RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,733 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.883.800.011.654.200.0577
6 Mo CD - $10k1.304.000.012.364.150.05105
9 Mo CD - $10k1.583.780.013.394.002.00181
1 Yr CD - $10k1.614.500.012.914.100.10130
18 Mo CD - $10k1.523.750.012.774.000.12126
2 Yr CD - $10k1.443.550.012.784.000.18135
30 Mo CD - $10k1.283.200.012.834.000.50156
3 Yr CD - $10k1.323.550.012.694.000.18137
4 Yr CD - $10k1.323.550.012.934.200.18162
5 Yr CD - $10k1.363.790.013.014.000.90166
3 Mo CD - $100k0.883.800.011.684.200.0580
6 Mo CD - $100k1.324.000.012.374.250.05104
9 Mo CD - $100k1.583.780.013.454.052.00187
1 Yr CD - $100k1.623.830.012.914.250.10129
18 Mo CD - $100k1.513.750.012.784.050.12127
2 Yr CD - $100k1.403.750.012.814.050.18141
30 Mo CD - $100k1.253.200.012.884.050.50163
3 Yr CD - $100k1.323.550.012.714.050.18139
4 Yr CD - $100k1.343.550.012.994.050.18165
5 Yr CD - $100k1.393.790.013.114.070.90172
High Rate Checking0.090.250.013.356.000.10325
Basic Checking0.090.500.010.215.000.0112
IRA - 1 Year - $10k1.473.750.013.104.750.10164
IRA - 1 Year - $100k2.223.001.503.474.802.10125
IRA - Liquid - $10k0.191.400.010.913.750.0572
IRA - Liquid - $100k0.902.000.010.652.530.10-25
High Rate Money Market - $2.5k   0.631.000.25 
Money Market - $2.5k0.321.540.010.874.000.0555
Money Market - $10k0.422.000.010.972.300.0555
High Rate Money Market - $10k1.563.440.151.332.320.25-23
High Rate Money Market - $25k1.353.440.201.362.430.251
Money Market - $25k0.522.500.011.203.000.0568
Money Market - $50k0.602.500.011.435.000.0583
High Rate Money Market - $50k1.403.440.351.362.430.25-4
High Rate Money Market - $100k1.643.440.351.722.530.758
Money Market - $100k0.752.520.011.805.000.05105
Money Market - $250k0.853.500.011.965.000.05111
High Rate Money Market - $250k1.643.440.351.782.630.7514
Money Market - $500k0.652.550.012.115.000.65146
High Rate Money Market - $500k   2.342.731.95 
High Rate Money Market - $1 million   2.442.732.15 
Money Market - $1 million0.782.550.012.135.000.65136
Youth/Student Savings   0.500.500.50 
High Rate Savings0.030.040.022.253.400.15222
Regular Savings0.140.750.010.181.260.013
New Auto - 24 Mo6.408.994.944.896.493.74-151
New Auto - 36 Mo7.029.503.744.827.203.49-220
New Auto - 48 Mo7.109.503.744.987.203.50-211
New Auto - 60 Mo7.4512.443.745.097.203.50-236
New Auto - 72 Mo7.4012.643.745.327.953.50-207
New Auto - 84 Mo6.728.994.946.037.743.74-69
Used Auto - 24 Mo6.458.994.945.286.993.74-118
Used Auto - 36 Mo7.439.503.745.228.243.49-221
Used Auto - 48 Mo7.6111.003.745.378.243.50-224
Used Auto - 60 Mo7.9612.443.745.518.243.50-245
Used Auto - 72 Mo7.6812.643.745.798.243.50-189
Used Auto - 84 Mo6.728.994.946.297.443.74-43
Used Boat-60 Mo8.608.608.607.9910.495.24-61
New Boat-60 Mo8.6611.505.757.3410.494.74-131
Rewards Credit Card17.4119.4914.7413.0517.998.50-436
Credit Card Platinum16.0619.7411.1511.9217.496.90-414
Credit Card Classic15.6828.499.9913.6227.747.45-207
Home Equity - LOC 80%8.0811.755.757.068.254.00-102
Home Equity - 5 Yr 80%7.048.405.596.959.905.64-9
Home Equity - 10 Yr 80%7.518.905.757.5512.906.144
Home Equity - 15 Yr 80%7.388.205.997.8313.006.2445
7 Yr ARM6.4606.7056.1916.0236.5905.247-44
3 Yr ARM5.9946.3905.597 
5 Yr ARM6.4196.5966.1545.8576.3314.995-56
15 Yr Fixed5.6735.9975.4335.4335.7545.125-24
20 Yr Fixed5.9416.4125.6265.9046.3755.500-4
30 Yr Fixed6.2457.1105.7255.9936.3755.740-25
15 Yr Fixed-Jumbo5.7125.7125.712 
20 Yr Fixed-Jumbo6.4256.4256.425 
7 Yr ARM-Jumbo6.3926.3926.392 
5 Yr ARM-Jumbo6.5186.5186.518 
30 Yr Fixed-Jumbo6.4576.4576.457 
Used Motorcycle-60 Mo   7.9410.543.74 
New Motorcycle-60 Mo   7.5810.493.74 
Used Motorhome-60 Mo7.747.747.747.9511.245.5021
New Motorhome-60 Mo8.6411.505.757.3610.494.25-128
Student Loan-10 Year5.855.855.85    
Unsecured - 36 Mo10.9815.506.7410.8518.007.00-13
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* Represents the difference in the average rate between banks and credit unions.