RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 222,054 financial institution locations in 19,540 markets across the United States as of 7/19/2019.

Sort by Product  / State

National

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.282.780.010.637.000.0235
6 Mo CD - $10k0.522.780.011.052.540.0152
1 Yr CD - $10k0.763.000.011.523.000.0176
18 Mo CD - $10k0.823.010.021.724.000.0190
2 Yr CD - $10k0.993.010.021.833.100.0584
30 Mo CD - $10k0.813.100.021.963.330.05115
3 Yr CD - $10k1.073.250.022.023.300.0595
4 Yr CD - $10k1.143.300.022.193.800.05105
5 Yr CD - $10k1.333.550.022.423.500.05109
1 Mo CD - $100k0.172.200.010.461.510.0228
2 Mo CD - $100k0.152.220.010.541.510.0239
3 Mo CD - $100k0.292.780.010.713.100.0242
6 Mo CD - $100k0.542.780.011.182.350.0564
1 Yr CD - $100k0.773.000.011.673.000.0590
2 Yr CD - $100k0.983.010.031.983.250.10100
3 Yr CD - $100k1.023.100.032.153.400.20113
Interest Checking - $5k0.092.000.010.144.050.015
Liquid IRA Account0.263.290.010.543.460.0128
Money Market - $2.5k0.182.700.010.423.500.0124
Money Market - $10k0.282.700.010.482.340.0120
Money Market - $25k0.372.700.010.582.500.0121
Money Market - $50k0.432.700.010.672.750.0123
Money Market - $100k0.512.700.010.783.000.0127
Money Market - $250k0.552.700.010.843.000.0129
Regular Savings - $1k0.122.500.010.192.100.017
New Car - 36 Mo4.6915.752.253.469.991.29-123
New Car - 48 Mo4.7511.752.303.629.991.49-113
New Car - 60 Mo4.8512.752.453.739.991.59-112
New Car - 72 Mo4.9313.752.554.079.991.59-86
Used Car - 36 Mo5.1215.752.403.699.991.49-143
Used Car - 48 Mo5.1613.752.503.839.991.49-134
Used Car - 60 Mo5.0912.752.743.949.991.59-115
Used Car - 72 Mo5.0213.752.744.299.991.59-73
New Boat - 60 Mo6.9215.752.745.5611.001.00-136
Rewards Credit Card15.2720.994.9911.5618.241.00-370
Credit Card Platinum14.1926.995.0010.3121.151.00-389
Credit Card Classic13.6824.505.0011.7518.501.00-193
Home Equity - LOC6.5610.533.995.5612.001.00-100
Home Equity - 5 Yr5.5711.002.154.9911.501.00-58
Home Equity - 10 Yr5.8911.002.155.4212.001.00-47
Home Equity - 15 Yr6.129.502.155.7712.501.00-35
15 Yr Fixed3.8068.7502.6253.6906.5001.000-12
20 Yr Fixed4.1057.5001.0004.0466.5001.000-6
30 Yr Fixed4.2538.0003.2504.1517.0001.000-10
1 Yr ARM4.0406.5001.5003.6906.5001.000-35
3/1 ARM4.0037.7501.0003.6956.1251.000-31
5/1 ARM3.9878.5002.6253.6946.4500.010-29
7/1 ARM4.0246.7502.6253.8186.2501.000-21
New RV - 60 Mo7.0115.752.495.6011.501.00-141
Unsecured - 36 Mo9.7618.863.409.4418.003.24-32
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2019 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.