RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.873.550.011.624.100.0575
6 Mo CD - $10k1.354.000.012.374.150.05102
9 Mo CD - $10k1.453.780.013.363.762.00191
1 Yr CD - $10k1.544.500.012.864.060.10133
18 Mo CD - $10k1.513.500.012.624.000.12111
2 Yr CD - $10k1.433.400.012.733.800.18130
30 Mo CD - $10k1.263.200.012.803.750.50153
3 Yr CD - $10k1.313.300.012.683.750.18137
4 Yr CD - $10k1.313.300.012.934.200.18162
5 Yr CD - $10k1.353.550.013.013.930.90166
3 Mo CD - $100k0.853.550.011.664.100.0581
6 Mo CD - $100k1.424.000.012.364.250.0594
9 Mo CD - $100k1.453.780.013.423.872.00197
1 Yr CD - $100k1.583.700.012.864.060.10128
18 Mo CD - $100k1.513.500.012.654.000.12114
2 Yr CD - $100k1.433.750.012.764.000.18133
30 Mo CD - $100k1.243.200.012.853.800.50161
3 Yr CD - $100k1.323.300.012.733.800.18141
4 Yr CD - $100k1.343.300.012.983.800.18165
5 Yr CD - $100k1.383.550.013.114.070.90172
High Rate Checking0.100.250.013.356.000.10325
Basic Checking0.090.500.010.205.000.0111
IRA - 1 Year - $10k1.383.750.013.084.750.10170
IRA - 1 Year - $100k2.423.241.503.444.802.10102
IRA - Liquid - $10k0.191.400.010.893.750.0570
IRA - Liquid - $100k0.902.000.010.642.530.10-27
High Rate Money Market - $2.5k   0.631.000.25 
Money Market - $2.5k0.321.540.010.824.000.0550
Money Market - $10k0.422.000.010.922.300.0550
High Rate Money Market - $10k1.123.200.011.292.170.2518
High Rate Money Market - $25k0.963.200.031.332.320.2537
Money Market - $25k0.522.500.011.153.000.0563
Money Market - $50k0.612.500.011.365.000.0575
High Rate Money Market - $50k1.003.200.051.342.380.2535
High Rate Money Market - $100k1.213.200.141.692.480.7549
Money Market - $100k0.742.500.011.775.000.05102
Money Market - $250k0.853.250.011.885.000.05104
High Rate Money Market - $250k1.213.200.141.742.580.7554
Money Market - $500k0.612.300.012.095.000.65147
High Rate Money Market - $500k   2.292.731.85 
High Rate Money Market - $1 million   2.392.732.05 
Money Market - $1 million0.742.300.012.135.000.65139
Youth/Student Savings   0.500.500.50 
High Rate Savings0.030.040.022.253.400.15222
Regular Savings0.140.750.010.171.000.013
New Auto - 24 Mo6.348.994.944.826.493.89-152
New Auto - 36 Mo7.049.504.244.777.203.49-228
New Auto - 48 Mo7.139.504.244.947.203.50-220
New Auto - 60 Mo7.4912.444.245.057.203.50-244
New Auto - 72 Mo7.3612.644.245.277.953.50-208
New Auto - 84 Mo6.648.994.945.957.744.24-69
Used Auto - 24 Mo6.398.994.945.226.994.24-117
Used Auto - 36 Mo7.449.504.245.178.243.49-227
Used Auto - 48 Mo7.6611.004.245.328.243.50-234
Used Auto - 60 Mo8.0012.444.245.478.243.50-253
Used Auto - 72 Mo7.6612.644.245.758.243.50-192
Used Auto - 84 Mo6.648.994.946.207.194.24-44
Used Boat-60 Mo7.837.837.837.8910.494.996
New Boat-60 Mo8.6111.505.507.2910.494.49-132
Rewards Credit Card17.1919.4914.7412.8517.748.50-434
Credit Card Platinum15.8319.4910.9011.7617.246.90-406
Credit Card Classic15.4228.249.7413.5427.747.45-188
Home Equity - LOC 80%7.9811.755.506.808.004.00-119
Home Equity - 5 Yr 80%7.098.405.596.969.905.49-13
Home Equity - 10 Yr 80%7.378.905.697.4312.905.635
Home Equity - 15 Yr 80%7.318.205.797.7013.005.5040
7 Yr ARM6.5597.0895.7505.7476.5195.120-81
3 Yr ARM6.5338.1254.875 
5 Yr ARM6.4176.7505.6255.8276.5735.000-59
15 Yr Fixed6.2687.2505.1255.7566.5004.625-51
20 Yr Fixed6.1526.1555.9696.1518.1565.5000
30 Yr Fixed6.6807.6255.7506.2347.5005.500-45
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo   7.8610.494.24 
New Motorcycle-60 Mo   7.5010.494.24 
Used Motorhome-60 Mo7.087.087.087.8811.245.5080
New Motorhome-60 Mo8.6111.505.507.3110.494.25-129
Student Loan-10 Year5.855.855.85    
Unsecured - 36 Mo10.9615.506.7410.8718.007.00-9
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* Represents the difference in the average rate between banks and credit unions.