RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 329,723 financial institution locations in 19,713 markets across the United States as of 12/8/2025.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.174.000.011.923.900.0275
6 Mo CD - $10k1.653.940.012.814.600.01117
9 Mo CD - $10k2.143.880.013.175.300.70103
1 Yr CD - $10k1.744.010.013.264.550.12152
18 Mo CD - $10k1.654.050.013.194.600.18153
2 Yr CD - $10k1.453.680.013.204.500.20175
30 Mo CD - $10k1.513.680.012.803.600.25129
3 Yr CD - $10k1.463.680.013.154.300.30168
4 Yr CD - $10k1.473.680.013.224.200.45174
5 Yr CD - $10k1.573.680.013.194.000.60162
3 Mo CD - $100k1.204.000.012.194.460.0299
6 Mo CD - $100k1.633.940.012.814.600.01118
9 Mo CD - $100k2.143.880.013.165.300.70102
1 Yr CD - $100k1.764.010.013.305.150.12154
18 Mo CD - $100k1.643.730.013.174.200.18152
2 Yr CD - $100k1.473.680.013.224.550.20175
30 Mo CD - $100k1.503.680.012.793.660.25129
3 Yr CD - $100k1.483.680.013.194.350.30171
4 Yr CD - $100k1.493.680.013.184.000.45169
5 Yr CD - $100k1.583.680.013.194.000.60161
High Rate Checking0.020.020.012.575.500.10256
Basic Checking0.112.720.010.245.500.0113
IRA - 1 Year - $10k1.663.920.013.164.240.01151
IRA - 1 Year - $100k0.882.750.013.164.300.01228
IRA - Liquid - $10k0.334.410.010.884.340.0155
IRA - Liquid - $100k1.032.000.010.594.340.01-44
High Rate Money Market - $2.5k0.750.750.750.250.250.25-50
Money Market - $2.5k0.303.830.010.683.250.0139
Money Market - $10k0.373.830.010.713.250.0335
High Rate Money Market - $10k1.773.590.050.641.490.13-113
High Rate Money Market - $25k2.143.590.050.671.490.25-148
Money Market - $25k0.493.830.010.783.250.0529
Money Market - $50k0.623.830.010.873.250.0525
High Rate Money Market - $50k2.583.590.050.591.000.25-199
High Rate Money Market - $100k3.033.591.851.151.600.25-188
Money Market - $100k0.793.830.011.003.500.0521
Money Market - $250k0.873.830.011.083.500.0521
High Rate Money Market - $250k2.673.590.011.211.750.25-146
Money Market - $500k0.903.820.011.073.500.0517
High Rate Money Market - $500k2.002.002.001.951.951.95-5
High Rate Money Market - $1 million2.002.002.002.152.152.1515
Money Market - $1 million0.973.820.011.073.500.0510
High Rate Savings0.873.400.023.183.752.50231
Regular Savings0.203.400.010.184.340.01-2
New Auto - 24 Mo6.608.994.944.756.493.05-185
New Auto - 36 Mo6.849.275.394.836.603.05-201
New Auto - 48 Mo6.909.275.395.066.603.09-184
New Auto - 60 Mo6.949.275.395.196.993.09-175
New Auto - 72 Mo6.978.995.645.437.304.29-153
New Auto - 84 Mo6.528.994.946.117.644.49-41
Used Auto - 24 Mo6.738.994.945.026.993.05-171
Used Auto - 36 Mo7.3710.775.495.036.993.05-235
Used Auto - 48 Mo7.4411.005.495.256.993.29-219
Used Auto - 60 Mo7.3811.255.495.406.993.29-198
Used Auto - 72 Mo7.198.995.995.747.304.49-145
Used Auto - 84 Mo6.728.994.946.367.894.49-35
Used Boat-60 Mo8.608.608.607.3614.492.50-124
New Boat-60 Mo8.4111.505.497.2713.492.50-115
Rewards Credit Card17.5819.9911.4913.2818.007.00-429
Credit Card Platinum16.4629.7410.2412.1517.997.90-431
Credit Card Classic15.5520.9910.2412.4518.006.00-311
Home Equity - LOC 80%7.7216.005.757.188.755.50-54
Home Equity - 5 Yr 80%7.458.545.596.4812.503.75-97
Home Equity - 10 Yr 80%7.628.856.246.9712.505.49-65
Home Equity - 15 Yr 80%7.478.635.997.2712.505.49-20
7 Yr ARM6.6737.0895.8756.1307.3435.000-54
3 Yr ARM6.3527.4905.5007.1908.1254.75084
5 Yr ARM6.4977.3755.0006.0027.4254.875-49
15 Yr Fixed6.2608.2505.0005.5556.6253.368-70
20 Yr Fixed6.2677.1605.5475.6066.5103.564-66
30 Yr Fixed6.6737.2505.6256.3177.0005.526-36
15 Yr Fixed-Jumbo5.7345.6175.617 
20 Yr Fixed-Jumbo6.4726.3776.377 
7 Yr ARM-Jumbo6.4566.3846.384 
5 Yr ARM-Jumbo6.5546.4816.4816.4476.3756.375-11
30 Yr Fixed-Jumbo6.4336.3616.361 
Used Motorcycle-60 Mo   6.4110.052.00 
New Motorcycle-60 Mo   6.159.242.00 
Used Motorhome-60 Mo7.747.747.747.3114.492.00-43
New Motorhome-60 Mo8.4513.495.497.2913.992.00-116
Student Loan-10 Year5.855.855.85    
Unsecured - 36 Mo11.3919.006.749.7214.744.99-167
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* Represents the difference in the average rate between banks and credit unions.