RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 117,035 financial institution locations in 18,144 markets across the United States as of 12/21/2014.

Sort by Product  / State

National

National
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.100.800.010.201.360.0110
6 Mo CD - $10k0.151.000.010.301.410.0115
1 Yr CD - $10k0.251.500.010.451.920.0120
18 Mo CD - $10k0.301.550.010.551.970.0124
2 Yr CD - $10k0.412.000.010.682.250.0527
30 Mo CD - $10k0.411.680.030.782.250.0537
3 Yr CD - $10k0.562.020.030.942.330.0538
4 Yr CD - $10k0.702.270.031.172.530.0547
5 Yr CD - $10k0.942.520.031.463.050.0552
1 Mo CD - $100k0.070.750.010.180.600.0211
2 Mo CD - $100k0.060.750.010.200.600.0514
3 Mo CD - $100k0.090.800.010.250.900.0116
6 Mo CD - $100k0.141.000.010.351.000.0322
1 Yr CD - $100k0.231.500.010.521.500.0529
2 Yr CD - $100k0.391.550.050.742.250.1036
3 Yr CD - $100k0.531.710.051.011.760.2548
Interest Checking - $5k0.071.710.010.112.000.014
Liquid IRA Account0.173.290.010.343.300.0117
Money Market - $2.5k0.081.050.010.181.310.0110
Money Market - $10k0.111.510.010.211.310.0110
Money Market - $25k0.141.510.010.261.310.0112
Money Market - $50k0.161.510.010.301.310.0113
Money Market - $100k0.191.510.010.331.310.0114
Money Market - $250k0.201.510.010.341.310.0114
Regular Savings - $1k0.081.010.010.143.000.017
New Car - 36 Mo3.9213.001.492.438.750.95-149
New Car - 48 Mo4.0113.001.752.589.001.24-143
New Car - 60 Mo4.1210.361.752.689.501.24-144
New Car - 72 Mo3.9810.001.993.0710.001.24-91
Used Car - 36 Mo4.4713.751.872.699.250.99-177
Used Car - 48 Mo4.5113.751.872.819.751.24-169
Used Car - 60 Mo4.3111.741.992.9111.001.24-141
Used Car - 72 Mo3.9611.741.993.2910.501.24-67
New Boat - 60 Mo6.7715.501.795.1713.501.29-160
Rewards Credit Card11.9019.964.999.8616.903.25-203
Credit Card Platinum10.7217.994.999.0014.994.75-172
Credit Card Classic12.6620.996.7511.4319.904.88-122
Home Equity - LOC4.718.252.254.0110.752.25-70
Home Equity - 5 Yr5.539.992.744.538.011.99-100
Home Equity - 10 Yr5.919.752.755.119.002.62-80
Home Equity - 15 Yr6.1710.753.255.469.502.85-72
15 Yr Fixed3.3388.5002.5003.3107.9002.750-3
20 Yr Fixed3.8858.7502.2503.8596.2503.000-3
30 Yr Fixed4.0909.0003.0004.0686.5003.375-2
1 Yr ARM2.9096.3501.0102.6636.0001.500-25
3/1 ARM3.1167.0002.1402.8996.0001.875-22
5/1 ARM3.2168.0002.1253.1445.2502.000-7
7/1 ARM3.4327.7502.3753.3885.5002.250-4
10/1 ARM 
New RV - 60 Mo6.8913.251.795.2213.501.29-168
Unsecured - 36 Mo10.5924.783.759.4718.003.00-113
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2013 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.