|
|
| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 0.19 | 2.00 | 0.01 | 0.44 | 2.10 | 0.01 | 25▲ |
| 6 Mo CD - $10k | 0.31 | 2.21 | 0.01 | 0.73 | 2.40 | 0.01 | 42▲ |
| 1 Yr CD - $10k | 0.56 | 2.88 | 0.01 | 1.14 | 2.55 | 0.01 | 58▲ |
| 18 Mo CD - $10k | 0.67 | 2.85 | 0.02 | 1.33 | 2.79 | 0.01 | 66▲ |
| 2 Yr CD - $10k | 0.81 | 3.00 | 0.02 | 1.47 | 3.15 | 0.05 | 66▲ |
| 30 Mo CD - $10k | 0.72 | 3.03 | 0.02 | 1.58 | 3.56 | 0.05 | 86▲ |
| 39 mo bump up Certificate | | | | 2.43 | 2.55 | 2.20 | |
| 3 Yr CD - $10k | 0.91 | 3.25 | 0.02 | 1.69 | 3.15 | 0.05 | 78▲ |
| 4 Yr CD - $10k | 1.03 | 3.56 | 0.02 | 1.88 | 3.25 | 0.05 | 86▲ |
| 5 Yr CD - $10k | 1.25 | 3.55 | 0.02 | 2.19 | 3.50 | 0.05 | 94▲ |
| 1 Mo CD - $100k | 0.11 | 1.75 | 0.01 | 0.33 | 1.51 | 0.02 | 22▲ |
| 2 Mo CD - $100k | 0.11 | 1.75 | 0.01 | 0.43 | 1.51 | 0.02 | 32▲ |
| 3 Mo CD - $100k | 0.18 | 2.00 | 0.01 | 0.50 | 1.60 | 0.01 | 31▲ |
| 3 Mo CD - $250k | | | | 0.42 | 0.80 | 0.10 | |
| 6 Mo CD - $100k | 0.29 | 2.27 | 0.01 | 0.82 | 2.10 | 0.03 | 53▲ |
| 6 Mo CD - $250k | | | | 0.69 | 1.25 | 0.30 | |
| 1 Yr CD - $100k | 0.53 | 2.65 | 0.01 | 1.29 | 2.55 | 0.05 | 76▲ |
| 1 Yr CD - $250k | | | | 0.98 | 1.80 | 0.45 | |
| 2 Yr CD - $100k | 0.77 | 3.00 | 0.03 | 1.63 | 3.00 | 0.12 | 86▲ |
| 2 Yr CD - $250k | | | | 1.36 | 2.20 | 0.90 | |
| 3 Yr CD - $100k | 0.85 | 3.13 | 0.03 | 1.84 | 3.25 | 0.20 | 99▲ |
| 3 Yr CD - $250k | | | | 1.66 | 2.40 | 1.30 | |
| Youth Checking / Student Checking | | | | 0.10 | 0.10 | 0.10 | |
| Young Adult Checking | | | | 1.00 | 1.00 | 1.00 | |
| Interest Checking - $5k | 0.08 | 1.71 | 0.01 | 0.13 | 3.01 | 0.01 | 5▲ |
| Liquid IRA Account | 0.20 | 3.29 | 0.01 | 0.44 | 3.15 | 0.01 | 24▲ |
| Money Market - $2.5k | 0.12 | 2.00 | 0.01 | 0.31 | 3.00 | 0.01 | 19▲ |
| Money Market - $10k | 0.17 | 2.02 | 0.01 | 0.35 | 2.00 | 0.01 | 18▲ |
| Money Market - $25k | 0.23 | 2.25 | 0.01 | 0.42 | 2.00 | 0.01 | 20▲ |
| Money Market - $50k | 0.26 | 2.25 | 0.01 | 0.49 | 2.15 | 0.01 | 23▲ |
| Money Market - $100k | 0.31 | 2.25 | 0.01 | 0.57 | 2.20 | 0.01 | 26▲ |
| Money Market - $250k | 0.34 | 2.25 | 0.01 | 0.60 | 2.20 | 0.01 | 26▲ |
| Youth / Young Adult Savings (Balance up to $1,000) | | | | 4.00 | 4.00 | 4.00 | |
| Youth / Young Adult Savings (Balance above $1,000) | | | | 0.35 | 0.35 | 0.35 | |
| Regular Savings - $1k | 0.09 | 1.92 | 0.01 | 0.17 | 2.02 | 0.01 | 8▲ |
| New Car - 36 Mo | 4.38 | 15.25 | 1.59 | 3.10 | 8.49 | 1.29 | -128▼ |
| New Car - 48 Mo | 4.45 | 11.75 | 1.94 | 3.26 | 8.49 | 1.45 | -119▼ |
| New Car - 60 Mo | 4.55 | 12.75 | 1.99 | 3.37 | 8.49 | 1.45 | -117▼ |
| New Car - 72 Mo | 4.59 | 13.75 | 2.24 | 3.72 | 8.75 | 1.49 | -87▼ |
| Used Car - 36 Mo | 4.83 | 15.25 | 1.94 | 3.36 | 8.49 | 1.49 | -147▼ |
| Used Car - 48 Mo | 4.88 | 13.75 | 1.94 | 3.49 | 8.49 | 1.49 | -139▼ |
| Used Car - 60 Mo | 4.78 | 12.75 | 1.99 | 3.60 | 8.49 | 1.49 | -118▼ |
| Used Car - 72 Mo | 4.71 | 13.75 | 2.24 | 3.96 | 8.74 | 1.49 | -75▼ |
| New Boat - 60 Mo | 6.67 | 15.25 | 2.65 | 5.32 | 10.99 | 1.00 | -136▼ |
| Rewards Credit Card | 14.64 | 19.99 | 4.99 | 11.10 | 17.74 | 1.00 | -354▼ |
| Credit Card Platinum | 13.63 | 28.97 | 5.00 | 9.93 | 15.99 | 1.00 | -370▼ |
| Credit Card Classic | 13.18 | 23.75 | 5.00 | 11.60 | 18.00 | 1.00 | -158▼ |
| Home Equity - LOC | 5.99 | 9.81 | 3.95 | 5.09 | 12.00 | 1.00 | -90▼ |
| Home Equity - 5 Yr | 5.55 | 11.00 | 2.48 | 4.86 | 11.50 | 1.00 | -69▼ |
| Home Equity - 10 Yr | 5.93 | 11.00 | 2.99 | 5.32 | 12.00 | 1.00 | -61▼ |
| Home Equity - 15 Yr | 6.25 | 9.50 | 3.25 | 5.68 | 12.50 | 1.00 | -57▼ |
| 15 Yr Fixed | 4.347 | 8.750 | 3.000 | 4.326 | 6.900 | 1.000 | -2▼ |
| 10 Yr Fixed | 1.110 | 1.000 | 1.000 | 4.272 | 4.554 | 3.730 | 316▲ |
| 20 Yr Fixed | 4.596 | 7.550 | 1.000 | 4.617 | 6.250 | 1.000 | 2▲ |
| 30 Yr Fixed | 4.743 | 7.500 | 3.625 | 4.755 | 6.750 | 1.000 | 1▲ |
| 1 Yr ARM | 3.981 | 6.500 | 1.500 | 3.609 | 6.000 | 1.000 | -37▼ |
| 3/1 ARM | 3.884 | 7.250 | 1.000 | 3.807 | 5.625 | 1.000 | -8▼ |
| 5/1 ARM | 4.175 | 8.000 | 2.500 | 3.998 | 6.450 | 1.000 | -18▼ |
| 7/1 ARM | 4.293 | 6.500 | 2.825 | 4.245 | 5.500 | 1.000 | -5▼ |
| New RV - 60 Mo | 6.76 | 15.25 | 2.65 | 5.35 | 11.50 | 1.00 | -141▼ |
| Unsecured - 36 Mo | 9.90 | 20.75 | 2.50 | 9.30 | 18.00 | 3.75 | -60▼ |
|