RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 333,576 financial institution locations in 19,713 markets across the United States as of 2/13/2026.

Sort by Product  / State

Louisiana

National
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.624.500.012.183.720.2057
6 Mo CD - $10k2.224.500.012.984.000.1076
9 Mo CD - $10k2.454.250.012.954.490.4050
1 Yr CD - $10k2.495.000.013.224.000.1572
18 Mo CD - $10k2.334.250.013.373.921.00104
2 Yr CD - $10k2.274.250.013.004.020.2573
30 Mo CD - $10k1.924.000.013.373.752.81145
3 Yr CD - $10k2.084.000.012.773.700.3069
4 Yr CD - $10k1.964.000.012.954.200.7099
5 Yr CD - $10k2.084.000.012.803.970.3572
3 Mo CD - $100k1.684.500.012.193.720.2052
6 Mo CD - $100k2.254.500.013.014.250.2076
9 Mo CD - $100k2.474.250.012.974.490.5050
1 Yr CD - $100k2.545.000.013.234.100.3069
18 Mo CD - $100k2.395.050.013.383.951.0099
2 Yr CD - $100k2.304.500.013.074.020.4076
30 Mo CD - $100k1.944.000.013.463.802.81152
3 Yr CD - $100k2.104.000.012.823.800.5573
4 Yr CD - $100k1.964.000.012.943.800.7098
5 Yr CD - $100k2.084.000.012.864.180.7078
High Rate Checking1.592.500.034.557.001.87296
Basic Checking0.212.230.010.626.000.0141
IRA - 1 Year - $10k2.374.000.013.054.100.1568
IRA - 1 Year - $100k2.004.000.013.243.850.45123
IRA - Liquid - $10k1.003.600.010.874.080.01-13
IRA - Liquid - $100k3.004.002.000.974.080.01-203
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.522.850.010.673.100.0515
Money Market - $10k0.573.150.010.723.100.0515
High Rate Money Market - $10k1.562.750.050.250.250.25-131
High Rate Money Market - $25k2.172.990.150.250.250.25-192
Money Market - $25k0.763.450.010.994.400.0523
Money Market - $50k0.803.450.011.104.400.0530
High Rate Money Market - $50k2.242.990.200.250.250.25-199
High Rate Money Market - $100k2.353.030.251.551.551.55-80
Money Market - $100k0.973.450.011.314.400.0534
Money Market - $250k1.073.500.011.454.400.0538
High Rate Money Market - $250k2.453.400.251.651.651.65-80
Money Market - $500k0.802.850.051.384.400.2058
High Rate Money Market - $500k   1.851.851.85 
High Rate Money Market - $1 million   2.052.052.05 
Money Market - $1 million0.802.850.051.384.400.2058
High Rate Savings1.572.500.022.435.000.4086
Regular Savings0.324.350.010.244.080.01-8
New Auto - 24 Mo5.995.995.995.187.753.89-81
New Auto - 36 Mo7.8610.755.455.417.753.89-245
New Auto - 48 Mo7.9011.005.455.507.753.90-240
New Auto - 60 Mo7.9711.255.455.667.753.90-231
New Auto - 72 Mo7.859.855.845.978.253.99-189
New Auto - 84 Mo5.995.995.996.118.254.2412
Used Auto - 24 Mo5.995.995.995.408.004.24-59
Used Auto - 36 Mo8.7411.755.915.668.004.24-308
Used Auto - 48 Mo8.8312.005.945.768.004.24-307
Used Auto - 60 Mo8.6012.255.995.928.754.24-268
Used Auto - 72 Mo8.039.005.996.148.754.24-189
Used Auto - 84 Mo5.995.995.996.207.994.2421
Used Boat-60 Mo   7.6410.004.49 
New Boat-60 Mo8.6811.254.997.4210.184.49-126
Rewards Credit Card16.3022.509.7511.9517.996.90-435
Credit Card Platinum15.0118.748.9011.5717.496.99-344
Credit Card Classic16.0922.509.9612.7017.996.90-339
Home Equity - LOC 80%7.9010.155.506.9010.753.50-100
Home Equity - 5 Yr 80%9.9110.956.757.169.995.75-276
Home Equity - 10 Yr 80%9.9510.956.757.499.996.25-246
Home Equity - 15 Yr 80%7.558.346.757.769.996.5022
7 Yr ARM6.8887.7506.0216.4076.5965.885-48
3 Yr ARM7.1107.9506.1256.6007.6895.661-51
5 Yr ARM7.1338.1506.1546.2707.5335.637-86
15 Yr Fixed6.0666.7505.1256.1867.1254.75012
20 Yr Fixed6.1276.1055.9696.3586.6715.37523
30 Yr Fixed6.4267.3755.7506.4927.1255.0007
Used Motorcycle-60 Mo   7.8410.504.49 
New Motorcycle-60 Mo   7.609.504.49 
Used Motorhome-60 Mo   7.7611.004.49 
New Motorhome-60 Mo8.7712.505.457.5710.254.49-121
Unsecured - 36 Mo11.9615.507.2510.7318.007.99-123
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2026 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.