RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 222,125 financial institution locations in 19,540 markets across the United States as of 7/20/2019.

Sort by Product  / State

Iowa

National
Alabama
Alaska
American Soma
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Micronesia
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York State
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k0.462.020.030.481.900.151
6 Mo CD - $10k0.802.430.030.902.350.2010
1 Yr CD - $10k1.142.800.071.312.850.3517
18 Mo CD - $10k1.222.800.071.732.850.5051
2 Yr CD - $10k1.312.800.101.893.000.4059
30 Mo CD - $10k1.422.800.101.582.750.6516
3 Yr CD - $10k1.543.020.251.942.850.6540
4 Yr CD - $10k1.672.970.302.133.250.6546
5 Yr CD - $10k1.953.300.352.213.000.8526
1 Mo CD - $100k0.140.500.010.150.150.151
2 Mo CD - $100k0.130.500.01    
3 Mo CD - $100k0.521.760.030.650.950.2013
6 Mo CD - $100k0.832.430.031.042.000.3022
1 Yr CD - $100k1.142.800.071.402.850.4526
2 Yr CD - $100k1.292.800.101.812.850.5051
3 Yr CD - $100k1.543.020.251.912.950.7537
Interest Checking - $5k0.161.010.010.160.450.050
Liquid IRA Account0.943.290.010.632.520.05-31
Money Market - $2.5k0.271.870.010.250.750.05-1
Money Market - $10k0.351.870.010.542.100.1019
Money Market - $25k0.472.010.010.702.100.1523
Money Market - $50k0.562.010.010.792.100.1922
Money Market - $100k0.702.010.011.062.500.1936
Money Market - $250k0.752.100.011.232.530.1948
Regular Savings - $1k0.191.000.010.171.000.05-2
New Car - 36 Mo4.997.752.993.785.041.94-120
New Car - 48 Mo5.058.252.903.845.041.94-121
New Car - 60 Mo5.148.502.903.995.191.99-115
New Car - 72 Mo5.127.252.744.305.491.99-83
Used Car - 36 Mo5.218.252.994.085.741.99-114
Used Car - 48 Mo5.298.503.254.126.241.99-117
Used Car - 60 Mo5.398.753.494.326.741.99-107
Used Car - 72 Mo5.327.253.304.475.991.99-85
New Boat - 60 Mo6.0710.603.495.188.242.99-90
Rewards Credit Card14.3318.249.0012.2518.008.80-208
Credit Card Platinum12.6717.247.5010.5314.246.99-214
Credit Card Classic14.2721.2410.9910.3512.995.90-392
Home Equity - LOC5.888.574.755.336.504.00-54
Home Equity - 5 Yr5.456.784.004.525.493.15-93
Home Equity - 10 Yr5.687.254.255.156.743.24-53
Home Equity - 15 Yr5.848.254.506.007.993.7416
15 Yr Fixed3.8955.1252.6253.6854.5003.000-21
20 Yr Fixed4.0734.7501.0003.9234.7503.375-15
30 Yr Fixed4.2535.1253.2504.0294.8753.500-22
1 Yr ARM4.1935.2503.0003.6093.7503.375-58
3/1 ARM4.3485.7501.0003.8814.5003.250-47
5/1 ARM4.2175.8753.0004.1265.2503.107-9
7/1 ARM4.4065.3753.5004.3005.0003.750-11
New RV - 60 Mo6.2110.603.495.218.502.99-100
Unsecured - 36 Mo10.9118.864.999.8614.496.49-106
Reproduction of any kind prohibited without expressed written consent from Datatrac Corporation. Copyright © 2019 Datatrac Corporation - All rights reserved.
* Represents the difference in the average rate between banks and credit unions.