| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 1.78 | 4.27 | 0.01 | 2.53 | 5.33 | 0.05 | 75▲ |
| 6 Mo CD - $10k | 2.39 | 4.35 | 0.01 | 3.15 | 4.25 | 0.05 | 77▲ |
| 9 Mo CD - $10k | 2.27 | 4.00 | 0.01 | 3.65 | 5.33 | 0.70 | 138▲ |
| 1 Yr CD - $10k | 2.52 | 5.00 | 0.01 | 3.37 | 4.60 | 0.10 | 84▲ |
| 18 Mo CD - $10k | 2.26 | 4.00 | 0.01 | 3.27 | 5.33 | 0.15 | 101▲ |
| 2 Yr CD - $10k | 2.19 | 3.95 | 0.01 | 3.13 | 4.07 | 0.20 | 93▲ |
| 30 Mo CD - $10k | 1.78 | 3.55 | 0.01 | 3.10 | 4.00 | 0.40 | 132▲ |
| 3 Yr CD - $10k | 2.12 | 4.25 | 0.01 | 3.07 | 4.07 | 0.30 | 95▲ |
| 4 Yr CD - $10k | 2.08 | 3.90 | 0.01 | 3.04 | 4.20 | 0.35 | 96▲ |
| 5 Yr CD - $10k | 2.13 | 4.25 | 0.01 | 3.05 | 4.02 | 0.40 | 92▲ |
| 3 Mo CD - $100k | 1.94 | 4.27 | 0.01 | 2.63 | 5.33 | 0.05 | 69▲ |
| 6 Mo CD - $100k | 2.54 | 5.00 | 0.01 | 3.21 | 4.30 | 0.05 | 66▲ |
| 9 Mo CD - $100k | 2.44 | 4.50 | 0.01 | 3.57 | 5.33 | 0.70 | 113▲ |
| 1 Yr CD - $100k | 2.66 | 5.00 | 0.01 | 3.43 | 4.70 | 0.10 | 77▲ |
| 18 Mo CD - $100k | 2.36 | 4.40 | 0.01 | 3.30 | 5.33 | 0.15 | 94▲ |
| 2 Yr CD - $100k | 2.30 | 4.40 | 0.01 | 3.17 | 4.10 | 0.20 | 87▲ |
| 30 Mo CD - $100k | 1.83 | 3.55 | 0.01 | 3.18 | 4.05 | 0.55 | 135▲ |
| 3 Yr CD - $100k | 2.19 | 4.45 | 0.01 | 3.10 | 4.25 | 0.30 | 91▲ |
| 4 Yr CD - $100k | 2.13 | 3.90 | 0.01 | 3.06 | 4.05 | 0.35 | 93▲ |
| 5 Yr CD - $100k | 2.18 | 4.45 | 0.01 | 3.08 | 4.23 | 0.40 | 91▲ |
| High Rate Checking | 1.21 | 4.07 | 0.01 | 2.73 | 6.10 | 0.02 | 152▲ |
| Basic Checking | 0.27 | 3.00 | 0.00 | 0.22 | 5.12 | 0.01 | -5▼ |
| HSA - $10k | | | | 0.30 | 0.30 | 0.30 | |
| HSA - $25k | | | | 0.30 | 0.30 | 0.30 | |
| IRA - 1 Year - $10k | 2.39 | 4.25 | 0.01 | 3.33 | 4.75 | 0.10 | 94▲ |
| IRA - 1 Year - $100k | 2.15 | 3.95 | 0.01 | 3.64 | 10.65 | 0.10 | 150▲ |
| IRA - Liquid - $10k | 1.24 | 4.36 | 0.01 | 0.66 | 4.34 | 0.01 | -58▼ |
| IRA - Liquid - $100k | 1.27 | 2.50 | 0.01 | 0.71 | 4.34 | 0.01 | -56▼ |
| High Rate Money Market - $2.5k | 0.45 | 0.75 | 0.15 | 0.25 | 0.25 | 0.25 | -20▼ |
| Money Market - $2.5k | 0.64 | 3.75 | 0.01 | 0.70 | 3.20 | 0.00 | 5▲ |
| Money Market - $10k | 0.72 | 3.75 | 0.01 | 0.78 | 3.50 | 0.05 | 6▲ |
| High Rate Money Market - $10k | 1.68 | 3.69 | 0.03 | 0.94 | 4.65 | 0.05 | -75▼ |
| High Rate Money Market - $25k | 1.94 | 3.69 | 0.08 | 1.60 | 4.65 | 0.25 | -34▼ |
| Money Market - $25k | 0.83 | 4.40 | 0.01 | 0.88 | 4.89 | 0.05 | 5▲ |
| Money Market - $50k | 0.92 | 4.40 | 0.01 | 0.99 | 4.89 | 0.05 | 7▲ |
| High Rate Money Market - $50k | 1.94 | 3.69 | 0.11 | 1.94 | 4.65 | 0.25 | 0▼ |
| High Rate Money Market - $100k | 2.04 | 3.69 | 0.11 | 2.16 | 4.65 | 0.50 | 12▲ |
| Money Market - $100k | 1.15 | 4.40 | 0.01 | 1.13 | 4.89 | 0.05 | -1▼ |
| Money Market - $250k | 1.28 | 4.50 | 0.01 | 1.18 | 4.89 | 0.05 | -9▼ |
| High Rate Money Market - $250k | 2.14 | 3.69 | 0.11 | 2.39 | 4.65 | 0.50 | 24▲ |
| Money Market - $500k | 1.37 | 4.40 | 0.01 | 1.32 | 4.00 | 0.10 | -5▼ |
| High Rate Money Market - $500k | 2.50 | 3.00 | 2.00 | 1.95 | 1.95 | 1.95 | -55▼ |
| High Rate Money Market - $1 million | 2.63 | 3.25 | 2.00 | 2.15 | 2.15 | 2.15 | -48▼ |
| Money Market - $1 million | 1.42 | 4.40 | 0.01 | 1.39 | 4.00 | 0.10 | -2▼ |
| Youth/Student Savings | | | | 0.25 | 0.25 | 0.25 | |
| High Rate Savings | 1.35 | 3.65 | 0.02 | 2.49 | 5.00 | 0.85 | 115▲ |
| Regular Savings | 0.43 | 4.35 | 0.01 | 0.23 | 4.34 | 0.00 | -20▼ |
| New Auto - 24 Mo | 5.68 | 6.66 | 4.49 | 4.96 | 13.25 | 2.99 | -72▼ |
| New Auto - 36 Mo | 7.42 | 14.00 | 3.75 | 5.02 | 13.25 | 2.99 | -240▼ |
| New Auto - 48 Mo | 7.50 | 14.00 | 3.95 | 5.14 | 13.25 | 3.24 | -236▼ |
| New Auto - 60 Mo | 7.58 | 14.00 | 3.95 | 5.25 | 13.25 | 3.74 | -233▼ |
| New Auto - 72 Mo | 7.49 | 13.75 | 4.25 | 5.43 | 8.99 | 3.99 | -206▼ |
| New Auto - 84 Mo | 5.81 | 6.66 | 4.49 | 5.79 | 9.00 | 3.99 | -2▼ |
| Used Auto - 24 Mo | 6.05 | 7.84 | 4.49 | 5.10 | 10.59 | 2.99 | -95▼ |
| Used Auto - 36 Mo | 8.05 | 15.00 | 4.50 | 5.22 | 10.59 | 2.99 | -283▼ |
| Used Auto - 48 Mo | 8.09 | 15.00 | 4.50 | 5.35 | 10.59 | 3.24 | -274▼ |
| Used Auto - 60 Mo | 7.85 | 14.00 | 4.75 | 5.42 | 10.59 | 3.74 | -243▼ |
| Used Auto - 72 Mo | 7.63 | 13.75 | 4.75 | 5.57 | 11.49 | 3.99 | -206▼ |
| Used Auto - 84 Mo | 5.94 | 6.79 | 4.49 | 5.93 | 12.19 | 3.99 | -1▼ |
| Used Boat-60 Mo | 7.93 | 8.60 | 7.29 | 7.29 | 12.60 | 3.99 | -63▼ |
| New Boat-60 Mo | 8.22 | 14.00 | 1.75 | 7.08 | 11.85 | 3.99 | -114▼ |
| Rewards Credit Card | 17.75 | 23.99 | 10.00 | 14.12 | 18.49 | 7.90 | -363▼ |
| Credit Card Platinum | 15.65 | 29.74 | 10.24 | 12.32 | 18.99 | 3.00 | -333▼ |
| Credit Card Classic | 16.01 | 28.49 | 6.90 | 12.84 | 28.24 | 5.75 | -317▼ |
| Home Equity - LOC 80% | 7.88 | 10.05 | 6.63 | 7.26 | 12.00 | 3.00 | -62▼ |
| Home Equity - 5 Yr 80% | 7.81 | 10.95 | 4.75 | 6.62 | 9.90 | 4.74 | -119▼ |
| Home Equity - 10 Yr 80% | 7.98 | 10.95 | 5.75 | 6.84 | 12.90 | 5.25 | -114▼ |
| Home Equity - 15 Yr 80% | 7.75 | 10.61 | 6.13 | 6.99 | 13.00 | 5.38 | -76▼ |
| 7 Yr ARM | 6.787 | 8.000 | 3.750 | 6.159 | 7.453 | 5.000 | -63▼ |
| 3 Yr ARM | 7.036 | 9.490 | 5.400 | 6.290 | 8.000 | 4.750 | -75▼ |
| 5 Yr ARM | 7.025 | 9.990 | 4.500 | 6.102 | 7.043 | 5.000 | -92▼ |
| 15 Yr Fixed | 6.352 | 11.500 | 5.125 | 6.016 | 7.500 | 2.210 | -34▼ |
| 20 Yr Fixed | 6.089 | 6.412 | 5.626 | 6.174 | 7.880 | 2.692 | 8▲ |
| 30 Yr Fixed | 6.702 | 8.000 | 5.625 | 6.397 | 8.000 | 2.672 | -30▼ |
| 15 Yr Fixed-Jumbo | 5.829 | 5.712 | 5.712 | | | | |
| 20 Yr Fixed-Jumbo | 6.521 | 6.425 | 6.425 | | | | |
| 7 Yr ARM-Jumbo | 6.464 | 6.392 | 6.392 | | | | |
| 5 Yr ARM-Jumbo | 6.591 | 6.518 | 6.518 | | | | |
| 30 Yr Fixed-Jumbo | 6.530 | 6.457 | 6.457 | | | | |
| Used Motorcycle-60 Mo | 7.60 | 8.14 | 6.49 | 7.08 | 11.85 | 3.99 | -52▼ |
| New Motorcycle-60 Mo | 7.60 | 8.14 | 6.49 | 6.93 | 10.85 | 3.99 | -67▼ |
| Used Motorhome-60 Mo | 7.83 | 8.12 | 7.50 | 7.14 | 11.50 | 3.99 | -69▼ |
| New Motorhome-60 Mo | 8.15 | 14.00 | 1.75 | 7.08 | 11.50 | 3.99 | -107▼ |
| Unsecured - 36 Mo | 11.45 | 17.95 | 6.74 | 10.40 | 16.24 | 6.00 | -105▼ |