RateDex

Presented by the National Association of Federal Credit Unions in cooperation with SNL and DatatracRates based upon a survey of 345,475 financial institution locations in 19,713 markets across the United States as of 8/31/2026.

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Wyoming
ProductBank AverageBank HighBank LowCredit Union AverageCredit Union HighCredit Union LowBasis Point Difference*
3 Mo CD - $10k1.874.000.012.733.750.3086
6 Mo CD - $10k2.193.880.013.033.850.0584
9 Mo CD - $10k1.843.980.012.933.750.05110
1 Yr CD - $10k2.194.150.013.174.500.1098
18 Mo CD - $10k1.683.250.013.074.001.80139
2 Yr CD - $10k1.863.360.013.074.200.15121
30 Mo CD - $10k1.583.050.013.214.002.00163
3 Yr CD - $10k1.803.460.013.014.000.20120
4 Yr CD - $10k1.553.450.013.134.001.73157
5 Yr CD - $10k1.623.500.013.134.051.50151
3 Mo CD - $100k1.834.000.012.753.750.3092
6 Mo CD - $100k2.243.880.013.164.100.0592
9 Mo CD - $100k1.523.980.012.953.750.15143
1 Yr CD - $100k2.194.150.013.244.500.10105
18 Mo CD - $100k1.775.050.013.294.001.80152
2 Yr CD - $100k1.923.360.013.154.200.15123
30 Mo CD - $100k1.603.050.013.384.002.00178
3 Yr CD - $100k1.813.460.013.104.000.20128
4 Yr CD - $100k1.673.450.013.134.001.73145
5 Yr CD - $100k1.613.500.013.224.051.50161
High Rate Checking0.070.100.043.485.000.90341
Basic Checking0.171.220.010.100.900.01-6
IRA - 1 Year - $10k1.893.940.013.273.901.65138
IRA - 1 Year - $100k0.421.500.013.643.903.35322
IRA - Liquid - $10k1.103.940.010.642.500.05-46
IRA - Liquid - $100k0.020.030.010.912.400.0590
High Rate Money Market - $2.5k0.050.050.050.500.500.5045
Money Market - $2.5k0.482.000.010.681.400.0320
Money Market - $10k0.572.250.010.731.400.0316
High Rate Money Market - $10k0.050.050.050.500.500.5045
High Rate Money Market - $25k1.001.900.100.611.240.30-40
Money Market - $25k0.743.340.041.011.850.1028
Money Market - $50k0.883.340.041.202.100.1031
High Rate Money Market - $50k1.031.900.150.721.490.30-30
High Rate Money Market - $100k1.101.900.300.951.980.50-15
Money Market - $100k1.193.340.051.352.550.1016
Money Market - $250k1.333.440.051.433.200.1010
High Rate Money Market - $250k1.201.900.502.143.491.5094
Money Market - $500k1.283.400.051.613.200.1033
High Rate Money Market - $500k1.331.900.752.023.051.5070
High Rate Money Market - $1 million1.451.901.002.023.051.5057
Money Market - $1 million1.283.400.051.643.550.1036
High Rate Savings0.040.050.021.131.760.50110
Regular Savings0.322.000.010.332.000.011
New Auto - 24 Mo7.378.536.215.155.994.39-222
New Auto - 36 Mo7.0911.503.995.007.253.70-209
New Auto - 48 Mo7.1311.503.995.027.253.70-210
New Auto - 60 Mo7.1411.503.995.087.253.70-206
New Auto - 72 Mo7.0811.503.995.298.003.84-179
New Auto - 84 Mo8.538.538.535.506.744.99-303
Used Auto - 24 Mo7.508.786.215.175.994.39-233
Used Auto - 36 Mo7.3311.504.995.067.253.70-227
Used Auto - 48 Mo7.2911.504.995.087.253.70-221
Used Auto - 60 Mo7.3411.504.995.147.253.70-220
Used Auto - 72 Mo7.3911.505.745.358.003.84-204
Used Auto - 84 Mo8.788.788.785.506.744.99-328
Used Boat-60 Mo11.0111.0111.016.938.246.24-408
New Boat-60 Mo8.0011.506.006.418.244.25-159
Rewards Credit Card16.8220.2412.4812.7014.999.90-412
Credit Card Platinum15.9720.2412.7511.8113.248.99-416
Credit Card Classic14.7520.2411.2511.3815.997.75-336
Home Equity - LOC 80%7.398.506.506.959.005.50-44
Home Equity - 5 Yr 80%   6.849.254.99 
Home Equity - 10 Yr 80%7.357.357.357.179.255.50-18
Home Equity - 15 Yr 80%7.357.357.357.539.255.7518
7 Yr ARM6.6136.7616.1626.8287.0006.49822
5 Yr ARM6.4998.1534.9906.1827.2504.990-32
15 Yr Fixed6.1357.2505.5006.33911.7505.49020
20 Yr Fixed6.5926.6366.3436.3996.2976.297-19
30 Yr Fixed6.6387.6255.8756.73613.2505.75010
Used Motorcycle-60 Mo   7.149.755.24 
New Motorcycle-60 Mo   7.149.755.24 
Used Motorhome-60 Mo11.0111.0111.016.607.505.74-441
New Motorhome-60 Mo8.1511.505.546.257.744.25-190
Unsecured - 36 Mo11.1213.996.7410.6817.497.50-43
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* Represents the difference in the average rate between banks and credit unions.