|
|
| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 0.23 | 1.90 | 0.01 | 0.34 | 0.95 | 0.10 | 11▲ |
| 6 Mo CD - $10k | 0.37 | 2.01 | 0.01 | 0.55 | 1.25 | 0.07 | 18▲ |
| 1 Yr CD - $10k | 0.60 | 2.70 | 0.01 | 0.95 | 2.50 | 0.15 | 35▲ |
| 18 Mo CD - $10k | 0.71 | 2.75 | 0.05 | 1.30 | 2.50 | 0.25 | 59▲ |
| 2 Yr CD - $10k | 0.93 | 2.85 | 0.10 | 1.44 | 2.55 | 0.20 | 51▲ |
| 30 Mo CD - $10k | 0.79 | 2.40 | 0.12 | 1.71 | 3.00 | 0.50 | 92▲ |
| 3 Yr CD - $10k | 1.07 | 2.85 | 0.12 | 1.72 | 3.15 | 0.45 | 65▲ |
| 4 Yr CD - $10k | 1.17 | 2.90 | 0.16 | 1.88 | 3.25 | 0.55 | 70▲ |
| 5 Yr CD - $10k | 1.49 | 3.20 | 0.16 | 2.19 | 3.35 | 0.55 | 70▲ |
| 1 Mo CD - $100k | 0.09 | 0.40 | 0.01 | 0.30 | 0.35 | 0.25 | 21▲ |
| 2 Mo CD - $100k | 0.10 | 0.40 | 0.01 | 0.30 | 0.35 | 0.25 | 20▲ |
| 3 Mo CD - $100k | 0.23 | 1.90 | 0.01 | 0.43 | 1.00 | 0.10 | 20▲ |
| 6 Mo CD - $100k | 0.41 | 2.01 | 0.01 | 0.68 | 1.35 | 0.15 | 27▲ |
| 1 Yr CD - $100k | 0.65 | 2.70 | 0.01 | 1.16 | 2.35 | 0.20 | 51▲ |
| 2 Yr CD - $100k | 0.97 | 2.85 | 0.10 | 1.80 | 2.60 | 0.51 | 83▲ |
| 3 Yr CD - $100k | 1.10 | 3.10 | 0.12 | 2.03 | 3.15 | 1.01 | 94▲ |
| Interest Checking - $5k | 0.07 | 0.30 | 0.01 | 0.09 | 0.50 | 0.01 | 2▲ |
| Liquid IRA Account | 0.14 | 0.35 | 0.01 | 0.29 | 1.16 | 0.02 | 15▲ |
| Money Market - $2.5k | 0.15 | 1.30 | 0.01 | 0.19 | 0.70 | 0.03 | 3▲ |
| Money Market - $10k | 0.18 | 1.30 | 0.01 | 0.25 | 0.80 | 0.06 | 8▲ |
| Money Market - $25k | 0.24 | 1.91 | 0.01 | 0.30 | 0.80 | 0.10 | 6▲ |
| Money Market - $50k | 0.28 | 1.91 | 0.01 | 0.36 | 0.90 | 0.10 | 7▲ |
| Money Market - $100k | 0.33 | 1.91 | 0.01 | 0.44 | 1.00 | 0.10 | 11▲ |
| Money Market - $250k | 0.35 | 1.91 | 0.01 | 0.46 | 1.10 | 0.10 | 11▲ |
| Regular Savings - $1k | 0.12 | 1.50 | 0.01 | 0.11 | 0.50 | 0.01 | -1▼ |
| New Car - 36 Mo | 4.53 | 9.50 | 2.75 | 3.70 | 4.49 | 2.24 | -83▼ |
| New Car - 48 Mo | 4.60 | 9.50 | 2.75 | 3.80 | 4.49 | 2.49 | -79▼ |
| New Car - 60 Mo | 4.66 | 9.50 | 2.75 | 3.94 | 4.99 | 2.49 | -72▼ |
| New Car - 72 Mo | 4.68 | 7.24 | 3.24 | 4.14 | 5.24 | 2.49 | -54▼ |
| Used Car - 36 Mo | 5.09 | 11.38 | 3.06 | 3.78 | 4.59 | 2.24 | -130▼ |
| Used Car - 48 Mo | 5.11 | 11.54 | 3.25 | 3.88 | 4.89 | 2.49 | -122▼ |
| Used Car - 60 Mo | 5.06 | 11.74 | 3.25 | 4.02 | 4.99 | 2.49 | -104▼ |
| Used Car - 72 Mo | 4.81 | 6.17 | 3.50 | 4.23 | 5.89 | 2.49 | -58▼ |
| New Boat - 60 Mo | 6.22 | 10.59 | 4.25 | 5.02 | 7.85 | 3.49 | -120▼ |
| Rewards Credit Card | 14.20 | 17.74 | 9.00 | 11.06 | 13.74 | 6.90 | -314▼ |
| Credit Card Platinum | 12.89 | 17.24 | 9.00 | 9.68 | 11.74 | 7.04 | -321▼ |
| Credit Card Classic | 13.19 | 19.00 | 8.49 | 11.27 | 15.75 | 6.90 | -192▼ |
| Home Equity - LOC | 5.83 | 9.14 | 4.24 | 5.63 | 12.00 | 4.49 | -20▼ |
| Home Equity - 5 Yr | 5.38 | 6.50 | 4.00 | 5.87 | 11.50 | 4.00 | 49▲ |
| Home Equity - 10 Yr | 5.61 | 6.50 | 4.50 | 5.97 | 12.00 | 4.75 | 36▲ |
| Home Equity - 15 Yr | 5.86 | 7.11 | 4.78 | 6.20 | 12.50 | 4.99 | 34▲ |
| 15 Yr Fixed | 4.346 | 4.750 | 3.375 | 4.481 | 7.900 | 3.605 | 13▲ |
| 10 Yr Fixed | 1.110 | 1.000 | 1.000 | | | | |
| 20 Yr Fixed | 4.488 | 4.884 | 1.000 | 4.628 | 5.000 | 3.000 | 14▲ |
| 30 Yr Fixed | 4.719 | 5.000 | 3.875 | 4.834 | 5.125 | 4.375 | 12▲ |
| 1 Yr ARM | 3.616 | 3.750 | 3.250 | 4.194 | 6.500 | 2.750 | 58▲ |
| 3/1 ARM | 3.811 | 5.500 | 1.000 | 4.244 | 5.750 | 2.250 | 43▲ |
| 5/1 ARM | 4.077 | 4.887 | 3.000 | 4.104 | 5.000 | 3.000 | 3▲ |
| 7/1 ARM | 4.231 | 4.896 | 3.250 | 4.195 | 4.750 | 3.125 | -4▼ |
| New RV - 60 Mo | 6.44 | 10.59 | 4.25 | 4.96 | 7.89 | 3.49 | -148▼ |
| Unsecured - 36 Mo | 10.29 | 14.22 | 6.00 | 9.37 | 14.95 | 4.99 | -91▼ |
|