RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 213,544 financial institution locations in 19,531 markets across the United States as of 2/18/2019.

Sort by Product  / State

Washington

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.271.900.010.462.500.1019
6 Mo CD - $10k0.412.010.010.713.000.1529
1 Yr CD - $10k0.872.700.011.202.780.2033
18 Mo CD - $10k0.942.750.051.553.000.2561
2 Yr CD - $10k1.183.000.121.693.050.2051
30 Mo CD - $10k1.002.510.121.993.500.50100
3 Yr CD - $10k1.303.150.121.943.500.5064
4 Yr CD - $10k1.433.250.162.133.260.6570
5 Yr CD - $10k1.733.350.162.393.350.5566
1 Mo CD - $100k0.160.550.010.330.350.3017
2 Mo CD - $100k0.170.550.010.330.350.3016
3 Mo CD - $100k0.301.900.010.491.550.1519
6 Mo CD - $100k0.442.010.010.853.000.2042
1 Yr CD - $100k0.882.700.011.462.750.2558
2 Yr CD - $100k1.173.000.122.063.051.0089
3 Yr CD - $100k1.342.900.122.343.501.41100
Interest Checking - $5k0.080.300.010.110.750.013
Liquid IRA Account0.120.350.010.371.260.0225
Money Market - $2.5k0.201.300.010.221.000.032
Money Market - $10k0.241.450.010.311.000.067
Money Market - $25k0.342.160.010.371.000.104
Money Market - $50k0.382.160.010.451.110.106
Money Market - $100k0.492.160.010.551.260.106
Money Market - $250k0.552.160.010.611.500.106
Regular Savings - $1k0.132.100.010.130.750.010
New Car - 36 Mo4.569.502.753.865.732.24-69
New Car - 48 Mo4.659.502.753.955.732.54-70
New Car - 60 Mo4.729.502.754.135.732.54-59
New Car - 72 Mo4.807.243.244.305.922.54-50
Used Car - 36 Mo5.1511.383.063.965.732.24-119
Used Car - 48 Mo5.2111.543.254.045.732.54-117
Used Car - 60 Mo5.2411.743.254.205.732.54-104
Used Car - 72 Mo5.016.423.504.396.292.54-61
New Boat - 60 Mo6.2910.594.445.218.253.49-108
Rewards Credit Card14.3318.249.5011.3814.247.99-296
Credit Card Platinum13.3017.249.5010.0511.907.54-325
Credit Card Classic14.0819.008.9911.3816.006.90-270
Home Equity - LOC6.178.884.245.9212.004.99-25
Home Equity - 5 Yr5.656.794.005.9211.504.0028
Home Equity - 10 Yr5.866.844.756.1412.005.0029
Home Equity - 15 Yr6.067.194.786.3212.505.2525
15 Yr Fixed4.3054.7503.6254.3037.3753.6050
10 Yr Fixed1.1091.0001.000 
20 Yr Fixed4.5484.8751.0004.6195.0003.0007
30 Yr Fixed4.7465.0003.8754.7435.0004.0000
1 Yr ARM4.0604.2503.3754.3836.5002.75032
3/1 ARM3.9816.2501.0004.3725.3752.37539
5/1 ARM4.3665.0003.5004.0785.2503.000-29
7/1 ARM4.3145.1253.7504.2664.8753.125-5
New RV - 60 Mo6.4710.594.445.178.093.49-130
Unsecured - 36 Mo10.1814.226.009.5914.904.99-60
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2019 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.