RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 336,766 financial institution locations in 19,713 markets across the United States as of 4/8/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k2.014.130.012.774.000.3076
6 Mo CD - $10k2.114.000.053.054.250.0594
9 Mo CD - $10k1.414.030.052.933.750.05152
1 Yr CD - $10k2.153.750.053.185.000.10103
18 Mo CD - $10k1.723.500.053.064.001.80134
2 Yr CD - $10k1.913.200.053.034.200.15112
30 Mo CD - $10k1.643.050.103.144.002.00150
3 Yr CD - $10k1.843.200.102.924.000.20108
4 Yr CD - $10k1.663.250.103.034.001.73137
5 Yr CD - $10k1.683.300.103.054.051.50137
3 Mo CD - $100k1.864.130.012.794.000.3092
6 Mo CD - $100k2.084.000.053.154.250.05107
9 Mo CD - $100k1.414.030.052.953.750.15153
1 Yr CD - $100k2.153.800.053.225.000.10107
18 Mo CD - $100k1.825.050.053.294.001.80147
2 Yr CD - $100k1.943.200.053.104.200.15117
30 Mo CD - $100k1.673.050.103.364.002.00169
3 Yr CD - $100k1.783.400.103.014.000.20123
4 Yr CD - $100k1.713.450.103.034.001.73132
5 Yr CD - $100k1.653.500.103.134.051.50148
High Rate Checking0.070.100.033.104.501.00304
Basic Checking0.171.220.010.111.000.01-6
IRA - 1 Year - $10k1.863.940.053.253.901.65139
IRA - 1 Year - $100k1.222.000.153.593.903.25238
IRA - Liquid - $10k1.203.940.010.652.500.05-55
IRA - Liquid - $100k0.512.000.010.792.400.0528
High Rate Money Market - $2.5k0.150.150.15    
Money Market - $2.5k0.482.000.010.681.600.0320
Money Market - $10k0.552.250.010.741.700.0319
High Rate Money Market - $10k0.150.150.15    
High Rate Money Market - $25k0.150.150.150.541.240.3039
Money Market - $25k0.682.250.041.032.000.1035
Money Market - $50k0.842.250.041.202.250.1036
High Rate Money Market - $50k0.250.250.250.601.490.3035
High Rate Money Market - $100k2.602.602.600.981.980.65-162
Money Market - $100k1.113.250.051.352.700.1024
Money Market - $250k1.233.440.051.423.200.1018
High Rate Money Market - $250k2.602.602.601.752.471.51-85
Money Market - $500k0.802.530.051.523.200.1073
High Rate Money Market - $500k2.652.652.651.511.511.51-114
High Rate Money Market - $1 million2.802.802.801.511.511.51-129
Money Market - $1 million0.802.530.051.563.550.1076
High Rate Savings0.020.020.021.131.760.50111
Regular Savings0.322.000.010.352.150.013
New Auto - 24 Mo7.188.535.835.185.744.39-200
New Auto - 36 Mo7.3011.503.995.197.493.99-211
New Auto - 48 Mo7.3011.503.995.217.493.99-209
New Auto - 60 Mo7.3411.503.995.267.493.99-208
New Auto - 72 Mo7.2011.503.995.548.003.99-167
New Auto - 84 Mo8.538.538.535.486.494.64-305
Used Auto - 24 Mo7.318.785.835.205.744.39-210
Used Auto - 36 Mo7.5011.504.995.237.253.99-226
Used Auto - 48 Mo7.5311.504.995.277.493.99-226
Used Auto - 60 Mo7.5011.504.995.337.743.99-217
Used Auto - 72 Mo7.3811.504.995.548.003.99-184
Used Auto - 84 Mo8.788.788.785.486.494.64-330
Used Boat-60 Mo11.0111.0111.017.158.256.24-386
New Boat-60 Mo8.0811.506.006.748.254.49-134
Rewards Credit Card17.0223.2412.4812.4814.759.90-454
Credit Card Platinum15.9918.2413.9211.8113.248.99-418
Credit Card Classic13.9617.4912.0011.2915.996.45-267
Home Equity - LOC 80%7.768.506.507.179.005.00-59
Home Equity - 5 Yr 80%7.307.457.257.149.505.50-16
Home Equity - 10 Yr 80%7.687.757.457.549.505.50-14
Home Equity - 15 Yr 80%8.058.257.457.939.505.75-12
7 Yr ARM6.2906.5035.9616.1166.5395.500-17
3 Yr ARM6.2556.6015.908 
5 Yr ARM6.3636.3636.3635.9966.4485.248-37
15 Yr Fixed5.8456.1105.5345.6165.8795.375-23
20 Yr Fixed6.2446.6515.7526.0366.2735.750-21
30 Yr Fixed6.4427.2316.0006.2176.5005.984-23
Used Motorcycle-60 Mo   7.569.755.24 
New Motorcycle-60 Mo   7.569.755.24 
Used Motorhome-60 Mo11.0111.0111.017.058.256.24-396
New Motorhome-60 Mo8.2111.505.546.698.254.49-153
Unsecured - 36 Mo11.0213.996.7410.7017.497.50-32
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* Represents the difference in the average rate between banks and credit unions.