RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,733 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.664.500.012.233.800.2057
6 Mo CD - $10k2.224.500.012.944.250.1071
9 Mo CD - $10k2.464.250.012.724.490.4026
1 Yr CD - $10k2.534.250.013.334.100.3081
18 Mo CD - $10k2.334.250.013.414.071.00108
2 Yr CD - $10k2.284.250.012.984.020.4070
30 Mo CD - $10k1.904.000.013.213.902.75132
3 Yr CD - $10k2.094.000.012.603.870.3052
4 Yr CD - $10k1.974.000.012.704.200.7072
5 Yr CD - $10k2.094.000.012.554.070.3546
3 Mo CD - $100k1.734.500.012.284.250.2055
6 Mo CD - $100k2.284.500.012.974.350.2069
9 Mo CD - $100k2.544.750.012.744.490.5020
1 Yr CD - $100k2.594.250.013.344.350.3076
18 Mo CD - $100k2.425.050.013.404.071.0098
2 Yr CD - $100k2.314.500.013.044.100.4073
30 Mo CD - $100k1.914.000.013.264.002.75135
3 Yr CD - $100k2.134.000.012.663.870.5553
4 Yr CD - $100k1.954.000.012.813.920.7086
5 Yr CD - $100k2.064.000.012.744.230.7068
High Rate Checking1.592.500.024.507.001.87291
Basic Checking0.191.700.010.616.000.0142
IRA - 1 Year - $10k2.384.000.013.054.200.1568
IRA - 1 Year - $100k2.004.000.013.254.000.45125
IRA - Liquid - $10k1.013.750.010.874.340.01-14
IRA - Liquid - $100k3.004.002.001.004.340.01-200
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.593.150.010.683.100.059
Money Market - $10k0.643.150.010.723.100.058
High Rate Money Market - $10k1.623.250.050.250.250.25-137
High Rate Money Market - $25k2.263.490.150.250.250.25-201
Money Market - $25k0.793.590.011.024.400.0523
Money Market - $50k0.843.590.011.144.400.0530
High Rate Money Market - $50k2.333.490.200.250.250.25-208
High Rate Money Market - $100k2.453.530.251.601.601.60-85
Money Market - $100k1.044.170.011.354.400.0530
Money Market - $250k1.114.170.011.494.400.0538
High Rate Money Market - $250k2.553.580.251.751.751.75-80
Money Market - $500k0.843.000.051.434.400.2059
High Rate Money Market - $500k   1.951.951.95 
High Rate Money Market - $1 million   2.152.152.15 
Money Market - $1 million0.843.000.051.434.400.2059
High Rate Savings1.342.500.022.435.000.40109
Regular Savings0.323.450.010.264.340.01-6
New Auto - 24 Mo6.246.246.245.267.753.89-98
New Auto - 36 Mo7.9514.005.455.537.753.89-242
New Auto - 48 Mo7.9814.005.455.617.753.90-237
New Auto - 60 Mo8.0814.005.455.757.753.90-233
New Auto - 72 Mo8.0614.005.846.078.253.99-198
New Auto - 84 Mo6.246.246.246.218.254.24-3
Used Auto - 24 Mo6.246.246.245.498.003.99-75
Used Auto - 36 Mo8.8014.005.915.788.003.99-302
Used Auto - 48 Mo8.9614.005.945.868.004.24-309
Used Auto - 60 Mo8.8614.005.996.018.754.24-285
Used Auto - 72 Mo8.8014.006.756.268.754.24-254
Used Auto - 84 Mo6.246.246.246.317.994.247
Used Boat-60 Mo   7.6810.004.49 
New Boat-60 Mo8.8014.004.997.4410.184.49-136
Rewards Credit Card16.6422.5010.0011.8517.996.90-478
Credit Card Platinum15.7929.748.9011.6517.496.99-414
Credit Card Classic16.3622.999.9612.8017.996.90-355
Home Equity - LOC 80%7.9310.155.507.1211.003.50-81
Home Equity - 5 Yr 80%9.8810.956.757.209.996.20-267
Home Equity - 10 Yr 80%10.0010.957.257.889.996.75-212
Home Equity - 15 Yr 80%7.658.207.258.049.996.7539
7 Yr ARM6.4606.7056.1916.0236.5905.247-44
3 Yr ARM5.9946.3905.597 
5 Yr ARM6.4196.5966.1545.8576.3314.995-56
15 Yr Fixed5.6735.9975.4335.4335.7545.125-24
20 Yr Fixed5.9416.4125.6265.9046.3755.500-4
30 Yr Fixed6.2457.1105.7255.9936.3755.740-25
Used Motorcycle-60 Mo   7.8710.504.49 
New Motorcycle-60 Mo   7.629.514.49 
Used Motorhome-60 Mo   7.7611.004.49 
New Motorhome-60 Mo8.9014.005.457.5710.254.49-133
Unsecured - 36 Mo11.8715.507.2510.8618.007.99-101
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* Represents the difference in the average rate between banks and credit unions.