RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.313.930.012.793.900.50148
6 Mo CD - $10k1.773.920.012.904.000.45114
9 Mo CD - $10k1.153.680.013.024.001.00187
1 Yr CD - $10k1.763.760.013.193.951.25143
18 Mo CD - $10k1.493.760.013.283.951.70179
2 Yr CD - $10k1.303.760.013.194.201.95189
30 Mo CD - $10k0.983.410.013.164.102.00218
3 Yr CD - $10k1.263.760.013.114.052.00185
4 Yr CD - $10k1.103.260.013.114.202.00202
5 Yr CD - $10k1.313.920.013.144.201.98183
3 Mo CD - $100k1.413.920.012.803.900.50139
6 Mo CD - $100k1.973.920.012.904.000.5094
9 Mo CD - $100k1.383.680.012.984.001.00160
1 Yr CD - $100k1.973.760.013.203.951.30123
18 Mo CD - $100k1.683.760.013.333.951.70165
2 Yr CD - $100k1.513.760.013.184.201.95167
30 Mo CD - $100k1.033.410.013.164.102.02213
3 Yr CD - $100k1.463.760.013.094.052.00163
4 Yr CD - $100k1.263.300.012.994.052.00173
5 Yr CD - $100k1.463.920.013.054.201.98159
High Rate Checking1.093.250.013.315.000.01222
Basic Checking0.201.100.010.101.000.01-10
IRA - 1 Year - $10k1.633.700.013.113.951.30149
IRA - 1 Year - $100k2.043.510.013.113.951.30108
IRA - Liquid - $10k0.242.000.010.915.300.0167
IRA - Liquid - $100k0.522.010.010.622.400.0111
High Rate Money Market - $2.5k0.300.300.301.142.020.2584
Money Market - $2.5k0.582.960.010.933.150.0535
Money Market - $10k0.632.960.010.913.150.0528
High Rate Money Market - $10k0.400.650.031.483.150.25109
High Rate Money Market - $25k0.530.700.081.733.150.25120
Money Market - $25k0.713.200.011.133.150.1042
Money Market - $50k0.763.200.011.293.150.1053
High Rate Money Market - $50k0.540.700.111.863.150.25132
High Rate Money Market - $100k0.921.750.112.373.401.55145
Money Market - $100k0.963.200.011.513.400.1554
Money Market - $250k1.083.200.011.673.650.2059
High Rate Money Market - $250k1.282.550.112.713.651.65142
Money Market - $500k1.332.680.151.853.650.3052
High Rate Money Market - $500k2.552.552.551.942.021.85-62
High Rate Money Market - $1 million2.552.552.552.042.052.02-52
Money Market - $1 million1.452.680.152.053.900.3060
High Rate Savings0.773.000.022.436.000.30166
Regular Savings0.484.400.010.182.000.01-30
New Auto - 24 Mo7.118.595.384.886.503.89-223
New Auto - 36 Mo7.049.255.384.866.503.89-218
New Auto - 48 Mo7.109.255.384.946.503.99-217
New Auto - 60 Mo6.899.254.755.026.503.99-187
New Auto - 72 Mo7.359.255.395.226.503.99-213
New Auto - 84 Mo7.798.595.995.677.253.99-212
Used Auto - 24 Mo7.178.785.385.036.243.99-214
Used Auto - 36 Mo7.189.255.384.966.243.99-222
Used Auto - 48 Mo7.179.255.385.056.243.99-212
Used Auto - 60 Mo6.959.254.755.146.243.99-181
Used Auto - 72 Mo7.409.005.795.326.243.99-208
Used Auto - 84 Mo7.848.785.995.707.253.99-214
Used Boat-60 Mo8.8611.015.597.8910.754.99-97
New Boat-60 Mo8.6611.025.597.9113.684.94-75
Rewards Credit Card18.6329.9013.9915.4118.0011.75-321
Credit Card Platinum16.6119.4913.4913.0817.248.45-353
Credit Card Classic17.3924.9912.0013.4417.999.74-394
Home Equity - LOC 80%8.0610.505.997.038.005.50-103
Home Equity - 5 Yr 80%8.8110.617.497.088.255.50-173
Home Equity - 10 Yr 80%8.5010.617.057.158.256.25-135
Home Equity - 15 Yr 80%8.7710.617.497.338.256.25-144
7 Yr ARM6.4137.0895.6255.7077.5513.406-71
3 Yr ARM5.5665.5005.5005.5445.8334.750-2
5 Yr ARM5.9976.5075.5005.9786.9234.979-2
15 Yr Fixed6.1918.5404.9905.7616.5435.066-43
20 Yr Fixed5.9646.1555.5476.1526.8264.80019
30 Yr Fixed6.5227.2115.5006.1626.7565.569-36
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo7.4210.195.597.5310.754.0011
New Motorcycle-60 Mo7.4210.195.597.1710.454.00-26
Used Motorhome-60 Mo9.5611.017.507.6910.754.99-187
New Motorhome-60 Mo9.1011.005.907.7913.684.84-131
Unsecured - 36 Mo10.7413.996.7411.1014.486.4037
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* Represents the difference in the average rate between banks and credit unions.