RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 345,475 financial institution locations in 19,713 markets across the United States as of 8/31/2026.

Sort by Product  / State

Pennsylvania

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.323.890.012.225.330.1090
6 Mo CD - $10k1.843.990.012.854.070.10101
9 Mo CD - $10k1.954.090.013.239.000.65128
1 Yr CD - $10k1.944.150.013.104.550.20116
18 Mo CD - $10k1.904.180.013.115.330.90121
2 Yr CD - $10k1.774.050.013.044.500.40127
30 Mo CD - $10k1.644.500.013.204.051.55156
3 Yr CD - $10k1.654.100.012.984.300.50132
4 Yr CD - $10k1.664.150.012.994.200.65132
5 Yr CD - $10k1.704.200.013.074.200.70138
3 Mo CD - $100k1.403.920.012.185.330.1078
6 Mo CD - $100k1.893.990.012.834.070.1094
9 Mo CD - $100k1.964.090.013.259.000.65129
1 Yr CD - $100k1.994.150.013.095.150.20110
18 Mo CD - $100k1.934.180.013.095.330.75115
2 Yr CD - $100k1.824.180.013.044.550.40121
30 Mo CD - $100k1.665.000.013.224.101.55155
3 Yr CD - $100k1.684.170.012.984.350.50130
4 Yr CD - $100k1.684.150.012.974.200.65129
5 Yr CD - $100k1.724.200.013.084.250.70136
High Rate Checking1.453.750.013.556.750.05210
Basic Checking0.122.470.010.172.500.015
HSA - $1k0.100.100.101.001.001.0090
HSA - $10k0.150.150.151.001.001.0085
HSA - $25k0.250.250.251.001.001.0075
IRA - 1 Year - $10k1.924.000.013.034.150.15110
IRA - 1 Year - $100k1.733.900.013.134.150.35140
IRA - Liquid - $10k0.463.860.010.504.080.014
IRA - Liquid - $100k0.593.000.010.594.080.010
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.393.440.010.913.690.0152
Money Market - $10k0.543.440.010.993.150.0144
High Rate Money Market - $10k1.223.690.032.073.400.2585
High Rate Money Market - $25k1.323.690.032.363.400.25104
Money Market - $25k0.653.440.011.133.150.0147
Money Market - $50k0.753.680.011.263.150.0152
High Rate Money Market - $50k1.513.690.032.373.400.2586
High Rate Money Market - $100k1.853.690.032.583.400.7072
Money Market - $100k0.973.680.011.463.930.0148
Money Market - $250k1.103.680.011.533.930.0142
High Rate Money Market - $250k2.043.690.052.633.500.8059
Money Market - $500k0.873.050.011.473.500.0160
High Rate Money Market - $500k   1.732.630.80 
High Rate Money Market - $1 million   1.933.040.80 
Money Market - $1 million0.963.050.011.603.820.0164
High Rate Savings1.434.200.022.926.001.00149
Regular Savings0.223.600.010.224.890.010
New Auto - 24 Mo6.9110.174.944.886.492.99-202
New Auto - 36 Mo6.7710.812.654.966.492.99-181
New Auto - 48 Mo6.8010.812.655.056.492.99-175
New Auto - 60 Mo6.9010.052.655.166.553.50-173
New Auto - 72 Mo7.2410.022.655.516.993.99-173
New Auto - 84 Mo7.299.994.945.867.644.49-143
Used Auto - 24 Mo7.1510.624.945.186.992.99-197
Used Auto - 36 Mo7.1410.003.805.177.502.99-198
Used Auto - 48 Mo7.2211.595.145.267.503.00-196
Used Auto - 60 Mo7.179.993.805.377.753.95-180
Used Auto - 72 Mo7.2810.023.805.7313.004.29-155
Used Auto - 84 Mo7.368.994.946.018.244.49-135
Used Boat-60 Mo6.677.246.097.3411.242.5067
New Boat-60 Mo8.2410.996.257.4414.002.50-81
Rewards Credit Card17.3324.9912.9912.8918.006.75-444
Credit Card Platinum16.4822.999.9911.8717.996.90-461
Credit Card Classic15.8820.2410.9911.9527.742.13-393
Home Equity - LOC 80%7.0911.055.246.458.502.50-64
Home Equity - 5 Yr 80%6.479.454.945.898.754.00-58
Home Equity - 10 Yr 80%6.779.605.046.289.244.75-48
Home Equity - 15 Yr 80%6.949.655.006.6510.044.75-28
7 Yr ARM6.5217.4405.5006.3957.7562.875-13
3 Yr ARM6.0596.9905.0006.6838.1254.62562
5 Yr ARM6.3807.9295.2506.3767.5583.1420
15 Yr Fixed6.2317.2505.1256.2576.7405.0003
20 Yr Fixed6.6126.9796.1296.5806.9865.615-3
30 Yr Fixed6.6618.0005.8506.7437.2505.0008
15 Yr Fixed-Jumbo6.4506.3236.323 
20 Yr Fixed-Jumbo7.0226.9186.918 
7 Yr ARM-Jumbo6.5416.4636.4635.0715.0005.000-147
5 Yr ARM-Jumbo6.5186.4416.441 
30 Yr Fixed-Jumbo7.0636.9836.983 
Used Motorcycle-60 Mo7.497.497.496.8111.242.00-68
New Motorcycle-60 Mo7.497.497.496.4811.242.00-101
Used Motorhome-60 Mo6.797.246.347.4111.242.0062
New Motorhome-60 Mo8.2712.786.257.4414.002.00-84
Student Loan-10 Year7.057.057.05    
Unsecured - 36 Mo11.0716.256.749.8413.993.99-124
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2026 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.