RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 207,426 financial institution locations in 19,522 markets across the United States as of 10/23/2018.

Sort by Product  / State

National

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.222.270.010.522.100.0130
6 Mo CD - $10k0.372.400.010.832.450.0146
1 Yr CD - $10k0.632.850.011.303.040.0167
18 Mo CD - $10k0.733.030.021.493.010.0176
2 Yr CD - $10k0.913.100.021.633.050.0573
30 Mo CD - $10k0.813.100.021.793.350.0598
39 mo bump up Certificate   2.552.552.55 
3 Yr CD - $10k0.993.250.021.853.350.0585
4 Yr CD - $10k1.093.560.022.043.820.0095
5 Yr CD - $10k1.324.000.022.333.820.00101
1 Mo CD - $100k0.142.200.010.391.510.0226
2 Mo CD - $100k0.121.850.010.451.510.0232
3 Mo CD - $100k0.212.420.010.572.000.0136
3 Mo CD - $250k   0.541.000.10 
6 Mo CD - $100k0.352.630.010.932.250.0358
6 Mo CD - $250k   0.831.250.40 
1 Yr CD - $100k0.603.000.011.462.900.0886
1 Yr CD - $250k   1.241.850.45 
2 Yr CD - $100k0.893.140.031.823.000.1592
2 Yr CD - $250k   1.642.350.90 
3 Yr CD - $100k0.943.220.052.003.350.20105
3 Yr CD - $250k   1.992.501.30 
Youth Checking / Student Checking   0.100.100.10 
Young Adult Checking   1.001.001.00 
Interest Checking - $5k0.092.000.010.133.010.014
Liquid IRA Account0.223.290.010.473.150.0125
Money Market - $2.5k0.142.210.010.353.500.0120
Money Market - $10k0.212.220.010.402.150.0119
Money Market - $25k0.272.310.010.482.150.0120
Money Market - $50k0.322.310.010.552.300.0123
Money Market - $100k0.372.310.010.642.300.0127
Money Market - $250k0.402.390.010.682.300.0127
Youth / Young Adult Savings (Balance up to $1,000)   4.004.004.00 
Youth / Young Adult Savings (Balance above $1,000)   0.350.350.35 
Regular Savings - $1k0.114.000.010.182.020.017
New Car - 36 Mo4.4215.501.743.258.491.29-118
New Car - 48 Mo4.4911.751.943.418.491.45-108
New Car - 60 Mo4.5912.751.993.528.491.45-107
New Car - 72 Mo4.6413.752.243.868.751.49-78
Used Car - 36 Mo4.8815.501.943.518.491.49-137
Used Car - 48 Mo4.9313.751.943.648.491.49-129
Used Car - 60 Mo4.8412.751.993.758.491.50-109
Used Car - 72 Mo4.7413.752.244.118.741.59-63
New Boat - 60 Mo6.7015.502.655.4110.991.00-129
Rewards Credit Card14.8419.994.9911.2718.001.00-357
Credit Card Platinum13.8724.982.9010.0416.491.00-383
Credit Card Classic13.3529.495.0011.6618.001.00-169
Home Equity - LOC6.1410.563.955.2612.001.00-88
Home Equity - 5 Yr5.5911.002.484.9411.501.00-65
Home Equity - 10 Yr5.9711.002.995.3912.001.00-58
Home Equity - 15 Yr6.279.503.255.7512.501.00-53
15 Yr Fixed4.5057.0003.0004.4927.8501.000-1
10 Yr Fixed1.1101.0001.0004.6514.8163.856354
20 Yr Fixed4.7847.2501.0004.8216.2501.0004
30 Yr Fixed4.9387.5903.6254.9626.7501.0002
1 Yr ARM4.1206.5001.5003.7266.5001.000-39
3/1 ARM4.1607.2501.0003.9446.1251.000-22
5/1 ARM4.3178.0002.5004.1376.4501.000-18
7/1 ARM4.4366.7502.7504.3755.5001.000-6
New RV - 60 Mo6.7915.502.655.4211.501.00-137
Unsecured - 36 Mo9.9118.962.509.3518.003.99-55
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.