|
Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
3 Mo CD - $10k | 0.27 | 1.90 | 0.01 | 0.46 | 2.50 | 0.10 | 19▲ |
6 Mo CD - $10k | 0.41 | 2.01 | 0.01 | 0.71 | 3.00 | 0.15 | 29▲ |
1 Yr CD - $10k | 0.87 | 2.70 | 0.01 | 1.20 | 2.78 | 0.20 | 33▲ |
18 Mo CD - $10k | 0.94 | 2.75 | 0.05 | 1.55 | 3.00 | 0.25 | 61▲ |
2 Yr CD - $10k | 1.18 | 3.00 | 0.12 | 1.69 | 3.05 | 0.20 | 51▲ |
30 Mo CD - $10k | 1.00 | 2.51 | 0.12 | 1.99 | 3.50 | 0.50 | 100▲ |
3 Yr CD - $10k | 1.30 | 3.15 | 0.12 | 1.94 | 3.50 | 0.50 | 64▲ |
4 Yr CD - $10k | 1.43 | 3.25 | 0.16 | 2.13 | 3.26 | 0.65 | 70▲ |
5 Yr CD - $10k | 1.73 | 3.35 | 0.16 | 2.39 | 3.35 | 0.55 | 66▲ |
1 Mo CD - $100k | 0.16 | 0.55 | 0.01 | 0.33 | 0.35 | 0.30 | 17▲ |
2 Mo CD - $100k | 0.17 | 0.55 | 0.01 | 0.33 | 0.35 | 0.30 | 16▲ |
3 Mo CD - $100k | 0.30 | 1.90 | 0.01 | 0.49 | 1.55 | 0.15 | 19▲ |
6 Mo CD - $100k | 0.44 | 2.01 | 0.01 | 0.85 | 3.00 | 0.20 | 42▲ |
1 Yr CD - $100k | 0.88 | 2.70 | 0.01 | 1.46 | 2.75 | 0.25 | 58▲ |
2 Yr CD - $100k | 1.17 | 3.00 | 0.12 | 2.06 | 3.05 | 1.00 | 89▲ |
3 Yr CD - $100k | 1.34 | 2.90 | 0.12 | 2.34 | 3.50 | 1.41 | 100▲ |
Interest Checking - $5k | 0.08 | 0.30 | 0.01 | 0.11 | 0.75 | 0.01 | 3▲ |
Liquid IRA Account | 0.12 | 0.35 | 0.01 | 0.37 | 1.26 | 0.02 | 25▲ |
Money Market - $2.5k | 0.20 | 1.30 | 0.01 | 0.22 | 1.00 | 0.03 | 2▲ |
Money Market - $10k | 0.24 | 1.45 | 0.01 | 0.31 | 1.00 | 0.06 | 7▲ |
Money Market - $25k | 0.34 | 2.16 | 0.01 | 0.37 | 1.00 | 0.10 | 4▲ |
Money Market - $50k | 0.38 | 2.16 | 0.01 | 0.45 | 1.11 | 0.10 | 6▲ |
Money Market - $100k | 0.49 | 2.16 | 0.01 | 0.55 | 1.26 | 0.10 | 6▲ |
Money Market - $250k | 0.55 | 2.16 | 0.01 | 0.61 | 1.50 | 0.10 | 6▲ |
Regular Savings - $1k | 0.13 | 2.10 | 0.01 | 0.13 | 0.75 | 0.01 | 0▼ |
New Car - 36 Mo | 4.56 | 9.50 | 2.75 | 3.86 | 5.73 | 2.24 | -69▼ |
New Car - 48 Mo | 4.65 | 9.50 | 2.75 | 3.95 | 5.73 | 2.54 | -70▼ |
New Car - 60 Mo | 4.72 | 9.50 | 2.75 | 4.13 | 5.73 | 2.54 | -59▼ |
New Car - 72 Mo | 4.80 | 7.24 | 3.24 | 4.30 | 5.92 | 2.54 | -50▼ |
Used Car - 36 Mo | 5.15 | 11.38 | 3.06 | 3.96 | 5.73 | 2.24 | -119▼ |
Used Car - 48 Mo | 5.21 | 11.54 | 3.25 | 4.04 | 5.73 | 2.54 | -117▼ |
Used Car - 60 Mo | 5.24 | 11.74 | 3.25 | 4.20 | 5.73 | 2.54 | -104▼ |
Used Car - 72 Mo | 5.01 | 6.42 | 3.50 | 4.39 | 6.29 | 2.54 | -61▼ |
New Boat - 60 Mo | 6.29 | 10.59 | 4.44 | 5.21 | 8.25 | 3.49 | -108▼ |
Rewards Credit Card | 14.33 | 18.24 | 9.50 | 11.38 | 14.24 | 7.99 | -296▼ |
Credit Card Platinum | 13.30 | 17.24 | 9.50 | 10.05 | 11.90 | 7.54 | -325▼ |
Credit Card Classic | 14.08 | 19.00 | 8.99 | 11.38 | 16.00 | 6.90 | -270▼ |
Home Equity - LOC | 6.17 | 8.88 | 4.24 | 5.92 | 12.00 | 4.99 | -25▼ |
Home Equity - 5 Yr | 5.65 | 6.79 | 4.00 | 5.92 | 11.50 | 4.00 | 28▲ |
Home Equity - 10 Yr | 5.86 | 6.84 | 4.75 | 6.14 | 12.00 | 5.00 | 29▲ |
Home Equity - 15 Yr | 6.06 | 7.19 | 4.78 | 6.32 | 12.50 | 5.25 | 25▲ |
15 Yr Fixed | 4.305 | 4.750 | 3.625 | 4.303 | 7.375 | 3.605 | 0▼ |
10 Yr Fixed | 1.109 | 1.000 | 1.000 | | | | |
20 Yr Fixed | 4.548 | 4.875 | 1.000 | 4.619 | 5.000 | 3.000 | 7▲ |
30 Yr Fixed | 4.746 | 5.000 | 3.875 | 4.743 | 5.000 | 4.000 | 0▼ |
1 Yr ARM | 4.060 | 4.250 | 3.375 | 4.383 | 6.500 | 2.750 | 32▲ |
3/1 ARM | 3.981 | 6.250 | 1.000 | 4.372 | 5.375 | 2.375 | 39▲ |
5/1 ARM | 4.366 | 5.000 | 3.500 | 4.078 | 5.250 | 3.000 | -29▼ |
7/1 ARM | 4.314 | 5.125 | 3.750 | 4.266 | 4.875 | 3.125 | -5▼ |
New RV - 60 Mo | 6.47 | 10.59 | 4.44 | 5.17 | 8.09 | 3.49 | -130▼ |
Unsecured - 36 Mo | 10.18 | 14.22 | 6.00 | 9.59 | 14.90 | 4.99 | -60▼ |
|