RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 206,129 financial institution locations in 19,519 markets across the United States as of 9/26/2018.

Sort by Product  / State

District of Columbia

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.441.800.030.400.900.01-4
6 Mo CD - $10k0.552.000.030.892.000.0834
1 Yr CD - $10k1.002.250.071.532.500.3053
18 Mo CD - $10k0.852.320.071.622.680.1577
2 Yr CD - $10k1.212.500.101.752.600.3554
30 Mo CD - $10k1.152.550.101.722.550.3556
3 Yr CD - $10k1.282.600.151.952.750.2566
4 Yr CD - $10k1.382.670.302.202.850.6581
5 Yr CD - $10k1.663.000.302.503.410.3583
1 Mo CD - $100k0.281.650.010.290.380.201
2 Mo CD - $100k0.311.650.01    
3 Mo CD - $100k0.441.800.030.521.010.018
6 Mo CD - $100k0.562.000.030.962.000.0840
1 Yr CD - $100k1.012.250.071.702.500.3569
2 Yr CD - $100k1.232.500.101.822.600.3559
3 Yr CD - $100k1.292.600.152.002.720.2571
Interest Checking - $5k0.070.200.010.140.400.036
Liquid IRA Account0.181.050.020.632.350.0744
Money Market - $2.5k0.150.700.010.421.200.0527
Money Market - $10k0.190.800.020.451.200.0526
Money Market - $25k0.451.700.020.511.350.056
Money Market - $50k0.481.700.020.581.550.1010
Money Market - $100k0.521.700.020.631.550.1011
Money Market - $250k0.581.700.020.641.550.106
Regular Savings - $1k0.151.150.010.160.400.010
New Car - 36 Mo4.195.242.992.634.001.45-157
New Car - 48 Mo4.134.882.992.914.501.45-121
New Car - 60 Mo4.164.882.993.115.001.45-105
New Car - 72 Mo4.575.193.503.575.001.99-100
Used Car - 36 Mo4.445.503.493.024.591.84-143
Used Car - 48 Mo4.415.503.493.224.891.95-120
Used Car - 60 Mo4.465.403.493.415.001.95-104
Used Car - 72 Mo4.915.494.043.895.891.99-102
New Boat - 60 Mo7.4210.594.345.107.851.99-232
Rewards Credit Card13.9917.7410.0010.8913.906.99-310
Credit Card Platinum14.2224.9810.0010.0215.657.50-420
Credit Card Classic12.0015.7411.0012.4817.997.9948
Home Equity - LOC6.009.144.744.896.004.00-110
Home Equity - 5 Yr5.598.014.234.605.873.99-99
Home Equity - 10 Yr6.358.034.945.146.174.49-121
Home Equity - 15 Yr7.018.116.155.546.505.00-146
15 Yr Fixed4.3394.4543.8754.3114.6253.116-3
10 Yr Fixed1.1101.0001.000 
20 Yr Fixed4.3084.8841.0004.6844.8753.37538
30 Yr Fixed4.7494.9534.1254.7925.1253.7614
1 Yr ARM4.0384.5003.0004.1245.1222.6259
3/1 ARM3.5764.5001.0004.0035.5002.25043
5/1 ARM4.2374.8673.1254.0904.8753.000-15
7/1 ARM4.2664.8553.5004.2445.0003.490-2
New RV - 60 Mo7.5810.594.505.239.501.99-236
Unsecured - 36 Mo10.0313.506.008.5513.155.85-148
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.