RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 343,463 financial institution locations in 19,713 markets across the United States as of 7/27/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.634.120.012.073.750.2044
6 Mo CD - $10k2.234.350.012.954.000.1072
9 Mo CD - $10k2.393.930.012.824.490.4043
1 Yr CD - $10k2.465.000.013.484.050.30101
18 Mo CD - $10k2.294.150.013.313.831.00102
2 Yr CD - $10k2.264.250.013.074.050.2581
30 Mo CD - $10k1.893.850.013.243.702.75134
3 Yr CD - $10k2.064.150.012.914.000.3085
4 Yr CD - $10k1.903.850.013.144.200.70123
5 Yr CD - $10k2.043.850.012.954.140.3591
3 Mo CD - $100k1.704.120.012.083.750.2038
6 Mo CD - $100k2.224.350.012.974.100.2075
9 Mo CD - $100k2.423.930.012.844.490.5041
1 Yr CD - $100k2.465.000.013.484.100.30103
18 Mo CD - $100k2.304.150.013.313.851.00101
2 Yr CD - $100k2.244.500.013.134.050.4089
30 Mo CD - $100k1.913.850.013.293.762.75139
3 Yr CD - $100k2.084.150.012.974.000.5589
4 Yr CD - $100k1.923.850.013.074.000.70115
5 Yr CD - $100k2.013.850.012.974.340.7096
High Rate Checking1.602.500.044.547.001.87294
Basic Checking0.202.230.010.356.000.0115
IRA - 1 Year - $10k2.354.000.013.164.100.1580
IRA - 1 Year - $100k1.074.000.013.454.200.45238
IRA - Liquid - $10k0.934.000.010.854.080.01-7
IRA - Liquid - $100k2.024.000.031.044.080.01-97
High Rate Money Market - $2.5k   0.180.250.15 
Money Market - $2.5k0.473.200.010.693.000.0523
Money Market - $10k0.513.200.010.753.000.0524
High Rate Money Market - $10k1.792.750.100.180.250.15-160
High Rate Money Market - $25k2.204.000.152.754.000.2555
Money Market - $25k0.713.450.010.933.100.0522
Money Market - $50k0.763.450.011.053.560.0529
High Rate Money Market - $50k2.274.000.202.754.000.2548
High Rate Money Market - $100k2.384.000.253.174.001.5079
Money Market - $100k0.913.450.011.253.560.0534
Money Market - $250k1.023.500.011.394.160.0537
High Rate Money Market - $250k2.464.000.253.184.001.5572
Money Market - $500k1.012.850.051.504.160.2049
High Rate Money Market - $500k   3.254.001.75 
High Rate Money Market - $1 million   3.324.001.95 
Money Market - $1 million1.122.850.051.504.160.2038
High Rate Savings1.572.500.022.295.000.4072
Regular Savings0.304.350.010.234.080.01-7
New Auto - 24 Mo5.995.995.995.066.103.89-93
New Auto - 36 Mo7.8110.755.244.956.493.49-286
New Auto - 48 Mo7.8211.005.245.046.493.49-279
New Auto - 60 Mo7.9311.255.245.146.993.49-279
New Auto - 72 Mo7.829.855.245.357.293.49-246
New Auto - 84 Mo5.995.995.995.907.693.99-9
Used Auto - 24 Mo5.995.995.995.286.353.99-71
Used Auto - 36 Mo8.5811.755.245.216.903.50-337
Used Auto - 48 Mo8.7712.005.245.306.903.99-347
Used Auto - 60 Mo8.5712.255.245.417.103.99-316
Used Auto - 72 Mo7.889.005.245.607.253.99-228
Used Auto - 84 Mo5.995.995.996.057.993.996
Used Boat-60 Mo   7.6810.004.49 
New Boat-60 Mo8.6111.254.997.249.984.49-137
Rewards Credit Card16.4322.509.7512.0517.996.90-437
Credit Card Platinum15.4929.748.9011.3317.246.99-417
Credit Card Classic15.0822.509.9612.6217.996.90-246
Home Equity - LOC 80%7.7610.155.506.7510.753.50-100
Home Equity - 5 Yr 80%9.8610.956.757.179.995.75-269
Home Equity - 10 Yr 80%9.9010.956.757.549.996.25-236
Home Equity - 15 Yr 80%7.377.986.757.779.996.5041
7 Yr ARM7.0107.7506.1626.4746.5965.896-54
3 Yr ARM7.5497.9507.0006.7667.6896.156-78
5 Yr ARM7.0568.1506.1546.3507.5336.000-71
15 Yr Fixed6.0947.0005.2506.2147.1254.75012
20 Yr Fixed6.6266.9646.1056.6046.6716.067-2
30 Yr Fixed6.4967.5005.7506.5717.2505.0007
Used Motorcycle-60 Mo   7.8510.504.49 
New Motorcycle-60 Mo   7.559.504.49 
Used Motorhome-60 Mo   7.8811.004.49 
New Motorhome-60 Mo8.7512.505.457.6010.254.49-115
Unsecured - 36 Mo11.8415.507.2510.4618.008.49-139
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* Represents the difference in the average rate between banks and credit unions.