RateDex

Presented by the National Association of Federally-Insured Credit Unions (NAFCU) in cooperation with S&P Global Market Intelligence and DatatracRates based upon a survey of 178,340 financial institution locations in 19,477 markets across the United States as of 3/29/2017.

Sort by Product  / State

Guam

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.030.030.030.450.450.4542
6 Mo CD - $10k0.050.050.050.750.850.6570
1 Yr CD - $10k0.150.150.151.161.261.05101
18 Mo CD - $10k0.150.150.151.151.151.15100
2 Yr CD - $10k0.300.300.301.461.461.45116
30 Mo CD - $10k0.300.300.30    
3 Yr CD - $10k0.450.450.451.581.611.55113
4 Yr CD - $10k0.700.700.701.761.761.76106
5 Yr CD - $10k1.201.201.201.942.071.8074
1 Mo CD - $100k0.050.050.05    
2 Mo CD - $100k0.050.050.05    
3 Mo CD - $100k0.050.050.050.550.550.5550
6 Mo CD - $100k0.100.100.100.800.850.7570
1 Yr CD - $100k0.250.250.251.211.261.1596
2 Yr CD - $100k0.350.350.351.511.551.46116
3 Yr CD - $100k0.550.550.551.631.651.61108
Interest Checking - $5k0.030.030.030.280.350.2025
Liquid IRA Account0.030.030.030.831.210.4580
Money Market - $2.5k0.030.030.030.230.400.0520
Money Market - $10k0.050.050.050.250.450.0520
Money Market - $25k0.060.060.060.300.500.1024
Money Market - $50k0.060.060.060.330.550.1027
Money Market - $100k0.070.070.070.380.600.1531
Money Market - $250k0.070.070.070.380.600.1531
Regular Savings - $1k0.020.020.020.150.250.0513
New Car - 36 Mo4.004.004.001.641.791.49-236
New Car - 48 Mo4.254.254.251.991.991.99-226
New Car - 60 Mo4.504.504.502.122.241.99-239
New Car - 72 Mo4.634.634.632.522.742.29-211
Used Car - 36 Mo4.004.004.002.793.591.99-121
Used Car - 48 Mo4.254.254.253.043.592.49-121
Used Car - 60 Mo4.384.384.383.423.593.24-96
Used Car - 72 Mo4.754.754.754.254.893.61-50
New Boat - 60 Mo5.005.005.006.436.706.15143
Rewards Credit Card13.2414.4812.009.379.499.24-388
Credit Card Platinum   9.3710.248.49 
Credit Card Classic16.0016.0016.0012.7412.7412.74-326
Home Equity - LOC4.384.754.004.134.503.75-25
Home Equity - 5 Yr4.254.254.254.244.743.74-1
Home Equity - 10 Yr4.384.384.384.645.044.2427
Home Equity - 15 Yr4.504.504.504.925.344.4942
15 Yr Fixed3.5963.6353.125 
20 Yr Fixed4.2124.1103.875 
30 Yr Fixed4.2664.2573.875 
1 Yr ARM4.3384.1034.103 
3/1 ARM3.0023.9561.875 
5/1 ARM3.3393.7912.625 
7/1 ARM3.4963.8323.000 
New RV - 60 Mo5.005.005.006.757.356.15175
Unsecured - 36 Mo7.138.256.008.499.996.99137
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2017 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.