RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.113.700.012.643.900.15152
6 Mo CD - $10k1.814.010.023.034.000.45122
9 Mo CD - $10k1.123.500.013.404.002.45229
1 Yr CD - $10k1.813.990.023.174.250.40136
18 Mo CD - $10k1.783.750.023.243.950.45146
2 Yr CD - $10k1.613.750.023.054.100.50144
30 Mo CD - $10k1.383.750.033.064.100.50167
3 Yr CD - $10k1.583.500.023.014.050.60142
4 Yr CD - $10k1.583.750.022.934.200.70135
5 Yr CD - $10k1.533.500.022.984.200.80145
3 Mo CD - $100k1.153.700.012.673.900.15153
6 Mo CD - $100k1.854.100.033.074.000.50122
9 Mo CD - $100k1.364.100.013.484.002.70212
1 Yr CD - $100k1.813.990.033.264.250.45145
18 Mo CD - $100k1.753.750.033.273.950.45152
2 Yr CD - $100k1.643.750.033.074.100.55143
30 Mo CD - $100k1.423.750.033.104.100.55168
3 Yr CD - $100k1.633.500.033.004.050.70137
4 Yr CD - $100k1.573.750.032.904.050.80133
5 Yr CD - $100k1.543.500.033.014.200.90147
High Rate Checking0.010.010.010.250.250.2524
Basic Checking0.181.000.010.110.500.01-7
IRA - 1 Year - $10k1.703.990.013.164.250.40146
IRA - 1 Year - $100k1.512.720.103.684.003.45216
IRA - Liquid - $10k0.362.500.010.685.300.0132
IRA - Liquid - $100k0.631.850.010.692.400.016
High Rate Money Market - $2.5k0.750.750.750.250.250.25-50
Money Market - $2.5k0.543.100.011.214.930.1067
Money Market - $10k0.593.100.011.072.020.1548
High Rate Money Market - $10k1.303.440.100.250.250.25-105
High Rate Money Market - $25k1.443.440.100.250.250.25-119
Money Market - $25k0.653.100.011.001.980.2535
Money Market - $50k0.713.100.011.102.050.3039
High Rate Money Market - $50k1.533.440.100.250.250.25-128
High Rate Money Market - $100k1.753.440.452.252.951.5550
Money Market - $100k0.843.200.011.172.700.4033
Money Market - $250k0.953.200.011.223.450.4027
High Rate Money Market - $250k2.203.440.952.302.951.6510
Money Market - $500k1.153.250.151.923.450.5577
High Rate Money Market - $500k2.002.002.001.851.851.85-15
High Rate Money Market - $1 million2.002.002.002.052.052.055
Money Market - $1 million1.203.250.152.053.900.5585
High Rate Savings1.193.500.02    
Regular Savings0.361.800.010.171.000.01-19
New Auto - 24 Mo6.838.595.385.267.753.89-156
New Auto - 36 Mo6.7610.154.744.997.753.89-177
New Auto - 48 Mo6.8710.154.905.086.993.90-178
New Auto - 60 Mo6.8910.155.305.246.993.90-165
New Auto - 72 Mo7.029.745.505.406.993.99-162
New Auto - 84 Mo7.778.597.245.936.645.00-184
Used Auto - 24 Mo6.878.595.385.497.754.74-138
Used Auto - 36 Mo7.3010.754.745.288.993.99-201
Used Auto - 48 Mo7.3210.754.905.378.993.99-195
Used Auto - 60 Mo7.1710.755.305.538.993.99-164
Used Auto - 72 Mo7.229.605.505.648.493.99-158
Used Auto - 84 Mo7.778.597.246.016.745.00-176
Used Boat-60 Mo9.629.949.298.249.596.75-137
New Boat-60 Mo7.7011.505.907.8010.033.9910
Rewards Credit Card17.3429.9011.8012.8217.996.99-452
Credit Card Platinum15.6218.7410.4912.2217.996.99-340
Credit Card Classic15.0819.4911.7412.1618.008.49-292
Home Equity - LOC 80%7.499.525.997.037.504.99-46
Home Equity - 5 Yr 80%8.128.896.757.127.746.69-100
Home Equity - 10 Yr 80%7.928.926.757.027.996.50-90
Home Equity - 15 Yr 80%8.118.957.007.269.005.50-85
7 Yr ARM6.4137.0895.6256.4307.2855.3752
3 Yr ARM5.6206.1044.875 
5 Yr ARM6.4648.0005.5006.1286.2625.125-34
15 Yr Fixed6.1206.7505.0005.6636.8293.183-46
20 Yr Fixed6.0746.1555.7295.6046.8293.238-47
30 Yr Fixed6.6057.2115.8756.0786.8293.420-53
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo10.1910.1910.198.1810.056.75-201
New Motorcycle-60 Mo10.1910.1910.197.799.245.99-240
Used Motorhome-60 Mo9.519.949.298.429.996.75-109
New Motorhome-60 Mo8.1411.505.907.9310.035.75-22
Unsecured - 36 Mo10.9514.756.7410.6716.248.74-29
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* Represents the difference in the average rate between banks and credit unions.