RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 222,125 financial institution locations in 19,540 markets across the United States as of 7/20/2019.

Sort by Product  / State

Maryland

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.402.000.030.831.950.0842
6 Mo CD - $10k0.742.200.031.222.200.0948
1 Yr CD - $10k1.042.750.071.732.630.1270
18 Mo CD - $10k1.262.950.071.832.750.1857
2 Yr CD - $10k1.322.600.101.902.730.2058
30 Mo CD - $10k1.402.620.101.993.000.2559
3 Yr CD - $10k1.482.700.151.972.830.2549
4 Yr CD - $10k1.532.800.152.192.930.4566
5 Yr CD - $10k1.853.250.302.503.500.3564
1 Mo CD - $100k0.341.850.010.681.150.2034
2 Mo CD - $100k0.371.850.011.151.151.1578
3 Mo CD - $100k0.472.000.031.081.950.1061
6 Mo CD - $100k0.882.150.031.422.250.1354
1 Yr CD - $100k1.062.750.071.952.630.2390
2 Yr CD - $100k1.292.600.102.082.730.4179
3 Yr CD - $100k1.472.700.152.052.830.2558
Interest Checking - $5k0.080.250.010.213.010.0113
Liquid IRA Account0.312.650.020.512.020.0520
Money Market - $2.5k0.191.000.010.421.850.0524
Money Market - $10k0.322.000.020.461.850.0514
Money Market - $25k0.462.160.020.531.850.057
Money Market - $50k0.512.160.020.581.850.078
Money Market - $100k0.592.160.020.681.850.078
Money Market - $250k0.652.160.020.721.850.076
Regular Savings - $1k0.131.050.010.202.020.057
New Car - 36 Mo4.658.902.752.894.491.49-176
New Car - 48 Mo4.808.902.993.164.491.75-164
New Car - 60 Mo4.928.902.993.294.492.24-163
New Car - 72 Mo5.157.502.993.644.992.49-151
Used Car - 36 Mo5.159.902.993.204.991.75-195
Used Car - 48 Mo5.269.902.993.425.291.75-184
Used Car - 60 Mo5.239.902.993.555.492.24-168
Used Car - 72 Mo5.117.874.003.986.292.49-114
New Boat - 60 Mo6.9912.504.495.958.502.40-104
Rewards Credit Card14.4920.9910.5010.9514.245.50-354
Credit Card Platinum12.9826.9910.2410.3116.157.90-267
Credit Card Classic12.6420.999.5011.6717.998.99-97
Home Equity - LOC5.988.884.995.216.503.25-77
Home Equity - 5 Yr5.218.023.994.746.502.25-46
Home Equity - 10 Yr5.507.994.255.317.503.25-19
Home Equity - 15 Yr5.788.074.995.798.004.490
15 Yr Fixed3.9054.5003.0003.6076.0302.875-30
20 Yr Fixed4.1324.5001.0003.9614.6893.375-17
30 Yr Fixed4.3395.2503.2504.1255.8653.500-21
1 Yr ARM3.4934.2501.5003.1004.7501.490-39
3/1 ARM3.8965.5001.0003.4594.2282.750-44
5/1 ARM4.0485.7503.1253.6074.2502.875-44
7/1 ARM4.0825.8753.2503.7594.3753.000-32
New RV - 60 Mo7.1912.504.495.819.252.40-139
Unsecured - 36 Mo10.5716.506.509.1013.744.25-147
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2019 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.