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| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 0.96 | 5.39 | 0.01 | 1.75 | 7.99 | 0.01 | 79▲ |
| 6 Mo CD - $10k | 1.26 | 5.65 | 0.01 | 2.55 | 5.94 | 0.01 | 128▲ |
| 9 Mo CD - $10k | 1.40 | 5.65 | 0.01 | 3.20 | 5.83 | 0.01 | 180▲ |
| 1 Yr CD - $10k | 1.55 | 5.70 | 0.01 | 3.14 | 6.00 | 0.01 | 159▲ |
| 18 Mo CD - $10k | 1.37 | 5.55 | 0.00 | 3.09 | 5.75 | 0.01 | 173▲ |
| 2 Yr CD - $10k | 1.36 | 5.30 | 0.01 | 2.96 | 5.60 | 0.01 | 160▲ |
| 30 Mo CD - $10k | 1.07 | 5.30 | 0.01 | 2.90 | 5.30 | 0.01 | 183▲ |
| 3 Yr CD - $10k | 1.29 | 5.40 | 0.01 | 2.85 | 5.75 | 0.01 | 156▲ |
| 4 Yr CD - $10k | 1.25 | 5.00 | 0.01 | 2.85 | 5.50 | 0.02 | 160▲ |
| 5 Yr CD - $10k | 1.32 | 5.80 | 0.01 | 2.94 | 5.55 | 0.02 | 162▲ |
| 3 Mo CD - $100k | 1.02 | 5.39 | 0.01 | 1.81 | 7.99 | 0.01 | 79▲ |
| 6 Mo CD - $100k | 1.32 | 5.65 | 0.01 | 2.57 | 5.94 | 0.01 | 125▲ |
| 9 Mo CD - $100k | 1.48 | 5.65 | 0.01 | 3.27 | 5.83 | 0.01 | 179▲ |
| 1 Yr CD - $100k | 1.63 | 5.70 | 0.01 | 3.19 | 6.00 | 0.01 | 156▲ |
| 18 Mo CD - $100k | 1.43 | 5.55 | 0.00 | 3.12 | 5.60 | 0.01 | 169▲ |
| 2 Yr CD - $100k | 1.42 | 5.30 | 0.01 | 3.02 | 5.60 | 0.01 | 159▲ |
| 30 Mo CD - $100k | 1.11 | 5.40 | 0.01 | 2.92 | 5.35 | 0.01 | 181▲ |
| 3 Yr CD - $100k | 1.33 | 5.50 | 0.01 | 2.90 | 5.75 | 0.01 | 157▲ |
| 4 Yr CD - $100k | 1.29 | 5.12 | 0.01 | 2.88 | 5.50 | 0.02 | 159▲ |
| 5 Yr CD - $100k | 1.36 | 5.90 | 0.01 | 2.98 | 5.39 | 0.02 | 162▲ |
| Youth/Student Checking | | | | 0.10 | 0.10 | 0.10 | |
| High Rate Checking | 4.95 | 4.95 | 4.95 | 0.16 | 0.35 | 0.05 | -479▼ |
| Basic Checking | 0.14 | 5.00 | 0.00 | 0.20 | 7.00 | 0.01 | 6▲ |
| IRA - 1 Year - $10k | 1.39 | 5.65 | 0.01 | 3.12 | 6.18 | 0.05 | 173▲ |
| IRA - 1 Year - $100k | | | | 2.30 | 4.55 | 1.00 | |
| IRA - Liquid - $10k | 0.38 | 6.01 | 0.01 | 0.65 | 5.42 | 0.01 | 27▲ |
| IRA - Liquid - $100k | | | | 0.53 | 1.26 | 0.01 | |
| Money Market - $2.5k | 0.41 | 5.40 | 0.01 | 0.72 | 5.00 | 0.01 | 32▲ |
| Money Market - $10k | 0.48 | 5.40 | 0.01 | 0.82 | 4.89 | 0.01 | 34▲ |
| High Rate Money Market - $10k | 0.83 | 5.25 | 0.01 | 1.36 | 4.50 | 0.02 | 53▲ |
| High Rate Money Market - $25k | 1.16 | 5.25 | 0.01 | 1.47 | 4.50 | 0.02 | 31▲ |
| Money Market - $25k | 0.58 | 5.40 | 0.01 | 0.98 | 4.89 | 0.01 | 40▲ |
| Money Market - $50k | 0.67 | 5.40 | 0.01 | 1.11 | 4.89 | 0.01 | 45▲ |
| High Rate Money Market - $50k | 1.28 | 5.25 | 0.01 | 1.61 | 4.50 | 0.02 | 33▲ |
| High Rate Money Market - $100k | 1.61 | 5.25 | 0.01 | 1.87 | 4.50 | 0.05 | 26▲ |
| Money Market - $100k | 0.84 | 5.40 | 0.01 | 1.34 | 5.00 | 0.00 | 49▲ |
| Money Market - $250k | 0.93 | 5.40 | 0.01 | 1.46 | 5.15 | 0.00 | 53▲ |
| High Rate Money Market - $250k | 1.70 | 5.25 | 0.01 | 2.00 | 4.65 | 0.05 | 30▲ |
| Money Market - $500k | 4.28 | 4.50 | 0.02 | 1.72 | 4.75 | 0.03 | -256▼ |
| Money Market - $1 million | 0.17 | 0.85 | 0.02 | 1.44 | 2.00 | 0.79 | 127▲ |
| Youth/Student Savings | | | | 5.00 | 5.00 | 5.00 | |
| High Rate Savings | | | | 0.45 | 0.45 | 0.45 | |
| Regular Savings | 0.21 | 5.02 | 0.00 | 0.19 | 6.17 | 0.01 | -3▼ |
| New Auto - 24 Mo | 7.35 | 10.40 | 5.72 | 6.17 | 17.99 | 2.49 | -117▼ |
| New Auto - 36 Mo | 6.71 | 14.00 | 2.65 | 6.07 | 18.00 | 1.99 | -65▼ |
| New Auto - 48 Mo | 6.77 | 14.00 | 2.65 | 6.19 | 18.00 | 1.99 | -58▼ |
| New Auto - 60 Mo | 6.85 | 14.00 | 2.65 | 6.32 | 18.00 | 2.49 | -53▼ |
| New Auto - 72 Mo | 7.03 | 14.00 | 2.65 | 6.60 | 10.59 | 2.74 | -43▼ |
| New Auto - 84 Mo | 7.51 | 8.99 | 6.52 | 7.07 | 9.83 | 4.24 | -44▼ |
| Used Auto - 24 Mo | 7.42 | 11.15 | 5.75 | 6.42 | 17.99 | 2.49 | -100▼ |
| Used Auto - 36 Mo | 7.05 | 15.00 | 2.88 | 6.27 | 18.00 | 1.99 | -78▼ |
| Used Auto - 48 Mo | 7.09 | 15.00 | 2.88 | 6.39 | 18.00 | 2.39 | -69▼ |
| Used Auto - 60 Mo | 7.11 | 14.00 | 2.88 | 6.52 | 18.00 | 2.49 | -59▼ |
| Used Auto - 72 Mo | 7.11 | 14.00 | 2.88 | 6.80 | 11.33 | 2.89 | -31▼ |
| Used Auto - 84 Mo | 7.51 | 8.99 | 6.00 | 7.22 | 10.50 | 4.24 | -29▼ |
| Used Boat | 8.86 | 9.60 | 8.84 | 8.21 | 12.24 | 5.74 | -64▼ |
| New Boat | 7.72 | 15.75 | 3.49 | 7.68 | 18.00 | 2.50 | -4▼ |
| Rewards Credit Card | 18.59 | 29.90 | 4.99 | 14.05 | 22.49 | 1.00 | -454▼ |
| Credit Card Platinum | 17.85 | 30.49 | 3.10 | 12.67 | 21.90 | 1.00 | -518▼ |
| Credit Card Classic | 16.36 | 25.00 | 6.90 | 13.09 | 23.24 | 1.00 | -327▼ |
| Home Equity - LOC 80% | 8.89 | 12.50 | 3.25 | 8.36 | 13.24 | 0.25 | -53▼ |
| Home Equity - 5 Yr 80% | 7.71 | 12.36 | 2.99 | 6.98 | 11.99 | 1.00 | -73▼ |
| Home Equity - 10 Yr 80% | 7.91 | 13.25 | 2.50 | 7.37 | 11.99 | 1.00 | -54▼ |
| Home Equity - 15 Yr 80% | 8.07 | 12.65 | 2.50 | 7.66 | 12.49 | 1.00 | -41▼ |
| 7 Yr ARM | 6.458 | 7.697 | 0.000 | 6.941 | 7.254 | 6.628 | 48▲ |
| 3 Yr ARM | | | | 6.145 | 6.145 | 6.145 | |
| 5 Yr ARM | 7.635 | 7.784 | 7.393 | 6.609 | 7.757 | 6.064 | -103▼ |
| 15 Yr Fixed | 6.992 | 7.242 | 6.475 | 6.775 | 7.221 | 6.529 | -22▼ |
| 20 Yr Fixed | 7.285 | 7.796 | 6.985 | 6.920 | 6.920 | 6.920 | -37▼ |
| 30 Yr Fixed | 7.332 | 7.853 | 6.981 | 7.213 | 7.749 | 6.873 | -12▼ |
| 5 Yr ARM-Jumbo | | | | 5.705 | 5.625 | 5.625 | |
| Used Motorcycle | | | | 7.87 | 10.24 | 5.69 | |
| New Motorcycle | | | | 7.74 | 10.24 | 5.49 | |
| Used Motorhome | 7.61 | 7.61 | 7.61 | 7.86 | 9.99 | 5.74 | 25▲ |
| New Motorhome | 7.78 | 14.99 | 3.49 | 7.68 | 16.10 | 1.00 | -10▼ |
| Student Loan-10 Year | 7.41 | 7.41 | 7.41 | 9.58 | 11.75 | 6.00 | 217▲ |
| Unsecured - 36 Mo | 10.81 | 19.90 | 5.00 | 10.66 | 21.00 | 2.00 | -15▼ |
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