RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,802 financial institution locations in 19,713 markets across the United States as of 12/9/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.644.500.012.233.800.2059
6 Mo CD - $10k2.234.500.012.944.250.1071
9 Mo CD - $10k2.484.250.012.724.490.4024
1 Yr CD - $10k2.514.250.013.334.100.3082
18 Mo CD - $10k2.334.250.013.414.071.00108
2 Yr CD - $10k2.244.250.012.984.020.4074
30 Mo CD - $10k1.904.000.013.213.902.75132
3 Yr CD - $10k2.074.000.012.603.870.3054
4 Yr CD - $10k1.974.000.012.704.200.7072
5 Yr CD - $10k2.064.000.012.554.070.3549
3 Mo CD - $100k1.704.500.012.284.250.2058
6 Mo CD - $100k2.284.500.012.974.350.2069
9 Mo CD - $100k2.554.750.012.744.490.5019
1 Yr CD - $100k2.554.250.013.344.350.3079
18 Mo CD - $100k2.415.050.013.404.071.0099
2 Yr CD - $100k2.304.500.013.044.100.4074
30 Mo CD - $100k1.914.000.013.264.002.75135
3 Yr CD - $100k2.114.000.012.663.870.5555
4 Yr CD - $100k1.954.000.012.813.920.7086
5 Yr CD - $100k2.074.000.012.744.230.7067
High Rate Checking1.592.500.024.507.001.87291
Basic Checking0.191.700.010.616.000.0142
IRA - 1 Year - $10k2.364.000.013.054.200.1569
IRA - 1 Year - $100k2.004.000.013.254.000.45125
IRA - Liquid - $10k1.013.750.010.874.340.01-14
IRA - Liquid - $100k3.004.002.001.004.340.01-200
High Rate Money Market - $2.5k   0.250.250.25 
Money Market - $2.5k0.573.150.010.683.100.0511
Money Market - $10k0.623.150.010.723.100.0510
High Rate Money Market - $10k1.603.000.050.250.250.25-135
High Rate Money Market - $25k2.243.240.150.250.250.25-199
Money Market - $25k0.793.590.011.024.400.0523
Money Market - $50k0.833.590.011.144.400.0532
High Rate Money Market - $50k2.313.240.200.250.250.25-206
High Rate Money Market - $100k2.433.280.251.601.601.60-83
Money Market - $100k1.034.170.011.354.400.0531
Money Market - $250k1.134.170.011.494.400.0536
High Rate Money Market - $250k2.543.540.251.751.751.75-79
Money Market - $500k0.843.000.051.434.400.2059
High Rate Money Market - $500k   1.951.951.95 
High Rate Money Market - $1 million   2.152.152.15 
Money Market - $1 million0.843.000.051.434.400.2059
High Rate Savings1.342.500.022.435.000.40109
Regular Savings0.323.450.010.264.340.01-6
New Auto - 24 Mo6.246.246.245.267.753.89-98
New Auto - 36 Mo7.9714.005.455.537.753.89-244
New Auto - 48 Mo8.0114.005.455.617.753.90-240
New Auto - 60 Mo8.0814.005.455.757.753.90-233
New Auto - 72 Mo8.0614.005.846.078.253.99-198
New Auto - 84 Mo6.246.246.246.218.254.24-3
Used Auto - 24 Mo6.246.246.245.498.003.99-75
Used Auto - 36 Mo8.7814.005.915.788.003.99-300
Used Auto - 48 Mo8.9114.005.945.868.004.24-305
Used Auto - 60 Mo8.8014.005.996.018.754.24-278
Used Auto - 72 Mo8.8014.006.756.268.754.24-254
Used Auto - 84 Mo6.246.246.246.317.994.247
Used Boat-60 Mo   7.6810.004.49 
New Boat-60 Mo8.8014.004.997.4410.184.49-136
Rewards Credit Card16.6422.5010.0011.8517.996.90-478
Credit Card Platinum15.7929.748.9011.6517.496.99-414
Credit Card Classic16.3622.999.9612.8017.996.90-355
Home Equity - LOC 80%7.9310.155.507.1211.003.50-81
Home Equity - 5 Yr 80%9.8910.956.757.209.996.20-269
Home Equity - 10 Yr 80%10.0010.957.257.889.996.75-212
Home Equity - 15 Yr 80%7.658.207.258.049.996.7539
7 Yr ARM7.0177.7506.1916.4826.8965.750-54
3 Yr ARM7.1137.9506.1255.7326.1705.155-138
5 Yr ARM7.1268.1506.1546.1156.5005.476-101
15 Yr Fixed6.2027.0005.2506.2037.1254.7500
20 Yr Fixed6.2136.2216.0166.4016.6715.37519
30 Yr Fixed6.5147.3755.7506.5277.2505.0001
Used Motorcycle-60 Mo   7.8710.504.49 
New Motorcycle-60 Mo   7.629.514.49 
Used Motorhome-60 Mo   7.7611.004.49 
New Motorhome-60 Mo8.9014.005.457.5710.254.49-133
Unsecured - 36 Mo11.9115.507.2510.8618.007.99-105
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* Represents the difference in the average rate between banks and credit unions.