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Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
3 Mo CD - $10k | 0.10 | 1.50 | 0.01 | 0.19 | 1.55 | 0.01 | 9▲ |
6 Mo CD - $10k | 0.16 | 1.50 | 0.00 | 0.31 | 2.25 | 0.01 | 15▲ |
1 Yr CD - $10k | 0.25 | 3.00 | 0.00 | 0.43 | 2.35 | 0.01 | 18▲ |
18 Mo CD - $10k | 0.29 | 2.74 | 0.00 | 0.48 | 2.75 | 0.01 | 19▲ |
2 Yr CD - $10k | 0.33 | 2.25 | 0.01 | 0.57 | 2.75 | 0.03 | 24▲ |
30 Mo CD - $10k | 0.46 | 14.00 | 0.01 | 0.60 | 3.10 | 0.01 | 14▲ |
3 Yr CD - $10k | 0.39 | 2.30 | 0.01 | 0.67 | 2.60 | 0.03 | 28▲ |
4 Yr CD - $10k | 0.44 | 2.35 | 0.01 | 0.76 | 2.65 | 0.03 | 32▲ |
5 Yr CD - $10k | 0.51 | 2.50 | 0.01 | 0.85 | 2.75 | 0.04 | 34▲ |
1 Mo CD - $100k | 0.08 | 1.54 | 0.01 | 0.22 | 1.00 | 0.01 | 14▲ |
2 Mo CD - $100k | 0.05 | 0.55 | 0.01 | 0.23 | 1.00 | 0.08 | 18▲ |
3 Mo CD - $100k | 0.11 | 1.50 | 0.00 | 0.22 | 3.10 | 0.01 | 11▲ |
6 Mo CD - $100k | 0.17 | 1.50 | 0.00 | 0.32 | 1.50 | 0.01 | 15▲ |
1 Yr CD - $100k | 0.26 | 3.00 | 0.01 | 0.45 | 2.00 | 0.01 | 18▲ |
2 Yr CD - $100k | 0.34 | 2.25 | 0.01 | 0.58 | 2.75 | 0.03 | 24▲ |
3 Yr CD - $100k | 0.41 | 2.30 | 0.01 | 0.69 | 2.79 | 0.03 | 27▲ |
Interest Checking - $5k | 0.04 | 0.40 | 0.01 | 0.41 | 3.25 | 0.01 | 37▲ |
Liquid IRA Account | 0.18 | 2.80 | 0.01 | 0.32 | 2.97 | 0.01 | 14▲ |
Money Market - $2.5k | 0.08 | 1.50 | 0.00 | 0.17 | 3.00 | 0.01 | 10▲ |
Money Market - $10k | 0.10 | 1.25 | 0.00 | 0.19 | 1.50 | 0.01 | 10▲ |
Money Market - $25k | 0.12 | 1.50 | 0.00 | 0.23 | 1.75 | 0.01 | 12▲ |
Money Market - $50k | 0.14 | 1.50 | 0.00 | 0.27 | 2.00 | 0.01 | 13▲ |
Money Market - $100k | 0.17 | 15.00 | 0.00 | 0.32 | 2.25 | 0.00 | 15▲ |
Money Market - $250k | 0.19 | 1.50 | 0.00 | 0.34 | 2.25 | 0.00 | 15▲ |
Regular Savings - $1k | 0.04 | 0.30 | 0.01 | 0.13 | 1.50 | 0.01 | 9▲ |
New Car - 36 Mo | 4.41 | 15.50 | 1.89 | 2.83 | 7.45 | 1.19 | -158▼ |
New Car - 48 Mo | 4.47 | 15.50 | 1.99 | 2.96 | 7.65 | 1.38 | -151▼ |
New Car - 60 Mo | 4.56 | 15.50 | 1.99 | 3.07 | 8.95 | 1.38 | -149▼ |
New Car - 72 Mo | 4.61 | 13.75 | 1.99 | 3.40 | 9.95 | 1.38 | -122▼ |
Used Car - 36 Mo | 4.82 | 15.50 | 1.89 | 3.04 | 8.60 | 1.38 | -179▼ |
Used Car - 48 Mo | 4.86 | 15.50 | 1.99 | 3.16 | 10.99 | 1.38 | -169▼ |
Used Car - 60 Mo | 4.73 | 30.00 | 1.99 | 3.27 | 10.99 | 1.38 | -146▼ |
Used Car - 72 Mo | 4.66 | 34.00 | 1.99 | 3.59 | 10.99 | 1.38 | -107▼ |
New Boat - 60 Mo | 6.40 | 30.00 | 2.49 | 5.18 | 13.24 | 0.05 | -121▼ |
Rewards Credit Card | 13.53 | 20.91 | 4.99 | 10.29 | 18.24 | 1.00 | -324▼ |
Credit Card Platinum | 13.11 | 26.99 | 5.25 | 9.09 | 16.24 | 1.00 | -402▼ |
Credit Card Classic | 12.20 | 22.25 | 5.00 | 10.83 | 18.00 | 1.00 | -137▼ |
Home Equity - LOC | 4.13 | 5.00 | 4.00 | 3.77 | 12.00 | 1.00 | -35▼ |
Home Equity - 5 Yr | 3.68 | 5.00 | 2.48 | 4.09 | 11.50 | 0.15 | 41▲ |
Home Equity - 10 Yr | 4.31 | 5.25 | 3.27 | 4.33 | 12.00 | 0.25 | 2▲ |
Home Equity - 15 Yr | 5.16 | 6.10 | 3.89 | 4.55 | 12.50 | 0.35 | -61▼ |
15 Yr Fixed | 2.865 | 8.000 | 1.750 | 2.836 | 6.000 | 1.000 | -3▼ |
20 Yr Fixed | 3.477 | 7.550 | 2.375 | 3.551 | 6.000 | 1.000 | 7▲ |
30 Yr Fixed | 3.222 | 6.375 | 2.000 | 3.197 | 6.750 | 1.000 | -3▼ |
1 Yr ARM | 3.459 | 6.000 | 1.750 | 3.121 | 6.500 | 1.000 | -34▼ |
3/1 ARM | 3.481 | 7.000 | 1.000 | 3.158 | 5.500 | 1.000 | -32▼ |
5/1 ARM | 3.439 | 7.750 | 2.000 | 3.132 | 6.500 | 1.000 | -31▼ |
7/1 ARM | 3.467 | 6.125 | 2.125 | 3.245 | 6.250 | 1.000 | -22▼ |
New RV - 60 Mo | 6.51 | 30.00 | 2.49 | 5.24 | 11.99 | 1.00 | -127▼ |
Unsecured - 36 Mo | 9.62 | 21.00 | 1.00 | 9.01 | 18.00 | 2.90 | -61▼ |
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