| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 1.15 | 5.50 | 0.01 | 2.00 | 5.33 | 0.02 | 85▲ |
| 6 Mo CD - $10k | 1.52 | 5.27 | 0.01 | 2.73 | 9.00 | 0.01 | 121▲ |
| 9 Mo CD - $10k | 1.27 | 6.91 | 0.01 | 3.10 | 9.00 | 0.01 | 182▲ |
| 1 Yr CD - $10k | 1.70 | 5.00 | 0.01 | 2.97 | 4.59 | 0.01 | 127▲ |
| 18 Mo CD - $10k | 1.42 | 5.50 | 0.01 | 2.95 | 5.33 | 0.01 | 153▲ |
| 2 Yr CD - $10k | 1.51 | 4.33 | 0.01 | 2.89 | 4.55 | 0.01 | 138▲ |
| 30 Mo CD - $10k | 1.18 | 6.91 | 0.01 | 2.86 | 4.71 | 0.05 | 168▲ |
| 3 Yr CD - $10k | 1.39 | 5.50 | 0.01 | 2.86 | 4.60 | 0.01 | 146▲ |
| 4 Yr CD - $10k | 1.36 | 5.50 | 0.01 | 2.88 | 4.52 | 0.05 | 151▲ |
| 5 Yr CD - $10k | 1.42 | 5.50 | 0.01 | 2.94 | 4.50 | 0.01 | 153▲ |
| 3 Mo CD - $100k | 1.19 | 5.50 | 0.01 | 2.04 | 5.33 | 0.02 | 85▲ |
| 6 Mo CD - $100k | 1.58 | 5.27 | 0.01 | 2.76 | 9.00 | 0.01 | 118▲ |
| 9 Mo CD - $100k | 1.35 | 6.91 | 0.01 | 3.12 | 9.00 | 0.01 | 177▲ |
| 1 Yr CD - $100k | 1.76 | 5.00 | 0.01 | 3.01 | 5.15 | 0.01 | 125▲ |
| 18 Mo CD - $100k | 1.46 | 5.50 | 0.01 | 2.98 | 5.33 | 0.01 | 151▲ |
| 2 Yr CD - $100k | 1.58 | 4.59 | 0.01 | 2.93 | 4.55 | 0.01 | 136▲ |
| 30 Mo CD - $100k | 1.24 | 6.91 | 0.01 | 2.89 | 4.70 | 0.05 | 165▲ |
| 3 Yr CD - $100k | 1.44 | 5.50 | 0.01 | 2.90 | 4.60 | 0.01 | 146▲ |
| 4 Yr CD - $100k | 1.40 | 5.50 | 0.01 | 2.90 | 4.50 | 0.05 | 150▲ |
| 5 Yr CD - $100k | 1.46 | 5.50 | 0.01 | 2.98 | 4.55 | 0.01 | 152▲ |
| Youth/Student Checking | | | | 0.10 | 0.10 | 0.10 | |
| High Rate Checking | 0.70 | 7.00 | 0.01 | 3.08 | 8.30 | 0.01 | 238▲ |
| Basic Checking | 0.12 | 11.00 | 0.00 | 0.21 | 6.00 | 0.01 | 9▲ |
| HSA - $1k | 0.21 | 1.46 | 0.01 | 0.31 | 1.01 | 0.01 | 10▲ |
| HSA - $10k | 0.67 | 2.02 | 0.05 | 0.54 | 2.53 | 0.01 | -14▼ |
| HSA - $25k | 0.69 | 2.02 | 0.05 | 0.68 | 3.05 | 0.01 | -2▼ |
| IRA - 1 Year - $10k | 1.57 | 5.00 | 0.01 | 2.96 | 4.75 | 0.01 | 139▲ |
| IRA - 1 Year - $100k | 1.34 | 4.45 | 0.01 | 3.06 | 10.65 | 0.01 | 172▲ |
| IRA - Liquid - $10k | 0.40 | 5.30 | 0.01 | 0.66 | 5.30 | 0.01 | 26▲ |
| IRA - Liquid - $100k | 0.43 | 4.70 | 0.01 | 0.72 | 5.09 | 0.01 | 30▲ |
| High Rate Money Market - $2.5k | 0.55 | 3.50 | 0.05 | 0.62 | 3.50 | 0.01 | 7▲ |
| Money Market - $2.5k | 0.38 | 4.25 | 0.01 | 0.73 | 5.04 | 0.00 | 36▲ |
| Money Market - $10k | 0.44 | 4.25 | 0.01 | 0.83 | 4.07 | 0.01 | 39▲ |
| High Rate Money Market - $10k | 1.07 | 3.75 | 0.01 | 1.25 | 4.00 | 0.01 | 18▲ |
| High Rate Money Market - $25k | 1.13 | 4.40 | 0.01 | 1.61 | 4.00 | 0.01 | 48▲ |
| Money Market - $25k | 0.63 | 4.50 | 0.01 | 0.99 | 4.07 | 0.01 | 36▲ |
| Money Market - $50k | 0.72 | 4.50 | 0.01 | 1.14 | 5.00 | 0.01 | 42▲ |
| High Rate Money Market - $50k | 1.21 | 3.82 | 0.01 | 1.81 | 4.00 | 0.01 | 60▲ |
| High Rate Money Market - $100k | 1.40 | 3.83 | 0.01 | 2.15 | 4.00 | 0.05 | 75▲ |
| Money Market - $100k | 0.90 | 4.50 | 0.01 | 1.38 | 5.00 | 0.01 | 48▲ |
| Money Market - $250k | 1.02 | 5.00 | 0.01 | 1.51 | 5.00 | 0.01 | 50▲ |
| High Rate Money Market - $250k | 1.54 | 3.83 | 0.01 | 2.36 | 4.05 | 0.05 | 82▲ |
| Money Market - $500k | 1.18 | 4.65 | 0.01 | 1.52 | 5.00 | 0.01 | 34▲ |
| High Rate Money Market - $500k | 1.60 | 3.82 | 0.10 | 2.10 | 4.00 | 0.40 | 50▲ |
| High Rate Money Market - $1 million | 1.68 | 3.95 | 0.10 | 2.27 | 4.00 | 0.40 | 59▲ |
| Money Market - $1 million | 1.22 | 4.65 | 0.01 | 1.57 | 5.00 | 0.01 | 35▲ |
| Youth/Student Savings | | | | 1.11 | 5.00 | 0.02 | |
| High Rate Savings | 0.72 | 5.00 | 0.02 | 2.48 | 10.00 | 0.01 | 175▲ |
| Regular Savings | 0.19 | 5.00 | 0.01 | 0.19 | 6.00 | 0.00 | 0▲ |
| New Auto - 24 Mo | 6.43 | 11.00 | 3.74 | 4.91 | 13.25 | 1.99 | -152▼ |
| New Auto - 36 Mo | 6.96 | 17.50 | 2.65 | 4.93 | 13.25 | 1.99 | -203▼ |
| New Auto - 48 Mo | 7.00 | 17.50 | 2.65 | 5.04 | 13.25 | 1.99 | -196▼ |
| New Auto - 60 Mo | 7.08 | 17.50 | 1.06 | 5.15 | 13.25 | 1.99 | -193▼ |
| New Auto - 72 Mo | 7.13 | 13.75 | 2.65 | 5.41 | 9.50 | 1.99 | -172▼ |
| New Auto - 84 Mo | 6.79 | 11.00 | 4.29 | 5.75 | 9.95 | 1.99 | -105▼ |
| Used Auto - 24 Mo | 6.59 | 11.75 | 4.29 | 5.13 | 10.59 | 1.99 | -147▼ |
| Used Auto - 36 Mo | 7.32 | 18.00 | 2.95 | 5.13 | 11.00 | 1.99 | -218▼ |
| Used Auto - 48 Mo | 7.37 | 18.00 | 2.95 | 5.25 | 11.00 | 1.99 | -211▼ |
| Used Auto - 60 Mo | 7.33 | 18.00 | 2.95 | 5.35 | 11.00 | 1.99 | -197▼ |
| Used Auto - 72 Mo | 7.27 | 13.75 | 2.95 | 5.61 | 13.00 | 1.99 | -166▼ |
| Used Auto - 84 Mo | 6.80 | 8.99 | 4.29 | 5.96 | 12.19 | 1.99 | -85▼ |
| Used Boat-60 Mo | 8.15 | 13.18 | 5.59 | 7.42 | 18.00 | 2.50 | -73▼ |
| New Boat-60 Mo | 8.31 | 17.50 | 0.50 | 7.26 | 18.00 | 2.50 | -106▼ |
| Rewards Credit Card | 17.35 | 29.74 | 5.99 | 13.53 | 19.95 | 1.00 | -382▼ |
| Credit Card Platinum | 16.48 | 28.99 | 2.00 | 12.22 | 28.99 | 1.00 | -426▼ |
| Credit Card Classic | 16.00 | 29.95 | 0.10 | 12.78 | 29.50 | 0.99 | -322▼ |
| Home Equity - LOC 80% | 7.61 | 16.00 | 0.25 | 6.81 | 18.00 | 0.25 | -79▼ |
| Home Equity - 5 Yr 80% | 7.32 | 11.75 | 4.00 | 6.61 | 11.50 | 1.00 | -71▼ |
| Home Equity - 10 Yr 80% | 7.52 | 12.49 | 2.50 | 6.96 | 12.90 | 1.00 | -56▼ |
| Home Equity - 15 Yr 80% | 7.57 | 12.99 | 2.50 | 7.25 | 13.00 | 1.00 | -32▼ |
| 7 Yr ARM | 6.384 | 8.500 | 1.000 | 6.217 | 8.585 | 1.000 | -17▼ |
| 3 Yr ARM | 6.541 | 9.750 | 1.000 | 6.123 | 8.500 | 1.000 | -42▼ |
| 5 Yr ARM | 6.402 | 10.250 | 3.875 | 6.050 | 8.900 | 1.000 | -35▼ |
| 15 Yr Fixed | 6.130 | 11.000 | 2.000 | 6.032 | 11.750 | 1.000 | -10▼ |
| 20 Yr Fixed | 6.561 | 9.000 | 4.618 | 6.410 | 8.700 | 1.000 | -15▼ |
| 30 Yr Fixed | 6.591 | 11.450 | 3.500 | 6.505 | 13.250 | 1.000 | -9▼ |
| 15 Yr Fixed-Jumbo | 6.244 | 6.296 | 6.038 | 5.926 | 6.915 | 5.290 | -32▼ |
| 20 Yr Fixed-Jumbo | 6.760 | 6.682 | 6.537 | 6.066 | 6.600 | 5.520 | -69▼ |
| 7 Yr ARM-Jumbo | 6.405 | 6.397 | 6.330 | 6.189 | 7.503 | 5.000 | -22▼ |
| 5 Yr ARM-Jumbo | 6.416 | 6.436 | 6.339 | 6.405 | 6.647 | 6.154 | -1▼ |
| 30 Yr Fixed-Jumbo | 6.902 | 6.854 | 6.148 | 6.587 | 7.172 | 5.890 | -32▼ |
| Used Motorcycle-60 Mo | 7.97 | 15.22 | 4.99 | 7.21 | 12.99 | 2.00 | -76▼ |
| New Motorcycle-60 Mo | 7.83 | 15.22 | 4.99 | 6.96 | 12.50 | 2.00 | -87▼ |
| Used Motorhome-60 Mo | 8.30 | 15.22 | 5.75 | 7.39 | 18.00 | 2.00 | -91▼ |
| New Motorhome-60 Mo | 8.32 | 17.50 | 1.75 | 7.25 | 18.00 | 1.00 | -106▼ |
| Student Loan-10 Year | 7.06 | 7.06 | 7.06 | 5.09 | 6.75 | 3.24 | -197▼ |
| Unsecured - 36 Mo | 11.28 | 25.17 | 5.00 | 10.59 | 36.00 | 2.75 | -69▼ |