|
|
| Product | Bank Average | Bank High | Bank Low | Credit Union Average | Credit Union High | Credit Union Low | Basis Point Difference* |
| 3 Mo CD - $10k | 1.75 | 4.10 | 0.01 | 2.84 | 4.17 | 0.30 | 109▲ |
| 6 Mo CD - $10k | 2.15 | 4.16 | 0.05 | 3.05 | 4.25 | 0.05 | 90▲ |
| 9 Mo CD - $10k | 1.42 | 4.03 | 0.05 | 3.27 | 4.00 | 0.05 | 184▲ |
| 1 Yr CD - $10k | 2.17 | 4.00 | 0.05 | 3.14 | 5.00 | 0.10 | 98▲ |
| 18 Mo CD - $10k | 1.74 | 3.50 | 0.05 | 3.09 | 4.00 | 1.80 | 136▲ |
| 2 Yr CD - $10k | 1.94 | 3.29 | 0.05 | 3.09 | 4.50 | 0.15 | 116▲ |
| 30 Mo CD - $10k | 1.64 | 3.25 | 0.10 | 3.13 | 4.05 | 2.00 | 149▲ |
| 3 Yr CD - $10k | 1.81 | 3.50 | 0.10 | 2.87 | 4.05 | 0.20 | 106▲ |
| 4 Yr CD - $10k | 1.66 | 3.25 | 0.10 | 3.03 | 4.00 | 1.73 | 137▲ |
| 5 Yr CD - $10k | 1.75 | 3.30 | 0.10 | 2.97 | 4.00 | 1.50 | 122▲ |
| 3 Mo CD - $100k | 1.76 | 4.10 | 0.01 | 2.86 | 4.17 | 0.30 | 110▲ |
| 6 Mo CD - $100k | 2.20 | 4.16 | 0.05 | 3.16 | 4.25 | 0.05 | 96▲ |
| 9 Mo CD - $100k | 1.42 | 4.03 | 0.05 | 3.28 | 4.00 | 0.15 | 186▲ |
| 1 Yr CD - $100k | 2.18 | 4.05 | 0.05 | 3.27 | 5.00 | 0.10 | 109▲ |
| 18 Mo CD - $100k | 1.82 | 5.05 | 0.05 | 3.32 | 4.00 | 1.80 | 150▲ |
| 2 Yr CD - $100k | 1.93 | 3.29 | 0.05 | 3.16 | 4.75 | 0.15 | 123▲ |
| 30 Mo CD - $100k | 1.67 | 3.25 | 0.10 | 3.36 | 4.05 | 2.00 | 169▲ |
| 3 Yr CD - $100k | 1.83 | 3.50 | 0.10 | 2.93 | 4.05 | 0.20 | 111▲ |
| 4 Yr CD - $100k | 1.68 | 3.45 | 0.10 | 3.03 | 4.00 | 1.73 | 135▲ |
| 5 Yr CD - $100k | 1.71 | 3.50 | 0.10 | 3.06 | 4.00 | 1.50 | 135▲ |
| High Rate Checking | 0.02 | 0.02 | 0.02 | 2.00 | 3.00 | 1.00 | 198▲ |
| Basic Checking | 0.17 | 1.22 | 0.01 | 0.14 | 1.00 | 0.01 | -3▼ |
| IRA - 1 Year - $10k | 1.93 | 3.94 | 0.05 | 3.25 | 3.85 | 1.65 | 132▲ |
| IRA - 1 Year - $100k | 1.75 | 2.00 | 1.50 | 3.61 | 3.85 | 3.40 | 186▲ |
| IRA - Liquid - $10k | 1.16 | 3.94 | 0.01 | 0.65 | 2.50 | 0.05 | -51▼ |
| IRA - Liquid - $100k | 0.67 | 2.00 | 0.01 | 0.84 | 2.45 | 0.05 | 16▲ |
| Money Market - $2.5k | 0.48 | 2.00 | 0.01 | 0.69 | 1.50 | 0.03 | 21▲ |
| Money Market - $10k | 0.57 | 2.25 | 0.01 | 0.74 | 1.50 | 0.03 | 17▲ |
| Money Market - $25k | 0.66 | 2.25 | 0.01 | 1.06 | 2.00 | 0.10 | 40▲ |
| High Rate Money Market - $25k | | | | 1.24 | 1.24 | 1.24 | |
| High Rate Money Market - $50k | | | | 1.49 | 1.49 | 1.49 | |
| Money Market - $50k | 0.82 | 2.25 | 0.01 | 1.24 | 2.25 | 0.10 | 43▲ |
| Money Market - $100k | 1.10 | 3.25 | 0.01 | 1.43 | 3.05 | 0.10 | 33▲ |
| High Rate Money Market - $100k | | | | 1.98 | 1.98 | 1.98 | |
| High Rate Money Market - $250k | | | | 2.47 | 2.47 | 2.47 | |
| Money Market - $250k | 1.23 | 3.44 | 0.01 | 1.51 | 3.25 | 0.10 | 28▲ |
| Money Market - $500k | 1.40 | 4.00 | 0.05 | 2.10 | 3.25 | 0.10 | 70▲ |
| Money Market - $1 million | 1.40 | 4.00 | 0.05 | 2.19 | 3.60 | 0.10 | 79▲ |
| High Rate Savings | 0.02 | 0.02 | 0.02 | 0.50 | 0.50 | 0.50 | 48▲ |
| Regular Savings | 0.34 | 2.00 | 0.01 | 0.37 | 2.75 | 0.01 | 3▲ |
| New Auto - 24 Mo | 6.96 | 8.53 | 5.38 | 5.52 | 5.74 | 5.15 | -143▼ |
| New Auto - 36 Mo | 7.60 | 11.50 | 3.99 | 5.35 | 7.49 | 3.79 | -225▼ |
| New Auto - 48 Mo | 7.57 | 11.50 | 3.99 | 5.37 | 7.49 | 3.79 | -220▼ |
| New Auto - 60 Mo | 7.62 | 11.50 | 3.99 | 5.42 | 7.49 | 3.79 | -220▼ |
| New Auto - 72 Mo | 7.71 | 11.50 | 3.99 | 5.65 | 8.00 | 3.79 | -206▼ |
| New Auto - 84 Mo | 8.53 | 8.53 | 8.53 | 5.91 | 6.49 | 5.49 | -262▼ |
| Used Auto - 24 Mo | 7.08 | 8.78 | 5.38 | 5.57 | 5.99 | 5.15 | -151▼ |
| Used Auto - 36 Mo | 7.84 | 11.50 | 4.99 | 5.42 | 7.25 | 3.79 | -242▼ |
| Used Auto - 48 Mo | 7.81 | 11.50 | 4.99 | 5.45 | 7.49 | 3.79 | -236▼ |
| Used Auto - 60 Mo | 7.82 | 11.50 | 4.99 | 5.50 | 7.74 | 3.79 | -231▼ |
| Used Auto - 72 Mo | 7.94 | 11.50 | 5.99 | 5.71 | 8.00 | 3.79 | -223▼ |
| Used Auto - 84 Mo | 8.78 | 8.78 | 8.78 | 5.99 | 6.49 | 5.49 | -279▼ |
| Used Boat-60 Mo | 11.01 | 11.01 | 11.01 | 7.87 | 8.75 | 6.74 | -314▼ |
| New Boat-60 Mo | 8.03 | 11.50 | 6.00 | 6.91 | 8.75 | 4.49 | -113▼ |
| Rewards Credit Card | 17.26 | 23.49 | 12.48 | 12.65 | 14.24 | 9.90 | -461▼ |
| Credit Card Platinum | 16.09 | 18.49 | 13.92 | 11.74 | 13.24 | 8.99 | -435▼ |
| Credit Card Classic | 14.80 | 17.74 | 13.20 | 11.25 | 15.99 | 6.96 | -355▼ |
| Home Equity - LOC 80% | 8.36 | 10.25 | 7.00 | 7.45 | 9.00 | 6.24 | -91▼ |
| Home Equity - 5 Yr 80% | 7.25 | 7.25 | 7.25 | 7.14 | 9.50 | 5.50 | -11▼ |
| Home Equity - 10 Yr 80% | 7.91 | 8.40 | 7.75 | 7.56 | 9.50 | 5.50 | -36▼ |
| Home Equity - 15 Yr 80% | 8.29 | 8.40 | 8.25 | 7.96 | 9.50 | 5.75 | -33▼ |
| 7 Yr ARM | 6.544 | 7.089 | 5.625 | 6.722 | 7.000 | 6.297 | 18▲ |
| 5 Yr ARM | 5.500 | 5.500 | 5.500 | 5.956 | 7.250 | 4.500 | 46▲ |
| 15 Yr Fixed | 6.346 | 9.000 | 5.250 | 6.417 | 11.750 | 5.461 | 7▲ |
| 20 Yr Fixed | 6.203 | 6.109 | 6.109 | 6.140 | 6.046 | 6.046 | -6▼ |
| 30 Yr Fixed | 6.806 | 9.750 | 5.990 | 6.778 | 13.250 | 6.000 | -3▼ |
| Used Motorcycle-60 Mo | | | | 8.56 | 9.75 | 7.74 | |
| New Motorcycle-60 Mo | | | | 8.56 | 9.75 | 7.74 | |
| Used Motorhome-60 Mo | 11.01 | 11.01 | 11.01 | 7.74 | 8.75 | 6.74 | -327▼ |
| New Motorhome-60 Mo | 8.18 | 11.50 | 5.54 | 6.85 | 8.75 | 4.49 | -133▼ |
| Unsecured - 36 Mo | 11.06 | 13.99 | 6.74 | 10.45 | 15.25 | 7.50 | -61▼ |
|