RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 202,906 financial institution locations in 19,513 markets across the United States as of 7/23/2018.

Sort by Product  / State

Minnesota

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.311.800.030.471.110.0516
6 Mo CD - $10k0.441.910.030.571.700.0513
1 Yr CD - $10k0.682.300.050.892.500.0521
18 Mo CD - $10k0.862.410.071.142.270.0528
2 Yr CD - $10k0.942.600.101.192.650.0524
30 Mo CD - $10k1.062.500.101.242.810.0518
3 Yr CD - $10k1.193.000.101.462.750.0527
4 Yr CD - $10k1.363.000.151.713.000.0535
5 Yr CD - $10k1.593.050.351.973.250.0538
1 Mo CD - $100k0.190.900.03    
2 Mo CD - $100k0.120.350.03    
3 Mo CD - $100k0.341.800.030.641.110.1530
3 Mo CD - $250k   0.800.800.80 
6 Mo CD - $100k0.431.910.030.701.160.2027
6 Mo CD - $250k   1.151.151.15 
1 Yr CD - $100k0.622.300.051.152.500.3553
1 Yr CD - $250k   1.501.501.50 
2 Yr CD - $100k0.862.600.101.392.600.5052
2 Yr CD - $250k   1.601.601.60 
3 Yr CD - $100k1.082.850.101.692.750.6561
3 Yr CD - $250k   1.901.901.90 
Interest Checking - $5k0.100.750.010.141.000.013
Liquid IRA Account0.452.170.020.451.760.050
Money Market - $2.5k0.171.410.010.220.800.025
Money Market - $10k0.241.800.010.270.950.033
Money Market - $25k0.311.800.010.391.500.049
Money Market - $50k0.361.800.010.461.500.049
Money Market - $100k0.452.020.010.531.500.068
Money Market - $250k0.492.020.010.561.500.087
Regular Savings - $1k0.131.500.010.141.000.021
New Car - 36 Mo4.638.052.493.065.491.89-157
New Car - 48 Mo4.708.052.693.286.491.89-142
New Car - 60 Mo4.818.052.793.426.992.25-140
New Car - 72 Mo4.867.752.903.687.492.25-118
Used Car - 36 Mo4.928.652.493.205.742.45-172
Used Car - 48 Mo4.998.652.893.426.492.49-157
Used Car - 60 Mo4.958.652.903.576.992.49-138
Used Car - 72 Mo4.927.203.343.817.492.75-110
New Boat - 60 Mo5.6710.603.254.336.752.95-134
Rewards Credit Card14.4817.749.2511.8615.747.90-262
Credit Card Platinum12.7216.909.4910.5713.747.00-216
Credit Card Classic13.5117.889.9911.4415.997.74-207
Home Equity - LOC5.368.194.504.905.753.50-46
Home Equity - 5 Yr5.417.343.244.256.003.25-116
Home Equity - 10 Yr5.557.244.244.976.493.63-58
Home Equity - 15 Yr5.756.894.255.477.993.63-28
15 Yr Fixed4.1654.5003.0004.2544.6253.1859
10 Yr Fixed1.1101.0001.000 
20 Yr Fixed4.3724.7501.0004.5154.7503.64514
30 Yr Fixed4.5964.8753.6254.6745.0003.8558
1 Yr ARM4.1475.1253.0003.6524.3752.875-50
3/1 ARM3.8995.1251.0003.7754.1253.125-12
5/1 ARM4.1755.2503.0004.1074.6353.107-7
7/1 ARM4.2515.1003.5004.3364.7503.5009
New RV - 60 Mo5.6410.603.254.276.752.95-137
Unsecured - 36 Mo8.6918.003.409.7114.506.00103
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.