RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

Sort by Product  / State

Oklahoma

National
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k2.104.500.012.485.330.2038
6 Mo CD - $10k2.684.410.012.844.050.4016
9 Mo CD - $10k2.504.490.013.395.331.8689
1 Yr CD - $10k2.694.400.012.954.000.5026
18 Mo CD - $10k2.514.030.012.905.330.5539
2 Yr CD - $10k2.383.850.012.753.800.6037
30 Mo CD - $10k2.183.750.012.813.741.0063
3 Yr CD - $10k2.253.650.012.723.830.6547
4 Yr CD - $10k2.233.550.012.804.201.0058
5 Yr CD - $10k2.263.680.012.733.970.3047
3 Mo CD - $100k2.164.500.012.545.330.2038
6 Mo CD - $100k2.754.410.012.924.050.4018
9 Mo CD - $100k2.654.490.013.435.331.8679
1 Yr CD - $100k2.754.400.013.004.000.5026
18 Mo CD - $100k2.575.050.012.945.330.5537
2 Yr CD - $100k2.424.400.012.813.830.6039
30 Mo CD - $100k2.243.750.012.843.831.0460
3 Yr CD - $100k2.334.450.012.773.930.6544
4 Yr CD - $100k2.253.750.012.884.021.1463
5 Yr CD - $100k2.304.450.012.854.180.3055
High Rate Checking1.866.000.014.616.003.00275
Basic Checking0.3811.000.010.473.000.018
IRA - 1 Year - $10k2.614.050.013.034.000.1042
IRA - 1 Year - $100k1.553.450.013.114.000.10155
IRA - Liquid - $10k1.713.910.010.824.080.05-89
IRA - Liquid - $100k1.603.910.030.894.080.05-71
High Rate Money Market - $2.5k0.530.750.300.250.250.25-28
Money Market - $2.5k0.894.300.010.672.520.05-23
Money Market - $10k0.964.300.010.722.720.10-24
High Rate Money Market - $10k0.500.800.010.470.740.25-3
High Rate Money Market - $25k0.781.000.010.520.740.25-26
Money Market - $25k1.074.300.010.912.810.10-16
Money Market - $50k1.184.300.011.072.960.10-11
High Rate Money Market - $50k0.901.490.010.640.890.25-27
High Rate Money Market - $100k1.852.500.011.001.550.50-85
Money Market - $100k1.364.300.011.253.250.10-11
Money Market - $250k1.534.890.011.423.450.10-12
High Rate Money Market - $250k2.002.550.011.432.000.50-57
Money Market - $500k1.153.450.011.523.000.3037
High Rate Money Market - $500k1.832.551.101.851.851.853
High Rate Money Market - $1 million1.832.551.102.052.052.0523
Money Market - $1 million1.183.450.011.543.250.3036
High Rate Savings1.023.000.022.764.001.51174
Regular Savings0.603.000.010.294.080.01-31
New Auto - 24 Mo6.878.595.445.388.993.49-149
New Auto - 36 Mo7.2510.754.745.398.992.99-186
New Auto - 48 Mo7.2710.754.745.498.993.49-178
New Auto - 60 Mo7.3010.754.745.448.203.49-186
New Auto - 72 Mo7.2710.494.745.668.403.49-161
New Auto - 84 Mo7.768.596.665.586.743.49-218
Used Auto - 24 Mo7.058.595.645.528.993.49-153
Used Auto - 36 Mo7.5612.494.995.568.993.49-200
Used Auto - 48 Mo7.5712.494.995.668.993.49-190
Used Auto - 60 Mo7.5212.494.995.588.203.49-195
Used Auto - 72 Mo7.2110.505.005.708.403.49-151
Used Auto - 84 Mo7.758.596.665.616.743.49-215
Used Boat-60 Mo8.699.847.507.7410.193.49-95
New Boat-60 Mo8.2912.993.497.579.993.49-72
Rewards Credit Card17.1323.7412.9913.1317.741.00-400
Credit Card Platinum15.8219.2412.5011.8917.241.00-393
Credit Card Classic17.0324.9911.7513.8928.241.00-314
Home Equity - LOC 80%8.2211.505.756.989.501.00-124
Home Equity - 5 Yr 80%8.2410.616.506.568.251.00-168
Home Equity - 10 Yr 80%8.2210.616.496.868.251.00-136
Home Equity - 15 Yr 80%8.6910.617.507.019.251.00-168
7 Yr ARM6.4666.8755.0005.5687.0001.000-90
3 Yr ARM6.0996.7505.1254.6565.8751.000-144
5 Yr ARM6.5827.3804.5005.5686.8751.000-101
15 Yr Fixed6.1428.5405.2505.9106.8081.000-23
20 Yr Fixed6.1806.1555.9696.0117.0231.000-17
30 Yr Fixed6.5527.5005.7506.1886.7501.000-36
15 Yr Fixed-Jumbo5.9355.8235.823 
20 Yr Fixed-Jumbo6.2446.1546.154 
7 Yr ARM-Jumbo6.1266.0586.058 
5 Yr ARM-Jumbo6.2066.1386.138 
30 Yr Fixed-Jumbo6.4286.3596.359 
Used Motorcycle-60 Mo7.087.666.497.8813.993.4981
New Motorcycle-60 Mo7.087.666.497.6612.243.4958
Used Motorhome-60 Mo8.699.847.507.7110.193.49-98
New Motorhome-60 Mo8.3812.993.497.449.991.00-94
Unsecured - 36 Mo11.1516.756.7511.0414.996.99-11
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2026 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.