RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 342,619 financial institution locations in 19,713 markets across the United States as of 7/13/2026.

Sort by Product  / State

Pennsylvania

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.323.730.012.205.330.1088
6 Mo CD - $10k1.813.940.012.814.070.10100
9 Mo CD - $10k1.943.920.013.229.000.65127
1 Yr CD - $10k1.894.000.013.074.550.20118
18 Mo CD - $10k1.813.940.013.095.330.90128
2 Yr CD - $10k1.763.940.013.004.500.40124
30 Mo CD - $10k1.644.500.013.164.031.55153
3 Yr CD - $10k1.623.940.012.964.300.50134
4 Yr CD - $10k1.633.950.012.964.200.65133
5 Yr CD - $10k1.693.950.013.024.050.70134
3 Mo CD - $100k1.393.880.012.165.330.1077
6 Mo CD - $100k1.863.980.012.794.070.1093
9 Mo CD - $100k1.964.050.013.239.000.65128
1 Yr CD - $100k1.954.130.013.075.150.20113
18 Mo CD - $100k1.864.130.013.085.330.90122
2 Yr CD - $100k1.824.180.013.004.550.40118
30 Mo CD - $100k1.695.000.013.174.031.55148
3 Yr CD - $100k1.674.170.012.964.350.50129
4 Yr CD - $100k1.663.950.012.954.090.65128
5 Yr CD - $100k1.703.950.013.034.080.70132
High Rate Checking1.453.750.013.556.750.05210
Basic Checking0.122.470.010.172.500.015
HSA - $1k   1.001.001.00 
HSA - $10k   1.001.001.00 
HSA - $25k   1.001.001.00 
IRA - 1 Year - $10k1.883.940.013.014.070.15113
IRA - 1 Year - $100k1.863.850.013.024.070.01115
IRA - Liquid - $10k0.443.630.010.504.080.016
IRA - Liquid - $100k0.593.000.010.554.080.01-4
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.383.060.010.903.690.0152
Money Market - $10k0.533.060.010.973.150.0144
High Rate Money Market - $10k1.253.690.032.073.400.2582
High Rate Money Market - $25k1.373.690.032.363.400.25100
Money Market - $25k0.643.300.011.113.150.0147
Money Market - $50k0.733.300.011.253.150.0152
High Rate Money Market - $50k1.553.690.032.373.400.2582
High Rate Money Market - $100k1.853.690.032.583.400.7073
Money Market - $100k0.953.400.011.443.940.0148
Money Market - $250k1.083.400.011.513.940.0143
High Rate Money Market - $250k2.083.690.052.633.500.8054
Money Market - $500k0.863.050.011.483.500.0161
High Rate Money Market - $500k   1.732.630.80 
High Rate Money Market - $1 million   1.933.040.80 
Money Market - $1 million0.953.050.011.603.820.0166
High Rate Savings1.644.200.022.796.001.00116
Regular Savings0.213.410.010.214.890.010
New Auto - 24 Mo6.8910.174.944.886.492.99-200
New Auto - 36 Mo6.749.502.654.976.602.99-177
New Auto - 48 Mo6.8310.812.655.066.602.99-177
New Auto - 60 Mo6.879.622.655.176.603.50-170
New Auto - 72 Mo7.2510.022.655.517.303.99-173
New Auto - 84 Mo7.259.994.945.867.644.49-139
Used Auto - 24 Mo7.1310.624.945.176.992.99-196
Used Auto - 36 Mo7.1710.003.805.197.502.99-198
Used Auto - 48 Mo7.2411.595.065.297.503.49-195
Used Auto - 60 Mo7.2211.083.805.407.753.99-182
Used Auto - 72 Mo7.2210.023.805.7513.004.29-147
Used Auto - 84 Mo7.318.994.945.997.044.49-132
Used Boat-60 Mo6.677.246.097.3911.242.5072
New Boat-60 Mo8.1010.995.507.4314.002.50-67
Rewards Credit Card17.4324.9912.9912.9318.006.75-450
Credit Card Platinum16.4922.999.9911.8917.996.90-460
Credit Card Classic15.8620.2410.9912.1027.742.90-376
Home Equity - LOC 80%7.1011.055.506.448.502.50-66
Home Equity - 5 Yr 80%6.489.354.945.858.753.75-63
Home Equity - 10 Yr 80%6.759.405.046.269.244.74-49
Home Equity - 15 Yr 80%6.959.505.246.6310.044.75-32
7 Yr ARM6.4127.4405.5006.2757.6692.875-14
3 Yr ARM6.0106.9905.0006.6118.1254.62560
5 Yr ARM6.3317.9295.2506.2837.5483.142-5
15 Yr Fixed6.1377.2505.0006.1397.5005.0000
20 Yr Fixed6.5146.9126.0036.3856.8645.596-13
30 Yr Fixed6.5418.0005.6006.6248.0005.0008
15 Yr Fixed-Jumbo6.3276.2146.214 
20 Yr Fixed-Jumbo6.7566.6646.664 
7 Yr ARM-Jumbo6.3956.3276.3275.0635.0005.000-133
5 Yr ARM-Jumbo6.4026.3346.334 
30 Yr Fixed-Jumbo6.9256.8546.854 
Used Motorcycle-60 Mo7.497.497.496.9111.242.00-58
New Motorcycle-60 Mo7.497.497.496.5811.242.00-91
Used Motorhome-60 Mo6.797.246.347.4311.242.0064
New Motorhome-60 Mo8.0712.785.507.4314.002.00-64
Student Loan-10 Year7.067.067.06    
Unsecured - 36 Mo11.0616.256.749.9717.493.99-109
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2026 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.