RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,802 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.694.070.012.794.000.10110
6 Mo CD - $10k2.324.500.013.284.100.2595
9 Mo CD - $10k1.643.980.013.474.252.74183
1 Yr CD - $10k2.314.350.013.344.150.30103
18 Mo CD - $10k2.114.400.013.184.501.00106
2 Yr CD - $10k2.024.350.013.074.510.50105
30 Mo CD - $10k1.783.670.013.143.552.13135
3 Yr CD - $10k1.923.930.012.983.750.60107
4 Yr CD - $10k1.823.900.013.054.200.70123
5 Yr CD - $10k1.874.000.013.114.020.75123
3 Mo CD - $100k1.764.070.012.864.200.10110
6 Mo CD - $100k2.354.500.013.304.750.2594
9 Mo CD - $100k1.703.980.013.414.252.50172
1 Yr CD - $100k2.364.500.013.364.250.30100
18 Mo CD - $100k2.195.050.013.223.901.60103
2 Yr CD - $100k2.054.350.013.103.900.50105
30 Mo CD - $100k1.824.250.013.173.602.13134
3 Yr CD - $100k1.973.930.013.033.750.60106
4 Yr CD - $100k1.883.900.013.073.840.70119
5 Yr CD - $100k1.924.000.013.154.230.75123
High Rate Checking1.423.450.012.545.000.03112
Basic Checking0.141.000.010.253.000.0112
IRA - 1 Year - $10k2.124.350.013.324.000.30120
IRA - 1 Year - $100k1.754.000.013.524.052.15177
IRA - Liquid - $10k0.613.500.010.514.340.04-10
IRA - Liquid - $100k0.883.300.010.674.340.05-21
High Rate Money Market - $2.5k0.150.150.150.881.500.2573
Money Market - $2.5k0.482.960.010.763.100.0527
Money Market - $10k0.542.960.010.853.100.0531
High Rate Money Market - $10k1.373.900.080.250.250.25-112
High Rate Money Market - $25k1.503.900.100.250.250.25-125
Money Market - $25k0.633.440.010.973.200.0534
Money Market - $50k0.773.440.011.153.250.0538
High Rate Money Market - $50k1.693.900.100.250.250.25-144
High Rate Money Market - $100k1.763.900.101.901.981.6015
Money Market - $100k0.963.590.011.413.250.1545
Money Market - $250k1.093.660.011.463.250.1538
High Rate Money Market - $250k2.173.900.102.132.231.75-3
Money Market - $500k0.913.750.051.643.500.1573
High Rate Money Market - $500k1.251.251.251.951.951.9570
High Rate Money Market - $1 million1.251.251.252.152.152.1590
Money Market - $1 million0.963.750.051.643.500.1568
High Rate Savings0.663.000.023.246.170.30258
Regular Savings0.403.930.010.284.340.01-12
New Auto - 24 Mo7.2310.174.495.3713.253.89-186
New Auto - 36 Mo7.1311.504.495.3813.253.89-175
New Auto - 48 Mo7.2211.504.495.4113.254.29-181
New Auto - 60 Mo7.2611.504.495.4713.254.29-180
New Auto - 72 Mo7.4010.174.495.567.304.49-183
New Auto - 84 Mo6.548.594.495.888.344.49-66
Used Auto - 24 Mo7.4210.624.495.4410.594.49-198
Used Auto - 36 Mo7.4212.504.495.4210.594.49-201
Used Auto - 48 Mo7.4912.504.495.4510.594.49-204
Used Auto - 60 Mo7.4410.624.495.5110.594.49-193
Used Auto - 72 Mo7.5210.624.495.7011.494.49-181
Used Auto - 84 Mo6.548.594.496.2812.194.49-26
Used Boat-60 Mo8.039.297.297.5910.743.25-44
New Boat-60 Mo8.2311.515.137.9411.243.25-28
Rewards Credit Card17.6123.499.9913.8418.498.24-377
Credit Card Platinum16.1919.246.9011.6517.997.00-454
Credit Card Classic15.9024.996.9013.8929.507.00-201
Home Equity - LOC 80%7.889.367.007.5614.005.00-32
Home Equity - 5 Yr 80%8.2310.616.007.198.994.92-104
Home Equity - 10 Yr 80%8.3612.146.007.408.995.65-96
Home Equity - 15 Yr 80%8.2210.616.007.608.995.64-62
7 Yr ARM6.5748.1075.2706.9728.1075.75040
3 Yr ARM5.7335.5975.597 
5 Yr ARM6.3688.0555.1256.8138.0555.60745
15 Yr Fixed6.1667.2705.2505.9327.5004.750-23
20 Yr Fixed6.2686.6495.6266.3986.6495.77013
30 Yr Fixed6.6047.2505.7556.3887.0005.625-22
15 Yr Fixed-Jumbo5.8295.7125.7125.6495.5325.532-18
20 Yr Fixed-Jumbo6.5216.4256.4256.0325.9385.938-49
7 Yr ARM-Jumbo6.4646.3926.3926.3356.2636.263-13
5 Yr ARM-Jumbo6.5916.5186.5186.4766.4046.404-11
30 Yr Fixed-Jumbo6.5306.4576.4576.1786.1076.107-35
Used Motorcycle-60 Mo7.328.146.497.7110.144.4939
New Motorcycle-60 Mo7.328.146.497.5710.144.4925
Used Motorhome-60 Mo8.169.297.507.489.744.49-68
New Motorhome-60 Mo8.2911.515.137.9118.004.49-37
Student Loan-10 Year   6.756.756.75 
Unsecured - 36 Mo10.7015.007.7510.8315.006.7414
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* Represents the difference in the average rate between banks and credit unions.