RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 217,313 financial institution locations in 19,535 markets across the United States as of 4/25/2019.

Sort by Product  / State

Rhode Island

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.271.650.010.501.300.1523
6 Mo CD - $10k0.351.750.010.663.000.2032
1 Yr CD - $10k0.642.550.070.812.250.2517
18 Mo CD - $10k0.792.620.031.422.500.4563
2 Yr CD - $10k1.223.000.101.312.500.659
30 Mo CD - $10k1.432.750.030.891.800.65-54
3 Yr CD - $10k1.163.000.031.292.600.7514
4 Yr CD - $10k1.212.690.031.482.651.0027
5 Yr CD - $10k1.473.230.031.903.001.2543
1 Mo CD - $100k0.180.200.15    
2 Mo CD - $100k0.200.200.20    
3 Mo CD - $100k0.160.250.031.551.551.55139
6 Mo CD - $100k0.220.400.033.003.003.00278
1 Yr CD - $100k0.762.730.102.502.502.50174
2 Yr CD - $100k0.852.620.102.752.752.75190
3 Yr CD - $100k1.042.920.032.852.852.85181
Interest Checking - $5k0.171.750.010.130.350.05-4
Liquid IRA Account0.311.230.030.400.850.059
Money Market - $2.5k0.070.100.010.361.500.0529
Money Market - $10k0.342.050.010.442.000.0510
Money Market - $25k0.452.050.010.532.000.108
Money Market - $50k0.502.050.010.622.000.1511
Money Market - $100k0.642.580.010.722.000.208
Money Market - $250k0.602.580.010.732.000.2014
Regular Savings - $1k0.070.300.010.130.250.055
New Car - 36 Mo4.255.992.743.805.452.99-45
New Car - 48 Mo4.486.242.743.905.452.99-57
New Car - 60 Mo4.957.253.543.935.453.25-102
New Car - 72 Mo4.945.753.994.455.993.25-48
Used Car - 36 Mo5.047.502.994.625.453.99-43
Used Car - 48 Mo5.359.752.994.705.454.00-65
Used Car - 60 Mo4.846.003.744.705.454.00-14
Used Car - 72 Mo5.256.004.495.566.294.5031
New Boat - 60 Mo7.9310.005.998.259.756.2532
Rewards Credit Card15.9916.9914.7414.2418.248.49-175
Credit Card Platinum14.2715.2413.7411.9914.248.24-228
Credit Card Classic   11.9911.9911.99 
Home Equity - LOC6.248.925.255.476.255.00-77
Home Equity - 5 Yr4.808.023.314.486.253.88-31
Home Equity - 10 Yr5.407.993.784.956.554.49-45
Home Equity - 15 Yr5.828.074.405.276.854.70-55
15 Yr Fixed3.9714.1253.5003.9044.1253.375-7
20 Yr Fixed4.3574.7504.0004.2584.3754.000-10
30 Yr Fixed4.4084.5004.0004.3254.5003.875-8
1 Yr ARM3.0633.0003.0003.2013.3753.00014
3/1 ARM3.8634.5003.3753.8584.5002.125-1
5/1 ARM3.9954.6413.3753.8704.1252.875-12
7/1 ARM4.1554.5533.5004.1484.2503.625-1
New RV - 60 Mo8.2612.505.998.7910.506.5052
Unsecured - 36 Mo10.5715.917.0511.2415.006.9967
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2019 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.