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| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 0.26 | 2.30 | 0.01 | 0.61 | 2.53 | 0.02 | 35▲ |
| 6 Mo CD - $10k | 0.45 | 2.75 | 0.01 | 1.02 | 3.09 | 0.01 | 57▲ |
| 1 Yr CD - $10k | 0.79 | 2.90 | 0.01 | 1.49 | 3.09 | 0.01 | 69▲ |
| 18 Mo CD - $10k | 0.89 | 3.10 | 0.02 | 1.71 | 3.20 | 0.01 | 82▲ |
| 2 Yr CD - $10k | 1.04 | 3.25 | 0.02 | 1.83 | 3.26 | 0.05 | 79▲ |
| 30 Mo CD - $10k | 0.95 | 3.16 | 0.02 | 1.99 | 3.51 | 0.05 | 105▲ |
| 39 mo bump up Certificate | | | | 2.55 | 2.55 | 2.55 | |
| 3 Yr CD - $10k | 1.14 | 3.50 | 0.02 | 2.05 | 3.65 | 0.05 | 91▲ |
| 4 Yr CD - $10k | 1.24 | 3.55 | 0.02 | 2.24 | 3.61 | 0.05 | 100▲ |
| 5 Yr CD - $10k | 1.43 | 4.00 | 0.02 | 2.50 | 4.00 | 0.05 | 106▲ |
| 1 Mo CD - $100k | 0.16 | 2.11 | 0.01 | 0.43 | 1.55 | 0.02 | 27▲ |
| 2 Mo CD - $100k | 0.14 | 2.18 | 0.01 | 0.51 | 1.55 | 0.02 | 38▲ |
| 3 Mo CD - $100k | 0.26 | 2.57 | 0.01 | 0.68 | 2.12 | 0.02 | 43▲ |
| 3 Mo CD - $250k | | | | 0.70 | 1.00 | 0.35 | |
| 6 Mo CD - $100k | 0.45 | 2.75 | 0.01 | 1.17 | 3.00 | 0.05 | 72▲ |
| 6 Mo CD - $250k | | | | 1.07 | 1.65 | 0.45 | |
| 1 Yr CD - $100k | 0.81 | 2.95 | 0.01 | 1.65 | 2.96 | 0.10 | 84▲ |
| 1 Yr CD - $250k | | | | 1.48 | 2.28 | 0.55 | |
| 2 Yr CD - $100k | 1.05 | 3.25 | 0.03 | 2.00 | 3.26 | 0.15 | 95▲ |
| 2 Yr CD - $250k | | | | 1.81 | 2.75 | 1.15 | |
| 3 Yr CD - $100k | 1.12 | 3.29 | 0.03 | 2.20 | 3.51 | 0.20 | 109▲ |
| 3 Yr CD - $250k | | | | 2.11 | 2.95 | 1.60 | |
| Youth Checking / Student Checking | | | | 0.10 | 0.10 | 0.10 | |
| Young Adult Checking | | | | 1.00 | 1.00 | 1.00 | |
| Interest Checking - $5k | 0.09 | 2.00 | 0.01 | 0.14 | 3.01 | 0.01 | 5▲ |
| Liquid IRA Account | 0.25 | 3.29 | 0.01 | 0.52 | 3.30 | 0.01 | 28▲ |
| Money Market - $2.5k | 0.17 | 2.50 | 0.01 | 0.41 | 3.50 | 0.01 | 24▲ |
| Money Market - $10k | 0.25 | 2.52 | 0.01 | 0.47 | 2.25 | 0.01 | 22▲ |
| Money Market - $25k | 0.32 | 2.52 | 0.01 | 0.56 | 2.50 | 0.01 | 24▲ |
| Money Market - $50k | 0.37 | 2.52 | 0.01 | 0.64 | 2.75 | 0.01 | 28▲ |
| Money Market - $100k | 0.43 | 2.52 | 0.01 | 0.75 | 3.00 | 0.01 | 32▲ |
| Money Market - $250k | 0.47 | 2.59 | 0.01 | 0.80 | 3.00 | 0.01 | 33▲ |
| Youth / Young Adult Savings (Balance up to $1,000) | | | | 4.00 | 4.00 | 4.00 | |
| Youth / Young Adult Savings (Balance above $1,000) | | | | 0.35 | 0.35 | 0.35 | |
| Regular Savings - $1k | 0.12 | 4.00 | 0.01 | 0.19 | 2.10 | 0.01 | 7▲ |
| New Car - 36 Mo | 4.62 | 15.50 | 1.45 | 3.58 | 250.00 | 1.29 | -104▼ |
| New Car - 48 Mo | 4.69 | 11.75 | 1.45 | 4.53 | 2500.00 | 1.49 | -16▼ |
| New Car - 60 Mo | 4.79 | 12.75 | 1.45 | 4.64 | 2500.00 | 1.49 | -15▼ |
| New Car - 72 Mo | 4.87 | 13.75 | 0.19 | 5.90 | 5000.00 | 1.49 | 103▲ |
| Used Car - 36 Mo | 5.05 | 15.50 | 1.94 | 3.83 | 250.00 | 1.49 | -122▼ |
| Used Car - 48 Mo | 5.10 | 13.75 | 1.94 | 4.74 | 2500.00 | 1.49 | -36▼ |
| Used Car - 60 Mo | 5.02 | 12.75 | 1.99 | 4.86 | 2500.00 | 1.50 | -16▼ |
| Used Car - 72 Mo | 4.95 | 13.75 | 2.74 | 6.35 | 5000.00 | 1.59 | 140▲ |
| New Boat - 60 Mo | 6.89 | 15.50 | 2.74 | 5.55 | 11.00 | 1.00 | -134▼ |
| Rewards Credit Card | 15.23 | 20.49 | 4.99 | 11.52 | 18.24 | 1.00 | -371▼ |
| Credit Card Platinum | 14.05 | 26.99 | 5.00 | 10.26 | 20.90 | 1.00 | -379▼ |
| Credit Card Classic | 13.57 | 24.25 | 5.00 | 11.67 | 18.00 | 1.00 | -190▼ |
| Home Equity - LOC | 6.45 | 10.53 | 3.63 | 5.55 | 13.25 | 1.00 | -90▼ |
| Home Equity - 5 Yr | 5.70 | 11.00 | 2.48 | 5.08 | 11.50 | 1.00 | -62▼ |
| Home Equity - 10 Yr | 6.06 | 11.00 | 2.99 | 5.51 | 12.00 | 1.00 | -55▼ |
| Home Equity - 15 Yr | 6.35 | 9.50 | 3.75 | 5.87 | 12.50 | 1.00 | -48▼ |
| 15 Yr Fixed | 4.284 | 8.250 | 2.977 | 4.258 | 7.375 | 1.000 | -3▼ |
| 10 Yr Fixed | 1.109 | 1.000 | 1.000 | 4.392 | 4.804 | 3.718 | 328▲ |
| 20 Yr Fixed | 4.598 | 7.550 | 1.000 | 4.599 | 6.500 | 1.000 | 0▲ |
| 30 Yr Fixed | 4.730 | 7.840 | 3.432 | 4.713 | 7.000 | 1.000 | -2▼ |
| 1 Yr ARM | 4.215 | 6.750 | 1.500 | 3.840 | 6.500 | 1.000 | -37▼ |
| 3/1 ARM | 4.196 | 10.000 | 1.000 | 3.975 | 6.250 | 1.000 | -22▼ |
| 5/1 ARM | 4.297 | 8.500 | 2.625 | 4.052 | 6.450 | 1.000 | -25▼ |
| 7/1 ARM | 4.364 | 6.650 | 2.875 | 4.242 | 5.625 | 1.000 | -12▼ |
| New RV - 60 Mo | 6.96 | 15.50 | 2.49 | 5.58 | 11.50 | 1.00 | -137▼ |
| Unsecured - 36 Mo | 9.88 | 18.96 | 2.50 | 9.44 | 18.00 | 3.99 | -44▼ |
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