|
|
| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 0.14 | 1.60 | 0.01 | 0.30 | 1.50 | 0.01 | 16▲ |
| 6 Mo CD - $10k | 0.22 | 2.12 | 0.00 | 0.49 | 2.25 | 0.01 | 27▲ |
| 1 Yr CD - $10k | 0.35 | 2.25 | 0.00 | 0.71 | 2.45 | 0.01 | 37▲ |
| 18 Mo CD - $10k | 0.39 | 2.79 | 0.01 | 0.79 | 2.75 | 0.01 | 40▲ |
| 2 Yr CD - $10k | 0.45 | 2.50 | 0.01 | 0.89 | 2.75 | 0.04 | 44▲ |
| 30 Mo CD - $10k | 0.50 | 14.00 | 0.01 | 0.95 | 3.10 | 0.01 | 45▲ |
| 3 Yr CD - $10k | 0.52 | 2.65 | 0.01 | 1.02 | 2.80 | 0.05 | 50▲ |
| 4 Yr CD - $10k | 0.58 | 2.77 | 0.00 | 1.12 | 3.00 | 0.05 | 54▲ |
| 5 Yr CD - $10k | 0.66 | 3.02 | 0.01 | 1.23 | 3.35 | 0.05 | 57▲ |
| 1 Mo CD - $100k | 0.08 | 1.53 | 0.01 | 0.27 | 1.01 | 0.02 | 19▲ |
| 2 Mo CD - $100k | 0.08 | 1.53 | 0.01 | 0.27 | 1.01 | 0.02 | 19▲ |
| 3 Mo CD - $100k | 0.13 | 1.61 | 0.00 | 0.35 | 3.10 | 0.01 | 22▲ |
| 6 Mo CD - $100k | 0.21 | 2.12 | 0.00 | 0.54 | 1.76 | 0.01 | 33▲ |
| 1 Yr CD - $100k | 0.31 | 2.00 | 0.01 | 0.78 | 2.12 | 0.05 | 47▲ |
| 2 Yr CD - $100k | 0.39 | 2.00 | 0.01 | 0.94 | 2.75 | 0.05 | 55▲ |
| 3 Yr CD - $100k | 0.45 | 2.00 | 0.01 | 1.05 | 2.79 | 0.05 | 61▲ |
| Interest Checking - $5k | 0.06 | 1.40 | 0.00 | 0.12 | 3.05 | 0.01 | 6▲ |
| Liquid IRA Account | 0.18 | 3.14 | 0.01 | 0.38 | 3.00 | 0.01 | 19▲ |
| Money Market - $2.5k | 0.09 | 1.76 | 0.00 | 0.25 | 3.00 | 0.01 | 15▲ |
| Money Market - $10k | 0.12 | 1.76 | 0.00 | 0.28 | 1.51 | 0.01 | 16▲ |
| Money Market - $25k | 0.15 | 1.76 | 0.00 | 0.33 | 1.75 | 0.01 | 18▲ |
| Money Market - $50k | 0.17 | 1.76 | 0.00 | 0.39 | 2.00 | 0.01 | 21▲ |
| Money Market - $100k | 0.21 | 1.77 | 0.00 | 0.45 | 2.25 | 0.01 | 24▲ |
| Money Market - $250k | 0.24 | 2.00 | 0.00 | 0.48 | 2.25 | 0.01 | 25▲ |
| Regular Savings - $1k | 0.08 | 1.75 | 0.00 | 0.14 | 2.50 | 0.01 | 6▲ |
| New Car - 36 Mo | 4.47 | 15.50 | 1.99 | 3.04 | 7.45 | 1.29 | -143▼ |
| New Car - 48 Mo | 4.53 | 15.50 | 1.99 | 3.18 | 12.14 | 1.49 | -135▼ |
| New Car - 60 Mo | 4.64 | 15.50 | 2.24 | 3.29 | 10.14 | 1.49 | -135▼ |
| New Car - 72 Mo | 4.77 | 13.75 | 1.95 | 3.60 | 15.89 | 1.59 | -116▼ |
| Used Car - 36 Mo | 4.86 | 15.50 | 1.99 | 3.26 | 8.60 | 1.49 | -160▼ |
| Used Car - 48 Mo | 4.91 | 15.50 | 1.99 | 3.39 | 10.99 | 1.49 | -152▼ |
| Used Car - 60 Mo | 4.82 | 15.50 | 2.24 | 3.50 | 10.99 | 1.49 | -131▼ |
| Used Car - 72 Mo | 4.73 | 13.75 | 2.24 | 3.80 | 10.99 | 1.59 | -92▼ |
| New Boat - 60 Mo | 6.80 | 15.50 | 2.74 | 5.34 | 13.24 | 1.00 | -146▼ |
| Rewards Credit Card | 13.73 | 20.99 | 4.99 | 10.33 | 18.00 | 1.00 | -340▼ |
| Credit Card Platinum | 12.82 | 26.99 | 5.00 | 9.10 | 17.90 | 1.00 | -372▼ |
| Credit Card Classic | 12.13 | 22.25 | 5.00 | 10.91 | 18.00 | 1.00 | -122▼ |
| Home Equity - LOC | 5.20 | 9.13 | 2.50 | 4.09 | 12.00 | 1.00 | -111▼ |
| Home Equity - 5 Yr | 5.55 | 11.00 | 2.48 | 4.66 | 11.50 | 1.00 | -89▼ |
| Home Equity - 10 Yr | 5.80 | 11.00 | 3.25 | 5.07 | 12.00 | 1.00 | -74▼ |
| Home Equity - 15 Yr | 5.96 | 9.50 | 3.35 | 5.36 | 12.50 | 1.00 | -60▼ |
| 15 Yr Fixed | 3.226 | 8.375 | 2.125 | 3.178 | 6.250 | 1.000 | -5▼ |
| 20 Yr Fixed | 3.561 | 7.550 | 1.000 | 3.533 | 6.000 | 1.000 | -3▼ |
| 30 Yr Fixed | 3.631 | 7.250 | 2.375 | 3.568 | 6.750 | 1.000 | -6▼ |
| 1 Yr ARM | 3.345 | 6.250 | 1.990 | 3.346 | 6.500 | 1.000 | 0▲ |
| 3/1 ARM | 3.584 | 7.000 | 1.000 | 3.274 | 6.000 | 1.000 | -31▼ |
| 5/1 ARM | 3.564 | 7.750 | 1.775 | 3.326 | 6.230 | 1.000 | -24▼ |
| 7/1 ARM | 3.574 | 6.500 | 2.025 | 3.471 | 5.500 | 1.000 | -10▼ |
| New RV - 60 Mo | 6.84 | 15.50 | 2.49 | 5.37 | 10.99 | 1.00 | -147▼ |
| Unsecured - 36 Mo | 9.72 | 19.50 | 2.90 | 9.18 | 18.00 | 2.90 | -54▼ |
|