RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.534.350.012.003.680.0247
6 Mo CD - $10k2.204.350.012.843.880.1564
9 Mo CD - $10k1.624.200.013.174.200.30156
1 Yr CD - $10k1.974.050.013.124.000.30115
18 Mo CD - $10k1.754.000.012.854.750.35109
2 Yr CD - $10k1.673.950.012.703.900.10102
30 Mo CD - $10k1.113.410.012.593.870.50147
3 Yr CD - $10k1.543.900.012.633.900.50108
4 Yr CD - $10k1.463.850.012.604.200.50114
5 Yr CD - $10k1.473.900.012.763.900.55129
3 Mo CD - $100k1.534.350.011.903.920.0236
6 Mo CD - $100k2.294.050.012.873.880.1558
9 Mo CD - $100k1.734.200.013.234.200.30150
1 Yr CD - $100k2.104.000.013.154.070.30105
18 Mo CD - $100k1.875.050.012.894.750.35103
2 Yr CD - $100k1.723.950.012.744.000.10101
30 Mo CD - $100k1.163.410.012.643.870.50148
3 Yr CD - $100k1.593.900.012.684.000.50109
4 Yr CD - $100k1.503.850.012.623.650.55111
5 Yr CD - $100k1.533.900.012.814.000.55129
High Rate Checking0.070.250.013.436.000.10336
Basic Checking0.113.000.000.373.500.0126
HSA - $1k   0.050.050.05 
HSA - $10k   0.250.250.25 
HSA - $25k   0.250.250.25 
IRA - 1 Year - $10k1.924.250.013.214.250.80129
IRA - 1 Year - $100k2.043.750.013.134.250.80109
IRA - Liquid - $10k0.673.750.010.684.080.011
IRA - Liquid - $100k0.642.750.010.694.080.055
High Rate Money Market - $2.5k0.180.300.050.631.000.2545
Money Market - $2.5k0.512.960.010.702.020.0119
Money Market - $10k0.612.960.010.772.500.0316
High Rate Money Market - $10k0.471.750.041.133.450.0166
High Rate Money Market - $25k0.591.750.061.293.450.0170
Money Market - $25k0.663.200.010.842.500.0517
Money Market - $50k0.743.200.010.954.000.0621
High Rate Money Market - $50k0.671.750.101.433.450.0175
High Rate Money Market - $100k0.872.570.101.893.450.35103
Money Market - $100k0.963.200.011.134.000.0717
Money Market - $250k1.053.200.011.204.000.0714
High Rate Money Market - $250k1.072.720.102.013.450.4094
Money Market - $500k1.032.850.051.052.790.073
High Rate Money Market - $500k1.652.550.752.052.731.5040
High Rate Money Market - $1 million1.782.551.002.603.252.0583
Money Market - $1 million1.043.000.051.133.250.079
Youth/Student Savings   1.315.000.05 
High Rate Savings1.545.000.022.716.000.05117
Regular Savings0.143.410.010.214.080.017
New Auto - 24 Mo7.058.595.345.5213.253.89-153
New Auto - 36 Mo6.719.564.395.276.393.89-144
New Auto - 48 Mo6.859.564.495.336.503.99-152
New Auto - 60 Mo6.959.564.495.366.553.99-159
New Auto - 72 Mo7.069.564.495.497.743.99-157
New Auto - 84 Mo7.558.596.385.777.743.99-177
Used Auto - 24 Mo7.118.785.385.6110.593.99-149
Used Auto - 36 Mo6.859.564.395.407.753.99-145
Used Auto - 48 Mo6.979.564.495.467.753.99-150
Used Auto - 60 Mo7.059.564.495.527.753.99-152
Used Auto - 72 Mo7.139.564.495.617.753.99-152
Used Auto - 84 Mo7.698.786.386.1112.193.99-158
Used Boat-60 Mo9.6411.018.427.8310.494.49-181
New Boat-60 Mo8.4111.025.757.4510.494.49-95
Rewards Credit Card17.1423.4911.2513.5818.007.75-356
Credit Card Platinum16.0221.243.1011.8017.503.10-422
Credit Card Classic14.9328.2410.4512.5528.247.25-239
Home Equity - LOC 80%7.879.746.637.158.755.50-72
Home Equity - 5 Yr 80%7.848.984.007.189.505.24-66
Home Equity - 10 Yr 80%8.039.664.757.349.505.24-70
Home Equity - 15 Yr 80%8.1810.085.507.5010.005.24-68
7 Yr ARM6.4227.4405.6256.4878.9565.1257
3 Yr ARM6.5707.5005.5006.7468.0935.66118
5 Yr ARM6.4458.0005.5006.4778.4145.6253
15 Yr Fixed6.0448.5404.8755.8467.2505.066-20
20 Yr Fixed5.9326.2985.5476.3308.1565.54240
30 Yr Fixed6.5277.2505.6256.3407.3875.614-19
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo7.498.466.517.5510.244.496
New Motorcycle-60 Mo7.498.466.517.4310.244.49-5
Used Motorhome-60 Mo9.1611.017.257.7710.504.49-139
New Motorhome-60 Mo8.4811.005.757.4810.504.49-100
Unsecured - 36 Mo11.1914.906.7410.7114.906.24-49
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* Represents the difference in the average rate between banks and credit unions.