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| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 0.22 | 2.27 | 0.01 | 0.52 | 2.10 | 0.01 | 30▲ |
| 6 Mo CD - $10k | 0.37 | 2.40 | 0.01 | 0.83 | 2.45 | 0.01 | 46▲ |
| 1 Yr CD - $10k | 0.63 | 2.85 | 0.01 | 1.30 | 3.04 | 0.01 | 67▲ |
| 18 Mo CD - $10k | 0.73 | 3.03 | 0.02 | 1.49 | 3.01 | 0.01 | 76▲ |
| 2 Yr CD - $10k | 0.91 | 3.10 | 0.02 | 1.63 | 3.05 | 0.05 | 73▲ |
| 30 Mo CD - $10k | 0.81 | 3.10 | 0.02 | 1.79 | 3.35 | 0.05 | 98▲ |
| 39 mo bump up Certificate | | | | 2.55 | 2.55 | 2.55 | |
| 3 Yr CD - $10k | 0.99 | 3.25 | 0.02 | 1.85 | 3.35 | 0.05 | 85▲ |
| 4 Yr CD - $10k | 1.09 | 3.56 | 0.02 | 2.04 | 3.82 | 0.00 | 95▲ |
| 5 Yr CD - $10k | 1.32 | 4.00 | 0.02 | 2.33 | 3.82 | 0.00 | 101▲ |
| 1 Mo CD - $100k | 0.14 | 2.20 | 0.01 | 0.39 | 1.51 | 0.02 | 26▲ |
| 2 Mo CD - $100k | 0.12 | 1.85 | 0.01 | 0.45 | 1.51 | 0.02 | 32▲ |
| 3 Mo CD - $100k | 0.21 | 2.42 | 0.01 | 0.57 | 2.00 | 0.01 | 36▲ |
| 3 Mo CD - $250k | | | | 0.54 | 1.00 | 0.10 | |
| 6 Mo CD - $100k | 0.35 | 2.63 | 0.01 | 0.93 | 2.25 | 0.03 | 58▲ |
| 6 Mo CD - $250k | | | | 0.83 | 1.25 | 0.40 | |
| 1 Yr CD - $100k | 0.60 | 3.00 | 0.01 | 1.46 | 2.90 | 0.08 | 86▲ |
| 1 Yr CD - $250k | | | | 1.24 | 1.85 | 0.45 | |
| 2 Yr CD - $100k | 0.89 | 3.14 | 0.03 | 1.82 | 3.00 | 0.15 | 92▲ |
| 2 Yr CD - $250k | | | | 1.64 | 2.35 | 0.90 | |
| 3 Yr CD - $100k | 0.94 | 3.22 | 0.05 | 2.00 | 3.35 | 0.20 | 105▲ |
| 3 Yr CD - $250k | | | | 1.99 | 2.50 | 1.30 | |
| Youth Checking / Student Checking | | | | 0.10 | 0.10 | 0.10 | |
| Young Adult Checking | | | | 1.00 | 1.00 | 1.00 | |
| Interest Checking - $5k | 0.09 | 2.00 | 0.01 | 0.13 | 3.01 | 0.01 | 4▲ |
| Liquid IRA Account | 0.22 | 3.29 | 0.01 | 0.47 | 3.15 | 0.01 | 25▲ |
| Money Market - $2.5k | 0.14 | 2.21 | 0.01 | 0.35 | 3.50 | 0.01 | 20▲ |
| Money Market - $10k | 0.21 | 2.22 | 0.01 | 0.40 | 2.15 | 0.01 | 19▲ |
| Money Market - $25k | 0.27 | 2.31 | 0.01 | 0.48 | 2.15 | 0.01 | 20▲ |
| Money Market - $50k | 0.32 | 2.31 | 0.01 | 0.55 | 2.30 | 0.01 | 23▲ |
| Money Market - $100k | 0.37 | 2.31 | 0.01 | 0.64 | 2.30 | 0.01 | 27▲ |
| Money Market - $250k | 0.40 | 2.39 | 0.01 | 0.68 | 2.30 | 0.01 | 27▲ |
| Youth / Young Adult Savings (Balance up to $1,000) | | | | 4.00 | 4.00 | 4.00 | |
| Youth / Young Adult Savings (Balance above $1,000) | | | | 0.35 | 0.35 | 0.35 | |
| Regular Savings - $1k | 0.11 | 4.00 | 0.01 | 0.18 | 2.02 | 0.01 | 7▲ |
| New Car - 36 Mo | 4.42 | 15.50 | 1.74 | 3.25 | 8.49 | 1.29 | -118▼ |
| New Car - 48 Mo | 4.49 | 11.75 | 1.94 | 3.41 | 8.49 | 1.45 | -108▼ |
| New Car - 60 Mo | 4.59 | 12.75 | 1.99 | 3.52 | 8.49 | 1.45 | -107▼ |
| New Car - 72 Mo | 4.64 | 13.75 | 2.24 | 3.86 | 8.75 | 1.49 | -78▼ |
| Used Car - 36 Mo | 4.88 | 15.50 | 1.94 | 3.51 | 8.49 | 1.49 | -137▼ |
| Used Car - 48 Mo | 4.93 | 13.75 | 1.94 | 3.64 | 8.49 | 1.49 | -129▼ |
| Used Car - 60 Mo | 4.84 | 12.75 | 1.99 | 3.75 | 8.49 | 1.50 | -109▼ |
| Used Car - 72 Mo | 4.74 | 13.75 | 2.24 | 4.11 | 8.74 | 1.59 | -63▼ |
| New Boat - 60 Mo | 6.70 | 15.50 | 2.65 | 5.41 | 10.99 | 1.00 | -129▼ |
| Rewards Credit Card | 14.84 | 19.99 | 4.99 | 11.27 | 18.00 | 1.00 | -357▼ |
| Credit Card Platinum | 13.87 | 24.98 | 2.90 | 10.04 | 16.49 | 1.00 | -383▼ |
| Credit Card Classic | 13.35 | 29.49 | 5.00 | 11.66 | 18.00 | 1.00 | -169▼ |
| Home Equity - LOC | 6.14 | 10.56 | 3.95 | 5.26 | 12.00 | 1.00 | -88▼ |
| Home Equity - 5 Yr | 5.59 | 11.00 | 2.48 | 4.94 | 11.50 | 1.00 | -65▼ |
| Home Equity - 10 Yr | 5.97 | 11.00 | 2.99 | 5.39 | 12.00 | 1.00 | -58▼ |
| Home Equity - 15 Yr | 6.27 | 9.50 | 3.25 | 5.75 | 12.50 | 1.00 | -53▼ |
| 15 Yr Fixed | 4.505 | 7.000 | 3.000 | 4.492 | 7.850 | 1.000 | -1▼ |
| 10 Yr Fixed | 1.110 | 1.000 | 1.000 | 4.651 | 4.816 | 3.856 | 354▲ |
| 20 Yr Fixed | 4.784 | 7.250 | 1.000 | 4.821 | 6.250 | 1.000 | 4▲ |
| 30 Yr Fixed | 4.938 | 7.590 | 3.625 | 4.962 | 6.750 | 1.000 | 2▲ |
| 1 Yr ARM | 4.120 | 6.500 | 1.500 | 3.726 | 6.500 | 1.000 | -39▼ |
| 3/1 ARM | 4.160 | 7.250 | 1.000 | 3.944 | 6.125 | 1.000 | -22▼ |
| 5/1 ARM | 4.317 | 8.000 | 2.500 | 4.137 | 6.450 | 1.000 | -18▼ |
| 7/1 ARM | 4.436 | 6.750 | 2.750 | 4.375 | 5.500 | 1.000 | -6▼ |
| New RV - 60 Mo | 6.79 | 15.50 | 2.65 | 5.42 | 11.50 | 1.00 | -137▼ |
| Unsecured - 36 Mo | 9.91 | 18.96 | 2.50 | 9.35 | 18.00 | 3.99 | -55▼ |
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