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| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 0.24 | 2.35 | 0.01 | 0.56 | 3.00 | 0.02 | 32▲ |
| 6 Mo CD - $10k | 0.41 | 2.50 | 0.01 | 0.91 | 3.09 | 0.01 | 50▲ |
| 1 Yr CD - $10k | 0.74 | 3.01 | 0.01 | 1.39 | 2.89 | 0.01 | 65▲ |
| 18 Mo CD - $10k | 0.87 | 3.03 | 0.02 | 1.60 | 3.05 | 0.01 | 73▲ |
| 2 Yr CD - $10k | 0.99 | 3.25 | 0.02 | 1.73 | 3.25 | 0.05 | 74▲ |
| 30 Mo CD - $10k | 0.92 | 3.48 | 0.02 | 1.91 | 3.35 | 0.05 | 99▲ |
| 39 mo bump up Certificate | | | | 2.55 | 2.55 | 2.55 | |
| 3 Yr CD - $10k | 1.11 | 3.40 | 0.02 | 1.95 | 3.51 | 0.05 | 84▲ |
| 4 Yr CD - $10k | 1.19 | 3.56 | 0.02 | 2.15 | 3.82 | 0.00 | 96▲ |
| 5 Yr CD - $10k | 1.42 | 4.00 | 0.02 | 2.43 | 4.06 | 0.00 | 101▲ |
| 1 Mo CD - $100k | 0.14 | 2.11 | 0.01 | 0.40 | 1.51 | 0.02 | 25▲ |
| 2 Mo CD - $100k | 0.13 | 2.18 | 0.01 | 0.47 | 1.51 | 0.02 | 34▲ |
| 3 Mo CD - $100k | 0.23 | 2.42 | 0.01 | 0.61 | 2.00 | 0.02 | 38▲ |
| 3 Mo CD - $250k | | | | 0.68 | 1.00 | 0.25 | |
| 6 Mo CD - $100k | 0.40 | 2.63 | 0.01 | 1.02 | 3.00 | 0.03 | 62▲ |
| 6 Mo CD - $250k | | | | 0.93 | 1.35 | 0.45 | |
| 1 Yr CD - $100k | 0.74 | 2.95 | 0.01 | 1.55 | 2.94 | 0.08 | 82▲ |
| 1 Yr CD - $250k | | | | 1.34 | 1.95 | 0.55 | |
| 2 Yr CD - $100k | 0.99 | 3.19 | 0.03 | 1.91 | 3.25 | 0.15 | 92▲ |
| 2 Yr CD - $250k | | | | 1.73 | 2.45 | 1.10 | |
| 3 Yr CD - $100k | 1.08 | 3.25 | 0.03 | 2.11 | 3.51 | 0.20 | 103▲ |
| 3 Yr CD - $250k | | | | 2.11 | 2.70 | 1.36 | |
| Youth Checking / Student Checking | | | | 0.10 | 0.10 | 0.10 | |
| Young Adult Checking | | | | 1.00 | 1.00 | 1.00 | |
| Interest Checking - $5k | 0.09 | 2.00 | 0.01 | 0.13 | 3.01 | 0.01 | 4▲ |
| Liquid IRA Account | 0.23 | 3.29 | 0.01 | 0.49 | 3.30 | 0.01 | 26▲ |
| Money Market - $2.5k | 0.15 | 2.25 | 0.01 | 0.37 | 3.50 | 0.01 | 22▲ |
| Money Market - $10k | 0.23 | 2.27 | 0.01 | 0.43 | 2.15 | 0.01 | 20▲ |
| Money Market - $25k | 0.29 | 2.31 | 0.01 | 0.51 | 2.15 | 0.01 | 22▲ |
| Money Market - $50k | 0.34 | 2.31 | 0.01 | 0.59 | 2.30 | 0.01 | 25▲ |
| Money Market - $100k | 0.40 | 2.40 | 0.01 | 0.69 | 2.30 | 0.01 | 29▲ |
| Money Market - $250k | 0.43 | 2.45 | 0.01 | 0.73 | 2.53 | 0.01 | 30▲ |
| Youth / Young Adult Savings (Balance up to $1,000) | | | | 4.00 | 4.00 | 4.00 | |
| Youth / Young Adult Savings (Balance above $1,000) | | | | 0.35 | 0.35 | 0.35 | |
| Regular Savings - $1k | 0.11 | 4.00 | 0.01 | 0.18 | 2.02 | 0.01 | 7▲ |
| New Car - 36 Mo | 4.48 | 15.50 | 1.99 | 3.34 | 8.49 | 1.29 | -114▼ |
| New Car - 48 Mo | 4.55 | 11.75 | 1.99 | 3.51 | 8.49 | 1.49 | -104▼ |
| New Car - 60 Mo | 4.65 | 12.75 | 1.99 | 3.62 | 8.49 | 1.49 | -103▼ |
| New Car - 72 Mo | 4.71 | 13.75 | 2.24 | 3.97 | 8.75 | 1.49 | -74▼ |
| Used Car - 36 Mo | 4.94 | 15.50 | 1.94 | 3.62 | 8.49 | 1.49 | -132▼ |
| Used Car - 48 Mo | 4.99 | 13.75 | 1.94 | 3.75 | 8.49 | 1.49 | -124▼ |
| Used Car - 60 Mo | 4.91 | 12.75 | 1.99 | 3.86 | 8.49 | 1.50 | -105▼ |
| Used Car - 72 Mo | 4.83 | 13.75 | 2.24 | 4.22 | 8.74 | 1.59 | -62▼ |
| New Boat - 60 Mo | 6.75 | 15.50 | 2.74 | 5.49 | 10.99 | 1.00 | -125▼ |
| Rewards Credit Card | 15.02 | 20.49 | 4.99 | 11.32 | 18.00 | 1.00 | -369▼ |
| Credit Card Platinum | 13.68 | 26.99 | 5.00 | 10.10 | 20.90 | 1.00 | -358▼ |
| Credit Card Classic | 13.41 | 24.99 | 5.00 | 11.62 | 18.00 | 1.00 | -179▼ |
| Home Equity - LOC | 6.22 | 10.28 | 3.63 | 5.33 | 12.00 | 1.00 | -89▼ |
| Home Equity - 5 Yr | 5.68 | 11.00 | 2.48 | 5.02 | 11.50 | 1.00 | -66▼ |
| Home Equity - 10 Yr | 6.05 | 11.00 | 2.99 | 5.45 | 12.00 | 1.00 | -61▼ |
| Home Equity - 15 Yr | 6.35 | 9.50 | 3.75 | 5.82 | 12.50 | 1.00 | -52▼ |
| 15 Yr Fixed | 4.564 | 8.750 | 2.977 | 4.559 | 7.750 | 1.000 | 0▼ |
| 10 Yr Fixed | 1.110 | 1.000 | 1.000 | 4.581 | 4.804 | 3.856 | 347▲ |
| 20 Yr Fixed | 4.830 | 7.550 | 1.000 | 4.871 | 6.500 | 1.000 | 4▲ |
| 30 Yr Fixed | 4.997 | 7.610 | 3.432 | 5.023 | 7.000 | 1.000 | 3▲ |
| 1 Yr ARM | 4.190 | 6.500 | 1.500 | 3.828 | 6.500 | 1.000 | -36▼ |
| 3/1 ARM | 4.243 | 10.000 | 1.000 | 4.017 | 6.250 | 1.000 | -23▼ |
| 5/1 ARM | 4.362 | 8.250 | 2.500 | 4.190 | 6.450 | 1.000 | -17▼ |
| 7/1 ARM | 4.458 | 6.650 | 2.750 | 4.398 | 5.625 | 1.000 | -6▼ |
| New RV - 60 Mo | 6.84 | 15.50 | 2.49 | 5.50 | 11.50 | 1.00 | -134▼ |
| Unsecured - 36 Mo | 9.90 | 18.96 | 2.50 | 9.35 | 18.00 | 3.99 | -55▼ |
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