RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 336,766 financial institution locations in 19,713 markets across the United States as of 4/8/2026.

Sort by Product  / State

Louisiana

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.584.120.012.193.720.2060
6 Mo CD - $10k2.204.350.013.135.000.1093
9 Mo CD - $10k2.413.930.012.954.490.4054
1 Yr CD - $10k2.485.000.013.254.000.1577
18 Mo CD - $10k2.294.000.013.373.921.00108
2 Yr CD - $10k2.224.250.013.023.750.2579
30 Mo CD - $10k1.893.750.013.373.752.81147
3 Yr CD - $10k2.053.850.012.843.700.3079
4 Yr CD - $10k1.903.750.013.064.200.70116
5 Yr CD - $10k2.023.750.012.874.140.3585
3 Mo CD - $100k1.644.120.012.203.720.2056
6 Mo CD - $100k2.244.350.013.014.100.2077
9 Mo CD - $100k2.453.930.012.974.490.5052
1 Yr CD - $100k2.505.000.013.294.100.3078
18 Mo CD - $100k2.355.050.013.373.921.00103
2 Yr CD - $100k2.294.500.013.083.850.4079
30 Mo CD - $100k1.913.750.013.463.752.81155
3 Yr CD - $100k2.093.850.012.893.800.5580
4 Yr CD - $100k1.913.750.013.003.930.70109
5 Yr CD - $100k2.053.750.012.904.340.7085
High Rate Checking1.592.500.034.557.001.87296
Basic Checking0.212.230.010.626.000.0141
IRA - 1 Year - $10k2.364.000.013.044.100.1568
IRA - 1 Year - $100k2.004.000.013.223.850.45122
IRA - Liquid - $10k0.953.600.010.864.080.01-8
IRA - Liquid - $100k3.004.002.000.974.080.01-203
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.483.200.010.673.100.0519
Money Market - $10k0.523.200.010.723.100.0519
High Rate Money Market - $10k1.562.750.050.250.250.25-131
High Rate Money Market - $25k2.172.990.150.250.250.25-192
Money Market - $25k0.723.450.011.074.250.0536
Money Market - $50k0.763.450.011.194.250.0543
High Rate Money Market - $50k2.242.990.200.250.250.25-199
High Rate Money Market - $100k2.353.030.251.551.551.55-80
Money Market - $100k0.933.450.011.404.250.0548
Money Market - $250k1.033.500.011.554.250.0552
High Rate Money Market - $250k2.453.400.251.651.651.65-80
Money Market - $500k0.802.850.051.424.250.2062
High Rate Money Market - $500k   1.851.851.85 
High Rate Money Market - $1 million   2.052.052.05 
Money Market - $1 million0.802.850.051.424.250.2062
High Rate Savings1.572.500.022.455.000.4088
Regular Savings0.324.350.010.244.080.01-8
New Auto - 24 Mo5.995.995.994.966.103.89-103
New Auto - 36 Mo7.8010.755.245.026.743.82-278
New Auto - 48 Mo7.8211.005.245.106.743.82-272
New Auto - 60 Mo7.9411.255.245.216.993.82-273
New Auto - 72 Mo7.789.855.245.487.292.90-230
New Auto - 84 Mo5.995.995.995.866.994.24-13
Used Auto - 24 Mo5.995.995.995.196.353.99-80
Used Auto - 36 Mo8.6611.755.245.276.903.99-339
Used Auto - 48 Mo8.8112.005.245.366.904.24-345
Used Auto - 60 Mo8.5812.255.245.487.104.24-311
Used Auto - 72 Mo7.809.005.245.667.254.24-214
Used Auto - 84 Mo5.995.995.996.047.994.245
Used Boat-60 Mo   7.5710.004.49 
New Boat-60 Mo8.6311.254.997.2210.184.49-141
Rewards Credit Card16.3522.509.7511.9317.746.90-443
Credit Card Platinum15.2418.998.9011.7117.247.90-352
Credit Card Classic15.1322.509.9612.5517.256.90-258
Home Equity - LOC 80%7.8510.155.506.9010.753.50-94
Home Equity - 5 Yr 80%9.8010.956.757.199.995.50-262
Home Equity - 10 Yr 80%9.8410.956.757.479.996.00-237
Home Equity - 15 Yr 80%7.167.576.757.749.996.2558
7 Yr ARM6.2906.5035.9616.1166.5395.500-17
3 Yr ARM6.2556.6015.908 
5 Yr ARM6.3636.3636.3635.9966.4485.248-37
15 Yr Fixed5.8456.1105.5345.6165.8795.375-23
20 Yr Fixed6.2446.6515.7526.0366.2735.750-21
30 Yr Fixed6.4427.2316.0006.2176.5005.984-23
Used Motorcycle-60 Mo   7.7810.504.49 
New Motorcycle-60 Mo   7.529.504.49 
Used Motorhome-60 Mo   7.7111.004.49 
New Motorhome-60 Mo8.7412.505.457.4810.254.49-126
Unsecured - 36 Mo11.8815.507.2510.5418.007.82-134
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2026 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.