RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 199,754 financial institution locations in 19,508 markets across the United States as of 5/26/2018.

Sort by Product  / State

Texas

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.311.100.010.481.490.0517
6 Mo CD - $10k0.491.850.010.721.810.0423
1 Yr CD - $10k0.792.100.011.122.300.0833
18 Mo CD - $10k0.942.270.051.282.250.0534
2 Yr CD - $10k1.042.650.051.382.550.0534
30 Mo CD - $10k1.032.170.051.652.750.0563
3 Yr CD - $10k1.202.750.051.622.990.0541
4 Yr CD - $10k1.342.750.101.822.630.0548
5 Yr CD - $10k1.493.000.152.123.000.0563
1 Mo CD - $100k0.220.900.010.170.350.05-5
2 Mo CD - $100k0.200.900.010.350.350.3515
3 Mo CD - $100k0.331.100.010.521.400.0520
6 Mo CD - $100k0.521.850.010.871.750.2534
1 Yr CD - $100k0.842.150.011.352.120.4551
2 Yr CD - $100k1.092.350.051.622.350.6053
3 Yr CD - $100k1.252.750.051.782.450.8053
Interest Checking - $5k0.121.250.010.120.650.010
Liquid IRA Account0.472.120.010.472.070.010
Money Market - $2.5k0.170.900.010.271.400.0210
Money Market - $10k0.211.250.010.311.400.0210
Money Market - $25k0.251.550.010.371.400.0311
Money Market - $50k0.311.650.010.401.400.0310
Money Market - $100k0.391.650.010.441.400.035
Money Market - $250k0.431.650.010.461.400.033
Regular Savings - $1k0.161.050.010.201.550.015
New Car - 36 Mo4.7614.502.242.865.751.49-190
New Car - 48 Mo4.8211.252.242.976.501.49-184
New Car - 60 Mo4.9112.252.453.097.501.49-182
New Car - 72 Mo4.9013.252.493.468.751.49-145
Used Car - 36 Mo5.5414.502.243.086.001.49-246
Used Car - 48 Mo5.5713.752.243.187.001.49-239
Used Car - 60 Mo5.3412.252.653.307.751.49-204
Used Car - 72 Mo4.9713.252.653.645.992.14-133
New Boat - 60 Mo6.0814.502.745.1310.501.99-95
Rewards Credit Card14.8417.496.0010.9316.995.49-391
Credit Card Platinum11.5919.997.659.5814.754.90-201
Credit Card Classic12.1720.907.6511.0516.904.75-112
Home Equity - LOC5.758.814.254.936.004.00-82
Home Equity - 5 Yr5.4911.003.004.857.351.99-65
Home Equity - 10 Yr5.8311.003.755.217.403.50-62
Home Equity - 15 Yr5.907.754.005.498.003.50-42
15 Yr Fixed4.2676.0003.3754.3275.5002.9506
10 Yr Fixed1.1111.0001.000 
20 Yr Fixed4.4086.2501.0004.5936.0003.50019
30 Yr Fixed4.6296.2503.8754.7946.7503.80116
1 Yr ARM4.0585.7502.6253.9454.9852.750-11
3/1 ARM4.0817.0001.0003.8334.8712.125-25
5/1 ARM4.2957.7502.8754.1894.7502.625-11
7/1 ARM4.1486.5003.2504.4054.8753.00026
New RV - 60 Mo6.1314.502.745.1311.501.99-100
Unsecured - 36 Mo9.2517.754.758.7813.305.24-47
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2018 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.