RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 167,437 financial institution locations in 19,392 markets across the United States as of 7/7/2015.

Sort by Product  / State

National

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.100.800.010.211.360.0111
6 Mo CD - $10k0.151.260.010.311.410.0116
1 Yr CD - $10k0.251.260.010.481.920.0122
18 Mo CD - $10k0.311.360.010.571.970.0126
2 Yr CD - $10k0.421.900.010.722.070.0130
30 Mo CD - $10k0.412.000.010.819.000.0539
3 Yr CD - $10k0.581.810.010.982.330.0140
4 Yr CD - $10k0.722.050.011.212.530.0549
5 Yr CD - $10k0.942.500.011.503.050.0156
1 Mo CD - $100k0.070.750.010.200.600.0213
2 Mo CD - $100k0.070.750.010.220.600.0515
3 Mo CD - $100k0.090.750.010.260.900.0116
6 Mo CD - $100k0.141.260.010.371.150.0323
1 Yr CD - $100k0.231.350.010.551.300.0532
2 Yr CD - $100k0.401.450.050.802.000.1040
3 Yr CD - $100k0.551.770.051.071.900.2552
Interest Checking - $5k0.071.710.010.112.010.015
Liquid IRA Account0.163.290.010.343.300.0118
Money Market - $2.5k0.081.050.010.182.000.0111
Money Market - $10k0.101.260.010.211.310.0111
Money Market - $25k0.131.260.010.261.310.0113
Money Market - $50k0.151.260.010.301.310.0115
Money Market - $100k0.181.260.010.341.310.0116
Money Market - $250k0.191.260.010.351.310.0116
Regular Savings - $1k0.071.050.010.142.000.016
New Car - 36 Mo3.9016.001.452.406.050.95-149
New Car - 48 Mo3.9916.001.752.546.500.99-144
New Car - 60 Mo4.0916.001.752.657.001.35-144
New Car - 72 Mo4.1110.001.853.058.751.48-105
Used Car - 36 Mo4.4116.001.792.657.900.99-176
Used Car - 48 Mo4.4716.001.792.777.751.24-170
Used Car - 60 Mo4.2816.001.792.8711.001.40-141
Used Car - 72 Mo4.1110.001.853.267.501.50-85
New Boat - 60 Mo6.6313.252.005.1011.991.75-153
Rewards Credit Card12.4519.964.999.9816.903.25-247
Credit Card Platinum11.0917.905.158.9817.001.99-211
Credit Card Classic12.6520.996.7511.3319.904.99-132
Home Equity - LOC4.668.412.254.018.001.99-66
Home Equity - 5 Yr5.4310.752.494.528.751.75-91
Home Equity - 10 Yr5.8210.752.995.069.002.00-76
Home Equity - 15 Yr6.0910.503.005.429.502.00-67
15 Yr Fixed3.5539.0002.6253.5367.9002.250-2
20 Yr Fixed4.0987.5502.7504.0915.9993.000-1
30 Yr Fixed4.2467.2503.1004.2366.5003.250-1
10/1 ARM 
1 Yr ARM2.8116.5001.0102.8785.5001.5007
3/1 ARM3.2587.0002.1253.0306.2501.750-23
5/1 ARM3.3358.0002.3753.2725.5002.250-6
7/1 ARM3.5518.2502.6253.5965.0002.5005
New RV - 60 Mo6.8013.832.005.1412.001.59-166
Unsecured - 36 Mo10.3420.753.009.4118.003.23-94
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2013 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.