including those right in your backyard. We look at each bank's rates, fees and all the fine print to make sure we are comparing apples to apples. Then we do the math. We compute the savings to help you make the best decision.  We stay with you until you find a loan that saves you money.


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1 Datatrac's comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution. There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and may be subject to your credit rating and other factors. Please contact the institution directly with any questions regarding their current rates and terms.

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