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| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 0.16 | 1.85 | 0.01 | 0.43 | 2.00 | 0.02 | 27▲ |
| 6 Mo CD - $10k | 0.26 | 2.12 | 0.01 | 0.67 | 2.25 | 0.01 | 41▲ |
| 1 Yr CD - $10k | 0.40 | 2.17 | 0.01 | 0.94 | 2.45 | 0.01 | 54▲ |
| 18 Mo CD - $10k | 0.45 | 2.79 | 0.01 | 1.02 | 2.75 | 0.01 | 57▲ |
| 2 Yr CD - $10k | 0.50 | 2.50 | 0.01 | 1.13 | 2.79 | 0.05 | 63▲ |
| 30 Mo CD - $10k | 0.54 | 14.00 | 0.01 | 1.16 | 3.10 | 0.05 | 62▲ |
| 3 Yr CD - $10k | 0.59 | 2.65 | 0.01 | 1.27 | 3.30 | 0.05 | 69▲ |
| 4 Yr CD - $10k | 0.65 | 2.60 | 0.00 | 1.38 | 4.08 | 0.05 | 73▲ |
| 5 Yr CD - $10k | 0.75 | 2.70 | 0.01 | 1.51 | 3.35 | 0.05 | 76▲ |
| 1 Mo CD - $100k | 0.09 | 2.07 | 0.01 | 0.31 | 1.01 | 0.02 | 22▲ |
| 2 Mo CD - $100k | 0.09 | 2.07 | 0.01 | 0.35 | 1.01 | 0.02 | 25▲ |
| 3 Mo CD - $100k | 0.16 | 2.33 | 0.01 | 0.51 | 3.10 | 0.02 | 35▲ |
| 6 Mo CD - $100k | 0.24 | 2.12 | 0.01 | 0.75 | 2.00 | 0.05 | 50▲ |
| 1 Yr CD - $100k | 0.36 | 2.10 | 0.01 | 1.02 | 2.40 | 0.10 | 66▲ |
| 2 Yr CD - $100k | 0.46 | 2.22 | 0.01 | 1.20 | 2.89 | 0.10 | 75▲ |
| 3 Yr CD - $100k | 0.52 | 2.32 | 0.01 | 1.33 | 2.79 | 0.20 | 81▲ |
| Interest Checking - $5k | 0.06 | 10.00 | 0.01 | 0.13 | 3.05 | 0.01 | 7▲ |
| Liquid IRA Account | 0.19 | 3.29 | 0.01 | 0.44 | 3.00 | 0.01 | 25▲ |
| Money Market - $2.5k | 0.11 | 1.87 | 0.01 | 0.32 | 3.00 | 0.01 | 21▲ |
| Money Market - $10k | 0.16 | 2.08 | 0.01 | 0.37 | 2.00 | 0.01 | 21▲ |
| Money Market - $25k | 0.20 | 2.08 | 0.01 | 0.44 | 2.00 | 0.01 | 24▲ |
| Money Market - $50k | 0.23 | 1.97 | 0.01 | 0.50 | 2.05 | 0.01 | 27▲ |
| Money Market - $100k | 0.28 | 2.00 | 0.01 | 0.59 | 2.25 | 0.01 | 31▲ |
| Money Market - $250k | 0.31 | 2.27 | 0.01 | 0.63 | 2.50 | 0.01 | 33▲ |
| Regular Savings - $1k | 0.09 | 1.86 | 0.01 | 0.17 | 2.02 | 0.01 | 8▲ |
| New Car - 36 Mo | 4.54 | 15.50 | 0.50 | 3.15 | 9.99 | 1.29 | -139▼ |
| New Car - 48 Mo | 4.61 | 15.50 | 1.99 | 3.29 | 9.99 | 1.47 | -133▼ |
| New Car - 60 Mo | 4.73 | 15.50 | 0.40 | 3.40 | 12.50 | 1.49 | -133▼ |
| New Car - 72 Mo | 4.89 | 17.50 | 2.44 | 3.72 | 17.50 | 1.59 | -117▼ |
| Used Car - 36 Mo | 4.94 | 15.50 | 1.99 | 3.37 | 9.99 | 1.47 | -157▼ |
| Used Car - 48 Mo | 5.00 | 15.50 | 1.99 | 3.49 | 9.99 | 1.47 | -151▼ |
| Used Car - 60 Mo | 4.92 | 15.50 | 2.44 | 3.60 | 12.50 | 1.49 | -132▼ |
| Used Car - 72 Mo | 4.89 | 13.75 | 2.49 | 3.92 | 9.99 | 1.59 | -97▼ |
| New Boat - 60 Mo | 6.84 | 15.50 | 2.74 | 5.38 | 10.99 | 1.00 | -147▼ |
| Rewards Credit Card | 14.10 | 20.99 | 4.99 | 10.78 | 18.00 | 1.00 | -332▼ |
| Credit Card Platinum | 13.31 | 26.99 | 5.00 | 9.51 | 17.90 | 1.00 | -380▼ |
| Credit Card Classic | 12.61 | 22.25 | 5.00 | 11.17 | 18.00 | 1.00 | -144▼ |
| Home Equity - LOC | 5.47 | 9.13 | 2.50 | 4.42 | 12.00 | 1.00 | -105▼ |
| Home Equity - 5 Yr | 5.38 | 11.00 | 2.48 | 4.75 | 11.50 | 1.00 | -63▼ |
| Home Equity - 10 Yr | 5.66 | 11.00 | 2.99 | 5.15 | 12.00 | 1.00 | -50▼ |
| Home Equity - 15 Yr | 5.84 | 9.50 | 3.35 | 5.43 | 12.50 | 1.00 | -42▼ |
| 15 Yr Fixed | 3.393 | 8.375 | 2.250 | 3.378 | 6.250 | 1.000 | -1▼ |
| 20 Yr Fixed | 3.719 | 7.000 | 1.000 | 3.707 | 6.375 | 1.000 | -1▼ |
| 30 Yr Fixed | 3.819 | 7.250 | 2.500 | 3.780 | 6.750 | 0.500 | -4▼ |
| 1 Yr ARM | 3.354 | 6.250 | 1.990 | 3.359 | 5.500 | 1.000 | 1▲ |
| 3/1 ARM | 3.594 | 6.750 | 1.000 | 3.273 | 5.500 | 1.000 | -32▼ |
| 5/1 ARM | 3.697 | 7.000 | 1.900 | 3.375 | 5.350 | 1.000 | -32▼ |
| 7/1 ARM | 3.714 | 6.500 | 2.150 | 3.524 | 5.250 | 1.000 | -19▼ |
| New RV - 60 Mo | 6.93 | 15.50 | 2.49 | 5.43 | 10.99 | 1.00 | -150▼ |
| Unsecured - 36 Mo | 9.74 | 18.73 | 2.90 | 9.22 | 18.00 | 1.99 | -52▼ |
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