RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 339,609 financial institution locations in 19,713 markets across the United States as of 5/26/2026.

Sort by Product  / State

Maryland

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.173.740.011.893.800.0273
6 Mo CD - $10k1.563.950.012.754.600.01119
9 Mo CD - $10k2.033.870.013.285.300.70125
1 Yr CD - $10k1.683.870.013.254.550.12157
18 Mo CD - $10k1.734.050.013.164.600.18143
2 Yr CD - $10k1.523.680.013.214.500.20169
30 Mo CD - $10k1.533.680.012.663.600.25113
3 Yr CD - $10k1.493.680.013.164.300.30167
4 Yr CD - $10k1.483.680.013.184.200.45170
5 Yr CD - $10k1.583.680.013.194.180.60162
3 Mo CD - $100k1.203.740.012.134.460.0293
6 Mo CD - $100k1.543.950.012.764.600.01122
9 Mo CD - $100k2.043.870.013.285.300.70125
1 Yr CD - $100k1.693.870.013.305.150.12160
18 Mo CD - $100k1.723.730.013.144.100.18142
2 Yr CD - $100k1.543.680.013.234.550.20169
30 Mo CD - $100k1.563.680.012.663.660.25110
3 Yr CD - $100k1.503.680.013.204.350.30170
4 Yr CD - $100k1.493.680.013.154.100.45166
5 Yr CD - $100k1.593.680.013.204.180.60161
High Rate Checking0.030.040.012.525.250.10250
Basic Checking0.102.420.010.225.250.0111
IRA - 1 Year - $10k1.573.870.013.164.200.01160
IRA - 1 Year - $100k1.403.510.013.114.300.01171
IRA - Liquid - $10k0.354.190.010.854.080.0150
IRA - Liquid - $100k0.541.850.010.564.080.012
High Rate Money Market - $2.5k0.750.750.750.250.250.25-50
Money Market - $2.5k0.293.740.010.623.100.0133
Money Market - $10k0.383.740.010.683.100.0331
High Rate Money Market - $10k1.953.400.500.651.490.13-130
High Rate Money Market - $25k2.113.460.050.671.490.25-144
Money Market - $25k0.473.740.010.753.200.0528
Money Market - $50k0.603.740.010.853.200.0525
High Rate Money Market - $50k2.633.460.050.601.000.25-203
High Rate Money Market - $100k2.753.460.071.342.560.25-142
Money Market - $100k0.803.740.010.993.500.0520
Money Market - $250k0.883.740.011.093.500.0520
High Rate Money Market - $250k2.833.460.071.352.560.25-148
Money Market - $500k0.853.510.011.053.200.0520
High Rate Money Market - $500k2.002.002.001.751.751.75-25
High Rate Money Market - $1 million2.002.002.001.951.951.95-5
Money Market - $1 million0.923.510.011.053.200.0513
High Rate Savings0.833.200.023.013.752.00218
Regular Savings0.193.200.010.174.080.01-2
New Auto - 24 Mo6.338.994.944.786.493.09-156
New Auto - 36 Mo6.719.275.034.606.602.49-211
New Auto - 48 Mo6.809.275.034.806.602.49-200
New Auto - 60 Mo6.809.275.034.956.993.09-186
New Auto - 72 Mo6.938.995.035.297.493.49-164
New Auto - 84 Mo6.528.994.946.058.494.49-47
Used Auto - 24 Mo6.488.994.945.046.993.29-143
Used Auto - 36 Mo7.1410.775.034.896.992.99-225
Used Auto - 48 Mo7.1510.775.035.086.992.99-207
Used Auto - 60 Mo7.0510.775.035.236.993.29-181
Used Auto - 72 Mo6.928.495.035.637.493.99-129
Used Auto - 84 Mo6.598.994.946.298.494.49-30
Used Boat-60 Mo6.246.495.997.3114.492.50107
New Boat-60 Mo8.0312.545.497.2513.492.50-78
Rewards Credit Card17.0918.7411.2412.9317.996.75-417
Credit Card Platinum15.9519.499.7412.1918.007.90-376
Credit Card Classic15.2820.999.7412.0618.006.00-323
Home Equity - LOC 80%7.4516.005.506.728.752.50-73
Home Equity - 5 Yr 80%7.288.545.746.269.493.75-102
Home Equity - 10 Yr 80%7.428.855.646.729.495.25-70
Home Equity - 15 Yr 80%7.288.635.647.009.495.49-29
7 Yr ARM6.5536.7526.0906.1796.3935.625-37
3 Yr ARM6.3346.6676.001 
5 Yr ARM6.4346.4346.4346.0586.4135.374-38
15 Yr Fixed6.0716.3375.7515.7776.0295.500-29
20 Yr Fixed6.3726.6366.0196.2096.5505.875-16
30 Yr Fixed6.6477.3476.2506.3776.6336.023-27
15 Yr Fixed-Jumbo6.2156.2156.215 
20 Yr Fixed-Jumbo6.5506.5506.550 
7 Yr ARM-Jumbo6.3496.3496.349 
5 Yr ARM-Jumbo6.2806.2806.280 
30 Yr Fixed-Jumbo6.8716.8716.871 
Used Motorcycle-60 Mo7.497.497.496.7712.992.00-72
New Motorcycle-60 Mo7.497.497.496.5212.392.00-97
Used Motorhome-60 Mo6.376.496.247.2714.492.0091
New Motorhome-60 Mo7.9912.545.497.2813.992.00-71
Student Loan-10 Year6.106.106.10    
Unsecured - 36 Mo11.3919.006.749.5314.494.99-186
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2026 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.