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Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
3 Mo CD - $10k | 0.42 | 1.60 | 0.01 | 0.75 | 2.53 | 0.20 | 33▲ |
6 Mo CD - $10k | 0.70 | 2.00 | 0.01 | 1.10 | 3.00 | 0.05 | 40▲ |
1 Yr CD - $10k | 1.22 | 2.65 | 0.01 | 1.70 | 2.96 | 0.10 | 49▲ |
18 Mo CD - $10k | 1.31 | 2.80 | 0.05 | 1.68 | 2.90 | 0.65 | 37▲ |
2 Yr CD - $10k | 1.50 | 2.85 | 0.10 | 2.05 | 3.26 | 0.10 | 55▲ |
30 Mo CD - $10k | 1.48 | 3.00 | 0.10 | 2.08 | 3.25 | 1.11 | 61▲ |
3 Yr CD - $10k | 1.76 | 3.09 | 0.15 | 2.34 | 3.51 | 0.25 | 58▲ |
4 Yr CD - $10k | 1.71 | 3.00 | 0.25 | 2.70 | 3.61 | 0.25 | 98▲ |
5 Yr CD - $10k | 2.00 | 3.75 | 0.30 | 2.71 | 3.71 | 0.25 | 72▲ |
1 Mo CD - $100k | 0.27 | 1.00 | 0.01 | 0.15 | 0.15 | 0.15 | -12▼ |
2 Mo CD - $100k | 0.17 | 0.55 | 0.01 | 0.10 | 0.10 | 0.10 | -7▼ |
3 Mo CD - $100k | 0.44 | 1.60 | 0.01 | 0.88 | 1.95 | 0.20 | 44▲ |
3 Mo CD - $250k | | | | 0.65 | 0.65 | 0.65 | |
6 Mo CD - $100k | 0.62 | 1.54 | 0.01 | 1.34 | 3.00 | 0.35 | 71▲ |
6 Mo CD - $250k | | | | 0.70 | 0.70 | 0.70 | |
1 Yr CD - $100k | 1.17 | 2.65 | 0.01 | 2.00 | 2.96 | 0.50 | 83▲ |
1 Yr CD - $250k | | | | 1.15 | 1.15 | 1.15 | |
2 Yr CD - $100k | 1.36 | 2.85 | 0.10 | 2.29 | 3.26 | 0.75 | 93▲ |
2 Yr CD - $250k | | | | 1.45 | 1.45 | 1.45 | |
3 Yr CD - $100k | 1.57 | 3.09 | 0.15 | 2.56 | 3.51 | 1.00 | 99▲ |
3 Yr CD - $250k | | | | 1.65 | 1.65 | 1.65 | |
Interest Checking - $5k | 0.16 | 1.00 | 0.01 | 0.20 | 2.27 | 0.05 | 4▲ |
Liquid IRA Account | 0.54 | 2.02 | 0.01 | 0.69 | 2.75 | 0.05 | 15▲ |
Money Market - $2.5k | 0.25 | 0.87 | 0.01 | 0.39 | 1.85 | 0.10 | 14▲ |
Money Market - $10k | 0.28 | 1.10 | 0.01 | 0.42 | 1.85 | 0.10 | 13▲ |
Money Market - $25k | 0.39 | 1.75 | 0.01 | 0.47 | 1.85 | 0.15 | 8▲ |
Money Market - $50k | 0.45 | 1.75 | 0.01 | 0.51 | 1.85 | 0.15 | 6▲ |
Money Market - $100k | 0.52 | 1.76 | 0.01 | 0.58 | 1.85 | 0.15 | 6▲ |
Money Market - $250k | 0.57 | 2.12 | 0.01 | 0.58 | 1.85 | 0.15 | 1▲ |
Regular Savings - $1k | 0.22 | 1.50 | 0.01 | 0.25 | 1.30 | 0.01 | 3▲ |
New Car - 36 Mo | 5.38 | 8.99 | 2.49 | 3.17 | 4.59 | 1.99 | -221▼ |
New Car - 48 Mo | 5.54 | 9.00 | 2.75 | 3.31 | 4.69 | 1.99 | -223▼ |
New Car - 60 Mo | 5.67 | 9.50 | 3.00 | 3.49 | 4.79 | 2.49 | -218▼ |
New Car - 72 Mo | 5.49 | 7.75 | 3.25 | 3.87 | 5.29 | 2.49 | -162▼ |
Used Car - 36 Mo | 6.38 | 9.75 | 2.49 | 3.44 | 5.65 | 1.99 | -295▼ |
Used Car - 48 Mo | 6.36 | 10.25 | 2.75 | 3.57 | 5.65 | 1.99 | -279▼ |
Used Car - 60 Mo | 6.27 | 10.75 | 3.00 | 3.70 | 5.29 | 2.49 | -258▼ |
Used Car - 72 Mo | 5.34 | 6.25 | 3.25 | 4.03 | 6.29 | 2.49 | -131▼ |
New Boat - 60 Mo | 6.88 | 10.49 | 4.33 | 4.96 | 8.25 | 2.69 | -192▼ |
Rewards Credit Card | 13.54 | 17.90 | 8.25 | 9.68 | 14.24 | 6.90 | -386▼ |
Credit Card Platinum | 14.52 | 26.99 | 10.50 | 8.46 | 12.90 | 4.90 | -606▼ |
Credit Card Classic | 13.65 | 18.15 | 9.50 | 12.28 | 17.15 | 8.50 | -137▼ |
Home Equity - LOC | 5.67 | 7.00 | 5.00 | 5.50 | 6.25 | 4.50 | -17▼ |
Home Equity - 5 Yr | 5.20 | 6.11 | 3.90 | 5.62 | 7.23 | 3.95 | 42▲ |
Home Equity - 10 Yr | 5.47 | 6.52 | 3.98 | 6.12 | 7.45 | 4.75 | 64▲ |
Home Equity - 15 Yr | 6.06 | 7.11 | 4.22 | 6.50 | 8.00 | 5.24 | 43▲ |
15 Yr Fixed | 4.345 | 4.750 | 3.426 | 4.345 | 4.625 | 3.625 | 0▼ |
20 Yr Fixed | 4.656 | 5.000 | 4.041 | 4.609 | 4.875 | 3.750 | -5▼ |
30 Yr Fixed | 4.786 | 5.500 | 4.155 | 4.761 | 5.125 | 4.125 | -3▼ |
1 Yr ARM | | | | 3.286 | 3.125 | 3.125 | |
3/1 ARM | 4.044 | 4.125 | 3.750 | 3.656 | 5.000 | 2.375 | -39▼ |
5/1 ARM | 4.196 | 4.500 | 3.875 | 4.072 | 4.375 | 3.125 | -12▼ |
7/1 ARM | 4.380 | 4.625 | 4.000 | 4.272 | 4.500 | 3.750 | -11▼ |
New RV - 60 Mo | 7.15 | 10.49 | 4.22 | 5.09 | 8.25 | 2.69 | -206▼ |
Unsecured - 36 Mo | 9.34 | 13.00 | 6.97 | 9.16 | 18.00 | 6.20 | -19▼ |
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