RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,723 financial institution locations in 19,713 markets across the United States as of 12/8/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.433.930.012.934.070.55150
6 Mo CD - $10k1.833.920.012.974.100.45114
9 Mo CD - $10k1.443.680.013.064.101.00162
1 Yr CD - $10k1.833.800.013.244.001.25140
18 Mo CD - $10k1.453.800.013.304.001.80184
2 Yr CD - $10k1.363.850.013.234.201.95187
30 Mo CD - $10k1.073.410.013.204.152.00213
3 Yr CD - $10k1.333.800.013.144.052.00181
4 Yr CD - $10k1.183.260.013.134.202.00195
5 Yr CD - $10k1.373.800.013.134.101.98176
3 Mo CD - $100k1.463.920.012.954.070.55149
6 Mo CD - $100k2.044.000.012.974.100.5093
9 Mo CD - $100k1.603.750.013.034.101.00143
1 Yr CD - $100k1.993.800.013.244.001.35125
18 Mo CD - $100k1.673.800.013.364.001.80169
2 Yr CD - $100k1.583.850.013.234.201.95165
30 Mo CD - $100k1.173.410.013.214.152.27204
3 Yr CD - $100k1.533.800.013.124.052.00159
4 Yr CD - $100k1.333.300.013.004.052.00167
5 Yr CD - $100k1.513.800.013.044.101.98153
High Rate Checking1.093.250.013.405.000.01231
Basic Checking0.201.100.010.101.000.01-11
IRA - 1 Year - $10k1.593.750.013.164.001.35156
IRA - 1 Year - $100k2.103.550.013.144.001.35105
IRA - Liquid - $10k0.292.000.010.945.300.0166
IRA - Liquid - $100k0.522.010.010.652.450.0113
High Rate Money Market - $2.5k0.300.300.301.272.280.2597
Money Market - $2.5k0.602.960.010.943.250.0534
Money Market - $10k0.662.960.010.943.250.0528
High Rate Money Market - $10k0.370.850.031.573.250.25120
High Rate Money Market - $25k0.540.850.051.823.250.25128
Money Market - $25k0.733.200.011.163.250.1042
Money Market - $50k0.763.200.011.323.250.1056
High Rate Money Market - $50k0.550.850.101.953.250.25139
High Rate Money Market - $100k1.031.920.112.473.501.60144
Money Market - $100k0.993.200.011.543.500.1554
Money Market - $250k1.083.200.011.703.750.2062
High Rate Money Market - $250k1.362.630.112.823.751.75146
Money Market - $500k1.674.000.151.893.750.3022
High Rate Money Market - $500k2.632.632.632.122.281.95-52
High Rate Money Market - $1 million2.632.632.632.222.282.15-42
Money Market - $1 million1.794.000.152.093.950.3030
High Rate Savings0.773.000.022.436.000.30166
Regular Savings0.474.400.010.182.000.01-30
New Auto - 24 Mo7.118.595.384.956.503.89-216
New Auto - 36 Mo7.079.255.384.926.503.89-215
New Auto - 48 Mo7.149.255.385.016.503.99-213
New Auto - 60 Mo6.929.254.755.096.503.99-183
New Auto - 72 Mo7.359.255.395.286.503.99-206
New Auto - 84 Mo7.798.595.995.737.503.99-205
Used Auto - 24 Mo7.178.785.385.196.393.99-199
Used Auto - 36 Mo7.229.255.385.096.493.99-213
Used Auto - 48 Mo7.219.255.385.166.493.99-205
Used Auto - 60 Mo6.989.254.755.246.493.99-175
Used Auto - 72 Mo7.409.005.795.436.753.99-198
Used Auto - 84 Mo7.848.785.995.868.253.99-197
Used Boat-60 Mo8.8611.015.597.9210.754.99-94
New Boat-60 Mo8.7011.025.597.9313.684.94-77
Rewards Credit Card18.0928.2412.0015.6318.0012.00-246
Credit Card Platinum16.5919.7412.7413.7317.998.45-286
Credit Card Classic17.5624.9912.5013.0717.999.74-450
Home Equity - LOC 80%8.2810.505.997.238.505.50-105
Home Equity - 5 Yr 80%8.6910.617.497.148.505.50-155
Home Equity - 10 Yr 80%8.7310.617.497.218.506.25-152
Home Equity - 15 Yr 80%8.7310.617.497.378.506.25-136
7 Yr ARM6.2587.0895.2505.5296.2973.406-73
3 Yr ARM5.5685.5005.5005.5305.8334.750-4
5 Yr ARM5.7636.5074.7506.0026.9234.97924
15 Yr Fixed6.2608.5405.2505.7086.3084.750-55
20 Yr Fixed6.2066.4395.5476.1606.8264.800-5
30 Yr Fixed6.5407.2115.6256.1726.7565.442-37
15 Yr Fixed-Jumbo5.7125.5955.595 
20 Yr Fixed-Jumbo6.4506.3556.355 
7 Yr ARM-Jumbo6.4536.3816.381 
5 Yr ARM-Jumbo6.5506.4776.477 
30 Yr Fixed-Jumbo6.4256.3536.353 
Used Motorcycle-60 Mo7.4210.195.597.5010.754.008
New Motorcycle-60 Mo7.4210.195.597.1410.454.00-28
Used Motorhome-60 Mo9.5611.017.507.7210.754.99-184
New Motorhome-60 Mo9.1411.005.907.8113.684.84-134
Unsecured - 36 Mo10.7413.996.7411.1714.486.4043
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* Represents the difference in the average rate between banks and credit unions.