RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 206,129 financial institution locations in 19,519 markets across the United States as of 9/26/2018.

Sort by Product  / State

New Mexico

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.180.650.020.400.650.1521
6 Mo CD - $10k0.320.850.030.722.000.2540
1 Yr CD - $10k0.541.800.071.142.450.6060
18 Mo CD - $10k0.652.070.071.372.550.7072
2 Yr CD - $10k0.782.100.101.602.650.7582
30 Mo CD - $10k0.681.450.101.512.750.7583
3 Yr CD - $10k0.871.700.251.742.850.8587
4 Yr CD - $10k1.021.750.301.923.001.1590
5 Yr CD - $10k1.242.500.352.313.251.40107
1 Mo CD - $100k0.120.600.03    
2 Mo CD - $100k0.140.600.03    
3 Mo CD - $100k0.170.650.030.540.800.4536
6 Mo CD - $100k0.300.850.030.892.000.4059
1 Yr CD - $100k0.631.800.071.432.450.7080
2 Yr CD - $100k0.872.100.101.962.650.80109
3 Yr CD - $100k0.911.800.251.962.850.95105
Interest Checking - $5k0.060.500.010.110.350.055
Liquid IRA Account0.220.650.030.340.650.0511
Money Market - $2.5k0.131.300.010.220.600.059
Money Market - $10k0.161.300.010.270.650.1011
Money Market - $25k0.191.300.020.340.700.1015
Money Market - $50k0.211.300.010.400.750.1019
Money Market - $100k0.251.300.010.471.000.1522
Money Market - $250k0.261.300.010.491.100.1524
Regular Savings - $1k0.100.260.010.140.350.015
New Car - 36 Mo4.878.992.302.944.491.95-194
New Car - 48 Mo4.938.992.303.194.492.49-174
New Car - 60 Mo4.988.992.453.364.492.49-163
New Car - 72 Mo4.977.002.553.534.742.74-144
Used Car - 36 Mo5.459.252.893.154.591.95-230
Used Car - 48 Mo5.509.253.143.434.892.49-207
Used Car - 60 Mo5.047.503.143.624.892.74-142
Used Car - 72 Mo4.706.353.393.855.892.99-84
New Boat - 60 Mo6.4810.583.995.828.004.25-66
Rewards Credit Card14.0817.746.0010.4615.747.92-362
Credit Card Platinum12.4817.246.0010.3613.747.50-212
Credit Card Classic10.3212.997.6512.0918.006.74176
Home Equity - LOC5.969.414.755.476.025.00-48
Home Equity - 5 Yr5.365.844.755.396.754.492
Home Equity - 10 Yr6.288.664.755.956.884.99-33
Home Equity - 15 Yr6.608.874.755.987.005.25-62
15 Yr Fixed4.3704.7503.7504.5554.9103.87519
10 Yr Fixed1.1101.0001.000 
20 Yr Fixed4.4705.0001.0004.8445.0004.37537
30 Yr Fixed4.8045.2504.2504.9925.2504.37519
1 Yr ARM4.0354.2503.500 
3/1 ARM3.6175.5001.0003.7394.2502.25012
5/1 ARM4.2054.8673.2504.2254.7503.0002
7/1 ARM4.2964.8553.3754.5575.0003.75026
New RV - 60 Mo6.6110.583.995.848.004.25-77
Unsecured - 36 Mo10.7015.995.839.6611.906.49-104
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.