RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 346,335 financial institution locations in 19,713 markets across the United States as of 9/14/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.584.120.012.113.750.2053
6 Mo CD - $10k2.194.000.013.074.310.1088
9 Mo CD - $10k2.403.930.012.824.490.4041
1 Yr CD - $10k2.414.000.013.564.310.30115
18 Mo CD - $10k2.314.050.013.333.901.00102
2 Yr CD - $10k2.254.250.013.144.050.2590
30 Mo CD - $10k1.933.940.013.284.052.75135
3 Yr CD - $10k2.063.940.012.994.100.3093
4 Yr CD - $10k1.933.940.013.264.200.70133
5 Yr CD - $10k2.053.940.013.054.280.35100
3 Mo CD - $100k1.644.120.012.123.750.2048
6 Mo CD - $100k2.194.000.013.104.310.2091
9 Mo CD - $100k2.443.930.012.844.490.5040
1 Yr CD - $100k2.424.250.013.554.310.30114
18 Mo CD - $100k2.334.050.013.333.901.0099
2 Yr CD - $100k2.254.500.013.194.050.4094
30 Mo CD - $100k1.943.940.013.354.052.75140
3 Yr CD - $100k2.073.940.013.034.100.5596
4 Yr CD - $100k1.943.940.013.184.150.70124
5 Yr CD - $100k2.073.940.013.054.490.7099
High Rate Checking1.602.500.044.547.001.87294
Basic Checking0.171.100.010.376.000.0119
IRA - 1 Year - $10k2.354.000.013.264.100.1591
IRA - 1 Year - $100k1.074.000.013.504.200.45243
IRA - Liquid - $10k0.914.000.010.854.080.01-6
IRA - Liquid - $100k2.024.000.031.044.080.01-97
High Rate Money Market - $2.5k   0.180.250.15 
Money Market - $2.5k0.473.200.010.713.000.0525
Money Market - $10k0.503.200.010.773.000.0526
High Rate Money Market - $10k1.852.750.100.180.250.15-166
High Rate Money Market - $25k2.314.000.152.754.000.2544
Money Market - $25k0.703.200.010.973.100.0527
Money Market - $50k0.753.200.011.093.560.0535
High Rate Money Market - $50k2.334.000.202.754.000.2542
High Rate Money Market - $100k2.394.000.253.174.001.5077
Money Market - $100k0.903.450.011.283.560.0538
Money Market - $250k1.003.500.011.424.420.0542
High Rate Money Market - $250k2.444.000.253.184.001.5574
Money Market - $500k1.092.850.051.514.420.2043
High Rate Money Market - $500k   3.254.001.75 
High Rate Money Market - $1 million   3.324.001.95 
Money Market - $1 million1.232.950.051.514.420.2028
High Rate Savings1.702.500.022.295.000.4059
Regular Savings0.283.000.010.234.080.01-5
New Auto - 24 Mo5.995.995.995.086.103.89-91
New Auto - 36 Mo7.7410.755.244.936.493.49-281
New Auto - 48 Mo7.7911.005.245.026.493.49-277
New Auto - 60 Mo7.8811.255.245.136.993.49-275
New Auto - 72 Mo7.739.855.245.357.293.49-238
New Auto - 84 Mo5.995.995.995.927.693.99-7
Used Auto - 24 Mo5.995.995.995.306.353.99-69
Used Auto - 36 Mo8.5611.755.245.196.903.50-337
Used Auto - 48 Mo8.7212.005.245.286.903.99-344
Used Auto - 60 Mo8.4612.255.245.407.103.99-306
Used Auto - 72 Mo7.769.005.245.597.103.99-216
Used Auto - 84 Mo5.995.995.996.117.993.9912
Used Boat-60 Mo   7.6910.004.49 
New Boat-60 Mo8.6911.255.457.269.984.49-144
Rewards Credit Card16.4222.509.7512.1517.996.90-427
Credit Card Platinum15.5129.748.9011.1417.246.99-437
Credit Card Classic15.1822.509.9612.3617.996.90-282
Home Equity - LOC 80%7.7110.155.506.7510.753.50-96
Home Equity - 5 Yr 80%9.5110.956.757.259.995.75-226
Home Equity - 10 Yr 80%9.2110.956.757.639.996.25-158
Home Equity - 15 Yr 80%7.588.296.757.869.996.5028
7 Yr ARM7.0407.7506.1626.4976.5995.896-54
3 Yr ARM7.5587.9507.0006.8557.6896.170-70
5 Yr ARM7.0528.1506.1546.4417.5336.000-61
15 Yr Fixed6.1597.0005.2506.3127.5004.75015
20 Yr Fixed6.6476.9836.1056.6767.0506.0673
30 Yr Fixed6.6147.5005.7506.6978.6255.0008
Used Motorcycle-60 Mo   7.8610.504.49 
New Motorcycle-60 Mo   7.569.504.49 
Used Motorhome-60 Mo   7.8911.004.49 
New Motorhome-60 Mo8.7112.505.457.6210.254.49-110
Unsecured - 36 Mo11.8515.507.2510.4418.008.49-141
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* Represents the difference in the average rate between banks and credit unions.