RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,723 financial institution locations in 19,713 markets across the United States as of 12/8/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.544.000.011.953.850.0240
6 Mo CD - $10k2.224.350.012.874.070.1565
9 Mo CD - $10k1.844.160.013.284.200.30143
1 Yr CD - $10k2.024.100.013.154.230.30114
18 Mo CD - $10k1.804.000.012.914.750.35111
2 Yr CD - $10k1.624.000.012.703.900.10107
30 Mo CD - $10k1.173.410.012.653.870.50148
3 Yr CD - $10k1.554.000.012.643.900.50108
4 Yr CD - $10k1.534.000.012.614.200.50108
5 Yr CD - $10k1.503.900.012.743.900.55124
3 Mo CD - $100k1.644.350.011.843.850.0220
6 Mo CD - $100k2.294.050.012.904.070.1561
9 Mo CD - $100k1.914.200.013.274.200.30136
1 Yr CD - $100k2.154.100.013.184.330.30104
18 Mo CD - $100k1.885.050.012.964.750.35108
2 Yr CD - $100k1.714.000.012.744.000.10103
30 Mo CD - $100k1.213.410.012.743.870.50153
3 Yr CD - $100k1.614.000.012.684.000.50106
4 Yr CD - $100k1.534.000.012.633.650.55110
5 Yr CD - $100k1.543.900.012.794.000.55126
High Rate Checking0.080.250.013.556.000.10347
Basic Checking0.113.000.000.373.500.0126
HSA - $1k   0.050.050.05 
HSA - $10k   0.250.250.25 
HSA - $25k   0.250.250.25 
IRA - 1 Year - $10k1.934.250.013.184.250.80125
IRA - 1 Year - $100k2.093.750.013.144.250.80106
IRA - Liquid - $10k0.733.750.010.674.340.01-6
IRA - Liquid - $100k0.642.750.010.764.340.0512
High Rate Money Market - $2.5k0.180.300.050.631.000.2545
Money Market - $2.5k0.532.960.010.712.020.0118
Money Market - $10k0.612.960.010.762.500.0315
High Rate Money Market - $10k0.342.000.041.183.450.0183
High Rate Money Market - $25k0.492.000.051.413.920.0192
Money Market - $25k0.683.200.010.832.500.0515
Money Market - $50k0.753.200.010.954.000.0619
High Rate Money Market - $50k0.552.000.101.533.920.0198
High Rate Money Market - $100k0.952.720.101.933.450.3598
Money Market - $100k1.003.200.011.124.000.0712
Money Market - $250k1.103.350.011.214.000.0711
High Rate Money Market - $250k1.162.960.102.033.450.4087
Money Market - $500k1.354.000.051.072.790.07-28
High Rate Money Market - $500k1.692.630.752.082.731.5039
High Rate Money Market - $1 million1.822.631.002.633.252.1581
Money Market - $1 million1.344.000.051.143.250.07-21
Youth/Student Savings   1.315.000.05 
High Rate Savings1.555.000.022.606.000.05104
Regular Savings0.143.410.010.224.340.018
New Auto - 24 Mo7.058.595.385.6013.253.89-145
New Auto - 36 Mo6.919.564.495.5213.253.89-139
New Auto - 48 Mo6.979.564.495.5813.253.99-139
New Auto - 60 Mo7.079.564.495.6313.253.99-144
New Auto - 72 Mo7.169.564.495.687.743.99-148
New Auto - 84 Mo7.548.596.385.857.743.99-169
Used Auto - 24 Mo7.128.785.385.6410.593.99-148
Used Auto - 36 Mo6.979.564.495.6110.593.99-136
Used Auto - 48 Mo7.089.564.495.6710.593.99-141
Used Auto - 60 Mo7.159.564.495.7210.593.99-143
Used Auto - 72 Mo7.269.564.495.8611.493.99-140
Used Auto - 84 Mo7.688.786.386.1312.193.99-156
Used Boat-60 Mo9.6411.018.427.8510.494.49-179
New Boat-60 Mo8.4511.025.977.5410.494.49-91
Rewards Credit Card17.4423.4911.2513.7718.008.25-368
Credit Card Platinum16.1821.243.1011.9617.503.10-422
Credit Card Classic15.1428.2410.9512.6028.247.25-254
Home Equity - LOC 80%8.169.746.887.469.505.50-70
Home Equity - 5 Yr 80%7.949.874.007.3310.504.92-61
Home Equity - 10 Yr 80%8.129.864.757.4910.505.65-62
Home Equity - 15 Yr 80%8.2610.085.507.6410.505.74-62
7 Yr ARM6.6357.4405.6256.4387.2925.125-20
3 Yr ARM6.5737.5005.5005.9786.1765.597-59
5 Yr ARM6.6138.0005.5006.4727.3345.607-14
15 Yr Fixed6.1078.5405.1255.9237.2504.625-18
20 Yr Fixed6.0776.4095.5476.5298.1565.79145
30 Yr Fixed6.5677.3755.6256.5167.5135.500-5
15 Yr Fixed-Jumbo5.7125.5955.595 
20 Yr Fixed-Jumbo6.4506.3556.355 
7 Yr ARM-Jumbo6.4536.3816.381 
5 Yr ARM-Jumbo6.5506.4776.477 
30 Yr Fixed-Jumbo6.4256.3536.353 
Used Motorcycle-60 Mo7.478.466.477.5410.244.498
New Motorcycle-60 Mo7.478.466.477.4210.244.49-4
Used Motorhome-60 Mo9.1311.017.097.8510.504.49-128
New Motorhome-60 Mo8.5411.005.977.5810.504.49-96
Unsecured - 36 Mo11.2514.906.7410.9315.997.65-31
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* Represents the difference in the average rate between banks and credit unions.