RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 125,063 financial institution locations in 18,104 markets across the United States as of 7/31/2014.

Sort by Product  / State

National

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
1 Mo CD - $100k0.110.550.010.170.600.026
2 Mo CD - $100k0.110.450.010.210.600.0510
3 Mo CD - $10k0.140.800.010.191.360.004
3 Mo CD - $100k0.150.650.010.220.900.017
6 Mo CD - $10k0.221.010.010.271.410.016
6 Mo CD - $100k0.231.000.010.311.000.038
1 Yr CD - $10k0.361.500.010.411.920.016
1 Yr CD - $100k0.371.500.010.451.260.058
18 Mo CD - $10k0.431.550.010.491.970.056
2 Yr CD - $10k0.552.020.010.632.070.058
2 Yr CD - $100k0.541.550.020.661.500.1012
30 Mo CD - $10k0.592.000.050.712.170.0512
3 Yr CD - $10k0.741.730.030.862.330.0112
3 Yr CD - $100k0.741.650.050.911.750.2517
4 Yr CD - $10k0.922.000.031.082.530.0516
5 Yr CD - $10k1.142.300.031.353.050.0520
Interest Checking - $5k0.091.990.010.101.000.011
Liquid IRA Account0.313.290.010.333.300.012
Money Market - $2.5k0.121.010.010.161.310.003
Money Market - $10k0.151.510.010.191.310.004
Money Market - $25k0.181.510.010.241.310.005
Money Market - $50k0.221.510.010.271.310.006
Money Market - $100k0.261.510.010.311.310.005
Money Market - $250k0.271.510.010.321.310.004
Regular Savings - $1k0.131.010.010.133.000.010
New Car - 36 Mo4.6413.001.492.516.150.89-212
New Car - 48 Mo4.7413.001.752.636.500.99-210
New Car - 60 Mo4.8510.361.752.747.500.99-211
New Car - 72 Mo4.6610.001.993.148.750.99-152
Used Car - 36 Mo5.2213.431.872.707.500.90-252
Used Car - 48 Mo5.2513.001.872.827.751.24-243
Used Car - 60 Mo5.0011.741.992.9211.001.24-208
Used Car - 72 Mo4.4710.002.143.277.501.24-120
New Boat - 60 Mo6.2515.501.795.0113.501.29-124
Credit Card Classic12.8420.996.5011.5419.904.88-130
Rewards Credit Card11.6519.965.159.9417.003.25-171
Credit Card Platinum10.4917.995.159.1317.992.99-137
Home Equity - LOC4.438.992.504.0710.752.25-36
Home Equity - 5 Yr5.249.992.744.518.751.99-72
Home Equity - 10 Yr5.609.752.755.109.002.75-50
Home Equity - 15 Yr5.7910.753.255.469.502.99-33
15 Yr Fixed3.4237.2502.5003.4017.9002.625-2
20 Yr Fixed4.0637.5503.2504.0546.2503.250-1
30 Yr Fixed4.2717.2503.6254.2716.7503.3750
1 Yr ARM3.3436.3501.0102.9256.0001.000-42
3/1 ARM3.3447.0002.0003.0586.0001.990-29
5/1 ARM3.4748.0002.2503.1785.2502.250-30
7/1 ARM3.6067.7502.3753.4435.5002.250-16
New RV - 60 Mo6.2613.251.795.0613.501.29-120
Unsecured - 36 Mo10.4824.763.759.5018.002.33-98
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2013 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.