RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 339,609 financial institution locations in 19,713 markets across the United States as of 5/26/2026.

Sort by Product  / State

Colorado

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.643.800.012.753.750.10112
6 Mo CD - $10k2.204.000.013.223.950.25101
9 Mo CD - $10k1.564.000.013.464.002.74190
1 Yr CD - $10k2.254.350.013.243.750.3099
18 Mo CD - $10k1.994.010.013.154.501.60116
2 Yr CD - $10k2.004.060.013.064.250.50106
30 Mo CD - $10k1.874.000.013.053.592.03118
3 Yr CD - $10k1.914.060.013.063.850.60114
4 Yr CD - $10k1.864.060.013.104.200.70124
5 Yr CD - $10k1.864.000.013.124.140.75126
3 Mo CD - $100k1.713.970.012.834.200.10112
6 Mo CD - $100k2.294.250.013.274.030.2598
9 Mo CD - $100k1.594.000.013.464.002.74187
1 Yr CD - $100k2.314.500.013.293.800.3099
18 Mo CD - $100k2.125.050.013.173.751.60104
2 Yr CD - $100k2.054.060.013.073.850.50103
30 Mo CD - $100k1.874.250.013.113.692.13124
3 Yr CD - $100k1.974.060.013.083.950.60111
4 Yr CD - $100k1.873.900.013.104.050.70123
5 Yr CD - $100k1.954.000.013.144.340.75119
High Rate Checking1.423.450.012.605.000.03118
Basic Checking0.151.740.010.273.000.0113
IRA - 1 Year - $10k2.094.350.013.253.800.30116
IRA - 1 Year - $100k1.724.000.013.424.002.15170
IRA - Liquid - $10k0.563.500.010.524.080.01-4
IRA - Liquid - $100k0.733.300.010.654.080.01-8
High Rate Money Market - $2.5k0.150.150.150.881.500.2573
Money Market - $2.5k0.453.060.010.723.100.0527
Money Market - $10k0.523.060.010.833.100.0532
High Rate Money Market - $10k1.163.750.080.250.250.25-91
High Rate Money Market - $25k1.433.750.100.250.250.25-118
Money Market - $25k0.613.300.010.953.200.0534
Money Market - $50k0.763.300.011.123.250.0537
High Rate Money Market - $50k1.353.750.050.250.250.25-110
High Rate Money Market - $100k1.463.750.071.881.981.5042
Money Market - $100k0.933.300.011.383.250.0545
Money Market - $250k1.033.300.011.453.250.0542
High Rate Money Market - $250k1.773.750.072.092.231.5532
Money Market - $500k0.763.090.021.693.500.0593
High Rate Money Market - $500k0.751.250.251.751.751.75100
High Rate Money Market - $1 million0.751.250.251.951.951.95120
Money Market - $1 million0.803.090.021.693.500.0589
High Rate Savings0.663.000.023.196.170.30253
Regular Savings0.403.740.010.284.080.01-12
New Auto - 24 Mo6.8110.174.295.2313.253.89-158
New Auto - 36 Mo6.8111.504.295.1213.253.89-169
New Auto - 48 Mo6.9111.504.295.1513.254.24-176
New Auto - 60 Mo7.0011.504.295.2013.254.29-180
New Auto - 72 Mo7.0810.174.295.326.594.49-176
New Auto - 84 Mo6.798.594.295.646.994.49-115
Used Auto - 24 Mo7.5410.624.295.2910.594.49-225
Used Auto - 36 Mo7.1412.504.295.1610.593.99-198
Used Auto - 48 Mo7.2112.504.295.2010.594.24-201
Used Auto - 60 Mo7.1710.624.295.2610.594.49-192
Used Auto - 72 Mo7.1310.624.295.4811.494.49-165
Used Auto - 84 Mo6.798.594.296.0112.194.49-78
Used Boat-60 Mo8.049.297.347.4910.743.25-56
New Boat-60 Mo8.1410.745.957.7511.243.25-40
Rewards Credit Card17.0923.249.9913.4317.996.75-365
Credit Card Platinum15.9118.746.9011.6817.997.24-423
Credit Card Classic15.3624.996.9013.9129.506.75-144
Home Equity - LOC 80%7.679.366.757.1014.003.99-56
Home Equity - 5 Yr 80%8.1010.616.007.058.894.85-105
Home Equity - 10 Yr 80%8.2212.146.007.248.895.00-98
Home Equity - 15 Yr 80%7.9110.616.007.408.895.25-51
7 Yr ARM6.5536.7526.0906.1796.3935.625-37
3 Yr ARM6.3346.6676.001 
5 Yr ARM6.4346.4346.4346.0586.4135.374-38
15 Yr Fixed6.0716.3375.7515.7776.0295.500-29
20 Yr Fixed6.3726.6366.0196.2096.5505.875-16
30 Yr Fixed6.6477.3476.2506.3776.6336.023-27
15 Yr Fixed-Jumbo6.2156.2156.215 
20 Yr Fixed-Jumbo6.5506.5506.550 
7 Yr ARM-Jumbo6.3496.3496.349 
5 Yr ARM-Jumbo6.2806.2806.280 
30 Yr Fixed-Jumbo6.8716.8716.871 
Used Motorcycle-60 Mo7.128.245.997.4510.144.4933
New Motorcycle-60 Mo7.128.245.997.3110.144.4920
Used Motorhome-60 Mo8.5410.047.347.439.744.49-111
New Motorhome-60 Mo8.2410.605.977.7118.004.49-52
Student Loan-10 Year   6.006.006.00 
Unsecured - 36 Mo10.9116.007.9910.7115.006.09-20
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2026 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.