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| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 1.31 | 4.05 | 0.01 | 1.67 | 5.33 | 0.05 | 36▲ |
| 6 Mo CD - $10k | 1.97 | 4.25 | 0.01 | 2.41 | 4.15 | 0.10 | 44▲ |
| 9 Mo CD - $10k | 1.75 | 4.00 | 0.01 | 3.27 | 5.33 | 0.10 | 152▲ |
| 1 Yr CD - $10k | 1.79 | 4.50 | 0.01 | 2.68 | 4.15 | 0.15 | 89▲ |
| 18 Mo CD - $10k | 1.77 | 4.75 | 0.01 | 2.58 | 5.33 | 0.20 | 81▲ |
| 2 Yr CD - $10k | 1.63 | 3.95 | 0.01 | 2.38 | 3.87 | 0.25 | 75▲ |
| 30 Mo CD - $10k | 1.04 | 3.93 | 0.01 | 2.65 | 3.68 | 0.30 | 161▲ |
| 3 Yr CD - $10k | 1.41 | 3.90 | 0.01 | 2.28 | 3.87 | 0.35 | 87▲ |
| 4 Yr CD - $10k | 1.45 | 3.85 | 0.01 | 2.14 | 3.87 | 0.25 | 69▲ |
| 5 Yr CD - $10k | 1.43 | 3.90 | 0.01 | 2.28 | 3.87 | 0.50 | 85▲ |
| 3 Mo CD - $100k | 1.29 | 4.05 | 0.01 | 1.58 | 5.33 | 0.05 | 29▲ |
| 6 Mo CD - $100k | 1.96 | 4.25 | 0.01 | 2.37 | 4.15 | 0.10 | 42▲ |
| 9 Mo CD - $100k | 1.81 | 4.00 | 0.01 | 3.28 | 5.33 | 0.10 | 147▲ |
| 1 Yr CD - $100k | 1.79 | 4.50 | 0.01 | 2.66 | 4.15 | 0.15 | 88▲ |
| 18 Mo CD - $100k | 1.78 | 5.05 | 0.01 | 2.52 | 5.33 | 0.20 | 75▲ |
| 2 Yr CD - $100k | 1.64 | 3.95 | 0.01 | 2.38 | 3.87 | 0.25 | 74▲ |
| 30 Mo CD - $100k | 1.00 | 3.92 | 0.01 | 2.44 | 3.68 | 0.30 | 144▲ |
| 3 Yr CD - $100k | 1.43 | 3.90 | 0.01 | 2.27 | 3.87 | 0.35 | 85▲ |
| 4 Yr CD - $100k | 1.46 | 3.85 | 0.01 | 2.16 | 3.87 | 0.25 | 70▲ |
| 5 Yr CD - $100k | 1.44 | 3.90 | 0.01 | 2.26 | 3.87 | 0.50 | 82▲ |
| High Rate Checking | 1.27 | 4.00 | 0.01 | 2.56 | 5.13 | 0.25 | 129▲ |
| Basic Checking | 0.09 | 2.72 | 0.01 | 0.14 | 2.96 | 0.01 | 5▲ |
| IRA - 1 Year - $10k | 1.81 | 3.97 | 0.01 | 2.55 | 4.25 | 0.15 | 74▲ |
| IRA - 1 Year - $100k | 2.14 | 4.01 | 0.01 | 2.92 | 4.25 | 0.15 | 78▲ |
| IRA - Liquid - $10k | 0.46 | 3.59 | 0.01 | 0.26 | 3.00 | 0.02 | -21▼ |
| IRA - Liquid - $100k | 0.81 | 2.82 | 0.01 | 0.29 | 1.87 | 0.05 | -51▼ |
| Money Market - $2.5k | 0.31 | 2.99 | 0.01 | 0.44 | 2.25 | 0.02 | 14▲ |
| Money Market - $10k | 0.36 | 2.99 | 0.01 | 0.62 | 3.25 | 0.02 | 27▲ |
| High Rate Money Market - $10k | 0.65 | 3.45 | 0.01 | 0.45 | 0.75 | 0.02 | -20▼ |
| High Rate Money Market - $25k | 0.91 | 3.45 | 0.01 | 0.97 | 1.49 | 0.02 | 6▲ |
| Money Market - $25k | 0.50 | 2.99 | 0.01 | 0.81 | 3.25 | 0.02 | 31▲ |
| Money Market - $50k | 0.66 | 2.99 | 0.01 | 1.00 | 3.25 | 0.02 | 34▲ |
| High Rate Money Market - $50k | 1.23 | 3.68 | 0.01 | 1.40 | 2.47 | 0.02 | 17▲ |
| High Rate Money Market - $100k | 1.34 | 3.68 | 0.01 | 2.15 | 3.45 | 0.10 | 81▲ |
| Money Market - $100k | 0.84 | 3.68 | 0.01 | 1.29 | 3.50 | 0.02 | 45▲ |
| Money Market - $250k | 0.93 | 3.78 | 0.01 | 1.37 | 3.63 | 0.02 | 44▲ |
| High Rate Money Market - $250k | 1.32 | 3.68 | 0.01 | 2.24 | 3.45 | 0.10 | 92▲ |
| Money Market - $500k | 0.90 | 2.65 | 0.01 | 1.35 | 3.75 | 0.10 | 45▲ |
| Money Market - $1 million | 0.97 | 2.75 | 0.01 | 1.44 | 3.75 | 0.10 | 47▲ |
| High Rate Savings | 1.20 | 4.00 | 0.02 | 2.64 | 6.17 | 1.00 | 144▲ |
| Regular Savings | 0.15 | 3.65 | 0.01 | 0.13 | 3.44 | 0.01 | -3▼ |
| New Auto - 24 Mo | 7.31 | 11.00 | 4.99 | 5.46 | 13.25 | 3.99 | -184▼ |
| New Auto - 36 Mo | 7.50 | 12.50 | 4.99 | 5.54 | 13.25 | 3.49 | -197▼ |
| New Auto - 48 Mo | 7.56 | 12.50 | 4.99 | 5.61 | 13.25 | 3.99 | -195▼ |
| New Auto - 60 Mo | 7.61 | 12.50 | 1.06 | 5.68 | 13.25 | 3.99 | -193▼ |
| New Auto - 72 Mo | 7.66 | 11.00 | 5.25 | 6.06 | 7.99 | 3.99 | -159▼ |
| New Auto - 84 Mo | 8.09 | 11.00 | 6.14 | 6.43 | 8.69 | 4.74 | -166▼ |
| Used Auto - 24 Mo | 7.75 | 11.75 | 5.64 | 5.52 | 10.59 | 3.99 | -223▼ |
| Used Auto - 36 Mo | 8.09 | 13.50 | 5.50 | 5.64 | 10.59 | 3.49 | -244▼ |
| Used Auto - 48 Mo | 8.21 | 13.50 | 5.50 | 5.72 | 10.59 | 4.24 | -249▼ |
| Used Auto - 60 Mo | 8.08 | 13.50 | 5.64 | 5.78 | 10.59 | 4.49 | -231▼ |
| Used Auto - 72 Mo | 7.68 | 10.02 | 6.14 | 6.27 | 11.49 | 4.49 | -140▼ |
| Used Auto - 84 Mo | 7.48 | 8.99 | 6.14 | 6.81 | 12.19 | 4.99 | -68▼ |
| Used Boat-60 Mo | 8.33 | 9.99 | 5.99 | 8.30 | 10.99 | 5.63 | -3▼ |
| New Boat-60 Mo | 9.37 | 12.25 | 5.99 | 8.06 | 10.24 | 5.24 | -130▼ |
| Rewards Credit Card | 17.81 | 23.74 | 9.99 | 13.75 | 18.49 | 1.25 | -407▼ |
| Credit Card Platinum | 17.04 | 19.24 | 9.99 | 13.76 | 17.74 | 6.99 | -327▼ |
| Credit Card Classic | 17.22 | 28.24 | 13.99 | 12.69 | 17.00 | 7.99 | -453▼ |
| Home Equity - LOC 80% | 7.10 | 9.60 | 6.49 | 6.83 | 9.00 | 4.99 | -28▼ |
| Home Equity - 5 Yr 80% | 7.04 | 12.50 | 5.99 | 6.54 | 7.63 | 4.75 | -50▼ |
| Home Equity - 10 Yr 80% | 7.33 | 12.50 | 6.38 | 6.86 | 7.87 | 4.00 | -47▼ |
| Home Equity - 15 Yr 80% | 7.48 | 12.50 | 6.25 | 7.20 | 8.12 | 5.57 | -28▼ |
| 7 Yr ARM | 6.208 | 7.089 | 5.125 | 6.137 | 7.125 | 5.000 | -7▼ |
| 3 Yr ARM | 5.940 | 6.659 | 5.250 | 6.094 | 7.875 | 4.750 | 15▲ |
| 5 Yr ARM | 6.018 | 7.000 | 5.000 | 6.038 | 7.000 | 4.875 | 2▲ |
| 15 Yr Fixed | 5.995 | 7.000 | 5.000 | 5.910 | 7.021 | 4.750 | -9▼ |
| 20 Yr Fixed | 6.285 | 6.867 | 5.547 | 6.186 | 6.976 | 5.686 | -10▼ |
| 30 Yr Fixed | 6.446 | 7.625 | 5.500 | 6.352 | 7.218 | 5.500 | -9▼ |
| 15 Yr Fixed-Jumbo | 5.712 | 5.595 | 5.595 | 5.649 | 5.532 | 5.532 | -6▼ |
| 20 Yr Fixed-Jumbo | 6.450 | 6.355 | 6.355 | 6.032 | 5.938 | 5.938 | -42▼ |
| 7 Yr ARM-Jumbo | 6.453 | 6.381 | 6.381 | 6.272 | 6.201 | 6.201 | -18▼ |
| 5 Yr ARM-Jumbo | 6.550 | 6.477 | 6.477 | 6.345 | 6.356 | 6.191 | -20▼ |
| 30 Yr Fixed-Jumbo | 6.425 | 6.353 | 6.353 | 6.814 | 7.066 | 6.107 | 39▲ |
| Used Motorcycle-60 Mo | 6.84 | 7.49 | 6.19 | 7.18 | 8.50 | 4.99 | 34▲ |
| New Motorcycle-60 Mo | 6.59 | 7.49 | 5.69 | 7.10 | 8.50 | 4.49 | 50▲ |
| Used Motorhome-60 Mo | 8.12 | 9.99 | 6.24 | 8.34 | 11.24 | 5.00 | 22▲ |
| New Motorhome-60 Mo | 9.31 | 14.99 | 6.24 | 8.31 | 11.24 | 5.00 | -100▼ |
| Student Loan-10 Year | 5.85 | 5.85 | 5.85 | 5.92 | 6.75 | 4.25 | 7▲ |
| Unsecured - 36 Mo | 13.38 | 18.45 | 6.74 | 11.06 | 14.15 | 5.50 | -232▼ |
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