RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 201,442 financial institution locations in 19,510 markets across the United States as of 6/24/2018.

Sort by Product  / State

National

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.172.000.010.411.750.0123
6 Mo CD - $10k0.282.100.010.642.150.0137
1 Yr CD - $10k0.502.600.011.022.500.0151
18 Mo CD - $10k0.612.680.011.202.650.0159
2 Yr CD - $10k0.732.870.011.322.900.0558
30 Mo CD - $10k0.673.000.011.453.000.0578
39 mo bump up Certificate   2.172.202.10 
3 Yr CD - $10k0.863.000.021.553.000.0568
4 Yr CD - $10k0.973.150.021.763.250.0579
5 Yr CD - $10k1.203.500.022.073.500.0587
1 Mo CD - $100k0.111.750.010.311.510.0220
2 Mo CD - $100k0.101.650.010.391.510.0229
3 Mo CD - $100k0.161.960.010.461.510.0130
3 Mo CD - $250k   0.410.800.10 
6 Mo CD - $100k0.262.140.010.741.870.0348
6 Mo CD - $250k   0.631.250.15 
1 Yr CD - $100k0.482.600.011.172.500.0569
1 Yr CD - $250k   0.941.550.45 
2 Yr CD - $100k0.702.800.031.472.650.1277
2 Yr CD - $250k   1.261.800.90 
3 Yr CD - $100k0.833.000.031.692.850.2087
3 Yr CD - $250k   1.552.101.25 
Youth Checking / Student Checking   0.100.100.10 
Young Adult Checking   1.001.001.00 
Interest Checking - $5k0.081.360.010.123.010.015
Liquid IRA Account0.193.290.010.423.150.0123
Money Market - $2.5k0.111.850.010.283.500.0117
Money Market - $10k0.162.270.010.321.750.0117
Money Market - $25k0.202.270.010.391.510.0118
Money Market - $50k0.242.270.010.441.710.0121
Money Market - $100k0.282.270.010.511.860.0123
Money Market - $250k0.302.270.010.532.010.0123
Youth / Young Adult Savings (Balance up to $1,000)   3.674.003.00 
Youth / Young Adult Savings (Balance above $1,000)   0.350.350.35 
Regular Savings - $1k0.091.750.010.161.600.018
New Car - 36 Mo4.3114.501.592.948.491.24-137
New Car - 48 Mo4.3811.751.943.108.491.45-128
New Car - 60 Mo4.4712.751.993.208.491.45-127
New Car - 72 Mo4.5113.752.243.568.751.49-95
Used Car - 36 Mo4.7814.501.943.208.491.24-158
Used Car - 48 Mo4.8313.751.943.338.491.49-150
Used Car - 60 Mo4.7212.751.993.438.491.49-129
Used Car - 72 Mo4.5813.752.243.798.741.49-79
New Boat - 60 Mo6.6614.502.655.2210.991.00-144
Rewards Credit Card14.2821.004.9910.9617.491.00-332
Credit Card Platinum13.2824.995.009.7715.401.00-351
Credit Card Classic13.0323.755.0011.5318.001.00-150
Home Equity - LOC5.839.563.504.908.001.00-93
Home Equity - 5 Yr5.4911.002.484.789.751.00-71
Home Equity - 10 Yr5.8811.002.995.258.501.00-62
Home Equity - 15 Yr6.198.873.255.608.721.00-59
15 Yr Fixed4.3137.1253.0004.3137.9001.0000
10 Yr Fixed1.1101.0001.0004.4644.5543.730335
20 Yr Fixed4.5477.5501.0004.5816.0001.0003
30 Yr Fixed4.7217.5003.6254.7546.7501.0003
1 Yr ARM3.8866.5001.5003.5365.5001.000-35
3/1 ARM3.7837.0001.0003.7449.0001.000-4
5/1 ARM4.1257.7502.5003.9646.4501.000-16
7/1 ARM4.2566.5002.8254.2165.7501.000-4
New RV - 60 Mo6.7614.502.655.2611.501.00-150
Unsecured - 36 Mo9.9120.752.509.2618.003.75-65
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.