RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,723 financial institution locations in 19,713 markets across the United States as of 12/8/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k2.104.500.012.565.330.2046
6 Mo CD - $10k2.774.450.012.994.150.4022
9 Mo CD - $10k2.564.490.013.365.331.8680
1 Yr CD - $10k2.784.400.012.964.100.5018
18 Mo CD - $10k2.564.100.012.955.330.5539
2 Yr CD - $10k2.424.030.012.784.020.6036
30 Mo CD - $10k2.203.750.012.803.741.0060
3 Yr CD - $10k2.273.950.012.733.830.6547
4 Yr CD - $10k2.223.880.012.814.201.0059
5 Yr CD - $10k2.253.650.012.734.020.3048
3 Mo CD - $100k2.184.570.012.635.330.2046
6 Mo CD - $100k2.834.510.013.074.150.4024
9 Mo CD - $100k2.724.490.013.405.331.8668
1 Yr CD - $100k2.844.420.013.024.100.5017
18 Mo CD - $100k2.645.050.013.005.330.5536
2 Yr CD - $100k2.464.400.012.844.120.6037
30 Mo CD - $100k2.263.750.012.843.831.0458
3 Yr CD - $100k2.334.450.012.793.930.6546
4 Yr CD - $100k2.283.750.012.914.021.1463
5 Yr CD - $100k2.294.450.012.854.230.3056
High Rate Checking1.866.000.014.616.003.00275
Basic Checking0.3811.000.010.473.000.019
IRA - 1 Year - $10k2.714.050.012.974.100.1026
IRA - 1 Year - $100k1.613.550.013.104.000.10149
IRA - Liquid - $10k1.724.090.010.834.340.10-89
IRA - Liquid - $100k1.634.090.030.914.340.10-72
High Rate Money Market - $2.5k0.400.500.300.250.250.25-15
Money Market - $2.5k0.914.300.010.682.720.05-24
Money Market - $10k0.994.300.010.732.780.10-25
High Rate Money Market - $10k0.390.650.010.470.740.258
High Rate Money Market - $25k0.761.140.010.520.740.25-24
Money Market - $25k1.104.300.010.912.860.10-19
Money Market - $50k1.214.300.011.073.000.10-14
High Rate Money Market - $50k0.891.640.010.640.890.25-25
High Rate Money Market - $100k1.842.500.011.011.600.50-83
Money Market - $100k1.414.300.011.243.500.10-17
Money Market - $250k1.584.890.011.403.500.10-18
High Rate Money Market - $250k1.972.630.011.853.000.50-12
Money Market - $500k1.173.450.011.533.000.3035
High Rate Money Market - $500k1.872.631.101.951.951.959
High Rate Money Market - $1 million1.872.631.102.152.152.1529
Money Market - $1 million1.203.450.011.543.250.3034
High Rate Savings1.023.000.022.764.001.51174
Regular Savings0.593.500.010.294.340.01-30
New Auto - 24 Mo6.898.595.445.478.993.89-142
New Auto - 36 Mo7.3310.754.745.598.992.99-174
New Auto - 48 Mo7.3610.754.745.648.993.99-172
New Auto - 60 Mo7.3710.754.745.598.203.99-179
New Auto - 72 Mo7.4210.494.745.808.403.99-163
New Auto - 84 Mo7.768.596.665.686.743.99-208
Used Auto - 24 Mo7.098.595.645.608.993.99-150
Used Auto - 36 Mo7.6612.494.995.779.493.99-189
Used Auto - 48 Mo7.6612.494.995.808.993.99-186
Used Auto - 60 Mo7.6612.494.995.718.203.99-195
Used Auto - 72 Mo7.2910.505.005.838.403.99-146
Used Auto - 84 Mo7.758.596.665.736.743.99-203
Used Boat-60 Mo8.699.847.507.8310.193.99-86
New Boat-60 Mo8.2712.993.497.689.993.99-58
Rewards Credit Card17.2623.7412.9913.4117.991.00-385
Credit Card Platinum16.0419.2410.2412.1317.491.00-392
Credit Card Classic16.9024.9910.2413.8928.241.00-301
Home Equity - LOC 80%8.3211.505.757.199.501.00-113
Home Equity - 5 Yr 80%8.3810.616.506.688.251.00-169
Home Equity - 10 Yr 80%8.2410.616.496.968.491.00-128
Home Equity - 15 Yr 80%8.7110.617.507.219.501.00-150
7 Yr ARM6.5256.8755.1255.5767.0001.000-95
3 Yr ARM6.1657.0005.1254.7686.3751.000-140
5 Yr ARM6.6247.6254.5005.6786.8751.000-95
15 Yr Fixed6.1748.5405.2506.0937.6881.000-8
20 Yr Fixed6.2666.3485.9886.3537.9041.0009
30 Yr Fixed6.6247.5005.8756.4207.3751.000-20
15 Yr Fixed-Jumbo5.7125.5955.595 
20 Yr Fixed-Jumbo6.4506.3556.355 
7 Yr ARM-Jumbo6.4536.3816.381 
5 Yr ARM-Jumbo6.5506.4776.477 
30 Yr Fixed-Jumbo6.4256.3536.353 
Used Motorcycle-60 Mo7.087.666.498.0413.993.9996
New Motorcycle-60 Mo7.087.666.497.7912.243.9972
Used Motorhome-60 Mo8.699.847.507.8110.193.99-88
New Motorhome-60 Mo8.3712.993.497.539.991.00-84
Unsecured - 36 Mo11.1716.756.7511.0514.996.99-12
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* Represents the difference in the average rate between banks and credit unions.