RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 197,433 financial institution locations in 19,504 markets across the United States as of 4/22/2018.

Sort by Product  / State

District of Columbia

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.311.650.030.330.650.012
6 Mo CD - $10k0.431.750.030.671.650.0824
1 Yr CD - $10k0.751.930.071.102.070.2535
18 Mo CD - $10k0.722.050.071.122.220.1540
2 Yr CD - $10k0.992.150.101.292.330.3531
30 Mo CD - $10k0.942.250.101.462.060.3552
3 Yr CD - $10k1.082.300.151.482.380.2540
4 Yr CD - $10k1.262.400.301.722.430.6046
5 Yr CD - $10k1.502.550.402.062.890.3556
1 Mo CD - $100k0.181.500.010.210.220.203
2 Mo CD - $100k0.211.500.01    
3 Mo CD - $100k0.261.650.030.420.750.0116
6 Mo CD - $100k0.381.750.030.691.650.0831
1 Yr CD - $100k0.741.930.071.212.070.3547
2 Yr CD - $100k0.932.150.101.442.330.3551
3 Yr CD - $100k1.022.300.151.622.400.2560
Interest Checking - $5k0.060.200.010.130.400.037
Liquid IRA Account0.110.400.020.532.020.0742
Money Market - $2.5k0.110.300.010.340.950.0123
Money Market - $10k0.140.350.030.370.950.0323
Money Market - $25k0.200.450.020.431.050.0523
Money Market - $50k0.230.450.030.481.150.0825
Money Market - $100k0.260.600.030.511.150.0826
Money Market - $250k0.301.300.030.531.150.0823
Regular Savings - $1k0.100.500.010.140.350.014
New Car - 36 Mo4.095.482.892.354.001.45-174
New Car - 48 Mo4.115.482.892.604.501.45-150
New Car - 60 Mo4.145.482.892.795.001.45-134
New Car - 72 Mo4.165.043.493.244.501.99-92
Used Car - 36 Mo4.716.643.192.684.501.65-202
Used Car - 48 Mo4.766.643.192.894.591.90-187
Used Car - 60 Mo4.145.403.193.075.001.95-107
Used Car - 72 Mo4.585.343.743.545.591.99-104
New Boat - 60 Mo6.7410.594.345.208.951.99-154
Rewards Credit Card13.8916.9911.2410.5613.406.99-333
Credit Card Platinum13.1822.999.509.8215.407.24-336
Credit Card Classic11.9615.4910.5012.6517.997.9969
Home Equity - LOC5.718.644.254.495.503.49-123
Home Equity - 5 Yr6.629.145.724.575.873.50-205
Home Equity - 10 Yr7.349.145.935.126.174.25-222
Home Equity - 15 Yr7.229.145.915.636.504.99-159
15 Yr Fixed4.2125.2503.3254.0614.5003.116-15
10 Yr Fixed1.1111.0001.000 
20 Yr Fixed4.1694.5391.0004.4324.6253.37526
30 Yr Fixed4.5544.7504.0004.5214.8753.761-3
1 Yr ARM3.7434.2502.8753.7444.9272.6250
3/1 ARM3.4704.5001.0003.5404.7692.1257
5/1 ARM4.1164.8753.1253.6854.6222.625-43
7/1 ARM4.1334.7653.2503.8564.5543.000-28
New RV - 60 Mo6.9010.594.505.379.501.99-154
Unsecured - 36 Mo10.1913.506.008.3812.155.85-181
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.