RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 199,754 financial institution locations in 19,508 markets across the United States as of 5/26/2018.

Sort by Product  / State

Guam

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.050.050.050.600.600.6055
6 Mo CD - $10k0.080.080.081.381.751.00130
1 Yr CD - $10k0.200.200.201.942.121.76174
18 Mo CD - $10k   2.242.252.22 
2 Yr CD - $10k0.300.300.302.172.332.00187
3 Yr CD - $10k0.450.450.452.372.432.30192
4 Yr CD - $10k0.700.700.702.442.482.40174
5 Yr CD - $10k1.201.201.202.873.002.74167
1 Mo CD - $100k0.100.100.10    
2 Mo CD - $100k0.100.100.10    
3 Mo CD - $100k0.100.100.100.700.700.7060
6 Mo CD - $100k0.150.150.151.431.751.10128
1 Yr CD - $100k0.300.300.301.992.121.85169
2 Yr CD - $100k0.350.350.352.222.332.10187
3 Yr CD - $100k0.550.550.552.422.432.40187
Interest Checking - $5k0.030.030.030.280.350.2025
Liquid IRA Account0.030.030.031.362.070.65133
Money Market - $2.5k0.030.030.030.330.600.0530
Money Market - $10k0.050.050.050.380.650.1033
Money Market - $25k0.060.060.060.400.700.1034
Money Market - $50k0.060.060.060.430.750.1037
Money Market - $100k0.070.070.070.500.850.1543
Money Market - $250k0.070.070.070.530.900.1546
Regular Savings - $1k0.020.020.020.150.250.0513
New Car - 36 Mo4.004.004.002.542.592.49-146
New Car - 48 Mo4.254.254.252.992.992.99-126
New Car - 60 Mo4.504.504.503.123.242.99-139
New Car - 72 Mo4.634.634.633.393.493.29-124
Used Car - 36 Mo4.004.004.004.024.293.742
Used Car - 48 Mo4.254.254.254.294.593.994
Used Car - 60 Mo4.384.384.384.424.594.244
Used Car - 72 Mo4.754.754.755.175.594.7442
New Boat - 60 Mo5.005.005.006.857.556.15185
Rewards Credit Card14.7517.4912.0010.8711.2410.49-388
Credit Card Platinum   8.8710.247.49 
Credit Card Classic16.0016.0016.0012.7412.7412.74-326
Home Equity - LOC   5.135.504.75 
Home Equity - 5 Yr4.254.254.255.485.875.09123
Home Equity - 10 Yr4.384.384.385.766.175.34138
Home Equity - 15 Yr4.504.504.506.036.475.59153
15 Yr Fixed4.2594.3283.750 
20 Yr Fixed4.8094.6914.691 
30 Yr Fixed4.7844.7654.375 
1 Yr ARM5.0734.9854.985 
3/1 ARM3.6674.8712.125 
5/1 ARM3.9604.7732.875 
7/1 ARM4.9914.7474.747 
New RV - 60 Mo5.005.005.007.027.896.15202
Unsecured - 36 Mo7.138.256.007.247.996.4912
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.