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Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
3 Mo CD - $10k | 0.78 | 5.30 | 0.01 | 1.35 | 6.00 | 0.01 | 57▲ |
6 Mo CD - $10k | 1.09 | 5.55 | 0.01 | 2.06 | 5.50 | 0.01 | 97▲ |
1 Yr CD - $10k | 1.40 | 5.35 | 0.01 | 2.71 | 6.00 | 0.01 | 130▲ |
18 Mo CD - $10k | 1.28 | 5.35 | 0.00 | 2.76 | 5.60 | 0.01 | 148▲ |
2 Yr CD - $10k | 1.29 | 5.25 | 0.01 | 2.73 | 5.70 | 0.01 | 144▲ |
30 Mo CD - $10k | 1.07 | 4.75 | 0.01 | 2.74 | 5.70 | 0.01 | 167▲ |
3 Yr CD - $10k | 1.26 | 5.05 | 0.01 | 2.67 | 5.80 | 0.01 | 141▲ |
4 Yr CD - $10k | 1.24 | 4.95 | 0.01 | 2.71 | 5.90 | 0.01 | 147▲ |
5 Yr CD - $10k | 1.30 | 5.10 | 0.01 | 2.83 | 5.90 | 0.01 | 153▲ |
1 Mo CD - $100k | 0.38 | 12.00 | 0.01 | 0.79 | 4.60 | 0.02 | 40▲ |
2 Mo CD - $100k | 0.13 | 4.81 | 0.01 | 1.37 | 4.25 | 0.05 | 125▲ |
3 Mo CD - $100k | 0.84 | 5.30 | 0.01 | 1.38 | 6.00 | 0.01 | 54▲ |
6 Mo CD - $100k | 1.14 | 5.50 | 0.01 | 2.09 | 5.50 | 0.01 | 95▲ |
1 Yr CD - $100k | 1.47 | 5.35 | 0.01 | 2.75 | 5.60 | 0.01 | 128▲ |
2 Yr CD - $100k | 1.35 | 5.25 | 0.01 | 2.78 | 5.70 | 0.01 | 143▲ |
3 Yr CD - $100k | 1.29 | 5.05 | 0.01 | 2.72 | 5.80 | 0.01 | 143▲ |
Interest Checking - $5k | 0.12 | 5.00 | 0.00 | 0.20 | 5.64 | 0.01 | 7▲ |
Liquid IRA Account | 0.35 | 5.93 | 0.01 | 0.60 | 5.22 | 0.01 | 25▲ |
Money Market - $2.5k | 0.37 | 5.00 | 0.01 | 0.65 | 5.00 | 0.01 | 27▲ |
Money Market - $10k | 0.44 | 5.00 | 0.01 | 0.73 | 4.17 | 0.01 | 29▲ |
Money Market - $25k | 0.53 | 5.00 | 0.01 | 0.86 | 4.17 | 0.01 | 32▲ |
Money Market - $50k | 0.62 | 5.00 | 0.01 | 0.97 | 4.17 | 0.01 | 35▲ |
Money Market - $100k | 0.75 | 5.00 | 0.01 | 1.16 | 4.18 | 0.00 | 41▲ |
Money Market - $250k | 0.83 | 15.00 | 0.01 | 1.26 | 5.00 | 0.00 | 43▲ |
Regular Savings - $1k | 0.19 | 4.76 | 0.01 | 0.18 | 6.17 | 0.01 | -1▼ |
New Car - 36 Mo | 6.30 | 14.00 | 1.99 | 5.63 | 9.83 | 1.49 | -67▼ |
New Car - 48 Mo | 6.35 | 14.00 | 1.99 | 5.75 | 11.00 | 1.69 | -60▼ |
New Car - 60 Mo | 6.43 | 14.00 | 2.39 | 5.88 | 11.00 | 1.69 | -55▼ |
New Car - 72 Mo | 6.59 | 14.00 | 2.65 | 6.17 | 11.00 | 1.99 | -43▼ |
Used Car - 36 Mo | 6.63 | 14.00 | 1.99 | 5.82 | 10.85 | 1.69 | -82▼ |
Used Car - 48 Mo | 6.68 | 14.00 | 1.99 | 5.94 | 10.85 | 1.69 | -73▼ |
Used Car - 60 Mo | 6.70 | 14.00 | 2.39 | 6.07 | 11.25 | 1.69 | -63▼ |
Used Car - 72 Mo | 6.68 | 14.00 | 2.88 | 6.37 | 10.30 | 2.19 | -31▼ |
New Boat - 60 Mo | 7.43 | 15.75 | 2.99 | 7.25 | 14.49 | 0.05 | -18▼ |
Rewards Credit Card | 18.11 | 29.90 | 4.99 | 13.67 | 21.00 | 1.00 | -444▼ |
Credit Card Platinum | 17.61 | 29.99 | 3.10 | 12.29 | 23.99 | 1.00 | -531▼ |
Credit Card Classic | 15.76 | 25.99 | 6.90 | 12.82 | 22.99 | 1.00 | -294▼ |
Home Equity - LOC | 8.51 | 12.49 | 2.99 | 7.93 | 15.00 | 0.25 | -58▼ |
Home Equity - 5 Yr | 7.34 | 12.11 | 2.99 | 6.56 | 10.75 | 0.15 | -78▼ |
Home Equity - 10 Yr | 7.52 | 12.37 | 2.50 | 6.95 | 11.00 | 0.25 | -57▼ |
Home Equity - 15 Yr | 7.74 | 12.40 | 2.50 | 7.23 | 12.49 | 0.35 | -51▼ |
15 Yr Fixed | 6.264 | 6.732 | 6.083 | 6.035 | 6.384 | 5.820 | -23▼ |
20 Yr Fixed | 6.598 | 7.256 | 6.230 | 6.543 | 6.543 | 6.543 | -5▼ |
30 Yr Fixed | 6.738 | 7.391 | 6.317 | 6.677 | 7.130 | 6.244 | -6▼ |
3/1 ARM | | | | 5.624 | 5.624 | 5.624 | |
5/1 ARM | 7.609 | 7.811 | 7.276 | 5.953 | 7.300 | 5.243 | -166▼ |
7/1 ARM | 7.155 | 7.508 | 6.881 | 5.935 | 6.375 | 5.495 | -122▼ |
New RV - 60 Mo | 7.47 | 14.99 | 2.99 | 7.27 | 13.99 | 0.01 | -20▼ |
Unsecured - 36 Mo | 10.50 | 19.90 | 4.23 | 10.32 | 21.00 | 0.10 | -18▼ |
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