RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,723 financial institution locations in 19,713 markets across the United States as of 12/8/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.605.090.012.323.900.2072
6 Mo CD - $10k2.284.600.012.684.310.2540
9 Mo CD - $10k2.464.000.013.245.000.9077
1 Yr CD - $10k2.395.000.012.884.060.3049
18 Mo CD - $10k2.254.750.013.054.751.1080
2 Yr CD - $10k2.253.940.012.793.750.4053
30 Mo CD - $10k2.164.250.012.794.701.3963
3 Yr CD - $10k2.243.940.012.743.700.5051
4 Yr CD - $10k2.224.000.012.773.720.6055
5 Yr CD - $10k2.273.940.012.863.760.7059
3 Mo CD - $100k1.645.090.012.273.900.2063
6 Mo CD - $100k2.324.600.012.694.310.2537
9 Mo CD - $100k2.494.000.013.305.000.9081
1 Yr CD - $100k2.455.000.012.924.100.3047
18 Mo CD - $100k2.335.050.013.034.751.3070
2 Yr CD - $100k2.333.940.012.833.900.4050
30 Mo CD - $100k2.174.200.012.814.701.3964
3 Yr CD - $100k2.303.940.012.793.900.5049
4 Yr CD - $100k2.304.000.012.793.900.6050
5 Yr CD - $100k2.353.940.012.913.910.7056
High Rate Checking1.306.000.013.826.750.05253
Basic Checking0.182.000.010.355.000.0118
HSA - $1k0.010.010.010.350.500.2034
HSA - $10k1.451.451.450.500.500.50-95
HSA - $25k   0.761.010.50 
IRA - 1 Year - $10k2.404.750.012.884.501.0048
IRA - 1 Year - $100k2.364.450.012.754.501.0039
IRA - Liquid - $10k1.074.450.010.703.850.01-37
IRA - Liquid - $100k1.454.450.010.723.850.05-73
High Rate Money Market - $2.5k0.400.500.301.452.150.75105
Money Market - $2.5k0.493.450.010.753.400.0526
Money Market - $10k0.613.450.010.863.400.0525
High Rate Money Market - $10k1.213.900.151.983.350.7577
High Rate Money Market - $25k1.453.900.452.023.350.7556
Money Market - $25k0.763.450.011.013.400.1025
Money Market - $50k0.893.450.011.163.100.1027
High Rate Money Market - $50k1.513.900.251.963.060.7545
High Rate Money Market - $100k1.843.900.272.103.061.0026
Money Market - $100k1.154.350.011.413.650.1526
Money Market - $250k1.314.630.011.533.650.1522
High Rate Money Market - $250k2.083.900.302.563.062.0048
Money Market - $500k1.283.750.011.523.100.1524
High Rate Money Market - $500k1.572.630.502.543.002.0098
High Rate Money Market - $1 million1.572.630.503.133.403.00157
Money Market - $1 million1.363.750.011.553.250.1519
High Rate Savings1.403.300.021.975.120.0157
Regular Savings0.294.350.010.203.250.01-9
New Auto - 24 Mo6.749.324.494.826.243.49-192
New Auto - 36 Mo7.3610.004.494.886.753.49-248
New Auto - 48 Mo7.4310.504.505.146.753.74-230
New Auto - 60 Mo7.5110.504.505.276.993.74-223
New Auto - 72 Mo7.6210.004.995.487.743.74-214
New Auto - 84 Mo7.158.595.395.889.803.74-127
Used Auto - 24 Mo6.949.774.494.996.643.49-195
Used Auto - 36 Mo7.5710.504.495.0811.003.49-249
Used Auto - 48 Mo7.6311.004.995.3711.004.29-226
Used Auto - 60 Mo7.6811.004.995.4711.004.29-221
Used Auto - 72 Mo7.6510.004.995.6911.004.29-196
Used Auto - 84 Mo7.958.596.666.139.804.44-181
Used Boat-60 Mo8.149.846.496.529.254.94-162
New Boat-60 Mo7.9810.255.256.449.304.57-154
Rewards Credit Card17.2123.499.9914.5318.007.90-268
Credit Card Platinum16.8419.249.9912.4517.996.90-440
Credit Card Classic15.9328.249.9914.2228.246.99-172
Home Equity - LOC 80%7.979.656.246.919.003.50-106
Home Equity - 5 Yr 80%7.239.755.256.317.804.99-92
Home Equity - 10 Yr 80%8.0612.495.256.729.495.25-135
Home Equity - 15 Yr 80%8.3212.995.506.949.495.25-138
7 Yr ARM6.2557.0895.5006.3138.0005.0006
3 Yr ARM6.9037.5256.0005.0826.3904.234-182
5 Yr ARM6.6547.6505.2506.3017.3754.995-35
15 Yr Fixed6.2169.0004.6516.0708.7405.300-15
20 Yr Fixed6.3019.0004.6186.1076.4035.750-19
30 Yr Fixed6.6079.0005.0886.3927.2505.900-21
15 Yr Fixed-Jumbo5.7125.5955.595 
20 Yr Fixed-Jumbo6.4506.3556.355 
7 Yr ARM-Jumbo6.4536.3816.381 
5 Yr ARM-Jumbo6.5506.4776.477 
30 Yr Fixed-Jumbo6.4256.3536.3537.2487.1727.17282
Used Motorcycle-60 Mo7.337.666.996.318.504.44-102
New Motorcycle-60 Mo7.507.846.996.087.744.44-141
Used Motorhome-60 Mo8.139.846.496.557.744.94-158
New Motorhome-60 Mo8.0510.605.096.529.744.94-152
Unsecured - 36 Mo11.5718.006.7410.9714.996.99-59
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* Represents the difference in the average rate between banks and credit unions.