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| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 0.15 | 1.77 | 0.01 | 0.36 | 1.55 | 0.01 | 21▲ |
| 6 Mo CD - $10k | 0.24 | 2.45 | 0.01 | 0.57 | 1.95 | 0.01 | 32▲ |
| 1 Yr CD - $10k | 0.46 | 2.25 | 0.01 | 0.90 | 2.25 | 0.01 | 44▲ |
| 18 Mo CD - $10k | 0.52 | 2.40 | 0.01 | 1.06 | 2.53 | 0.01 | 54▲ |
| 2 Yr CD - $10k | 0.69 | 2.60 | 0.01 | 1.18 | 2.55 | 0.05 | 49▲ |
| 30 Mo CD - $10k | 0.61 | 2.71 | 0.01 | 1.32 | 2.60 | 0.05 | 71▲ |
| 39 mo bump up Certificate | | | | 2.10 | 2.10 | 2.10 | |
| 3 Yr CD - $10k | 0.80 | 3.00 | 0.01 | 1.41 | 3.00 | 0.05 | 61▲ |
| 4 Yr CD - $10k | 0.90 | 2.94 | 0.01 | 1.62 | 3.00 | 0.05 | 72▲ |
| 5 Yr CD - $10k | 1.13 | 3.03 | 0.01 | 1.92 | 3.20 | 0.05 | 79▲ |
| 1 Mo CD - $100k | 0.09 | 1.50 | 0.01 | 0.28 | 1.26 | 0.02 | 19▲ |
| 2 Mo CD - $100k | 0.09 | 1.50 | 0.01 | 0.35 | 1.26 | 0.02 | 26▲ |
| 3 Mo CD - $100k | 0.15 | 1.77 | 0.01 | 0.40 | 1.30 | 0.01 | 26▲ |
| 3 Mo CD - $250k | | | | 0.39 | 0.80 | 0.10 | |
| 6 Mo CD - $100k | 0.23 | 1.95 | 0.01 | 0.65 | 2.27 | 0.03 | 42▲ |
| 6 Mo CD - $250k | | | | 0.60 | 1.25 | 0.15 | |
| 1 Yr CD - $100k | 0.44 | 2.15 | 0.01 | 1.03 | 2.12 | 0.05 | 59▲ |
| 1 Yr CD - $250k | | | | 0.88 | 1.50 | 0.45 | |
| 2 Yr CD - $100k | 0.66 | 2.60 | 0.03 | 1.32 | 2.50 | 0.10 | 65▲ |
| 2 Yr CD - $250k | | | | 1.22 | 1.70 | 0.90 | |
| 3 Yr CD - $100k | 0.75 | 2.80 | 0.03 | 1.54 | 2.69 | 0.25 | 79▲ |
| 3 Yr CD - $250k | | | | 1.50 | 1.97 | 0.85 | |
| Youth Checking / Student Checking | | | | 0.10 | 0.10 | 0.10 | |
| Young Adult Checking | | | | 1.00 | 1.00 | 1.00 | |
| Interest Checking - $5k | 0.07 | 1.36 | 0.01 | 0.12 | 3.01 | 0.01 | 5▲ |
| Liquid IRA Account | 0.19 | 3.29 | 0.01 | 0.40 | 3.15 | 0.01 | 22▲ |
| Money Market - $2.5k | 0.10 | 1.75 | 0.01 | 0.25 | 2.80 | 0.01 | 15▲ |
| Money Market - $10k | 0.14 | 2.00 | 0.01 | 0.29 | 1.70 | 0.01 | 15▲ |
| Money Market - $25k | 0.18 | 2.00 | 0.01 | 0.35 | 1.50 | 0.01 | 17▲ |
| Money Market - $50k | 0.21 | 2.00 | 0.01 | 0.41 | 1.71 | 0.01 | 19▲ |
| Money Market - $100k | 0.25 | 2.00 | 0.01 | 0.46 | 1.86 | 0.01 | 21▲ |
| Money Market - $250k | 0.27 | 2.00 | 0.01 | 0.49 | 2.01 | 0.01 | 22▲ |
| Youth / Young Adult Savings (Balance up to $1,000) | | | | 3.00 | 3.00 | 3.00 | |
| Youth / Young Adult Savings (Balance above $1,000) | | | | 0.35 | 0.35 | 0.35 | |
| Regular Savings - $1k | 0.08 | 1.70 | 0.01 | 0.16 | 1.55 | 0.01 | 8▲ |
| New Car - 36 Mo | 4.19 | 14.50 | 1.59 | 2.82 | 8.49 | 1.24 | -137▼ |
| New Car - 48 Mo | 4.27 | 11.25 | 1.94 | 2.96 | 8.49 | 1.45 | -131▼ |
| New Car - 60 Mo | 4.37 | 12.25 | 1.99 | 3.07 | 8.49 | 1.45 | -129▼ |
| New Car - 72 Mo | 4.40 | 13.25 | 2.24 | 3.44 | 8.75 | 1.49 | -96▼ |
| Used Car - 36 Mo | 4.67 | 14.50 | 1.94 | 3.08 | 8.49 | 1.24 | -159▼ |
| Used Car - 48 Mo | 4.73 | 13.75 | 1.94 | 3.20 | 8.49 | 1.49 | -153▼ |
| Used Car - 60 Mo | 4.60 | 12.25 | 1.99 | 3.30 | 8.49 | 1.49 | -130▼ |
| Used Car - 72 Mo | 4.52 | 13.25 | 2.24 | 3.68 | 8.74 | 1.49 | -84▼ |
| New Boat - 60 Mo | 6.59 | 14.50 | 1.36 | 5.19 | 11.15 | 1.00 | -141▼ |
| Rewards Credit Card | 13.80 | 21.00 | 4.99 | 10.79 | 17.24 | 1.00 | -301▼ |
| Credit Card Platinum | 12.63 | 24.99 | 5.00 | 9.60 | 15.40 | 1.00 | -303▼ |
| Credit Card Classic | 13.23 | 23.99 | 5.00 | 11.45 | 18.00 | 1.00 | -178▼ |
| Home Equity - LOC | 5.71 | 9.56 | 3.50 | 4.75 | 8.00 | 1.00 | -95▼ |
| Home Equity - 5 Yr | 5.39 | 11.00 | 2.48 | 4.71 | 9.75 | 1.00 | -68▼ |
| Home Equity - 10 Yr | 5.79 | 11.00 | 2.99 | 5.18 | 8.50 | 1.00 | -61▼ |
| Home Equity - 15 Yr | 6.08 | 9.14 | 3.25 | 5.53 | 8.50 | 1.00 | -55▼ |
| 15 Yr Fixed | 4.192 | 7.250 | 2.875 | 4.144 | 7.900 | 1.000 | -5▼ |
| 10 Yr Fixed | 1.111 | 1.000 | 1.000 | 4.279 | 4.302 | 3.597 | 317▲ |
| 20 Yr Fixed | 4.409 | 7.550 | 1.000 | 4.432 | 6.250 | 1.000 | 2▲ |
| 30 Yr Fixed | 4.588 | 7.500 | 3.500 | 4.604 | 6.750 | 1.000 | 2▲ |
| 1 Yr ARM | 3.766 | 6.500 | 1.500 | 3.392 | 5.500 | 1.000 | -37▼ |
| 3/1 ARM | 3.742 | 6.750 | 1.000 | 3.611 | 5.125 | 1.000 | -13▼ |
| 5/1 ARM | 4.013 | 7.500 | 2.390 | 3.822 | 6.750 | 1.000 | -19▼ |
| 7/1 ARM | 4.117 | 6.500 | 2.625 | 4.043 | 5.500 | 1.000 | -7▼ |
| New RV - 60 Mo | 6.69 | 14.50 | 2.65 | 5.21 | 11.50 | 1.00 | -148▼ |
| Unsecured - 36 Mo | 9.93 | 20.75 | 2.50 | 9.26 | 18.00 | 3.45 | -67▼ |
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